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Lake of Bays, ON

Ontario

Lake of Bays is a small town in Ontario with a population of 3,759. Residents earn $90,000 per year, which is 20% above the national average.

Data updated June 2026

2.5 /5.0
C+ Fair
3,759 Population 15/sq mi density
$90,000 Median Income $56,850 per capita
$800,000 Home Value
$1,110 Median Rent 16.8% income on rent
40°F Avg Temperature 259 sunny days/yr
C+
Overall
2.5 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.4 / 5.0
$90,000 median income, 10.8% unemployment
D
Affordability
1.6 / 5.0
$800,000 home value, $1,110/mo rent
C+
Safety
2.5 / 5.0
C
Education
2.3 / 5.0
16.3% bachelor's degree or higher

Discover Lake of Bays, ON

Explore over 40 sections covering people, economy, housing, health, crime, climate, community, costs, trends, schools, colleges, hospitals, treatment centers, industries, museums, libraries, breweries, farmers markets, grocery stores, pharmacies, campgrounds, parks, trails, stadiums, ski resorts, daycare centers, nursing homes, churches, fire stations, cell towers, bridges, power plants, EV stations, prisons, radio stations, airports, police stations, post offices, Amtrak stations, superfund sites, UNESCO sites, and more.
Use the tabs and dropdown menus below to navigate every data point we track for this city.

Full City Profile
Median Income $90,000
20% higher than US avg
Home Value $800,000
184% higher than US avg
Bachelor's+ 16.3%
52% lower than US avg
Median Rent $1,110
5% lower than US avg
Unemployment 10.8%
200% higher than US avg
Poverty Rate 8.7%
30% lower than US avg

How Lake of Bays Compares to the U.S. Average (100% = U.S. avg)

People

Population3,759
Median Age58.4 yrs
Density15/mi²
Male / Female51% / 49%
Largest GroupWhite 98%

Economy

B
Median Income$90,000
Per Capita$56,850
Unemployment10.8%
Poverty8.7%
Commute29 min

Housing

D
Home Value$800,000
Rent$1,110
Ownership91.2%
Housing Units1,760
Rent Burden16.8%

Crime

C+
Property3,500/100K
Burglary484/100K

Climate

Avg Temp40°F (5°C)
Rain42.4 in/yr
Sunny Days259/yr
Elevation1,211 ft (369 m)

Education

C
Bachelor's+16.3%
High School+32.0%
Graduate+7.1%

Community

Commute29 min

Is Lake of Bays a Good Place to Live?

Based on current data, Lake of Bays receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include above-average household incomes, abundant sunshine. Areas to be aware of include high housing costs, above-average unemployment. Lake of Bays has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Lake of Bays is $90,000, 20% above the national average of $75,149. Residents generally enjoy above-average earning potential. At 10.8%, unemployment is notably high. 8.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Lake of Bays is $800,000, making it a premium housing market at 184% above the U.S. median of $281,900. Renters pay a median of $1,110 per month. With a home price-to-income ratio of 8.9x, housing affordability is a significant challenge for many families.

Safety & Crime

Property crime occurs at a rate of 3,500 per 100,000, 79% above the national average.

Education

16.3% of residents hold a bachelor's degree, below the national average of 33.7%. 32.0% have completed high school.

Climate & Weather

Lake of Bays has a cool climate with an average annual temperature of 40°F. Winters average 13°F in January while summers reach 65°F in July. With 259 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.4 inches, including 17.7 inches of snow.

Lake of Bays has a population of 3,759 with a density of 15 people per square mile, spread across 257.7 square miles. The median age is 58.4 years, 50% older than the national median of 38.9. The gender split is 49.1% female and 50.9% male. The city is predominantly White (98.4%). English is the primary language spoken at home by 94% of residents.

Population

3,759
Total Population
15
People / sq mi
58.4yrs
Median Age
50% above US avg
257.7mi²
Land Area

Gender Distribution

Male 50.9%
Female 49.1%

Race & Ethnicity

Lake of Bays vs U.S. Average

Language Spoken at Home

English Only 94.0%
20% above US avg
Spanish 1.1%
92% below US avg
Other Languages 4.9%

Social Characteristics

Lake of Bays vs U.S. Average

The median household income in Lake of Bays is $90,000, which is 20% above the national average of $75,149. Per capita income is $56,850 (above the $39,052 national figure). The average weekly wage is $1,093, 24% lower than the U.S. average. The unemployment rate is 10.8% (above the 3.6% US average). 8.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 117 business establishments. Workers commute an average of 29 minutes. 34.9% of workers work from home (above the 15.2% national rate).

Income: Lake of Bays vs U.S.

Commute Mode

Income

Median HH Income$90,000
20% above US avg
Per Capita Income$56,850
Avg Weekly Wage$1,093

Employment & Poverty

Unemployment10.8%
200% above US avg
Poverty Rate8.7%
30% below US avg
Establishments (County)117

Business (County)

Tax & Cost of Living

Commute & Transportation

Commute Time29.1 min
Drive Alone91.7%
Public Transit0.0%
Work from Home34.9%

Walkability

The median home value in Lake of Bays is $800,000, 184% above the national median of $281,900. Monthly rent averages $1,110 (5% below the national average of $1,163). 91.2% of housing units are owner-occupied (above the 65.4% national rate). There are 1,760 total housing units in the city. 16.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 8.9x, making homeownership a significant financial stretch for most families.

Home Value Sources

Ownership Split

Home Values

Census Median$800,000
184% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,110
5% below US avg
Rent Burden16.8%

Ownership & Property

Homeownership91.2%
Owner-Occupied91.2%
Renter-Occupied9.1%
Housing Units1,760

Property Tax

Property crime stands at 3,500 per 100,000, 79% above the U.S. average. This includes larceny/theft at 2,503, burglary at 484, vehicle theft at 505 per 100,000 residents. Overall, Lake of Bays receives a safety grade of C+.

Crime Rates: Lake of Bays vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Total Property3,500.0/100K
79% above US avg
Burglary483.9/100K
Theft2,503.4/100K
Vehicle Theft504.8/100K

Traffic Safety

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
View full crime details →
Lake of Bays has a cool climate with an average annual temperature of 40°F (5°C). Winters average 13°F in January while summers reach 65°F in July. The area gets 259 sunny days per year, above the national average. Annual precipitation totals 42.4 inches. The area receives 17.7 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,211 feet.

Temperature

13°F Jan (-11°C) 65°F Jul (18°C)
Annual Average40.4°F
25% below US avg
January Average13°F (-11°C)
July Average65°F (18°C)
Sunny Days259 days/yr

Geography

Elevation1,211 ft (369 m)
Area257.7 sq mi (667.4 km²)
Population Density15/sq mi
Coordinates45.3270°N, 79.0054°W
TimezoneAmerica/Toronto

Precipitation & Snow

Annual Rainfall 42.4"
12% above US avg
Snowfall 17.7"
Wettest Month (Nov) 4.49"
Driest Month (Feb) 2.76"

Air Quality

Earthquake History

6 earthquakes (M2.5+) within 150 km since 1990. Strongest: M3.6. Most recent: M3.5 on May 14, 2016.

Oct 20, 2013 34 km SSW of Petawawa, Canada M3.6 125 km
Oct 10, 1995 southern Quebec, Canada M3.5 123 km
May 14, 2016 8 km NW of Petawawa, Canada M3.5 146 km
Jul 27, 2014 13 km SW of Pembroke, Canada M2.9 144 km
Jul 29, 2012 17 km SSW of Parry Sound, Canada M2.5 86 km
May 17, 2010 19 km WNW of Gravenhurst, Canada M2.5 57 km
Source: USGS (M2.5+, 1990-2025)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 13°F (-11°C) 3.8 in Coldest
February 15°F (-10°C) 2.8 in Driest
March 25°F (-4°C) 2.8 in
April 38°F (3°C) 2.8 in
May 51°F (11°C) 3.5 in
June 60°F (16°C) 3.2 in
July 65°F (18°C) 3.3 in Warmest
August 64°F (18°C) 3.4 in
September 56°F (13°C) 4.4 in
October 45°F (7°C) 4.1 in
November 33°F (1°C) 4.5 in Wettest
December 20°F (-7°C) 3.9 in

Lake of Bays has a seasonal temperature swing of 53°F / from 13°F in January to 65°F in July. Total annual precipitation is 42.5 inches, with November being the wettest month (4.5") and February the driest (2.8").

View full weather details →
16.3% of adults hold a bachelor's degree or higher, 52% below the national average of 33.7%. 32.0% have completed high school. 7.1% hold a graduate or professional degree (below the 13.1% national rate). 91.7% of workers drive alone to work.

Education

Bachelor's Degree+16.3%
52% below US avg
High School+32.0%
Graduate Degree+7.1%
C Education Grade (2.3/5.0)

Area & Infrastructure

Population Density15/sq mi
Total Area257.7 sq mi

Services

Commute & Transportation

Avg Commute29.1 min
Drive Alone91.7%
Public Transit0.0%
Work from Home34.9%

Schools in Lake of Bays

1 public schools (NCES 2022-23 data).

School Level Enrollment Teachers Student/Teacher
Irwin Memorial Public School - - - -
View full schools details →

Radio Stations near Lake of Bays

4 stations within ~55 km.

Station Genre Quality
CFBG 99.5 "Moose FM" Bracebridge, ON hot adult contemporary AAC+ 57 kbps
CFZN-FM "93.5 Moose FM" Haliburton, ON adult contemporary, oldies AAC+ 57 kbps
CFBK 105.5 "Moose FM" Huntsville, ON adult hits AAC+ 57 kbps
CKAR-FM 88.7 "The Bay" Huntsville, ON community radio MP3 128 kbps

Museums in Lake of Bays

NameTypeAddressPhoneAnnual Revenue
Dorset Museum
Heritage Place Train Station
Muskoka Heritage Place

Libraries in Lake of Bays

NameAddressStaffAnnual VisitsCirculationCollectionPrograms
Huntsville Public Library0.0
Kearney and Area Public Library0.0

Hotels in Lake of Bays

4 hotels within city radius - OpenStreetMap data

Blue Spruce Resort
Blue Water Acres
Port Cunnington Lodge
Portage Inn

Gas Stations in Lake of Bays

4 gas stations within city radius - OpenStreetMap data

CA #808857426
Parkway Gas
Shell
XTR

Golf Courses in Lake of Bays

1 golf courses within city radius - OpenStreetMap data

Bigwin Island Golf Club

Breweries in Lake of Bays

NameTypeAddressPhoneWebsite
Lake of Bays Brewing Company

Ski Resorts Near Lake of Bays

1 ski resorts within range.

Resort Slopes (km) Lifts Peak (m) Price Season Night Park
Hidden Valley Highlands Ski Area 0.0 - - $0 - - -

Airports Near Lake of Bays

18 airports within the area.

AirportIATAType
Muskoka AirportYQAMedium Airport
Bala (Medora Lake)-Small Airport
Bala Airport-Small Airport
Bracebridge (Stone Wall Farm) Airport-Small Airport
Bracebridge (Tinks) Airport-Small Airport
Bracebridge West Aerodrome-Small Airport
Cooper Falls Airstrip-Small Airport
Dwight Airport-Small Airport
Emsdale Airport-Small Airport
Orillia-RAMA Regional Airport-Small Airport
Port Carling Airport-Small Airport
Rosseau Airport-Small Airport
Severn Bridge Airport-Small Airport
Stanhope Municipal Airport-Small Airport
Sundridge/South River Airpark-Small Airport
Ullswater Airport-Small Airport
Walkers Point Airstrip-Small Airport
Whistlewing Airstrip-Small Airport

Post Offices in Lake of Bays

1 post offices.

Post OfficeAddress
Canada Post Office

Churches & Religious Organizations in Lake of Bays

1 religious organizations (IRS tax-exempt data).

NameAddress
Stewart Memorial United Church

Explore Near Lake of Bays

Bigfoot Sightings
1
Eyewitness reports filed with the Bigfoot Field Researchers Organization
View all →
Waterfalls
1
Natural waterfalls documented by USGS and OpenStreetMap contributors
View all →

Download Full City Report

Get a comprehensive, print-ready PDF with all data for Lake of Bays.

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Frequently Asked Questions About Lake of Bays

What is the population of Lake of Bays?

Lake of Bays has a population of 3,759 residents and is located in Ontario. The population density is 15 people per square mile, spread across 257.7 square miles. The median age of residents is 58.4 years, which is older than the national median of 38.9 years. The population is 49.1% female and 50.9% male.

Is Lake of Bays expensive to live in?

The median household income is $90,000, 20% above the national average of $75,149. The median home value is $800,000 (184% above the U.S. median). Renters pay a median of $1,110 per month. The home price-to-income ratio is 8.9x, which means housing is a stretch relative to local earnings.

Is Lake of Bays safe?

Property crime occurs at a rate of 3,500 per 100,000 (above the national average). Overall, Lake of Bays receives a safety grade of C+ based on combined crime data.

What is the weather like in Lake of Bays?

Lake of Bays has a cool climate with an average annual temperature of 40°F (5°C). Winter temperatures average 13°F in January, while summers reach an average of 65°F in July. The area receives 259 sunny days per year, well above the national average of 205. Annual rainfall totals 42.4 inches, with 17.7 inches of snow.

How is the job market in Lake of Bays?

The job market in Lake of Bays faces challenges, with unemployment at 10.8% / significantly above the national rate of 3.6%. The average weekly wage is $1,093. There are 117 business establishments in the area. The average commute time is 29 minutes, and 34.9% of workers work from home.

How much does housing cost in Lake of Bays?

The median home value in Lake of Bays is $800,000. For renters, the median monthly rent is $1,110. The homeownership rate is 91.2%.

How are the schools in Lake of Bays?

16.3% of adults in Lake of Bays hold a bachelor's degree or higher, below the national average of 33.7%. 32.0% have completed high school. 7.1% hold a graduate or professional degree.

What is transportation like in Lake of Bays?

The average commute in Lake of Bays is 29 minutes. 91.7% of workers drive alone to work, and 34.9% work from home.

What are the demographics of Lake of Bays?

The racial and ethnic makeup of Lake of Bays is 98.4% White, 0.5% Black or African American, 0.8% Asian. 94% of residents speak only English at home.

Nearby Cities

Algonquin Highlands, ON 2,588 pop · 9.0 mi Huntsville, ON 21,147 pop · 10.3 mi Bracebridge, ON 17,305 pop · 25.3 mi Minden Hills, ON 6,971 pop · 29.5 mi Dysart et al, ON 7,182 pop · 30.7 mi Muskoka Lakes, ON 7,652 pop · 30.9 mi Haliburton Village, ON 1,149 pop · 30.9 mi Gravenhurst, ON 13,157 pop · 33.4 mi Strong, ON 1,566 pop · 36.3 mi Magnetawan, ON 1,753 pop · 38.8 mi South River, ON 1,101 pop · 39.5 mi Seguin, ON 5,280 pop · 41.2 mi Highlands East, ON 3,830 pop · 43.9 mi Severn, ON 14,576 pop · 46.7 mi
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