Loch Lloyd, MO — City Data & Statistics

Median Income $164,464

119% higher than US avg

Home Value $1,001,700

255% higher than US avg

Bachelor's+ 69.3%

106% higher than US avg

Obesity Rate 36.6%

14% higher than US avg

Unemployment 0.4%

89% lower than US avg

Poverty Rate 3.2%

74% lower than US avg

How Loch Lloyd Compares to the U.S. Average (100% = U.S. avg)

People

Population815

Median Age59.4 yrs

Density468/mi²

Male / Female48% / 52%

Largest GroupWhite 94%

Veterans9.0%

Economy

A+

Median Income$164,464

Per Capita$120,015

Unemployment0.4%

Poverty3.2%

Commute32 min

Housing

Home Value$1,001,700

RentN/A

OwnershipN/A

Housing Units375

Rent Burden27.9%

Health

Obesity36.6%

Uninsured7.4%

Smoking12.9%

Depression24.5%

Heart Disease4.9%

Climate

Avg Temp54°F (12°C)

AQI41 (Good)

Rain40.0 in/yr

Sunny Days263/yr

Elevation1,017 ft (310 m)

Education

A+

Bachelor's+69.3%

High School+98.0%

Graduate+29.6%

School Score5.51

Community

2024 VoteR 77% / D 22%

Commute32 min

Broadband97.0%

Is Loch Lloyd a Good Place to Live?

Based on current data, Loch Lloyd receives an overall livability score of 4.4 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs. Loch Lloyd stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Loch Lloyd is $164,464, which is significantly higher than the national average — 119% above $75,149. This places Loch Lloyd among higher-income communities. The job market is very strong with unemployment at just 0.4%. Only 3.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Loch Lloyd is $1,001,700, making it a premium housing market at 255% above the U.S. median of $281,900. The price-to-income ratio of 6.1x means housing costs are stretched relative to local earnings.

Education

Loch Lloyd is a highly educated community — 69.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Loch Lloyd experiences four distinct seasons with an average temperature of 54°F. Winters average 27°F in January while summers reach 78°F in July. With 263 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.0 inches. Air quality is rated Good with a median AQI of 41.

Loch Lloyd has a population of 815 with a density of 468 people per square mile, spread across 1.7 square miles. The median age is 59.4 years, 53% older than the national median of 38.9. The gender split is 51.8% female and 48.2% male. The city is predominantly White (93.7%), with 2.2% Black. English is the primary language spoken at home by 97.3% of residents. 9.0% of the population are veterans, above the national rate of 6.0%. 6.3% of residents have a disability (below the 13.0% national average). 98.9% have health insurance coverage.

Population

815

Total Population

468

People / sq mi

59.4yrs

Median Age

53% above US avg

1.7mi²

Land Area

Gender Distribution

Male 48.2%

Female 51.8%

Race & Ethnicity

Loch Lloyd vs U.S. Average

Language Spoken at Home

English Only	97.3%
	24% above US avg
Spanish	2.7%
	80% below US avg

Social Characteristics

Loch Lloyd vs U.S. Average

The median household income in Loch Lloyd is $164,464, which is 119% above the national average of $75,149. Per capita income is $120,015 (above the $39,052 national figure). The unemployment rate is 0.4% (below the 3.6% US average). 3.2% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 32 minutes (longer than the 28-minute US average). 30.4% of workers work from home (above the 15.2% national rate).

Income: Loch Lloyd vs U.S.

Commute Mode

Income

Median HH Income	$164,464
	119% above US avg
Per Capita Income	$120,015

Employment & Poverty

Unemployment	0.4%
	89% below US avg
Poverty Rate	3.2%
	74% below US avg

Business (County)

Tax & Cost of Living


Cost of Living	90.80 (100=avg)

Commute & Transportation

Commute Time	32.4 min
Drive Alone	67.2%
Public Transit	0.0%
Work from Home	30.4%

Walkability

The median home value in Loch Lloyd is $1,001,700, 255% above the national median of $281,900. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 375 total housing units in the city. The median year a home was built is 2002. 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 6.1x, above the traditionally affordable threshold of 3-4x.

Home Value Sources

Ownership Split

Home Values

Census Median	$1,001,700
	255% above US avg
Median List Price	$2,295,000

Real Estate Market (Redfin)

Median List Price	$2,295,000
$/Sq Ft	$370
Homes Sold	2
Sale-to-List Ratio	0.0%
Price Drops	40.0%

Rental Costs


Rent Burden	27.9%

HUD Fair Market Rent

Studio	$732
1 Bedroom	$775
2 Bedrooms	$970
3 Bedrooms	$1,265
4 Bedrooms	$1,457

Ownership & Property

Owner-Occupied	100.0%
Housing Units	375
Median Year Built	2002

Property Tax

In Loch Lloyd, 36.6% of adults are obese, above the national rate of 32.1%. 8.8% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 29.8% have high blood pressure. 12.9% are current smokers. 17.2% report binge drinking. 22.6% are physically inactive. 24.5% report depression (above the 20.0% national average). 17.1% experience frequent mental distress. 7.4% of residents lack health insurance.

Health Metrics: Loch Lloyd vs U.S. Average (%)

Chronic Conditions

Obesity	36.6%
	14% above US avg
Diabetes	8.8%
Heart Disease	4.9%
High Blood Pressure	29.8%
Asthma	10.2%
COPD	5.4%
Cancer	7.7%
Stroke	2.5%

Behaviors & Mental Health

Smoking	12.9%
	8% below US avg
Binge Drinking	17.2%
Physical Inactivity	22.6%
Depression	24.5%
Mental Distress	17.1%
Physical Distress	11.3%
Short Sleep	38.5%

Healthcare Access

Insurance Rate	98.9%
Uninsured	7.4%
	14% below US avg
Checkup Rate	76.9%
Dental Visits	67.3%

Food & Exercise

Loch Lloyd experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 27°F in January while summers reach 78°F in July. The area gets 263 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 40.0 inches. The area receives 4.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 1,017 feet.

Temperature

27°F Jan (-3°C) 78°F Jul (26°C)

Annual Average	54.3°F
	1% above US avg
January Average	27°F (-3°C)
July Average	78°F (26°C)
Sunny Days	263 days/yr

Precipitation & Snow

Annual Rainfall	40.0 inches
	5% above US avg
Snowfall	4.3 inches/yr

Air Quality

AQI Median	41.0
Rating	Good

Geography

Elevation	1,017 ft (310 m)
Area	1.7 sq mi (4.5 km²)
Population Density	468/sq mi
Coordinates	38.8296°N, 94.5942°W
Timezone	America/Chicago

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	27°F (-3°C)	1.3 in	Coldest, Driest
February	33°F (1°C)	1.3 in
March	44°F (7°C)	2.8 in
April	54°F (12°C)	3.7 in
May	64°F (18°C)	5.0 in
June	73°F (23°C)	5.4 in	Wettest
July	78°F (26°C)	3.7 in	Warmest
August	76°F (25°C)	3.8 in
September	68°F (20°C)	4.8 in
October	57°F (14°C)	3.7 in
November	43°F (6°C)	2.7 in
December	33°F (0°C)	1.7 in

Loch Lloyd has a seasonal temperature swing of 51°F — from 27°F in January to 78°F in July. Total annual precipitation is 40.0 inches, with June being the wettest month (5.4") and January the driest (1.3").

69.3% of adults hold a bachelor's degree or higher, 106% above the national average of 33.7%. 98.0% have completed high school. 29.6% hold a graduate or professional degree (above the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 97.0% of households have broadband internet access. 67.2% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%

D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+	69.3%
	106% above US avg
High School+	98.0%
Graduate Degree+	29.6%
School Test Score	5.51

A+ Education Grade (5.0/5.0)

Urban-Rural Classification

Population Density	468/sq mi
Total Area	1.7 sq mi

Infrastructure & Services

Broadband Access	97.0%

Safety & Disasters

Commute & Transportation

Avg Commute	32.4 min
Drive Alone	67.2%
Public Transit	0.0%
Work from Home	30.4%

Frequently Asked Questions About Loch Lloyd

What is the population of Loch Lloyd?

Loch Lloyd has a population of 815 residents and is located in Missouri. The population density is 468 people per square mile, spread across 1.7 square miles. The median age of residents is 59.4 years, which is older than the national median of 38.9 years. The population is 51.8% female and 48.2% male.

Is Loch Lloyd expensive to live in?

Loch Lloyd is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $164,464, 119% above the national average of $75,149. The median home value is $1,001,700 (255% above the U.S. median). The home price-to-income ratio is 6.1x, which means housing is a stretch relative to local earnings.

What is the weather like in Loch Lloyd?

Loch Lloyd has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 78°F in July. The area receives 263 sunny days per year, well above the national average of 205. Annual rainfall totals 40.0 inches, with 4.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Loch Lloyd?

The job market in Loch Lloyd is very strong, with unemployment at just 0.4% — well below the national rate of 3.6%. The average commute time is 32 minutes, and 30.4% of workers work from home.

How much does housing cost in Loch Lloyd?

The median home value in Loch Lloyd is $1,001,700.

How are the schools in Loch Lloyd?

Schools in Loch Lloyd score 5.5 out of 10 on standardized testing, near the national average. 69.3% of adults in Loch Lloyd hold a bachelor's degree or higher, above the national average of 33.7%. 98.0% have completed high school. 29.6% hold a graduate or professional degree.

How healthy is Loch Lloyd?

The obesity rate in Loch Lloyd is 36.6% (above the national rate of 32.1%). 12.9% of adults are smokers. 22.6% are physically inactive. 24.5% of residents report depression. 7.4% lack health insurance.

What is transportation like in Loch Lloyd?

The average commute in Loch Lloyd is 32 minutes, longer than the national average of 28 minutes. 67.2% of workers drive alone to work, and 30.4% work from home.

What are the demographics of Loch Lloyd?

The racial and ethnic makeup of Loch Lloyd is 93.7% White, 2.2% Black or African American. 97.3% of residents speak only English at home. 9.0% of the population are military veterans. 6.3% of residents have a disability. 98.9% have health insurance coverage.

Nearby Cities

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