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Lone Rock, IA

Iowa

Lone Rock is a small town in Iowa with a population of 127. Residents earn $56,250 per year, which is 25% below the national average.

3.8 /5.0
B+ Good
127 Population 1,058/sq mi density
$56,250 Median Income $34,206 per capita
$61,300 Home Value $169,136 Zillow
$1,025 Median Rent 14.5% income on rent
46°F Avg Temperature 260 sunny days/yr
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$56,250 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$61,300 home value, $1,025/mo rent
C
Education
2.4 / 5.0
17.1% bachelor's degree or higher
Median Income $56,250
25% lower than US avg
Home Value $61,300
78% lower than US avg
Bachelor's+ 17.1%
49% lower than US avg
Median Rent $1,025
12% lower than US avg
Obesity Rate 40.3%
26% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 2.4%
81% lower than US avg

How Lone Rock Compares to the U.S. Average (100% = U.S. avg)

People

Population127
Median Age67.7 yrs
Density1,058/mi²
Male / Female54% / 46%
Largest GroupWhite 92%
Veterans16.5%

Economy

A
Median Income$56,250
Per Capita$34,206
Unemployment0.0%
Poverty2.4%
County GDP$1,399M
Commute19 min

Housing

A+
Home Value$61,300
Rent$1,025
OwnershipN/A
Zillow$169,136
Housing Units63
Rent Burden14.5%

Health

Obesity40.3%
Uninsured8.2%
Smoking17.1%
Depression22.9%
Heart Disease6.0%

Climate

Avg Temp46°F (8°C)
AQI43 (Good)
Rain34.1 in/yr
Sunny Days260/yr
Elevation1,216 ft (371 m)

Education

C
Bachelor's+17.1%
High School+85.5%
Graduate+4.0%
School Score5.73

Community

2024 VoteR 71% / D 27%
Commute19 min
Broadband71.0%
Libraries11

Is Lone Rock a Good Place to Live?

Based on current data, Lone Rock receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes, high obesity rates. Lone Rock offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Lone Rock is $56,250, 25% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 2.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Lone Rock is $61,300, 78% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,025 per month, below the national average — a plus for affordability. At just 1.1x median income, home prices are very affordable relative to local earnings.

Education

17.1% of residents hold a bachelor's degree, below the national average of 33.7%. 85.5% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Lone Rock experiences four distinct seasons with an average temperature of 46°F. Winters average 15°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.1 inches. Air quality is rated Good with a median AQI of 43.

Lone Rock has a population of 127 with a density of 1,058 people per square mile. The median age is 67.7 years, 74% older than the national median of 38.9. The city is predominantly White (92.1%), with 5.5% Black.

Population

127
Total Population
1,058
People / sq mi
67.7yrs
Median Age
74% above US avg
0.1mi²
Land Area

Gender Distribution

Male 54.3%
Female 45.7%

Race & Ethnicity

Lone Rock vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Lone Rock vs U.S. Average

The median household income in Lone Rock is $56,250, which is 25% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 2.4% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Lone Rock vs U.S.

Commute Mode

Income

Median HH Income$56,250
25% below US avg
Per Capita Income$34,206
Avg Weekly Wage$1,015
IRS Avg AGI$79,103

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate2.4%
81% below US avg
Establishments (County)644
County GDP$1,399M

Business (County)

Restaurants33
Healthcare33
Retail71
Manufacturing29

Tax & Cost of Living

Property Tax (IRS)$4,442
27% above US avg
Effective Tax Rate7.25%

Commute & Transportation

Commute Time18.6 min
Drive Alone57.7%
Public Transit19.2%
Work from Home9.6%

Walkability

The median home value in Lone Rock is $61,300, 78% below the national average. Monthly rent averages $1,025 (12% below US avg). Zillow estimates the typical home value at $169,136.

Home Value Sources

Ownership Split

Home Values

Census Median$61,300
78% below US avg
Zillow ZHVI$169,136

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,025
12% below US avg
Rent Burden14.5%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied85.9%
Housing Units63
Median Year Built1957

Property Tax

Avg Tax (IRS)$4,442
27% above US avg
Effective Rate7.25%
In Lone Rock, 40.3% of adults are obese (above the 32.1% national rate). 8.2% of residents lack health insurance. 17.1% are current smokers. 22.9% report depression. 25.8% are physically inactive.

Health Metrics: Lone Rock vs U.S. Average (%)

Chronic Conditions

Obesity40.3%
26% above US avg
Diabetes10.4%
Heart Disease6.0%
High Blood Pressure30.9%
Asthma10.6%
COPD6.9%
Cancer7.4%
Stroke3.1%

Behaviors & Mental Health

Smoking17.1%
22% above US avg
Binge Drinking22.5%
Physical Inactivity25.8%
Depression22.9%
Mental Distress19.0%
Physical Distress13.1%
Short Sleep36.9%

Healthcare Access

Insurance Rate100.0%
Uninsured8.2%
5% below US avg
Checkup Rate75.4%
Dental Visits62.6%
Premature Death7,364/100K

Food & Exercise

Food Environment8.6/10
Exercise Access61.4%
Healthcare Facilities33
Lone Rock has an average annual temperature of 46°F (8°C). Winters average 15°F in January while summers reach 72°F in July. Annual precipitation is 34.1 inches. The area enjoys 260 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

15°F Jan (-9°C) 72°F Jul (22°C)
Annual Average46.0°F
15% below US avg
January Average15°F (-9°C)
July Average72°F (22°C)
Sunny Days260 days/yr

Precipitation & Snow

Annual Rainfall34.1 inches
10% below US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation1,216 ft (371 m)
Area0.1 sq mi (0.3 km²)
Population Density1,058/sq mi
Coordinates43.2209°N, 94.3253°W
TimezoneAmerica/Chicago
County FIPS19109
It is classified as Nonmetro — Urban 2.5K–20K. 17.1% of residents hold a bachelor's degree or higher (49% below US avg). In the 2024 election, the county voted Republican by a 44.2-point margin. 71.0% of households have broadband internet.

2024 Presidential Election (County)

R 71.4%
D 27.3%

Winner: Republican by 44.2 points

Education

Bachelor's Degree+17.1%
49% below US avg
High School+85.5%
Graduate Degree+4.0%
School Test Score5.73
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density1,058/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access71.0%
Public Libraries11
Healthcare Facilities33
Restaurants33
Retail Stores71

Safety & Disasters

Fatal Crashes (County/yr)3

Commute & Transportation

Avg Commute18.6 min
Drive Alone57.7%
Public Transit19.2%
Work from Home9.6%

Nearby Cities

Algona, IA 5,414 pop · 11.0 mi Emmetsburg, IA 3,651 pop · 19.3 mi Graettinger, IA 1,038 pop · 21.4 mi St. Joseph, MO 71,542 pop · 21.8 mi Britt, IA 1,919 pop · 27.6 mi Estherville, IA 5,865 pop · 28.4 mi Fairmont, MN 10,348 pop · 30.1 mi Blue Earth, MN 3,170 pop · 31.1 mi Forest City, IA 4,280 pop · 34.8 mi Humboldt, IA 4,761 pop · 34.8 mi Laurens, IA 1,234 pop · 36.9 mi Garner, IA 3,062 pop · 37.3 mi Pocahontas, IA 1,536 pop · 37.6 mi Winnebago, MN 1,247 pop · 38.4 mi
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