Median Income
$110,833
47% higher than US avg
Home Value
$350,600
24% higher than US avg
Bachelor's+
47.6%
41% higher than US avg
Median Rent
$888
24% lower than US avg
Obesity Rate
24.0%
25% lower than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
6.8%
45% lower than US avg
How Loretto Compares to the U.S. Average (100% = U.S. avg)
People
Population805
Median Age35.6 yrs
Density3,096/mi²
Male / Female49% / 51%
Largest GroupWhite 94%
Economy
A+
Median Income$110,833
Per Capita$57,931
Unemployment1.0%
Poverty6.8%
County GDP$193,617M
Commute30 min
Housing
A+
Home Value$350,600
Rent$888
OwnershipN/A
Zillow$379,396
Health
Obesity24.0%
UninsuredN/A
Depression27.0%
Heart Disease3.9%
Climate
Avg Temp45°F
AQI36 (Good)
Elevation1,017 ft
Education
A+
Bachelor's+47.6%
High School+95.6%
School Score6.08
Community
2024 VoteR 28% / D 70%
Commute30 min
Libraries41
Is Loretto a Good Place to Live?
Based on current data, Loretto receives an overall livability score of 4.9 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Loretto stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Loretto is $110,833, which is significantly higher than the national average — 47% above $75,149. This places Loretto among higher-income communities. The job market is very strong with unemployment at just 1.0%. Only 6.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Loretto is $350,600, 24% above the national median. Renters pay a median of $888 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
Educational attainment is solid, with 47.6% holding a bachelor's degree or higher, near the national average. 95.6% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Loretto has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. Air quality is rated Good with a median AQI of 36.
Loretto has a population of 805 with a density of 3,096 people per square mile. The median age is 35.6 years, 8% younger than the national median of 38.9. The city is predominantly White (93.8%), with 5% Black.
Population
35.6yrs
Median Age
8% below US avg
Language Spoken at Home
| English Only | 96.0% |
| 22% above US avg |
| Spanish | 4.0% |
| 70% below US avg |
The median household income in Loretto is $110,833, which is 47% above the national average of $75,149. The unemployment rate is 1.0% (below the 3.6% US average). 6.8% of residents live below the poverty line. Workers commute an average of 30 minutes.
Income
| Median HH Income | $110,833 |
| 47% above US avg |
| Per Capita Income | $57,931 |
| Avg Weekly Wage | $1,734 |
| IRS Avg AGI | $115,538 |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 6.8% |
| 45% below US avg |
| Establishments (County) | 44,785 |
| County GDP | $193,617M |
Business (County)
| Restaurants | 3,018 |
| Healthcare | 5,330 |
| Retail | 3,721 |
| Manufacturing | 1,443 |
Tax & Cost of Living
| Property Tax (IRS) | $7,736 |
| 121% above US avg |
| Effective Tax Rate | 2.21% |
Commute & Transportation
| Commute Time | 29.8 min |
| Work from Home | 17.2% |
The median home value in Loretto is $350,600, 24% above the national average. Monthly rent averages $888 (24% below US avg). Zillow estimates the typical home value at $379,396.
Home Values
| Census Median | $350,600 |
| 24% above US avg |
| Zillow ZHVI | $379,396 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $888 |
| 24% below US avg |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $7,736 |
| 121% above US avg |
| Effective Rate | 2.21% |
In Loretto, 24.0% of adults are obese (below the 32.1% national rate). 27.0% report depression. 13.2% are physically inactive.
Health Metrics: Loretto vs U.S. Average (%)
Chronic Conditions
| Obesity | 24.0% |
| 25% below US avg |
| Diabetes | 5.5% |
| Heart Disease | 3.9% |
| High Blood Pressure | 23.3% |
| Asthma | 9.3% |
| COPD | 3.1% |
| Stroke | 2.0% |
Behaviors & Mental Health
| |
| Binge Drinking | 22.4% |
| Physical Inactivity | 13.2% |
| Depression | 27.0% |
| Mental Distress | 13.7% |
| Physical Distress | 7.9% |
Healthcare Access
| Insurance Rate | 97.3% |
| |
| Checkup Rate | 72.9% |
| Premature Death | 6,600/100K |
Food & Exercise
| Food Environment | 9.2/10 |
| Exercise Access | 99.1% |
| Healthcare Facilities | 5,330 |
Crime Rates: Loretto vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 60 |
Safety Score
Loretto has an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. Air quality is rated Good with a median AQI of 36.
Temperature
14°F Jan (-10°C)
72°F Jul (22°C)
| Annual Average | 44.5°F |
| 18% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 72°F (22°C) |
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Geography
| Elevation | 1,017 ft (310 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 3,096/sq mi |
| Coordinates | 45.0548°N, 93.6353°W |
| County FIPS | 27053 |