Median Income
$56,875
24% lower than US avg
Home Value
$102,900
63% lower than US avg
Violent Crime
398/100K
5% higher than US avg
Bachelor's+
10.5%
69% lower than US avg
Obesity Rate
37.5%
17% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lincoln Compares to the U.S. Average (100% = U.S. avg)
People
Population88
Median Age56.4 yrs
Density157/mi²
Male / Female52% / 48%
Largest GroupWhite 96%
Veterans77.0%
Economy
A
Median Income$56,875
Per Capita$38,080
Unemployment0.0%
Poverty0.0%
County GDP$732M
Commute20 min
Housing
A+
Home Value$102,900
Ownership86.0%
Zillow$122,769
Housing Units81
Rent Burden22.7%
Crime
F
Violent398/100K
Property2,034/100K
Health
Obesity37.5%
Uninsured7.1%
Smoking14.2%
Depression22.7%
Heart Disease5.4%
Climate
Avg Temp47°F (8°C)
AQI43 (Good)
Rain36.8 in/yr
Sunny Days260/yr
Elevation1,060 ft (323 m)
Education
D
Bachelor's+10.5%
High School+97.4%
Graduate+6.7%
School Score6.18
Community
2024 VoteR 70% / D 28%
Commute20 min
Broadband43.0%
EV Stations3
Libraries6
Is Lincoln a Good Place to Live?
Based on current data, Lincoln receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Lincoln offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lincoln is $56,875, 24% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Lincoln is $102,900, 63% below the national median / offering relatively affordable homeownership. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 398 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 2,034 per 100,000, near the national average.
Education
10.5% of residents hold a bachelor's degree, below the national average of 33.7%. 97.4% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Lincoln experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.8 inches, including 32.3 inches of snow. Air quality is rated Good with a median AQI of 43.
Lincoln has a population of 88 with a density of 157 people per square mile, spread across 0.5 square miles. The median age is 56.4 years, 45% older than the national median of 38.9. The gender split is 47.7% female and 52.3% male. The city is predominantly White (95.5%), with 4.5% Hispanic. English is the primary language spoken at home by 100% of residents. 77.0% of the population are veterans, above the national rate of 6.0%. 19.5% of residents have a disability (above the 13.0% national average). 99.2% have health insurance coverage.
Population
56.4yrs
Median Age
45% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Lincoln is $56,875, which is 24% below the national average of $75,149. Per capita income is $38,080. The average weekly wage is $1,118, 22% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 389 business establishments, including 19 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $56,875 |
| 24% below US avg |
| Per Capita Income | $38,080 |
| Avg Weekly Wage | $1,118 |
| IRS Avg AGI | $89,602 |
| Gini Index | 0.373 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 389 |
| County GDP | $732M |
Business (County)
| Restaurants | 19 |
| Healthcare | 24 |
| Retail | 39 |
| Manufacturing | 14 |
Tax & Cost of Living
| Property Tax (IRS) | $4,000 |
| 14% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 3.89% |
Commute & Transportation
| Commute Time | 19.9 min |
| Drive Alone | 89.4% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Lincoln is $102,900, 63% below the national median of $281,900. Zillow estimates the typical home value at $122,769, higher than the Census estimate. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 86.0% of housing units are owner-occupied (above the 65.4% national rate). There are 81 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $4,000. 22.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $102,900 |
| 63% below US avg |
| Zillow ZHVI | $122,769 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 86.0% |
| Owner-Occupied | 86.0% |
| Renter-Occupied | 14.0% |
| Housing Units | 81 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $4,000 |
| 14% above US avg |
| Effective Rate | 3.89% |
In Lincoln, 37.5% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.4% of residents. 28.4% have high blood pressure. 14.2% are current smokers. 21.6% report binge drinking. 23.4% are physically inactive. 22.7% report depression. 17.9% experience frequent mental distress. 7.1% of residents lack health insurance. The primary care physician ratio is 1:4,116. The dentist ratio is 1:4,119. 83.5% of residents have access to exercise opportunities.
Health Metrics: Lincoln vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.5% |
| 17% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.4% |
| High Blood Pressure | 28.4% |
| Asthma | 10.5% |
| COPD | 5.6% |
| Cancer | 7.4% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 14.2% |
| 1% above US avg |
| Binge Drinking | 21.6% |
| Physical Inactivity | 23.4% |
| Depression | 22.7% |
| Mental Distress | 17.9% |
| Physical Distress | 11.7% |
| Short Sleep | 33.5% |
Healthcare Access
| Insurance Rate | 99.2% |
| Uninsured | 7.1% |
| 17% below US avg |
| Primary Care | 1:4,116 |
| Dentists | 1:4,119 |
| Mental Health | 1:2,064 |
| Checkup Rate | 75.7% |
| Dental Visits | 66.3% |
| Premature Death | 5,156/100K |
Food & Exercise
| Exercise Access | 83.5% |
| Healthcare Facilities | 24 |
Lincoln has a violent crime rate of 398 per 100,000 residents, 5% above the national average of 380. Property crime stands at 2,034 per 100,000, 4% above the U.S. average. Overall, Lincoln receives a safety grade of F.
Crime Rates: Lincoln vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 397.9/100K |
| 5% above US avg |
| |
Property Crime
| Total Property | 2,033.6/100K |
| 4% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lincoln experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.8 inches. The area receives 32.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,060 feet.
Temperature
17°F Jan (-8°C)
73°F Jul (23°C)
| Annual Average | 47.1°F |
| 13% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,060 ft (323 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 157/sq mi |
| Coordinates | 42.2627°N, 92.6923°W |
| Timezone | America/Chicago |
| County | Grundy County County |
| Nearest Airport | Waterloo Regional (ALO)
25 miles away |
Precipitation & Snow
Annual Rainfall
36.8"
3% below US avg
Wettest Month (Jun)
4.69"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 13.1 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 94.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
680 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 46 fatalities, 1,238 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
36 km |
9 |
| May 15, 1968 |
EF5 |
66 km |
13 |
| May 15, 1968 |
EF5 |
77 km |
5 |
| Oct 14, 1966 |
EF5 |
99 km |
6 |
| May 30, 1989 |
EF4 |
39 km |
0 |
| May 24, 1989 |
EF4 |
93 km |
0 |
| Sep 28, 1986 |
EF4 |
94 km |
0 |
| Aug 12, 1974 |
EF4 |
71 km |
0 |
| Jun 18, 1974 |
EF4 |
97 km |
2 |
| Aug 26, 1965 |
EF4 |
41 km |
1 |
| Sep 1, 1961 |
EF4 |
63 km |
0 |
| Apr 30, 1954 |
EF4 |
80 km |
0 |
| Jul 19, 2018 |
EF3 |
34 km |
0 |
| Jul 19, 2018 |
EF3 |
92 km |
0 |
| May 25, 2008 |
EF3 |
67 km |
0 |
| May 21, 2004 |
EF3 |
76 km |
0 |
| May 11, 2000 |
EF3 |
35 km |
1 |
| Jul 27, 1995 |
EF3 |
91 km |
0 |
| Jun 19, 1993 |
EF3 |
97 km |
0 |
| Mar 22, 1991 |
EF3 |
87 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: NEAL SMITH WUI 2016 1 (1,050 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
NEAL SMITH WUI 2016 1 |
1,050 |
90 km |
| 2009 |
UNNAMED |
939 |
57 km |
| 2010 |
FOLEY |
786 |
60 km |
| 2011 |
ACE AUTO |
676 |
69 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
51 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
0.9 in |
Coldest, Driest |
| February |
23°F (-5°C) |
1.0 in |
|
| March |
35°F (2°C) |
2.2 in |
|
| April |
48°F (9°C) |
3.2 in |
|
| May |
60°F (16°C) |
4.3 in |
|
| June |
70°F (21°C) |
4.7 in |
Wettest |
| July |
73°F (23°C) |
4.4 in |
Warmest |
| August |
70°F (21°C) |
4.2 in |
|
| September |
63°F (17°C) |
3.5 in |
|
| October |
51°F (10°C) |
2.6 in |
|
| November |
35°F (2°C) |
1.9 in |
|
| December |
22°F (-6°C) |
1.3 in |
|
Lincoln has a seasonal temperature swing of 55°F / from 17°F in January to 73°F in July. Total annual precipitation is 34.2 inches, with June being the wettest month (4.7") and January the driest (0.9").
Average costs for common services in Lincoln. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $700 |
| Toddler | $603 |
| Preschool | $603 |
| Family Childcare (monthly) |
| Infant | $460 |
| Toddler | $452 |
| Preschool | $452 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lincoln
What is the population of Lincoln?
Lincoln has a population of 88 residents and is located in Iowa. The population density is 157 people per square mile, spread across 0.5 square miles. The median age of residents is 56.4 years, which is older than the national median of 38.9 years. The population is 47.7% female and 52.3% male.
Is Lincoln expensive to live in?
Lincoln is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $56,875, 24% below the national average of $75,149. The median home value is $102,900 (63% below the U.S. median). The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Lincoln safe?
The violent crime rate in Lincoln is 398 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 2,034 per 100,000 (above the national average). Overall, Lincoln receives a safety grade of F based on combined crime data.
What is the weather like in Lincoln?
Lincoln has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.8 inches, with 32.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Lincoln?
The job market in Lincoln is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,118. There are 389 business establishments in the area, including 19 restaurants and food service locations. The average commute time is 20 minutes, and 0.0% of workers work from home.
How much does housing cost in Lincoln?
The median home value in Lincoln is $102,900. Zillow estimates the typical home value at $122,769. The homeownership rate is 86.0%. The average annual property tax is $4,000.
How are the schools in Lincoln?
Schools in Lincoln score 6.2 out of 10 on standardized testing, near the national average. 10.5% of adults in Lincoln hold a bachelor's degree or higher, below the national average of 33.7%. 97.4% have completed high school. 6.7% hold a graduate or professional degree.
How healthy is Lincoln?
The obesity rate in Lincoln is 37.5% (above the national rate of 32.1%). 14.2% of adults are smokers. 23.4% are physically inactive. 22.7% of residents report depression. 7.1% lack health insurance (below the national rate). 83.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,116.
What is transportation like in Lincoln?
The average commute in Lincoln is 20 minutes, shorter than the national average of 28 minutes. 89.4% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Lincoln?
The racial and ethnic makeup of Lincoln is 95.5% White, 4.5% Hispanic or Latino. 100% of residents speak only English at home. 77.0% of the population are military veterans. 19.5% of residents have a disability. 99.2% have health insurance coverage.
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