Median Income
$71,750
5% lower than US avg
Home Value
$132,300
53% lower than US avg
Bachelor's+
18.0%
47% lower than US avg
Median Rent
$950
18% lower than US avg
Obesity Rate
37.3%
16% higher than US avg
Unemployment
2.3%
36% lower than US avg
Poverty Rate
2.4%
81% lower than US avg
How Loomis Compares to the U.S. Average (100% = U.S. avg)
People
Population341
Median Age38.7 yrs
Density1,033/mi²
Male / Female57% / 43%
Largest GroupWhite 94%
Veterans4.5%
Economy
A
Median Income$71,750
Per Capita$33,345
Unemployment2.3%
Poverty2.4%
County GDP$1,031M
Commute21 min
Housing
A+
Home Value$132,300
Rent$950
Ownership80.2%
Zillow$244,629
Housing Units145
Rent Burden20.4%
Health
Obesity37.3%
Uninsured7.3%
Smoking13.4%
Depression18.5%
Heart Disease5.0%
Climate
Avg Temp50°F (10°C)
Rain27.6 in/yr
Elevation2,427 ft (740 m)
Education
C
Bachelor's+18.0%
High School+94.9%
Graduate+3.0%
School Score6.29
Community
2024 VoteR 84% / D 15%
Commute21 min
Broadband95.4%
EV Stations1
Libraries1
Is Loomis a Good Place to Live?
Based on current data, Loomis receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, strong internet connectivity. Loomis offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Loomis is $71,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.3%. Only 2.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Loomis is $132,300, 53% below the national median / offering relatively affordable homeownership. Renters pay a median of $950 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Education
18.0% of residents hold a bachelor's degree, below the national average of 33.7%. 94.9% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Loomis experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 75°F in July. Annual precipitation totals 27.6 inches, including 25.4 inches of snow.
Loomis has a population of 341 with a density of 1,033 people per square mile, spread across 0.3 square miles. The median age is 38.7 years, 1% younger than the national median of 38.9. The gender split is 43.1% female and 56.9% male. The city is predominantly White (93.8%), with 6.7% Hispanic. English is the primary language spoken at home by 94.7% of residents. 4.5% of the population are veterans, below the national rate of 6.0%. 12.6% of residents have a disability. 92.7% have health insurance coverage.
Population
341
Total Population
2023 Census
38.7yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
94.7%
21% above US avg
Spanish
3.7%
72% below US avg
The median household income in Loomis is $71,750, which is 5% below the national average of $75,149. Per capita income is $33,345 (below the $39,052 national figure). The average weekly wage is $1,110, 22% lower than the U.S. average. The unemployment rate is 2.3% (below the 3.6% US average). 2.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 421 business establishments, including 25 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 3.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $71,750 |
| 5% below US avg |
| Per Capita Income | $33,345 |
| Avg Weekly Wage | $1,110 |
| IRS Avg AGI | $83,764 |
| Gini Index | 0.499 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.3% |
| 36% below US avg |
| Poverty Rate | 2.4% |
| 81% below US avg |
| Establishments (County) | 421 |
| County GDP | $1,031M |
Business (County)
| Restaurants | 25 |
| Healthcare | 31 |
| Retail | 48 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $4,685 |
| 34% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 3.54% |
Commute & Transportation
| Commute Time | 20.8 min |
| Drive Alone | 77.6% |
| Public Transit | 0.0% |
| Work from Home | 3.5% |
The median home value in Loomis is $132,300, 53% below the national median of $281,900. Zillow estimates the typical home value at $244,629, higher than the Census estimate. Monthly rent averages $950 (18% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 80.2% of housing units are owner-occupied (above the 65.4% national rate). There are 145 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $4,685 (higher than the $3,500 national average). 20.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $132,300 |
| 53% below US avg |
| Zillow ZHVI | $244,629 |
Rental Costs
| Census Median Rent | $950 |
| 18% below US avg |
| Rent Burden | 20.4% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 80.2% |
| Owner-Occupied | 80.2% |
| Renter-Occupied | 19.8% |
| Housing Units | 145 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $4,685 |
| 34% above US avg |
| Effective Rate | 3.54% |
In Loomis, 37.3% of adults are obese, above the national rate of 32.1%. 8.4% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 28.6% have high blood pressure. 13.4% are current smokers. 22.7% report binge drinking. 22.4% are physically inactive. 18.5% report depression. 14.7% experience frequent mental distress. 7.3% of residents lack health insurance. The primary care physician ratio is 1:993. The dentist ratio is 1:1,498. 75.0% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Loomis vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.3% |
| 16% above US avg |
| Diabetes | 8.4% |
| Heart Disease | 5.0% |
| High Blood Pressure | 28.6% |
| Asthma | 9.1% |
| COPD | 5.1% |
| Cancer | 7.4% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 13.4% |
| 4% below US avg |
| Binge Drinking | 22.7% |
| Physical Inactivity | 22.4% |
| Depression | 18.5% |
| Mental Distress | 14.7% |
| Physical Distress | 10.8% |
| Short Sleep | 31.6% |
Healthcare Access
| Insurance Rate | 92.7% |
| Uninsured | 7.3% |
| 15% below US avg |
| Primary Care | 1:993 |
| Dentists | 1:1,498 |
| Mental Health | 1:604 |
| Checkup Rate | 72.6% |
| Dental Visits | 67.5% |
| Premature Death | 6,340/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 75.0% |
| Healthcare Facilities | 31 |
Loomis experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 75°F in July. Annual precipitation totals 27.6 inches (drier than the 38-inch national average). The area receives 25.4 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 2,427 feet.
Temperature
25°F Jan (-4°C)
75°F Jul (24°C)
| Annual Average | 49.9°F |
| 8% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 75°F (24°C) |
Geography
| Elevation | 2,427 ft (740 m) |
| Area | 0.3 sq mi (0.9 km²) |
| Population Density | 1,033/sq mi |
| Coordinates | 40.4783°N, 99.5077°W |
| Timezone | America/Chicago |
| County | Phelps County County |
| Nearest Airport | Kearney Regional (EAR)
31 miles away |
Precipitation & Snow
Annual Rainfall
27.6"
27% below US avg
Wettest Month (May)
4.42"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 39.2 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 58.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
121 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.6. Most recent: M2.5 on Aug 25, 2025.
| Jun 22, 2019 |
2 km SSE of Zurich, Kansas |
M4.6 |
141 km |
| Jul 17, 2022 |
8 km WSW of Superior, Nebraska |
M3.8 |
127 km |
| Jun 12, 2017 |
8 km NNE of Jewell, Kansas |
M3.7 |
144 km |
| Jun 12, 2017 |
5 km SE of Mankato, Kansas |
M3.7 |
140 km |
| Apr 10, 2018 |
10 km SE of Arnold, Nebraska |
M3.7 |
110 km |
| Jun 13, 2017 |
6 km SE of Mankato, Kansas |
M3.6 |
141 km |
| May 30, 1991 |
5 km SE of Zurich, Kansas |
M3.5 |
142 km |
| Aug 9, 2021 |
Kansas |
M3.5 |
127 km |
| May 31, 2019 |
2 km SSE of Zurich, Kansas |
M3.5 |
141 km |
| Jun 1, 2025 |
9 km S of Hill City, Kansas |
M3.5 |
136 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
111 km |
| Jul 26, 2022 |
8 km WSW of Superior, Nebraska |
M3.4 |
127 km |
| Jun 25, 2025 |
10 km NW of Woodston, Kansas |
M3.4 |
111 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
105 km |
| May 21, 2017 |
7 km ESE of Mankato, Kansas |
M3.4 |
142 km |
| Apr 4, 2017 |
3 km SSE of Mankato, Kansas |
M3.4 |
137 km |
| Apr 9, 2018 |
10 km SSE of Arnold, Nebraska |
M3.3 |
109 km |
| Apr 19, 2018 |
9 km SSE of Arnold, Nebraska |
M3.3 |
110 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
137 km |
| Jul 29, 2021 |
11 km SSE of Esbon, Kansas |
M3.3 |
127 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
624 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 23 fatalities, 183 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1964 |
EF5 |
97 km |
4 |
| Mar 13, 1990 |
EF4 |
96 km |
0 |
| May 10, 1985 |
EF4 |
89 km |
0 |
| May 8, 1965 |
EF4 |
88 km |
4 |
| Jun 6, 1956 |
EF4 |
65 km |
0 |
| Jun 7, 1953 |
EF4 |
100 km |
11 |
| May 17, 2019 |
EF3 |
66 km |
0 |
| Jun 20, 2011 |
EF3 |
66 km |
0 |
| Jun 20, 2011 |
EF3 |
86 km |
0 |
| Jun 20, 2011 |
EF3 |
36 km |
0 |
| Apr 20, 2007 |
EF3 |
68 km |
0 |
| May 17, 2000 |
EF3 |
90 km |
0 |
| Jun 3, 1999 |
EF3 |
76 km |
0 |
| Jun 6, 1993 |
EF3 |
27 km |
0 |
| Jun 6, 1993 |
EF3 |
12 km |
0 |
| Jun 6, 1993 |
EF3 |
44 km |
0 |
| May 7, 1993 |
EF3 |
93 km |
0 |
| Jun 1, 1990 |
EF3 |
92 km |
0 |
| Mar 13, 1990 |
EF3 |
98 km |
0 |
| Mar 13, 1990 |
EF3 |
43 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
11 wildfires (100+ acres) within 100 km.
Largest: ROAD 702 (45,166 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
ROAD 702 |
45,166 |
68 km |
| 2022 |
ROAD 739 |
32,997 |
33 km |
| 2002 |
UNNAMED |
15,972 |
81 km |
| 2010 |
H-RX-F KIR NON NFP |
1,435 |
95 km |
| 2022 |
KIRWIN SOUTHEAST RX |
1,367 |
97 km |
| 2020 |
PRAIRIE DOG |
1,257 |
80 km |
| 2016 |
KSKIR RX WUI FY16 RESOURCE MANAGEMENT BURNS |
1,123 |
93 km |
| 2011 |
W-RX-F NON FUNDED TREATMENT_KSKIR |
1,083 |
93 km |
| 2023 |
NERBR-HFR-FY23-RX-PETERSON |
1,061 |
13 km |
| 2008 |
H RX F BOTTOMS |
1,009 |
99 km |
| 1989 |
UNNAMED |
1,009 |
63 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
0.6 in |
Coldest, Driest |
| February |
28°F (-2°C) |
0.7 in |
|
| March |
39°F (4°C) |
1.6 in |
|
| April |
49°F (9°C) |
2.8 in |
|
| May |
59°F (15°C) |
4.4 in |
Wettest |
| June |
70°F (21°C) |
3.9 in |
|
| July |
75°F (24°C) |
4.2 in |
Warmest |
| August |
73°F (23°C) |
3.6 in |
|
| September |
65°F (18°C) |
2.1 in |
|
| October |
51°F (11°C) |
2.0 in |
|
| November |
38°F (3°C) |
0.9 in |
|
| December |
28°F (-2°C) |
0.7 in |
|
Loomis has a seasonal temperature swing of 50°F / from 25°F in January to 75°F in July. Total annual precipitation is 27.6 inches, with May being the wettest month (4.4") and January the driest (0.6").
Average costs for common services in Loomis. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135-$360) |
| Specialist Visit |
$315 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$315) |
| Emergency Room Visit |
$1,982 ($721-$4,505) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$225 ($135-$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$270 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($360-$901) |
| Battery Replacement |
$180 ($90-$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$360 ($135-$721) |
| HVAC System Install |
$6,307 ($3,604-$10,812) |
| Roof Repair |
$901 ($360-$1,802) |
| Roof Replacement |
$8,109 ($4,956-$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451-$3,154) |
| Divorce (Contested) |
$13,515 ($4,505-$27,030) |
| DUI Defense |
$4,505 ($1,802-$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721-$2,703) |
| Will Preparation |
$451 ($180-$901) |
| Trust Preparation |
$2,253 ($901-$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$225) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70-$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25-$4.51) |
| Loaf of Bread |
$3.42 ($2.25-$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60-$6.76) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$225) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,802 ($1,081-$3,154) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21-$23) |
| Car Registration (Annual) |
$90 ($27-$225) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541-$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451-$1,802) |
| After-School Care (Monthly) |
$360 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$901 ($360-$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505-$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$270 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Loomis
What is the population of Loomis?
Loomis has a population of 341 residents and is located in Nebraska. The population density is 1,033 people per square mile, spread across 0.3 square miles. The median age of residents is 38.7 years. The population is 43.1% female and 56.9% male.
Is Loomis expensive to live in?
Loomis is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $71,750, 5% below the national average of $75,149. The median home value is $132,300 (53% below the U.S. median). Renters pay a median of $950 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Loomis?
Loomis has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 75°F in July. Annual rainfall totals 27.6 inches, with 25.4 inches of snow.
How is the job market in Loomis?
The job market in Loomis is very strong, with unemployment at just 2.3% / well below the national rate of 3.6%. The average weekly wage is $1,110. There are 421 business establishments in the area, including 25 restaurants and food service locations. The average commute time is 21 minutes, and 3.5% of workers work from home.
How much does housing cost in Loomis?
The median home value in Loomis is $132,300. Zillow estimates the typical home value at $244,629. For renters, the median monthly rent is $950. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 80.2%. The average annual property tax is $4,685.
How are the schools in Loomis?
Schools in Loomis score 6.3 out of 10 on standardized testing, near the national average. 18.0% of adults in Loomis hold a bachelor's degree or higher, below the national average of 33.7%. 94.9% have completed high school. 3.0% hold a graduate or professional degree.
How healthy is Loomis?
The obesity rate in Loomis is 37.3% (above the national rate of 32.1%). 13.4% of adults are smokers. 22.4% are physically inactive. 18.5% of residents report depression. 7.3% lack health insurance. 75.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:993.
What is transportation like in Loomis?
The average commute in Loomis is 21 minutes, shorter than the national average of 28 minutes. 77.6% of workers drive alone to work, and 3.5% work from home.
What are the demographics of Loomis?
The racial and ethnic makeup of Loomis is 93.8% White, 6.7% Hispanic or Latino. 94.7% of residents speak only English at home, while 3.7% speak Spanish. 4.5% of the population are military veterans. 12.6% of residents have a disability. 92.7% have health insurance coverage.