Median Income
$56,250
25% lower than US avg
Home Value
$61,300
78% lower than US avg
Violent Crime
254/100K
33% lower than US avg
Bachelor's+
17.1%
49% lower than US avg
Median Rent
$1,025
12% lower than US avg
Obesity Rate
40.3%
26% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lone Rock Compares to the U.S. Average (100% = U.S. avg)
People
Population127
Median Age67.7 yrs
Density1,058/mi²
Male / Female54% / 46%
Largest GroupWhite 92%
Veterans16.5%
Economy
A
Median Income$56,250
Per Capita$34,206
Unemployment0.0%
Poverty0.0%
County GDP$1,399M
Commute19 min
Housing
A+
Home Value$61,300
Rent$1,025
Ownership85.9%
Zillow$169,136
Housing Units63
Rent Burden14.5%
Crime
F
Violent254/100K
Property636/100K
Health
Obesity40.3%
Uninsured8.2%
Smoking17.1%
Depression22.9%
Heart Disease6.0%
Climate
Avg Temp46°F (8°C)
AQI43 (Good)
Rain34.1 in/yr
Sunny Days260/yr
Elevation1,216 ft (371 m)
Education
C
Bachelor's+17.1%
High School+85.5%
Graduate+4.0%
School Score5.67
Community
2024 VoteR 71% / D 27%
Commute19 min
Broadband71.0%
EV Stations2
Libraries11
Is Lone Rock a Good Place to Live?
Based on current data, Lone Rock receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Lone Rock offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lone Rock is $56,250, 25% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Lone Rock is $61,300, 78% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,025 per month, below the national average / a plus for affordability. At just 1.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Lone Rock is below the national average at 254 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 636 per 100,000, 68% below the national average.
Education
17.1% of residents hold a bachelor's degree, below the national average of 33.7%. 85.5% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Lone Rock experiences four distinct seasons with an average temperature of 46°F. Winters average 15°F in January while summers reach 72°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 34.1 inches. Air quality is rated Good with a median AQI of 43.
Lone Rock has a population of 127 with a density of 1,058 people per square mile, spread across 0.1 square miles. The median age is 67.7 years, 74% older than the national median of 38.9. The gender split is 45.7% female and 54.3% male. The city is predominantly White (92.1%), with 5.5% Black. English is the primary language spoken at home by 100% of residents. 16.5% of the population are veterans, above the national rate of 6.0%. 15.8% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
67.7yrs
Median Age
74% above US avg
Race & Ethnicity
Lone Rock vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Lone Rock vs U.S. Average
The median household income in Lone Rock is $56,250, which is 25% below the national average of $75,149. Per capita income is $34,206 (below the $39,052 national figure). The average weekly wage is $1,015, 29% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 644 business establishments, including 33 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 9.6% of workers work from home (below the 15.2% national rate).
Income: Lone Rock vs U.S.
Income
| Median HH Income | $56,250 |
| 25% below US avg |
| Per Capita Income | $34,206 |
| Avg Weekly Wage | $1,015 |
| IRS Avg AGI | $79,103 |
| Gini Index | 0.406 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 644 |
| County GDP | $1,399M |
Business (County)
| Restaurants | 33 |
| Healthcare | 33 |
| Retail | 71 |
| Manufacturing | 29 |
Tax & Cost of Living
| Property Tax (IRS) | $4,442 |
| 27% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 7.25% |
Commute & Transportation
| Commute Time | 18.6 min |
| Drive Alone | 57.7% |
| Public Transit | 19.2% |
| Work from Home | 9.6% |
The median home value in Lone Rock is $61,300, 78% below the national median of $281,900. Zillow estimates the typical home value at $169,136, higher than the Census estimate. Monthly rent averages $1,025 (12% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 85.9% of housing units are owner-occupied (above the 65.4% national rate). There are 63 total housing units in the city. The median year a home was built is 1957. The average annual property tax is $4,442 (higher than the $3,500 national average). 14.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.1x, well within the affordable range.
Home Values
| Census Median | $61,300 |
| 78% below US avg |
| Zillow ZHVI | $169,136 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,025 |
| 12% below US avg |
| Rent Burden | 14.5% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 85.9% |
| Owner-Occupied | 85.9% |
| Renter-Occupied | 14.1% |
| Housing Units | 63 |
| Median Year Built | 1957 |
Property Tax
| Avg Tax (IRS) | $4,442 |
| 27% above US avg |
| Effective Rate | 7.25% |
In Lone Rock, 40.3% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 6.0% of residents. 30.9% have high blood pressure. 17.1% are current smokers (above the 14.0% national rate). 22.5% report binge drinking. 25.8% are physically inactive. 22.9% report depression. 19.0% experience frequent mental distress. 8.2% of residents lack health insurance. The primary care physician ratio is 1:2,076. The dentist ratio is 1:1,809. 61.4% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Lone Rock vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.3% |
| 26% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 6.0% |
| High Blood Pressure | 30.9% |
| Asthma | 10.6% |
| COPD | 6.9% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 17.1% |
| 22% above US avg |
| Binge Drinking | 22.5% |
| Physical Inactivity | 25.8% |
| Depression | 22.9% |
| Mental Distress | 19.0% |
| Physical Distress | 13.1% |
| Short Sleep | 36.9% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 8.2% |
| 5% below US avg |
| Primary Care | 1:2,076 |
| Dentists | 1:1,809 |
| Mental Health | 1:1,600 |
| Checkup Rate | 75.4% |
| Dental Visits | 62.6% |
| Premature Death | 7,364/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 61.4% |
| Healthcare Facilities | 33 |
Lone Rock has a violent crime rate of 254 per 100,000 residents, 33% below the national average of 380. Property crime stands at 636 per 100,000, 68% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Lone Rock receives a safety grade of F.
Crime Rates: Lone Rock vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 254.4/100K |
| 33% below US avg |
| |
Property Crime
| Total Property | 635.9/100K |
| 68% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lone Rock experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 15°F in January while summers reach 72°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 34.1 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,216 feet.
Temperature
15°F Jan (-9°C)
72°F Jul (22°C)
| Annual Average | 46.0°F |
| 15% below US avg |
| January Average | 15°F (-9°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 1,216 ft (371 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 1,058/sq mi |
| Coordinates | 43.2209°N, 94.3253°W |
| Timezone | America/Chicago |
| County | Kossuth County County |
| Nearest Airport | Fort Dodge Regional (FOD)
47 miles away |
Precipitation & Snow
Annual Rainfall
34.1"
10% below US avg
Wettest Month (Jun)
4.37"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 32.3 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 75.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.7 on Jun 30, 2021.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
111 km |
| Jun 30, 2021 |
4 km E of Rembrandt, Iowa |
M2.7 |
77 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
568 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 26 fatalities, 465 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Oct 14, 1966 |
EF5 |
72 km |
6 |
| Apr 9, 2011 |
EF4 |
70 km |
0 |
| Jun 17, 2010 |
EF4 |
68 km |
1 |
| Jun 28, 1979 |
EF4 |
69 km |
3 |
| May 4, 1977 |
EF4 |
78 km |
0 |
| Jun 8, 1967 |
EF4 |
79 km |
0 |
| Apr 30, 1967 |
EF4 |
82 km |
5 |
| Apr 30, 1967 |
EF4 |
97 km |
0 |
| Apr 30, 1967 |
EF4 |
94 km |
0 |
| Apr 30, 1967 |
EF4 |
92 km |
6 |
| Aug 29, 1964 |
EF4 |
34 km |
0 |
| May 10, 1953 |
EF4 |
68 km |
0 |
| Jun 12, 2013 |
EF3 |
64 km |
0 |
| Jun 17, 2010 |
EF3 |
91 km |
0 |
| Aug 1, 2006 |
EF3 |
82 km |
0 |
| Jun 11, 2004 |
EF3 |
68 km |
0 |
| Jun 18, 1994 |
EF3 |
59 km |
0 |
| Jun 7, 1984 |
EF3 |
93 km |
0 |
| Jun 7, 1984 |
EF3 |
9 km |
0 |
| May 17, 1982 |
EF3 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: DEWEYS PASTURE (641 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
DEWEYS PASTURE |
641 |
49 km |
| 2024 |
LINCOLN WPA RX |
575 |
90 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
15°F (-9°C) |
0.7 in |
Coldest, Driest |
| February |
20°F (-7°C) |
0.8 in |
|
| March |
33°F (0°C) |
1.8 in |
|
| April |
46°F (8°C) |
2.9 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
69°F (21°C) |
4.4 in |
Wettest |
| July |
72°F (22°C) |
4.1 in |
Warmest |
| August |
70°F (21°C) |
3.9 in |
|
| September |
62°F (17°C) |
3.2 in |
|
| October |
50°F (10°C) |
2.2 in |
|
| November |
33°F (1°C) |
1.6 in |
|
| December |
19°F (-7°C) |
0.9 in |
|
Lone Rock has a seasonal temperature swing of 57°F / from 15°F in January to 72°F in July. Total annual precipitation is 30.1 inches, with June being the wettest month (4.4") and January the driest (0.7").
Average costs for common services in Lone Rock. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $691 |
| Toddler | $596 |
| Preschool | $596 |
| Family Childcare (monthly) |
| Infant | $466 |
| Toddler | $459 |
| Preschool | $459 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lone Rock
What is the population of Lone Rock?
Lone Rock has a population of 127 residents and is located in Iowa. The population density is 1,058 people per square mile, spread across 0.1 square miles. The median age of residents is 67.7 years, which is older than the national median of 38.9 years. The population is 45.7% female and 54.3% male.
Is Lone Rock expensive to live in?
Lone Rock is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $56,250, 25% below the national average of $75,149. The median home value is $61,300 (78% below the U.S. median). Renters pay a median of $1,025 per month, below the national average of $1,163. The home price-to-income ratio is 1.1x, indicating housing is reasonably affordable relative to local income levels.
Is Lone Rock safe?
Lone Rock is safer than the national average, with a violent crime rate of 254 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 636 per 100,000 (below the national average). Overall, Lone Rock receives a safety grade of F based on combined crime data.
What is the weather like in Lone Rock?
Lone Rock has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 15°F in January, while summers reach an average of 72°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 34.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Lone Rock?
The job market in Lone Rock is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,015. There are 644 business establishments in the area, including 33 restaurants and food service locations. The average commute time is 19 minutes, and 9.6% of workers work from home.
How much does housing cost in Lone Rock?
The median home value in Lone Rock is $61,300. Zillow estimates the typical home value at $169,136. For renters, the median monthly rent is $1,025. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 85.9%. The average annual property tax is $4,442.
How are the schools in Lone Rock?
Schools in Lone Rock score 5.7 out of 10 on standardized testing, near the national average. 17.1% of adults in Lone Rock hold a bachelor's degree or higher, below the national average of 33.7%. 85.5% have completed high school. 4.0% hold a graduate or professional degree.
How healthy is Lone Rock?
The obesity rate in Lone Rock is 40.3% (above the national rate of 32.1%). 17.1% of adults are smokers. 25.8% are physically inactive. 22.9% of residents report depression. 8.2% lack health insurance. 61.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,076.
What is transportation like in Lone Rock?
The average commute in Lone Rock is 19 minutes, shorter than the national average of 28 minutes. 57.7% of workers drive alone to work, 19.2% use public transit, and 9.6% work from home.
What are the demographics of Lone Rock?
The racial and ethnic makeup of Lone Rock is 92.1% White, 5.5% Black or African American, 0.8% Hispanic or Latino. 100% of residents speak only English at home. 16.5% of the population are military veterans. 15.8% of residents have a disability. 100.0% have health insurance coverage.
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