Loma Rica, CA

California · Metropolitan Area

Loma Rica is a small town in California with a population of 2,371. Residents earn $98,935 per year, which is 32% above the national average.

4.0 /5.0
A Great
2,371 Population 128/sq mi density
$98,935 Median Income $44,125 per capita
$491,600 Home Value
$1,740 Median Rent 17.4% income on rent
59°F Avg Temperature
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$98,935 median income, 2.2% unemployment
B+
Affordability
3.9 / 5.0
$491,600 home value, $1,740/mo rent
B
Education
3.4 / 5.0
30.5% bachelor's degree or higher
Median Income $98,935
32% higher than US avg
Home Value $491,600
74% higher than US avg
Bachelor's+ 30.5%
9% lower than US avg
Median Rent $1,740
50% higher than US avg
Obesity Rate 28.4%
12% lower than US avg
Unemployment 2.2%
39% lower than US avg
Poverty Rate 10.6%
14% lower than US avg

How Loma Rica Compares to the U.S. Average (100% = U.S. avg)

People

Population2,371
Median Age58.0 yrs
Density128/mi²
Male / Female51% / 49%
Largest GroupWhite 90%
Veterans7.5%

Economy

A+
Median Income$98,935
Per Capita$44,125
Unemployment2.2%
Poverty10.6%
County GDP$4,508M
Commute42 min

Housing

B+
Home Value$491,600
Rent$1,740
OwnershipN/A
Rent Burden17.4%

Crime

ViolentN/A
PropertyN/A

Health

Obesity28.4%
UninsuredN/A
Depression25.4%

Climate

Avg Temp59°F
AQI48 (Good)
Rain46.3 in/yr
Elevation495 ft

Education

B
Bachelor's+30.5%
High School+81.0%
School Score4.69

Community

2024 VoteR 61% / D 36%
Commute42 min
Broadband98.5%
Libraries1

Is Loma Rica a Good Place to Live?

Based on current data, Loma Rica receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, high health insurance coverage, strong internet connectivity. Areas to be aware of include high housing costs, long commute times. Loma Rica stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Loma Rica is $98,935, which is significantly higher than the national average — 32% above $75,149. This places Loma Rica among higher-income communities. The job market is very strong with unemployment at just 2.2%. 10.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 42 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Loma Rica is $491,600, making it a premium housing market at 74% above the U.S. median of $281,900. Renters pay a median of $1,740 per month, significantly above the national average of $1,163. A price-to-income ratio of 5x indicates a reasonably affordable housing market.

Education

30.5% of residents hold a bachelor's degree, below the national average of 33.7%. 81.0% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Loma Rica enjoys a moderate climate with an average annual temperature of 59°F. Winters average 45°F in January while summers reach 75°F in July. Annual precipitation totals 46.3 inches. Air quality is rated Good with a median AQI of 48.

Loma Rica has a population of 2,371 with a density of 128 people per square mile. The median age is 58.0 years, 49% older than the national median of 38.9. The city is predominantly White (89.9%), with 5.4% Hispanic.

Population

2,371
Total Population
128
People / sq mi
58.0yrs
Median Age
49% above US avg
18.5mi²
Land Area

Gender Distribution

Male 51.3%
Female 48.7%

Race & Ethnicity

Loma Rica vs U.S. Average

Language Spoken at Home

English Only92.6%
18% above US avg
Spanish7.4%
45% below US avg

Social Characteristics

Loma Rica vs U.S. Average

The median household income in Loma Rica is $98,935, which is 32% above the national average of $75,149. The unemployment rate is 2.2% (below the 3.6% US average). 10.6% of residents live below the poverty line. Workers commute an average of 42 minutes.

Income: Loma Rica vs U.S.

Commute Mode

Income

Median HH Income$98,935
32% above US avg
Per Capita Income$44,125
Avg Weekly Wage$1,287
IRS Avg AGI$62,831

Employment & Poverty

Unemployment2.2%
39% below US avg
Poverty Rate10.6%
14% below US avg
Establishments (County)2,146
County GDP$4,508M

Business (County)

Restaurants95
Healthcare86
Retail134
Manufacturing41

Tax & Cost of Living

Property Tax (IRS)$4,709
35% above US avg
Effective Tax Rate0.96%

Commute & Transportation

Commute Time42.3 min
Drive Alone86.1%
Public Transit0.0%
Work from Home6.6%

Walkability

The median home value in Loma Rica is $491,600, 74% above the national average. Monthly rent averages $1,740 (50% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$491,600
74% above US avg
Median List Price$519,500

Real Estate Market (Redfin)

Median List Price$519,500
$/Sq Ft$213
Homes Sold1
Sale-to-List Ratio99.2%
Price Drops12.5%
Inventory8

Rental Costs

Census Median Rent$1,740
50% above US avg
Rent Burden17.4%

HUD Fair Market Rent

Studio$1,513
1 Bedroom$1,647
2 Bedrooms$2,053
3 Bedrooms$2,752
4 Bedrooms$3,165

Ownership & Property

Owner-Occupied83.5%

Property Tax

Avg Tax (IRS)$4,709
35% above US avg
Effective Rate0.96%
In Loma Rica, 28.4% of adults are obese (below the 32.1% national rate). 25.4% report depression. 20.6% are physically inactive.

Health Metrics: Loma Rica vs U.S. Average (%)

Chronic Conditions

Obesity28.4%
12% below US avg
Diabetes8.5%
High Blood Pressure28.0%
Asthma10.8%
COPD5.7%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking19.2%
Physical Inactivity20.6%
Depression25.4%
Mental Distress19.6%
Physical Distress13.4%

Healthcare Access

Insurance Rate93.7%
Checkup Rate69.4%
Premature Death9,988/100K

Food & Exercise

Food Environment7.2/10
Exercise Access83.9%
Healthcare Facilities86

Crime Rates: Loma Rica vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)17
FEMA Disasters91

Safety Score

Loma Rica has an average annual temperature of 59°F (15°C). Winters average 45°F in January while summers reach 75°F in July. Annual precipitation is 46.3 inches. Air quality is rated Good with a median AQI of 48.

Temperature

45°F Jan (7°C) 75°F Jul (24°C)
Annual Average58.7°F
9% above US avg
January Average45°F (7°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall46.3 inches
22% above US avg

Air Quality

AQI Median48.0
RatingGood

Geography

Elevation495 ft (151 m)
Area18.5 sq mi (47.9 km²)
Population Density128/sq mi
Coordinates39.3203°N, 121.4038°W
County FIPS06115
It is classified as Metro — under 250K. 30.5% of residents hold a bachelor's degree or higher (9% below US avg). In the 2024 election, the county voted Republican by a 25.8-point margin. 98.5% of households have broadband internet.

2024 Presidential Election (County)

R 61.5%
D 35.7%

Winner: Republican by 25.8 points

Education

Bachelor's Degree+30.5%
9% below US avg
High School+81.0%
School Test Score4.69
B Education Grade (3.4/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density128/sq mi
Total Area18.5 sq mi

Infrastructure & Services

Broadband Access98.5%
Public Libraries1
Healthcare Facilities86
Restaurants95
Retail Stores134

Safety & Disasters

Fatal Crashes (County/yr)17
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute42.3 min
Drive Alone86.1%
Public Transit0.0%
Work from Home6.6%

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