Violent Crime
261/100K
31% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
39.9%
24% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Loma Compares to the U.S. Average (100% = U.S. avg)
People
Population13
Median Age46.5 yrs
Density0/mi²
Male / Female39% / 62%
Largest GroupWhite 100%
Veterans13.0%
Economy
Per Capita$31,723
Unemployment0.0%
Poverty0.0%
County GDP$589M
Housing
Ownership40.0%
Zillow$171,208
Housing Units16
Rent Burden35.0%
Crime
F
Violent261/100K
Property4,817/100K
Health
Obesity39.9%
Smoking13.6%
Depression21.8%
Heart Disease5.0%
Climate
Avg Temp37°F (3°C)
AQI38 (Good)
Rain20.8 in/yr
Sunny Days269/yr
Elevation1,571 ft (479 m)
Education
A
Bachelor's+0.0%
High School+84.6%
Graduate+0.0%
School Score5.87
Community
2024 VoteR 74% / D 25%
Broadband5.0%
Libraries1
Is Loma a Good Place to Live?
Based on current data, Loma receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Loma has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Safety & Crime
Violent crime in Loma is below the national average at 261 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,817 per 100,000, 146% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 84.6% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Loma has a cool climate with an average annual temperature of 37°F. Winters average 4°F in January while summers reach 66°F in July. With 269 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 20.8 inches, including 47.3 inches of snow. Air quality is rated Good with a median AQI of 38.
Loma has a population of 13 with a density of 0 people per square mile, spread across 26.8 square miles. The median age is 46.5 years, 20% older than the national median of 38.9. The gender split is 61.5% female and 38.5% male. The city is predominantly White (100%). English is the primary language spoken at home by 87.5% of residents, while 12.5% speak Spanish. 13.0% of the population are veterans, above the national rate of 6.0%. 12.5% of residents have a disability. 100.0% have health insurance coverage.
Population
46.5yrs
Median Age
20% above US avg
Language Spoken at Home
English Only
87.5%
11% above US avg
Spanish
12.5%
7% below US avg
Per capita income is $31,723 (below the $39,052 national figure). The average weekly wage is $1,095, 24% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 173 business establishments, including 12 restaurants. The cost of living index is 89, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $31,723 |
| Avg Weekly Wage | $1,095 |
| IRS Avg AGI | $114,473 |
| Gini Index | 0.500 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 173 |
| County GDP | $589M |
Business (County)
| Restaurants | 12 |
| Healthcare | 9 |
| Retail | 21 |
| Manufacturing | 4 |
Tax & Cost of Living
| Property Tax (IRS) | $3,750 |
| 7% above US avg |
| Cost of Living | 89.00 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $171,208. Fair market rent ranges from $795 for a one-bedroom to $965 for a two-bedroom apartment. 40.0% of housing units are owner-occupied (below the 65.4% national rate). There are 16 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $3,750. 35.0% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $769 |
| 1 Bedroom | $795 |
| 2 Bedrooms | $965 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 40.0% |
| Owner-Occupied | 40.0% |
| Renter-Occupied | 60.0% |
| Housing Units | 16 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $3,750 |
| 7% above US avg |
In Loma, 39.9% of adults are obese, above the national rate of 32.1%. 8.1% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 29.7% have high blood pressure. 13.6% are current smokers. 23.7% report binge drinking. 21.3% are physically inactive. 21.8% report depression. 15.0% experience frequent mental distress. The primary care physician ratio is 1:3,662. 67.1% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Loma vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.9% |
| 24% above US avg |
| Diabetes | 8.1% |
| Heart Disease | 5.0% |
| High Blood Pressure | 29.7% |
| Asthma | 10.2% |
| COPD | 5.3% |
| Cancer | 7.4% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.6% |
| 3% below US avg |
| Binge Drinking | 23.7% |
| Physical Inactivity | 21.3% |
| Depression | 21.8% |
| Mental Distress | 15.0% |
| Physical Distress | 11.0% |
| Short Sleep | 33.0% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:3,662 |
| Mental Health | 1:3,596 |
| Checkup Rate | 73.5% |
| Dental Visits | 62.1% |
| Premature Death | 5,632/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 67.1% |
| Healthcare Facilities | 9 |
Loma has a violent crime rate of 261 per 100,000 residents, 31% below the national average of 380. Property crime stands at 4,817 per 100,000, 146% above the U.S. average. Overall, Loma receives a safety grade of F.
Crime Rates: Loma vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 260.8/100K |
| 31% below US avg |
| |
Property Crime
| Total Property | 4,817.5/100K |
| 146% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Loma has a cool climate with an average annual temperature of 37°F (3°C). Winters average 4°F in January while summers reach 66°F in July / a wide seasonal temperature swing of 62°F. The area gets 269 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 20.8 inches (drier than the 38-inch national average). The area receives 47.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 1,571 feet.
Temperature
4°F Jan (-16°C)
66°F Jul (19°C)
| Annual Average | 37.1°F |
| 31% below US avg |
| January Average | 4°F (-16°C) |
| July Average | 66°F (19°C) |
| Sunny Days | 269 days/yr |
Geography
| Elevation | 1,571 ft (479 m) |
| Area | 26.8 sq mi (69.5 km²) |
| Population Density | 0/sq mi |
| Coordinates | 48.6377°N, 98.5257°W |
| Timezone | America/Chicago |
| County | Cavalier County County |
| Nearest Airport | Devils Lake Regional (DVL)
40 miles away |
Precipitation & Snow
Annual Rainfall
20.8"
45% below US avg
Wettest Month (Jun)
3.15"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 11.8 / 100 |
| Social Vulnerability | 56.0 / 100 |
| Community Resilience | 22.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
303 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 1 fatality, 7 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 6, 1999 |
EF4 |
55 km |
0 |
| Jul 4, 2018 |
EF2 |
91 km |
0 |
| Jun 9, 2017 |
EF2 |
30 km |
0 |
| Jun 9, 2017 |
EF2 |
99 km |
0 |
| Aug 3, 2016 |
EF2 |
100 km |
0 |
| Aug 3, 2016 |
EF2 |
80 km |
0 |
| May 19, 2004 |
EF2 |
66 km |
0 |
| Jun 6, 1999 |
EF2 |
56 km |
0 |
| Jun 6, 1999 |
EF2 |
57 km |
0 |
| Jun 24, 1985 |
EF2 |
27 km |
0 |
| Jun 12, 1976 |
EF2 |
66 km |
0 |
| Jun 21, 1971 |
EF2 |
26 km |
0 |
| Jun 21, 1971 |
EF2 |
41 km |
0 |
| Aug 5, 1966 |
EF2 |
66 km |
0 |
| May 20, 1965 |
EF2 |
84 km |
0 |
| Jun 6, 1959 |
EF2 |
7 km |
0 |
| Jun 24, 2022 |
EF1 |
47 km |
0 |
| Aug 9, 2021 |
EF1 |
40 km |
0 |
| Jul 17, 2020 |
EF1 |
68 km |
0 |
| Jul 28, 2019 |
EF1 |
72 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: CLARK II (2,443 ac, 1992).
| Year |
Name |
Acres |
Distance |
| 1992 |
CLARK II |
2,443 |
91 km |
| 2006 |
BROWN WF |
1,430 |
83 km |
| 2021 |
DAHL |
1,312 |
7 km |
| 1985 |
LAKE ALICE |
1,214 |
55 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
4°F (-16°C) |
0.5 in |
Coldest |
| February |
10°F (-13°C) |
0.4 in |
Driest |
| March |
22°F (-6°C) |
0.7 in |
|
| April |
39°F (4°C) |
1.1 in |
|
| May |
53°F (12°C) |
2.2 in |
|
| June |
63°F (17°C) |
3.2 in |
Wettest |
| July |
66°F (19°C) |
3.0 in |
Warmest |
| August |
65°F (19°C) |
2.5 in |
|
| September |
55°F (13°C) |
1.8 in |
|
| October |
42°F (6°C) |
1.2 in |
|
| November |
23°F (-5°C) |
0.6 in |
|
| December |
8°F (-13°C) |
0.5 in |
|
Loma has a seasonal temperature swing of 63°F / from 4°F in January to 66°F in July. Total annual precipitation is 17.4 inches, with June being the wettest month (3.2") and February the driest (0.4").
Average costs for common services in Loma. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$223 ($134-$356) |
| Specialist Visit |
$312 ($178-$490) |
| Urgent Care Visit |
$178 ($89-$312) |
| Emergency Room Visit |
$1,958 ($712-$4,450) |
| Dental Cleaning |
$116 ($67-$178) |
| Dental Filling |
$223 ($134-$356) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$67) |
| Oil Change (Synthetic) |
$67 ($45-$107) |
| Brake Pad Replacement |
$267 ($134-$445) |
| Tire Rotation |
$36 ($18-$67) |
| New Tires (Set of 4) |
$534 ($356-$890) |
| Battery Replacement |
$178 ($89-$312) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$89 ($53-$134) |
| Electrician (Per Hour) |
$80 ($45-$125) |
| HVAC Repair |
$356 ($134-$712) |
| HVAC System Install |
$6,230 ($3,560-$10,680) |
| Roof Repair |
$890 ($356-$1,780) |
| Roof Replacement |
$8,010 ($4,895-$13,350) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,335 ($445-$3,115) |
| Divorce (Contested) |
$13,350 ($4,450-$26,700) |
| DUI Defense |
$4,450 ($1,780-$8,900) |
| Bankruptcy (Chapter 7) |
$1,335 ($712-$2,670) |
| Will Preparation |
$445 ($178-$890) |
| Trust Preparation |
$2,225 ($890-$4,450) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$49 ($27-$89) |
| Hair Coloring (Full) |
$134 ($67-$223) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$36 ($22-$58) |
| Massage (1 Hour) |
$71 ($45-$116) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.65 ($2.67-$4.90) |
| Dozen Eggs (per dozen) |
$3.12 ($2.23-$4.45) |
| Loaf of Bread |
$3.38 ($2.23-$4.90) |
| Chicken Breast (per lb) |
$4.01 ($2.67-$5.79) |
| Ground Beef (per lb) |
$4.90 ($3.56-$6.68) |
| Rice (per lb) |
$0.89 ($0.53-$1.60) |
View all 20 services
Utilities
| Electricity (Monthly) |
$125 ($71-$223) |
| Natural Gas (Monthly) |
$62 ($27-$134) |
| Water/Sewer (Monthly) |
$62 ($36-$107) |
| Internet (Monthly) |
$62 ($36-$89) |
| Cell Phone Plan (Monthly) |
$58 ($27-$89) |
| Cable TV (Monthly) |
$76 ($45-$134) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$178 ($67-$445) |
| Car Insurance (Annual) |
$1,780 ($1,068-$3,115) |
| Bus Pass (Monthly) |
$62 ($27-$116) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.12-$22) |
| Car Registration (Annual) |
$89 ($27-$223) |
| Driver's License Renewal |
$27 ($13-$67) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,068 ($534-$2,225) |
| Daycare (Toddler, Monthly) |
$890 ($445-$1,780) |
| After-School Care (Monthly) |
$356 ($178-$623) |
| Tutoring (Per Hour) |
$45 ($22-$89) |
| SAT/ACT Prep Course |
$890 ($356-$2,225) |
| Private School (K-12, Annual) |
$11,125 ($4,450-$26,700) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($27-$89) |
| Dog Vaccination (Annual) |
$89 ($45-$178) |
| Dog Grooming |
$53 ($27-$89) |
| Pet Boarding (Per Night) |
$36 ($18-$67) |
| Dog Spay/Neuter |
$267 ($134-$445) |
| Cat Spay/Neuter |
$178 ($89-$356) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $897 |
| Toddler | $820 |
| Preschool | $759 |
| Family Childcare (monthly) |
| Infant | $659 |
| Toddler | $623 |
| Preschool | $626 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Loma
What is the population of Loma?
Loma has a population of 13 residents and is located in North Dakota. The population density is 0 people per square mile, spread across 26.8 square miles. The median age of residents is 46.5 years, which is older than the national median of 38.9 years. The population is 61.5% female and 38.5% male.
Is Loma expensive to live in?
Loma is more affordable than the national average, with a cost of living index of 89 / below the baseline of 100.
Is Loma safe?
Loma is safer than the national average, with a violent crime rate of 261 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,817 per 100,000 (above the national average). Overall, Loma receives a safety grade of F based on combined crime data.
What is the weather like in Loma?
Loma has a cool climate with an average annual temperature of 37°F (3°C). Winter temperatures average 4°F in January, while summers reach an average of 66°F in July. The area receives 269 sunny days per year, well above the national average of 205. Annual rainfall totals 20.8 inches, with 47.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Loma?
The job market in Loma is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,095. There are 173 business establishments in the area, including 12 restaurants and food service locations.
How are the schools in Loma?
Schools in Loma score 5.9 out of 10 on standardized testing, near the national average. 0.0% of adults in Loma hold a bachelor's degree or higher, below the national average of 33.7%. 84.6% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Loma?
The obesity rate in Loma is 39.9% (above the national rate of 32.1%). 13.6% of adults are smokers. 21.3% are physically inactive. 21.8% of residents report depression. 67.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,662.
What are the demographics of Loma?
The racial and ethnic makeup of Loma is 100% White. 87.5% of residents speak only English at home, while 12.5% speak Spanish. 13.0% of the population are military veterans. 12.5% of residents have a disability. 100.0% have health insurance coverage.
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