Key Biscayne, FL

Florida · Metropolitan Area

Key Biscayne is a small city in Florida with a population of 14,560. Residents earn $172,604 per year, which is 130% above the national average.

3.4 /5.0
B Good
14,560 Population 11,648/sq mi density
$172,604 Median Income $97,329 per capita
$1,238,700 Home Value $1,644,950 Zillow
$3,501 Median Rent
79°F Avg Temperature
15 Violent Crime/100K 1,622 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$172,604 median income, 2.0% unemployment
C+
Affordability
2.6 / 5.0
$1,238,700 home value, $3,501/mo rent
F
Safety
1.0 / 5.0
15 violent crimes/100K (96% below avg)
A+
Education
5.0 / 5.0
74.4% bachelor's degree or higher
Median Income $172,604
130% higher than US avg
Home Value $1,238,700
339% higher than US avg
Violent Crime 15/100K
96% lower than US avg
Bachelor's+ 74.4%
121% higher than US avg
Median Rent $3,501
201% higher than US avg
Obesity Rate 23.1%
28% lower than US avg
Unemployment 2.0%
44% lower than US avg
Poverty Rate 6.7%
46% lower than US avg

How Key Biscayne Compares to the U.S. Average (100% = U.S. avg)

People

Population14,560
Median Age43.1 yrs
Density11,648/mi²
Male / Female50% / 50%
Largest GroupWhite 45%

Economy

A+
Median Income$172,604
Per Capita$97,329
Unemployment2.0%
Poverty6.7%
County GDP$260,837M
Commute24 min

Housing

C+
Home Value$1,238,700
Rent$3,501
OwnershipN/A
Zillow$1,644,950

Crime

F
Violent15/100K
Property1,622/100K
Murder0.0/100K
Assault15/100K
Burglary62/100K

Health

Obesity23.1%
UninsuredN/A
Depression13.7%
Heart Disease4.1%

Climate

Avg Temp79°F
AQI41 (Good)
Rain55.3 in/yr
Elevation4 ft

Education

A+
Bachelor's+74.4%
High School+96.4%
School Score5.60

Community

2024 VoteR 55% / D 44%
Commute24 min
EV Stations11
Libraries63

Is Key Biscayne a Good Place to Live?

Based on current data, Key Biscayne receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Key Biscayne offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Key Biscayne is $172,604, which is significantly higher than the national average — 130% above $75,149. This places Key Biscayne among higher-income communities. The job market is very strong with unemployment at just 2.0%. Only 6.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Key Biscayne is $1,238,700, making it a premium housing market at 339% above the U.S. median of $281,900. Renters pay a median of $3,501 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 7.2x, housing affordability is a significant challenge for many families.

Safety & Crime

Key Biscayne is a very safe community with a violent crime rate of 15 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,622 per 100,000, near the national average.

Education

Key Biscayne is a highly educated community — 74.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.4% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Key Biscayne has a warm climate with an average annual temperature of 79°F. Winters average 70°F in January while summers reach 85°F in July. Annual precipitation totals 55.3 inches. Air quality is rated Good with a median AQI of 41.

Key Biscayne has a population of 14,560 with a density of 11,648 people per square mile. The median age is 43.1 years, 11% older than the national median of 38.9. The city is predominantly White (45.3%).

Population

14,560
Total Population
11,648
People / sq mi
43.1yrs
Median Age
11% above US avg
1.3mi²
Land Area

Gender Distribution

Male 49.9%
Female 50.1%

Race & Ethnicity

Key Biscayne vs U.S. Average

Language Spoken at Home

English Only17.0%
78% below US avg
Spanish83.0%
519% above US avg

Social Characteristics

Key Biscayne vs U.S. Average

The median household income in Key Biscayne is $172,604, which is 130% above the national average of $75,149. The unemployment rate is 2.0% (below the 3.6% US average). 6.7% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Key Biscayne vs U.S.

Commute Mode

Income

Median HH Income$172,604
130% above US avg
Per Capita Income$97,329
Avg Weekly Wage$1,492
IRS Avg AGI$111,222

Employment & Poverty

Unemployment2.0%
44% below US avg
Poverty Rate6.7%
46% below US avg
Establishments (County)123,309
County GDP$260,837M

Business (County)

Restaurants6,356
Healthcare11,061
Retail10,749
Manufacturing2,137

Tax & Cost of Living

Property Tax (IRS)$12,130
247% above US avg
Effective Tax Rate0.98%

Commute & Transportation

Commute Time23.8 min
Work from Home31.9%

Walkability

The median home value in Key Biscayne is $1,238,700, 339% above the national average. Monthly rent averages $3,501 (201% above US avg). Zillow estimates the typical home value at $1,644,950.

Home Value Sources

Ownership Split

Home Values

Census Median$1,238,700
339% above US avg
Zillow ZHVI$1,644,950
Median List Price$2,045,000

Real Estate Market (Redfin)

Median List Price$2,045,000
$/Sq Ft$925
Homes Sold17
Sale-to-List Ratio94.2%
Price Drops13.7%
Inventory131

Rental Costs

Census Median Rent$3,501
201% above US avg
Zillow Rent (ZORI)$7,636

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied69.3%

Property Tax

Avg Tax (IRS)$12,130
247% above US avg
Effective Rate0.98%
In Key Biscayne, 23.1% of adults are obese (below the 32.1% national rate). 13.7% report depression. 18.7% are physically inactive.

Health Metrics: Key Biscayne vs U.S. Average (%)

Chronic Conditions

Obesity23.1%
28% below US avg
Diabetes8.7%
Heart Disease4.1%
High Blood Pressure23.9%
Asthma7.8%
COPD2.8%
Stroke1.9%

Behaviors & Mental Health

Binge Drinking18.1%
Physical Inactivity18.7%
Depression13.7%
Mental Distress11.9%
Physical Distress9.3%

Healthcare Access

Insurance Rate96.7%
Checkup Rate75.1%
Premature Death6,314/100K

Food & Exercise

Food Environment8.3/10
Exercise Access98.5%
Healthcare Facilities11,061
Key Biscayne has a violent crime rate of 15 per 100,000 residents, 96% below the national average of 380. Property crime stands at 1,622 per 100,000 (17% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Key Biscayne vs U.S. Average (per 100,000)

Violent Crime

Total Violent15.5/100K
96% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault15.5/100K

Property Crime

Total Property1,622.1/100K
17% below US avg
Burglary61.8/100K
Theft1,475.4/100K
Vehicle Theft85.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)290

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Key Biscayne has an average annual temperature of 79°F (26°C). Winters average 70°F in January while summers reach 85°F in July. Annual precipitation is 55.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

70°F Jan (21°C) 85°F Jul (29°C)
Annual Average78.7°F
46% above US avg
January Average70°F (21°C)
July Average85°F (29°C)

Precipitation & Snow

Annual Rainfall55.3 inches
46% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation4 ft (1 m)
Area1.3 sq mi (3.2 km²)
Population Density11,648/sq mi
Coordinates25.6907°N, 80.1656°W
County FIPS12086
It is classified as Metro — 1 million+. 74.4% of residents hold a bachelor's degree or higher (121% above US avg). In the 2024 election, the county voted Republican by a 11.5-point margin.

2024 Presidential Election (County)

R 55.4%
D 43.9%

Winner: Republican by 11.5 points

Education

Bachelor's Degree+74.4%
121% above US avg
High School+96.4%
School Test Score5.60
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density11,648/sq mi
Total Area1.3 sq mi

Infrastructure & Services

EV Charging Stations11
Alt Fuel Stations11
Public Libraries63
Healthcare Facilities11,061
Restaurants6,356
Retail Stores10,749

Safety & Disasters

Fatal Crashes (County/yr)290
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute23.8 min
Work from Home31.9%

Nearby Cities

Compare Key Biscayne with another city: