Lake Zurich, IL

Illinois · Metropolitan Area

Lake Zurich is a small city in Illinois with a population of 19,727. Residents earn $139,959 per year, which is 86% above the national average.

4.0 /5.0
A Great
19,727 Population 2,851/sq mi density
$139,959 Median Income $63,070 per capita
$418,300 Home Value $479,339 Zillow
$1,782 Median Rent
48°F Avg Temperature
30 Violent Crime/100K 1,541 property/100K
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$139,959 median income, 2.5% unemployment
A+
Affordability
5.0 / 5.0
$418,300 home value, $1,782/mo rent
F
Safety
1.0 / 5.0
30 violent crimes/100K (92% below avg)
A+
Education
5.0 / 5.0
61.2% bachelor's degree or higher
Median Income $139,959
86% higher than US avg
Home Value $418,300
48% higher than US avg
Violent Crime 30/100K
92% lower than US avg
Bachelor's+ 61.2%
82% higher than US avg
Median Rent $1,782
53% higher than US avg
Obesity Rate 29.3%
9% lower than US avg
Unemployment 2.5%
31% lower than US avg
Poverty Rate 2.9%
77% lower than US avg

How Lake Zurich Compares to the U.S. Average (100% = U.S. avg)

People

Population19,727
Median Age41.3 yrs
Density2,851/mi²
Male / Female50% / 50%
Largest GroupWhite 84%

Economy

A+
Median Income$139,959
Per Capita$63,070
Unemployment2.5%
Poverty2.9%
County GDP$15,983M
Commute28 min

Housing

A+
Home Value$418,300
Rent$1,782
OwnershipN/A
Zillow$479,339

Crime

F
Violent30/100K
Property1,541/100K
Murder0.0/100K
Assault15/100K
Burglary105/100K

Health

Obesity29.3%
UninsuredN/A
Depression19.4%
Heart Disease3.9%

Climate

Avg Temp48°F
AQI43 (Good)
Rain38.5 in/yr
Elevation878 ft

Education

A+
Bachelor's+61.2%
High School+97.2%
School Score5.34

Community

2024 VoteR 52% / D 47%
Commute28 min
EV Stations2
Libraries13

Is Lake Zurich a Good Place to Live?

Based on current data, Lake Zurich receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Lake Zurich stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Lake Zurich is $139,959, which is significantly higher than the national average — 86% above $75,149. This places Lake Zurich among higher-income communities. The job market is very strong with unemployment at just 2.5%. Only 2.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Lake Zurich is $418,300, 48% above the national median. Renters pay a median of $1,782 per month, significantly above the national average of $1,163. At just 3x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Lake Zurich is a very safe community with a violent crime rate of 30 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,541 per 100,000, 21% below the national average.

Education

Lake Zurich is a highly educated community — 61.2% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.2% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Lake Zurich experiences four distinct seasons with an average temperature of 48°F. Winters average 21°F in January while summers reach 72°F in July. Annual precipitation totals 38.5 inches, including 43.1 inches of snow. Air quality is rated Good with a median AQI of 43.

Lake Zurich has a population of 19,727 with a density of 2,851 people per square mile. The median age is 41.3 years, 6% older than the national median of 38.9. The city is predominantly White (84.3%).

Population

19,727
Total Population
2,851
People / sq mi
41.3yrs
Median Age
6% above US avg
6.9mi²
Land Area

Gender Distribution

Male 50%
Female 50%

Race & Ethnicity

Lake Zurich vs U.S. Average

Language Spoken at Home

English Only80.8%
3% above US avg
Spanish19.2%
43% above US avg

Social Characteristics

Lake Zurich vs U.S. Average

The median household income in Lake Zurich is $139,959, which is 86% above the national average of $75,149. The unemployment rate is 2.5% (below the 3.6% US average). 2.9% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Lake Zurich vs U.S.

Commute Mode

Income

Median HH Income$139,959
86% above US avg
Per Capita Income$63,070
Avg Weekly Wage$1,060
IRS Avg AGI$93,804

Employment & Poverty

Unemployment2.5%
31% below US avg
Poverty Rate2.9%
77% below US avg
Establishments (County)7,928
County GDP$15,983M

Business (County)

Restaurants645
Healthcare846
Retail816
Manufacturing432

Tax & Cost of Living

Property Tax (IRS)$8,712
149% above US avg
Effective Tax Rate2.08%

Commute & Transportation

Commute Time28.3 min
Work from Home18.5%

Walkability

The median home value in Lake Zurich is $418,300, 48% above the national average. Monthly rent averages $1,782 (53% above US avg). Zillow estimates the typical home value at $479,339.

Home Value Sources

Ownership Split

Home Values

Census Median$418,300
48% above US avg
Zillow ZHVI$479,339
Median List Price$514,900

Real Estate Market (Redfin)

Median List Price$514,900
$/Sq Ft$249
Homes Sold16
Sale-to-List Ratio102.2%
Price Drops7.5%
Inventory40

Rental Costs

Census Median Rent$1,782
53% above US avg

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied80.2%

Property Tax

Avg Tax (IRS)$8,712
149% above US avg
Effective Rate2.08%
In Lake Zurich, 29.3% of adults are obese (below the 32.1% national rate). 19.4% report depression. 14.2% are physically inactive.

Health Metrics: Lake Zurich vs U.S. Average (%)

Chronic Conditions

Obesity29.3%
9% below US avg
Diabetes7.6%
Heart Disease3.9%
High Blood Pressure26.5%
Asthma9.0%
COPD3.8%
Stroke2.0%

Behaviors & Mental Health

Binge Drinking18.7%
Physical Inactivity14.2%
Depression19.4%
Mental Distress13.8%
Physical Distress8.7%

Healthcare Access

Insurance Rate97.3%
Checkup Rate75.6%
Premature Death5,730/100K

Food & Exercise

Food Environment8.8/10
Exercise Access93.1%
Healthcare Facilities846
Lake Zurich has a violent crime rate of 30 per 100,000 residents, 92% below the national average of 380. Property crime stands at 1,541 per 100,000 (21% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Lake Zurich vs U.S. Average (per 100,000)

Violent Crime

Total Violent29.9/100K
92% below US avg
Murder0.0/100K
100% below US avg
Rape15.0/100K
Robbery0.0/100K
Assault15.0/100K

Property Crime

Total Property1,540.6/100K
21% below US avg
Burglary104.7/100K
Theft1,435.9/100K
Vehicle Theft0.0/100K
Arson5.0/100K

Traffic Safety

Fatal Crashes (County/yr)18

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Lake Zurich has an average annual temperature of 48°F (9°C). Winters average 21°F in January while summers reach 72°F in July. Annual precipitation is 38.5 inches. Air quality is rated Good with a median AQI of 43.

Temperature

21°F Jan (-6°C) 72°F Jul (22°C)
Annual Average47.9°F
11% below US avg
January Average21°F (-6°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall38.5 inches
1% above US avg
Snowfall43.1 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation878 ft (268 m)
Area6.9 sq mi (17.9 km²)
Population Density2,851/sq mi
Coordinates42.1950°N, 88.0877°W
County FIPS17111
It is classified as Metro — 1 million+. 61.2% of residents hold a bachelor's degree or higher (82% above US avg). In the 2024 election, the county voted Republican by a 5.3-point margin.

2024 Presidential Election (County)

R 51.9%
D 46.6%

Winner: Republican by 5.3 points

Education

Bachelor's Degree+61.2%
82% above US avg
High School+97.2%
School Test Score5.34
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,851/sq mi
Total Area6.9 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations4
Public Libraries13
Healthcare Facilities846
Restaurants645
Retail Stores816

Safety & Disasters

Fatal Crashes (County/yr)18
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute28.3 min
Work from Home18.5%

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