Median Income
$47,250
37% lower than US avg
Home Value
$183,000
35% lower than US avg
Bachelor's+
24.1%
28% lower than US avg
Median Rent
$933
20% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
14.0%
13% higher than US avg
How Loachapoka Compares to the U.S. Average (100% = U.S. avg)
People
Population218
Median Age37.0 yrs
Density191/mi²
Male / Female42% / 58%
Largest GroupWhite 63%
Veterans5.3%
Economy
B+
Median Income$47,250
Per Capita$31,037
Unemployment1.6%
Poverty14.0%
County GDP$9,275M
Commute58 min
Housing
A+
Home Value$183,000
Rent$933
Ownership48.0%
Zillow$192,886
Housing Units107
Rent Burden23.0%
Health
Obesity38.0%
Uninsured17.0%
Smoking10.9%
Depression21.8%
Heart Disease4.6%
Climate
Avg Temp64°F (18°C)
Rain56.5 in/yr
Elevation632 ft (193 m)
Education
C+
Bachelor's+24.1%
High School+99.4%
Graduate+13.8%
School Score5.40
Community
2024 VoteR 63% / D 35%
Commute58 min
Broadband91.0%
EV Stations24
Libraries2
Is Loachapoka a Good Place to Live?
Based on current data, Loachapoka receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing. Areas to be aware of include a high uninsured rate, below-average incomes, long commute times. Loachapoka offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Loachapoka is $47,250, 37% below the national average of $75,149. The job market is very strong with unemployment at just 1.6%. 14.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 58 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Loachapoka is $183,000, 35% below the national median / offering relatively affordable homeownership. Renters pay a median of $933 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.9x indicates a reasonably affordable housing market.
Education
24.1% of residents hold a bachelor's degree, below the national average of 33.7%. 99.4% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Loachapoka enjoys a moderate climate with an average annual temperature of 64°F. Winters average 46°F in January while summers reach 80°F in July. Annual precipitation totals 56.5 inches.
Loachapoka has a population of 218 with a density of 191 people per square mile, spread across 1.1 square miles. The median age is 37.0 years, 5% younger than the national median of 38.9. The gender split is 57.8% female and 42.2% male. The city is predominantly White (63.3%), with 29.4% Black. English is the primary language spoken at home by 98.6% of residents. 5.3% of the population are veterans. 11.0% of residents have a disability. 83.0% have health insurance coverage.
Population
218
Total Population
2023 Census
37.0yrs
Median Age
5% below US avg
Race & Ethnicity
Loachapoka vs U.S. Average
Language Spoken at Home
English Only
98.6%
26% above US avg
Spanish
3.1%
77% below US avg
Social Characteristics
Loachapoka vs U.S. Average
The median household income in Loachapoka is $47,250, which is 37% below the national average of $75,149. Per capita income is $31,037 (below the $39,052 national figure). The average weekly wage is $1,027, 28% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 14.0% of residents live below the poverty line. The area has 4,362 business establishments, including 421 restaurants. The cost of living index is 88.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 58 minutes (longer than the 28-minute US average). 7.1% of workers work from home (below the 15.2% national rate).
Income: Loachapoka vs U.S.
Income
| Median HH Income | $47,250 |
| 37% below US avg |
| Per Capita Income | $31,037 |
| Avg Weekly Wage | $1,027 |
| IRS Avg AGI | $78,658 |
| Gini Index | 0.513 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 14.0% |
| 13% above US avg |
| Establishments (County) | 4,362 |
| County GDP | $9,275M |
Business (County)
| Restaurants | 421 |
| Healthcare | 307 |
| Retail | 535 |
| Manufacturing | 141 |
Tax & Cost of Living
| Property Tax (IRS) | $2,789 |
| 20% below US avg |
| Cost of Living | 88.80 (100=avg) |
| Effective Tax Rate | 1.52% |
Commute & Transportation
| Commute Time | 58.3 min |
| Drive Alone | 61.6% |
| Public Transit | 0.0% |
| Work from Home | 7.1% |
The median home value in Loachapoka is $183,000, 35% below the national median of $281,900. Zillow estimates the typical home value at $192,886. Monthly rent averages $933 (20% below the national average of $1,163). Fair market rent ranges from $772 for a one-bedroom to $936 for a two-bedroom apartment. 48.0% of housing units are owner-occupied (below the 65.4% national rate). There are 107 total housing units in the city. The median year a home was built is 1972. The average annual property tax is $2,789 (lower than the $3,500 national average). 23.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.9x.
Home Values
| Census Median | $183,000 |
| 35% below US avg |
| Zillow ZHVI | $192,886 |
Rental Costs
| Census Median Rent | $933 |
| 20% below US avg |
| Rent Burden | 23.0% |
HUD Fair Market Rent
| Studio | $716 |
| 1 Bedroom | $772 |
| 2 Bedrooms | $936 |
| 3 Bedrooms | $1,206 |
| 4 Bedrooms | $1,381 |
Ownership & Property
| Homeownership | 48.0% |
| Owner-Occupied | 48.0% |
| Renter-Occupied | 52.0% |
| Housing Units | 107 |
| Median Year Built | 1972 |
Property Tax
| Avg Tax (IRS) | $2,789 |
| 20% below US avg |
| Effective Rate | 1.52% |
In Loachapoka, 38.0% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 4.6% of residents, below the national average. 36.1% have high blood pressure. 10.9% are current smokers (below the 14.0% national rate). 15.8% report binge drinking. 21.8% are physically inactive. 21.8% report depression. 15.7% experience frequent mental distress. 17.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,014. The dentist ratio is 1:2,916. 61.1% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: Loachapoka vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 4.6% |
| High Blood Pressure | 36.1% |
| Asthma | 9.9% |
| COPD | 4.9% |
| Cancer | 6.9% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 10.9% |
| 22% below US avg |
| Binge Drinking | 15.8% |
| Physical Inactivity | 21.8% |
| Depression | 21.8% |
| Mental Distress | 15.7% |
| Physical Distress | 10.8% |
| Short Sleep | 36.1% |
Healthcare Access
| Insurance Rate | 83.0% |
| Uninsured | 17.0% |
| 98% above US avg |
| Primary Care | 1:2,014 |
| Dentists | 1:2,916 |
| Mental Health | 1:739 |
| Checkup Rate | 80.1% |
| Dental Visits | 66.1% |
| Premature Death | 7,894/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 61.1% |
| Healthcare Facilities | 307 |
Loachapoka enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 46°F in January while summers reach 80°F in July. Annual precipitation totals 56.5 inches (wetter than the 38-inch national average). The city sits at an elevation of 632 feet.
Temperature
46°F Jan (8°C)
80°F Jul (27°C)
| Annual Average | 63.6°F |
| 18% above US avg |
| January Average | 46°F (8°C) |
| July Average | 80°F (27°C) |
Geography
| Elevation | 632 ft (193 m) |
| Area | 1.1 sq mi (3.0 km²) |
| Population Density | 191/sq mi |
| Coordinates | 32.6079°N, 85.5985°W |
| Timezone | America/Chicago |
| County | Lee County County |
| Nearest Airport | Auburn University Regional (AUO)
10 miles away |
Precipitation & Snow
Annual Rainfall
56.5"
49% above US avg
Wettest Month (Mar)
5.74"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 79.7 / 100 |
| Social Vulnerability | 42.7 / 100 |
| Community Resilience | 52.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.5 on Sep 14, 2011.
| Aug 19, 2004 |
8 km W of Brantleyville, Alabama |
M3.6 |
144 km |
| Apr 21, 2009 |
12 km S of Centreville, Alabama |
M3.4 |
142 km |
| May 9, 2004 |
8 km WNW of Brantleyville, Alabama |
M3.3 |
145 km |
| Mar 20, 2004 |
11 km NW of Wilton, Alabama |
M3.0 |
142 km |
| Sep 13, 2011 |
1 km NNW of Leeds, Alabama |
M3.0 |
138 km |
| Apr 22, 2009 |
15 km S of Centreville, Alabama |
M2.9 |
142 km |
| Feb 17, 1991 |
6 km N of Goldville, Alabama |
M2.9 |
61 km |
| Mar 28, 1991 |
5 km NNW of Westover, Alabama |
M2.9 |
125 km |
| Aug 28, 2004 |
13 km SSE of Centreville, Alabama |
M2.8 |
140 km |
| Sep 14, 2011 |
0 km WNW of Trussville, Alabama |
M2.6 |
147 km |
| May 28, 2004 |
2 km WNW of Brantleyville, Alabama |
M2.6 |
140 km |
| Apr 15, 2001 |
9 km E of Bon Air, Alabama |
M2.6 |
95 km |
| Apr 15, 2001 |
12 km SW of Talladega, Alabama |
M2.6 |
101 km |
| Sep 14, 2011 |
4 km ESE of Trussville, Alabama |
M2.5 |
142 km |
| May 26, 2004 |
3 km NNW of Brantleyville, Alabama |
M2.5 |
139 km |
| Mar 17, 2009 |
5 km W of Ragland, Alabama |
M2.5 |
139 km |
| Oct 6, 2003 |
11 km SW of Talladega, Alabama |
M2.5 |
102 km |
| Jan 4, 2008 |
14 km N of Hollins, Alabama |
M2.5 |
86 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
10 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Helene (2024, Cat 2).
| Year |
Name |
Category |
Closest |
| 2024 |
Helene |
Category 4 |
261 km |
| 2020 |
Sally |
Category 2 |
264 km |
| 2018 |
Michael |
Category 5 |
161 km |
| 2016 |
Hermine |
Category 1 |
298 km |
| 2005 |
Dennis |
Category 3 |
258 km |
| 2004 |
Ivan |
Category 3 |
239 km |
| 1998 |
Earl |
Category 1 |
279 km |
| 1995 |
Opal |
Category 3 |
102 km |
| 1995 |
Erin |
Category 2 |
287 km |
| 1985 |
Kate |
Category 2 |
231 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
504 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 67 fatalities, 1,162 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 25, 2021 |
EF4 |
81 km |
0 |
| Mar 3, 2019 |
EF4 |
21 km |
23 |
| Apr 27, 2011 |
EF4 |
56 km |
7 |
| May 1, 1953 |
EF4 |
75 km |
7 |
| Mar 26, 2023 |
EF3 |
50 km |
0 |
| Apr 29, 2014 |
EF3 |
38 km |
0 |
| Apr 15, 2011 |
EF3 |
92 km |
3 |
| Feb 17, 2008 |
EF3 |
86 km |
0 |
| Mar 18, 1996 |
EF3 |
40 km |
0 |
| May 3, 1984 |
EF3 |
80 km |
5 |
| Apr 1, 1981 |
EF3 |
44 km |
2 |
| Nov 25, 1979 |
EF3 |
66 km |
0 |
| Mar 12, 1976 |
EF3 |
44 km |
0 |
| Dec 19, 1974 |
EF3 |
83 km |
0 |
| Jan 26, 1974 |
EF3 |
59 km |
1 |
| Mar 19, 1970 |
EF3 |
45 km |
2 |
| Mar 31, 1961 |
EF3 |
57 km |
0 |
| Dec 5, 1954 |
EF3 |
19 km |
0 |
| Mar 13, 1954 |
EF3 |
62 km |
2 |
| Apr 18, 1953 |
EF3 |
2 km |
8 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (13,987 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
UNNAMED |
13,987 |
45 km |
| 2005 |
UNNAMED |
10,827 |
49 km |
| 2006 |
UNNAMED |
7,788 |
49 km |
| 2006 |
UNNAMED |
6,753 |
62 km |
| 2005 |
UNNAMED |
5,854 |
45 km |
| 2005 |
UNNAMED |
5,600 |
62 km |
| 2005 |
UNNAMED |
5,442 |
60 km |
| 2004 |
UNNAMED |
5,397 |
82 km |
| 2017 |
UNNAMED |
5,157 |
83 km |
| 2008 |
UNNAMED |
4,199 |
93 km |
| 2006 |
UNNAMED |
3,733 |
60 km |
| 2006 |
UNNAMED |
3,694 |
63 km |
| 2010 |
WIREGRASS |
3,467 |
82 km |
| 2004 |
UNNAMED |
3,429 |
76 km |
| 2006 |
UNNAMED |
3,362 |
40 km |
| 2006 |
UNNAMED |
3,305 |
57 km |
| 1998 |
CHEAHA WILDERNESS |
3,299 |
93 km |
| 2006 |
UNNAMED |
3,267 |
42 km |
| 2005 |
UNNAMED |
3,210 |
79 km |
| 2021 |
TL TYLER WEST |
3,148 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
46°F (8°C) |
5.3 in |
Coldest |
| February |
50°F (10°C) |
5.1 in |
|
| March |
56°F (14°C) |
5.7 in |
Wettest |
| April |
63°F (17°C) |
4.8 in |
|
| May |
71°F (22°C) |
4.0 in |
|
| June |
77°F (25°C) |
5.7 in |
|
| July |
80°F (27°C) |
4.8 in |
Warmest |
| August |
79°F (26°C) |
4.3 in |
|
| September |
75°F (24°C) |
3.5 in |
|
| October |
64°F (18°C) |
3.4 in |
Driest |
| November |
54°F (12°C) |
4.2 in |
|
| December |
48°F (9°C) |
5.6 in |
|
Loachapoka has a seasonal temperature swing of 34°F / from 46°F in January to 80°F in July. Total annual precipitation is 56.5 inches, with March being the wettest month (5.7") and October the driest (3.4").
Average costs for common services in Loachapoka. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$222 ($133-$355) |
| Specialist Visit |
$311 ($178-$488) |
| Urgent Care Visit |
$178 ($89-$311) |
| Emergency Room Visit |
$1,954 ($710-$4,440) |
| Dental Cleaning |
$115 ($67-$178) |
| Dental Filling |
$222 ($133-$355) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$67) |
| Oil Change (Synthetic) |
$67 ($44-$107) |
| Brake Pad Replacement |
$266 ($133-$444) |
| Tire Rotation |
$36 ($18-$67) |
| New Tires (Set of 4) |
$533 ($355-$888) |
| Battery Replacement |
$178 ($89-$311) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53-$133) |
| Electrician (Per Hour) |
$80 ($44-$124) |
| HVAC Repair |
$355 ($133-$710) |
| HVAC System Install |
$6,216 ($3,552-$10,656) |
| Roof Repair |
$888 ($355-$1,776) |
| Roof Replacement |
$7,992 ($4,884-$13,320) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,332 ($444-$3,108) |
| Divorce (Contested) |
$13,320 ($4,440-$26,640) |
| DUI Defense |
$4,440 ($1,776-$8,880) |
| Bankruptcy (Chapter 7) |
$1,332 ($710-$2,664) |
| Will Preparation |
$444 ($178-$888) |
| Trust Preparation |
$2,220 ($888-$4,440) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$49 ($27-$89) |
| Hair Coloring (Full) |
$133 ($67-$222) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$36 ($22-$58) |
| Massage (1 Hour) |
$71 ($44-$115) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.64 ($2.66-$4.88) |
| Dozen Eggs (per dozen) |
$3.11 ($2.22-$4.44) |
| Loaf of Bread |
$3.37 ($2.22-$4.88) |
| Chicken Breast (per lb) |
$4.00 ($2.66-$5.77) |
| Ground Beef (per lb) |
$4.88 ($3.55-$6.66) |
| Rice (per lb) |
$0.89 ($0.53-$1.60) |
View all 20 services
Utilities
| Electricity (Monthly) |
$124 ($71-$222) |
| Natural Gas (Monthly) |
$62 ($27-$133) |
| Water/Sewer (Monthly) |
$62 ($36-$107) |
| Internet (Monthly) |
$62 ($36-$89) |
| Cell Phone Plan (Monthly) |
$58 ($27-$89) |
| Cable TV (Monthly) |
$75 ($44-$133) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$178 ($67-$444) |
| Car Insurance (Annual) |
$1,776 ($1,066-$3,108) |
| Bus Pass (Monthly) |
$62 ($27-$115) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.10-$22) |
| Car Registration (Annual) |
$89 ($27-$222) |
| Driver's License Renewal |
$27 ($13-$67) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,066 ($533-$2,220) |
| Daycare (Toddler, Monthly) |
$888 ($444-$1,776) |
| After-School Care (Monthly) |
$355 ($178-$622) |
| Tutoring (Per Hour) |
$44 ($22-$89) |
| SAT/ACT Prep Course |
$888 ($355-$2,220) |
| Private School (K-12, Annual) |
$11,100 ($4,440-$26,640) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27-$89) |
| Dog Vaccination (Annual) |
$89 ($44-$178) |
| Dog Grooming |
$53 ($27-$89) |
| Pet Boarding (Per Night) |
$36 ($18-$67) |
| Dog Spay/Neuter |
$266 ($133-$444) |
| Cat Spay/Neuter |
$178 ($89-$355) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $584 |
| Toddler | $582 |
| Preschool | $544 |
| Family Childcare (monthly) |
| Infant | $578 |
| Toddler | $572 |
| Preschool | $556 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Loachapoka
What is the population of Loachapoka?
Loachapoka has a population of 218 residents and is located in Alabama. The population density is 191 people per square mile, spread across 1.1 square miles. The median age of residents is 37.0 years. The population is 57.8% female and 42.2% male.
Is Loachapoka expensive to live in?
Loachapoka is more affordable than the national average, with a cost of living index of 88.8 / below the baseline of 100. The median household income is $47,250, 37% below the national average of $75,149. The median home value is $183,000 (35% below the U.S. median). Renters pay a median of $933 per month, below the national average of $1,163. The home price-to-income ratio is 3.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Loachapoka?
Loachapoka enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 46°F in January, while summers reach an average of 80°F in July. Annual rainfall totals 56.5 inches.
How is the job market in Loachapoka?
The job market in Loachapoka is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $1,027. There are 4,362 business establishments in the area, including 421 restaurants and food service locations. The average commute time is 58 minutes, and 7.1% of workers work from home.
How much does housing cost in Loachapoka?
The median home value in Loachapoka is $183,000. Zillow estimates the typical home value at $192,886. For renters, the median monthly rent is $933. Fair market rent is $772 for a 1-bedroom and $936 for a 2-bedroom apartment. The homeownership rate is 48.0%. The average annual property tax is $2,789.
How are the schools in Loachapoka?
Schools in Loachapoka score 5.4 out of 10 on standardized testing, near the national average. 24.1% of adults in Loachapoka hold a bachelor's degree or higher, below the national average of 33.7%. 99.4% have completed high school. 13.8% hold a graduate or professional degree.
How healthy is Loachapoka?
The obesity rate in Loachapoka is 38.0% (above the national rate of 32.1%). 10.9% of adults are smokers. 21.8% are physically inactive. 21.8% of residents report depression. 17.0% lack health insurance (above the national rate). 61.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,014.
What is transportation like in Loachapoka?
The average commute in Loachapoka is 58 minutes, longer than the national average of 28 minutes. 61.6% of workers drive alone to work, and 7.1% work from home.
What are the demographics of Loachapoka?
The racial and ethnic makeup of Loachapoka is 63.3% White, 29.4% Black or African American, 0.9% Asian. 98.6% of residents speak only English at home, while 3.1% speak Spanish. 5.3% of the population are military veterans. 11.0% of residents have a disability. 83.0% have health insurance coverage.