Median Income
$35,625
53% lower than US avg
Home Value
$50,000
82% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
7.0%
79% lower than US avg
Median Rent
$775
33% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
23.1%
86% higher than US avg
How Loco Compares to the U.S. Average (100% = U.S. avg)
People
Population86
Median Age41.0 yrs
Density331/mi²
Male / Female52% / 48%
Largest GroupWhite 98%
Veterans69.0%
Economy
C+
Median Income$35,625
Per Capita$16,852
Unemployment0.0%
Poverty23.1%
County GDP$2,927M
Commute28 min
Housing
A+
Home Value$50,000
Rent$775
Ownership81.1%
Zillow$171,031
Housing Units48
Rent Burden32.5%
Crime
C+
Violent0/100K
Property2,244/100K
Health
Obesity38.0%
Uninsured11.0%
Smoking18.7%
Depression26.7%
Heart Disease6.5%
Climate
Avg Temp63°F (17°C)
AQI45 (Good)
Sunny Days318/yr
Elevation966 ft (294 m)
Education
D
Bachelor's+7.0%
High School+93.0%
Graduate+3.8%
School Score5.22
Community
2024 VoteR 81% / D 17%
Commute28 min
Broadband37.0%
EV Stations1
Libraries3
Is Loco a Good Place to Live?
Based on current data, Loco receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Loco offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Loco is $35,625, 53% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 23.1% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Loco is $50,000, 82% below the national median / offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average / a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Loco is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,244 per 100,000, near the national average.
Education
7.0% of residents hold a bachelor's degree, below the national average of 33.7%. 93.0% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Loco enjoys a moderate climate with an average annual temperature of 63°F. Winters average 42°F in January while summers reach 84°F in July. With 318 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 45.
Loco has a population of 86 with a density of 331 people per square mile, spread across 0.3 square miles. The median age is 41.0 years, 5% older than the national median of 38.9. The gender split is 47.7% female and 52.3% male. The city is predominantly White (97.7%), with 2.3% Hispanic. English is the primary language spoken at home by 97% of residents. 69.0% of the population are veterans, above the national rate of 6.0%. 11.4% of residents have a disability. 70.0% have health insurance coverage.
Population
41.0yrs
Median Age
5% above US avg
Language Spoken at Home
English Only
97.0%
24% above US avg
Spanish
3.0%
78% below US avg
The median household income in Loco is $35,625, which is 53% below the national average of $75,149. Per capita income is $16,852 (below the $39,052 national figure). The average weekly wage is $1,015, 29% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 23.1% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,198 business establishments, including 77 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 16.7% of workers work from home.
Income
| Median HH Income | $35,625 |
| 53% below US avg |
| Per Capita Income | $16,852 |
| Avg Weekly Wage | $1,015 |
| IRS Avg AGI | $67,155 |
| Gini Index | 0.458 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 23.1% |
| 86% above US avg |
| Establishments (County) | 1,198 |
| County GDP | $2,927M |
Business (County)
| Restaurants | 77 |
| Healthcare | 133 |
| Retail | 187 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $2,919 |
| 17% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 5.84% |
Commute & Transportation
| Commute Time | 28.4 min |
| Drive Alone | 63.3% |
| Public Transit | 0.0% |
| Work from Home | 16.7% |
The median home value in Loco is $50,000, 82% below the national median of $281,900. Zillow estimates the typical home value at $171,031, higher than the Census estimate. Monthly rent averages $775 (33% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 81.1% of housing units are owner-occupied (above the 65.4% national rate). There are 48 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $2,919 (lower than the $3,500 national average). 32.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $50,000 |
| 82% below US avg |
| Zillow ZHVI | $171,031 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $775 |
| 33% below US avg |
| Rent Burden | 32.5% |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 81.1% |
| Owner-Occupied | 81.1% |
| Renter-Occupied | 18.9% |
| Housing Units | 48 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $2,919 |
| 17% below US avg |
| Effective Rate | 5.84% |
In Loco, 38.0% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 6.5% of residents. 37.2% have high blood pressure. 18.7% are current smokers (above the 14.0% national rate). 16.3% report binge drinking. 30.4% are physically inactive, above the national average. 26.7% report depression (above the 20.0% national average). 19.3% experience frequent mental distress. 11.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,537. The dentist ratio is 1:1,748. 69.0% of residents have access to exercise opportunities. The food environment index is 6.8 out of 10.
Health Metrics: Loco vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 6.5% |
| High Blood Pressure | 37.2% |
| Asthma | 11.5% |
| COPD | 7.8% |
| Cancer | 7.3% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 18.7% |
| 34% above US avg |
| Binge Drinking | 16.3% |
| Physical Inactivity | 30.4% |
| Depression | 26.7% |
| Mental Distress | 19.3% |
| Physical Distress | 14.2% |
| Short Sleep | 36.2% |
Healthcare Access
| Insurance Rate | 70.0% |
| Uninsured | 11.0% |
| 28% above US avg |
| Primary Care | 1:2,537 |
| Dentists | 1:1,748 |
| Mental Health | 1:800 |
| Checkup Rate | 76.1% |
| Dental Visits | 54.5% |
| Premature Death | 10,562/100K |
Food & Exercise
| Food Environment | 6.8/10 |
| Exercise Access | 69.0% |
| Healthcare Facilities | 133 |
Loco has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 2,244 per 100,000, 14% above the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Loco receives a safety grade of C+.
Crime Rates: Loco vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 2,243.9/100K |
| 14% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Loco enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winters average 42°F in January while summers reach 84°F in July. The area gets 318 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 966 feet.
Temperature
42°F Jan (5°C)
84°F Jul (29°C)
| Annual Average | 63.1°F |
| 17% above US avg |
| January Average | 42°F (5°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 318 days/yr |
Geography
| Elevation | 966 ft (294 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 331/sq mi |
| Coordinates | 34.3295°N, 97.6806°W |
| Timezone | America/Chicago |
| County | Stephens County County |
| Nearest Airport | Lawton-Fort Sill Regional (LAW)
45 miles away |
Precipitation & Snow
Wettest Month (May)
4.84"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.9 / 100 |
| Social Vulnerability | 52.8 / 100 |
| Community Resilience | 27.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
724 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M2.7 on Aug 29, 2025.
| Sep 6, 1997 |
6 km N of Tupelo, Oklahoma |
M4.5 |
120 km |
| Dec 7, 2013 |
8 km SW of Arcadia, Oklahoma |
M4.5 |
145 km |
| Jun 16, 2014 |
7 km NNE of Lake Aluma, Oklahoma |
M4.3 |
143 km |
| Jan 18, 1995 |
4 km SSE of Erin Springs, Oklahoma |
M4.2 |
50 km |
| Jun 18, 2014 |
7 km NE of Lake Aluma, Oklahoma |
M4.1 |
143 km |
| Apr 28, 1998 |
9 km NE of Medicine Park, Oklahoma |
M3.9 |
84 km |
| Nov 15, 1990 |
5 km SSE of Erin Springs, Oklahoma |
M3.9 |
49 km |
| Jul 15, 2014 |
3 km N of Harrah, Oklahoma |
M3.9 |
141 km |
| Jan 15, 2010 |
3 km ENE of Jones, Oklahoma |
M3.8 |
144 km |
| Nov 5, 2013 |
8 km SSW of Arcadia, Oklahoma |
M3.8 |
145 km |
| Feb 8, 2002 |
8 km SW of Elgin, Oklahoma |
M3.8 |
76 km |
| Jun 9, 2013 |
5 km NNE of Jones, Oklahoma |
M3.7 |
148 km |
| May 31, 2014 |
1 km ESE of Choctaw, Oklahoma |
M3.7 |
135 km |
| Jan 15, 2010 |
3 km ESE of Jones, Oklahoma |
M3.7 |
142 km |
| Sep 25, 2023 |
9 km WNW of Velma, Oklahoma |
M3.7 |
19 km |
| Apr 7, 2021 |
7 km WSW of Horntown, Oklahoma |
M3.6 |
149 km |
| Jun 16, 2013 |
2 km W of Jones, Oklahoma |
M3.6 |
142 km |
| Apr 24, 2015 |
6 km N of Spencer, Oklahoma |
M3.6 |
142 km |
| Jun 1, 2014 |
3 km ENE of Choctaw, Oklahoma |
M3.6 |
137 km |
| Dec 13, 2009 |
2 km N of Jones, Oklahoma |
M3.6 |
144 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
800 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 105 fatalities, 1,498 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 3, 1999 |
EF5 |
90 km |
36 |
| Apr 3, 1964 |
EF5 |
89 km |
7 |
| Apr 27, 2024 |
EF4 |
68 km |
1 |
| May 9, 2016 |
EF4 |
39 km |
1 |
| May 24, 2011 |
EF4 |
80 km |
1 |
| May 24, 2011 |
EF4 |
61 km |
0 |
| May 10, 2010 |
EF4 |
97 km |
1 |
| Feb 10, 2009 |
EF4 |
45 km |
8 |
| Apr 17, 1976 |
EF4 |
98 km |
0 |
| Apr 19, 1972 |
EF4 |
13 km |
5 |
| May 26, 1962 |
EF4 |
74 km |
0 |
| Sep 14, 1957 |
EF4 |
80 km |
2 |
| May 24, 1957 |
EF4 |
76 km |
4 |
| Nov 3, 2024 |
EF3 |
27 km |
0 |
| May 25, 2024 |
EF3 |
90 km |
7 |
| Apr 27, 2024 |
EF3 |
65 km |
1 |
| Apr 19, 2023 |
EF3 |
84 km |
1 |
| May 9, 2016 |
EF3 |
96 km |
1 |
| May 9, 2016 |
EF3 |
56 km |
0 |
| May 6, 2015 |
EF3 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: LOCO-HEALDTON (56,584 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
LOCO-HEALDTON |
56,584 |
22 km |
| 1991 |
ARBUCKLE |
29,823 |
49 km |
| 2021 |
WINDMILL |
28,410 |
40 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
25,907 |
77 km |
| 2009 |
RATCLIFF CITY-TATUMS |
23,099 |
27 km |
| 2009 |
BRUSHY MOUNTAIN |
18,412 |
46 km |
| 2006 |
RINGGOLD |
16,382 |
60 km |
| 2005 |
UNNAMED |
15,416 |
36 km |
| 1996 |
HENRIETTA FIRE |
13,629 |
90 km |
| 2006 |
RATLIFF CITY |
12,435 |
22 km |
| 2024 |
RUSH |
12,239 |
99 km |
| 2008 |
UNNAMED |
10,392 |
85 km |
| 2000 |
UNNAMED |
9,943 |
47 km |
| 1993 |
CRATER CREEK |
8,963 |
92 km |
| 2000 |
CRATERLK-L |
8,876 |
92 km |
| 1994 |
MT SCOTT |
8,005 |
93 km |
| 2000 |
UNNAMED |
7,962 |
84 km |
| 2006 |
BIA EMPIRE |
7,544 |
31 km |
| 2015 |
CRATER CREEK |
7,378 |
92 km |
| 1988 |
UNNAMED |
7,228 |
54 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
42°F (5°C) |
1.3 in |
Coldest, Driest |
| February |
45°F (7°C) |
1.7 in |
|
| March |
53°F (12°C) |
2.7 in |
|
| April |
62°F (17°C) |
3.1 in |
|
| May |
70°F (21°C) |
4.8 in |
Wettest |
| June |
78°F (26°C) |
3.9 in |
|
| July |
84°F (29°C) |
2.0 in |
Warmest |
| August |
83°F (28°C) |
2.4 in |
|
| September |
75°F (24°C) |
4.1 in |
|
| October |
64°F (18°C) |
3.5 in |
|
| November |
52°F (11°C) |
2.1 in |
|
| December |
43°F (6°C) |
1.7 in |
|
Loco has a seasonal temperature swing of 42°F / from 42°F in January to 84°F in July. Total annual precipitation is 33.3 inches, with May being the wettest month (4.8") and January the driest (1.3").
Average costs for common services in Loco. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $898 |
| Toddler | $776 |
| Preschool | $776 |
| Family Childcare (monthly) |
| Infant | $652 |
| Toddler | $600 |
| Preschool | $600 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Loco
What is the population of Loco?
Loco has a population of 86 residents and is located in Oklahoma. The population density is 331 people per square mile, spread across 0.3 square miles. The median age of residents is 41.0 years. The population is 47.7% female and 52.3% male.
Is Loco expensive to live in?
Loco is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $35,625, 53% below the national average of $75,149. The median home value is $50,000 (82% below the U.S. median). Renters pay a median of $775 per month, below the national average of $1,163. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
Is Loco safe?
Loco is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,244 per 100,000 (above the national average). Overall, Loco receives a safety grade of C+ based on combined crime data.
What is the weather like in Loco?
Loco enjoys a temperate climate with an average annual temperature of 63°F (17°C). Winter temperatures average 42°F in January, while summers reach an average of 84°F in July. The area receives 318 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Loco?
The job market in Loco is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,015. There are 1,198 business establishments in the area, including 77 restaurants and food service locations. The average commute time is 28 minutes, and 16.7% of workers work from home.
How much does housing cost in Loco?
The median home value in Loco is $50,000. Zillow estimates the typical home value at $171,031. For renters, the median monthly rent is $775. Fair market rent is $791 for a 1-bedroom and $995 for a 2-bedroom apartment. The homeownership rate is 81.1%. The average annual property tax is $2,919.
How are the schools in Loco?
Schools in Loco score 5.2 out of 10 on standardized testing, near the national average. 7.0% of adults in Loco hold a bachelor's degree or higher, below the national average of 33.7%. 93.0% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Loco?
The obesity rate in Loco is 38.0% (above the national rate of 32.1%). 18.7% of adults are smokers. 30.4% are physically inactive. 26.7% of residents report depression. 11.0% lack health insurance (above the national rate). 69.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,537.
What is transportation like in Loco?
The average commute in Loco is 28 minutes. 63.3% of workers drive alone to work, and 16.7% work from home.
What are the demographics of Loco?
The racial and ethnic makeup of Loco is 97.7% White, 2.3% Hispanic or Latino. 97% of residents speak only English at home. 69.0% of the population are military veterans. 11.4% of residents have a disability. 70.0% have health insurance coverage.
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