Lake Oswego, OR

Oregon · Metropolitan Area

Lake Oswego is a mid-size city in Oregon with a population of 40,367. Residents earn $140,441 per year, which is 87% above the national average.

3.5 /5.0
B+ Good
40,367 Population 3,714/sq mi density
$140,441 Median Income $87,160 per capita
$894,000 Home Value $866,270 Zillow
$2,031 Median Rent
55°F Avg Temperature
50 Violent Crime/100K 1,364 property/100K
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$140,441 median income, 2.7% unemployment
B
Affordability
3.1 / 5.0
$894,000 home value, $2,031/mo rent
F
Safety
1.0 / 5.0
50 violent crimes/100K (87% below avg)
A+
Education
5.0 / 5.0
75.1% bachelor's degree or higher
Median Income $140,441
87% higher than US avg
Home Value $894,000
217% higher than US avg
Violent Crime 50/100K
87% lower than US avg
Bachelor's+ 75.1%
123% higher than US avg
Median Rent $2,031
75% higher than US avg
Obesity Rate 29.1%
9% lower than US avg
Unemployment 2.7%
25% lower than US avg
Poverty Rate 1.7%
86% lower than US avg

How Lake Oswego Compares to the U.S. Average (100% = U.S. avg)

People

Population40,367
Median Age46.5 yrs
Density3,714/mi²
Male / Female51% / 49%
Largest GroupWhite 79%

Economy

A+
Median Income$140,441
Per Capita$87,160
Unemployment2.7%
Poverty1.7%
County GDP$90,618M
Commute22 min

Housing

B
Home Value$894,000
Rent$2,031
OwnershipN/A
Zillow$866,270

Crime

F
Violent50/100K
Property1,364/100K
Murder0.0/100K
Assault29/100K
Burglary270/100K

Health

Obesity29.1%
UninsuredN/A
Depression27.2%
Heart Disease3.8%

Climate

Avg Temp55°F
AQI32 (Good)
Rain44.8 in/yr
Elevation141 ft

Education

A+
Bachelor's+75.1%
High School+99.0%
School Score5.14

Community

2024 VoteR 17% / D 79%
Commute22 min
EV Stations35
Libraries19

Is Lake Oswego a Good Place to Live?

Based on current data, Lake Oswego receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Lake Oswego offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Lake Oswego is $140,441, which is significantly higher than the national average — 87% above $75,149. This places Lake Oswego among higher-income communities. The job market is very strong with unemployment at just 2.7%. Only 1.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Lake Oswego is $894,000, making it a premium housing market at 217% above the U.S. median of $281,900. Renters pay a median of $2,031 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.4x means housing costs are stretched relative to local earnings.

Safety & Crime

Lake Oswego is a very safe community with a violent crime rate of 50 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,364 per 100,000, 30% below the national average.

Education

Lake Oswego is a highly educated community — 75.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.0% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Lake Oswego experiences four distinct seasons with an average temperature of 55°F. Winters average 43°F in January while summers reach 71°F in July. Annual precipitation totals 44.8 inches. Air quality is rated Good with a median AQI of 32.

Lake Oswego has a population of 40,367 with a density of 3,714 people per square mile. The median age is 46.5 years, 20% older than the national median of 38.9. The city is predominantly White (79%), with 1.7% Hispanic, 1.1% Black.

Population

40,367
Total Population
3,714
People / sq mi
46.5yrs
Median Age
20% above US avg
10.9mi²
Land Area

Gender Distribution

Male 50.8%
Female 49.2%

Race & Ethnicity

Lake Oswego vs U.S. Average

Language Spoken at Home

English Only87.7%
12% above US avg
Spanish12.3%
8% below US avg

Social Characteristics

Lake Oswego vs U.S. Average

The median household income in Lake Oswego is $140,441, which is 87% above the national average of $75,149. The unemployment rate is 2.7% (below the 3.6% US average). 1.7% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Lake Oswego vs U.S.

Commute Mode

Income

Median HH Income$140,441
87% above US avg
Per Capita Income$87,160
Avg Weekly Wage$1,553
IRS Avg AGI$90,655

Employment & Poverty

Unemployment2.7%
25% below US avg
Poverty Rate1.7%
86% below US avg
Establishments (County)40,968
County GDP$90,618M

Business (County)

Restaurants3,193
Healthcare3,650
Retail2,868
Manufacturing1,065

Tax & Cost of Living

Property Tax (IRS)$7,657
119% above US avg
Effective Tax Rate0.86%

Commute & Transportation

Commute Time22.2 min
Work from Home29.8%

Walkability

The median home value in Lake Oswego is $894,000, 217% above the national average. Monthly rent averages $2,031 (75% above US avg). Zillow estimates the typical home value at $866,270.

Home Value Sources

Ownership Split

Home Values

Census Median$894,000
217% above US avg
Zillow ZHVI$866,270
Median List Price$1,100,000

Real Estate Market (Redfin)

Median List Price$1,100,000
$/Sq Ft$365
Homes Sold41
Sale-to-List Ratio97.8%
Price Drops21.8%
Inventory170

Rental Costs

Census Median Rent$2,031
75% above US avg
Zillow Rent (ZORI)$2,163

HUD Fair Market Rent

Studio$1,051
1 Bedroom$1,143
2 Bedrooms$1,425
3 Bedrooms$1,963
4 Bedrooms$2,318

Ownership & Property

Owner-Occupied70.8%

Property Tax

Avg Tax (IRS)$7,657
119% above US avg
Effective Rate0.86%
In Lake Oswego, 29.1% of adults are obese (below the 32.1% national rate). 27.2% report depression. 13.1% are physically inactive.

Health Metrics: Lake Oswego vs U.S. Average (%)

Chronic Conditions

Obesity29.1%
9% below US avg
Diabetes6.9%
Heart Disease3.8%
High Blood Pressure24.3%
Asthma11.1%
COPD3.4%
Stroke1.9%

Behaviors & Mental Health

Binge Drinking16.9%
Physical Inactivity13.1%
Depression27.2%
Mental Distress15.0%
Physical Distress9.3%

Healthcare Access

Insurance Rate97.4%
Checkup Rate72.2%
Premature Death7,476/100K

Food & Exercise

Food Environment8.6/10
Exercise Access99.1%
Healthcare Facilities3,650
Lake Oswego has a violent crime rate of 50 per 100,000 residents, 87% below the national average of 380. Property crime stands at 1,364 per 100,000 (30% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Lake Oswego vs U.S. Average (per 100,000)

Violent Crime

Total Violent50.2/100K
87% below US avg
Murder0.0/100K
100% below US avg
Rape10.6/100K
Robbery10.6/100K
Assault29.1/100K

Property Crime

Total Property1,363.8/100K
30% below US avg
Burglary269.6/100K
Theft975.3/100K
Vehicle Theft118.9/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)87
FEMA Disasters182

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Lake Oswego has an average annual temperature of 55°F (13°C). Winters average 43°F in January while summers reach 71°F in July. Annual precipitation is 44.8 inches. Air quality is rated Good with a median AQI of 32.

Temperature

43°F Jan (6°C) 71°F Jul (21°C)
Annual Average55.4°F
3% above US avg
January Average43°F (6°C)
July Average71°F (21°C)

Precipitation & Snow

Annual Rainfall44.8 inches
18% above US avg

Air Quality

AQI Median32.0
RatingGood

Geography

Elevation141 ft (43 m)
Area10.9 sq mi (28.2 km²)
Population Density3,714/sq mi
Coordinates45.4136°N, 122.7000°W
County FIPS41051
It is classified as Metro — 1 million+. 75.1% of residents hold a bachelor's degree or higher (123% above US avg). In the 2024 election, the county voted Democrat by a 62.1-point margin.

2024 Presidential Election (County)

R 17.2%
D 79.3%

Winner: Democrat by 62.1 points

Education

Bachelor's Degree+75.1%
123% above US avg
High School+99.0%
School Test Score5.14
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density3,714/sq mi
Total Area10.9 sq mi

Infrastructure & Services

EV Charging Stations35
Alt Fuel Stations41
Public Libraries19
Healthcare Facilities3,650
Restaurants3,193
Retail Stores2,868

Safety & Disasters

Fatal Crashes (County/yr)87
FEMA Disaster Declarations182
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute22.2 min
Work from Home29.8%

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