Violent Crime
69/100K
82% lower than US avg
Bachelor's+
28.2%
16% lower than US avg
Obesity Rate
34.1%
6% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Loretto Compares to the U.S. Average (100% = U.S. avg)
People
Population119
Median Age34.1 yrs
Density425/mi²
Male / Female64% / 36%
Largest GroupWhite 100%
Veterans85.0%
Economy
Per Capita$39,362
Unemployment0.0%
Poverty0.0%
County GDP$576M
Housing
Ownership53.3%
Zillow$341,893
Housing Units34
Rent Burden18.1%
Crime
F
Violent69/100K
Property1,714/100K
Health
Obesity34.1%
Smoking16.7%
Depression19.0%
Heart Disease5.8%
Climate
Avg Temp48°F (9°C)
AQI32 (Good)
Rain27.2 in/yr
Sunny Days308/yr
Elevation1,826 ft (557 m)
Education
B
Bachelor's+28.2%
High School+100.0%
Graduate+0.0%
School Score5.74
Community
2024 VoteR 82% / D 16%
Broadband45.0%
EV Stations1
Libraries4
Is Loretto a Good Place to Live?
Based on current data, Loretto receives an overall livability score of 2.1 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Loretto has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Safety & Crime
Loretto is a very safe community with a violent crime rate of 69 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,714 per 100,000, near the national average.
Education
28.2% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Loretto experiences four distinct seasons with an average temperature of 48°F. Winters average 22°F in January while summers reach 74°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 27.2 inches, including 26.6 inches of snow. Air quality is rated Good with a median AQI of 32.
Loretto has a population of 119 with a density of 425 people per square mile, spread across 0.3 square miles. The median age is 34.1 years, 12% younger than the national median of 38.9. The gender split is 36.1% female and 63.9% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 85.0% of the population are veterans, above the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 63.4% have health insurance coverage.
Population
34.1yrs
Median Age
12% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Per capita income is $39,362. The average weekly wage is $976, 32% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 258 business establishments, including 12 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $39,362 |
| Avg Weekly Wage | $976 |
| IRS Avg AGI | $84,112 |
| Gini Index | 0.441 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 258 |
| County GDP | $576M |
Business (County)
| Restaurants | 12 |
| Healthcare | 20 |
| Retail | 32 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $2,843 |
| 19% below US avg |
| Cost of Living | 90.10 (100=avg) |
Commute & Transportation
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $341,893. Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 53.3% of housing units are owner-occupied (below the 65.4% national rate). There are 34 total housing units in the city. The average annual property tax is $2,843 (lower than the $3,500 national average). 18.1% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 53.3% |
| Owner-Occupied | 53.3% |
| Renter-Occupied | 46.7% |
| Housing Units | 34 |
Property Tax
| Avg Tax (IRS) | $2,843 |
| 19% below US avg |
In Loretto, 34.1% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.8% of residents. 30.2% have high blood pressure. 16.7% are current smokers. 23.0% report binge drinking. 27.9% are physically inactive. 19.0% report depression. 15.8% experience frequent mental distress. The primary care physician ratio is 1:673. The dentist ratio is 1:1,795. 43.4% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Loretto vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.1% |
| 6% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.8% |
| High Blood Pressure | 30.2% |
| Asthma | 9.4% |
| COPD | 6.6% |
| Cancer | 7.2% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.7% |
| 19% above US avg |
| Binge Drinking | 23.0% |
| Physical Inactivity | 27.9% |
| Depression | 19.0% |
| Mental Distress | 15.8% |
| Physical Distress | 12.2% |
| Short Sleep | 30.6% |
Healthcare Access
| Insurance Rate | 63.4% |
| |
| Primary Care | 1:673 |
| Dentists | 1:1,795 |
| Mental Health | 1:1,062 |
| Checkup Rate | 72.4% |
| Dental Visits | 62.1% |
| Premature Death | 6,359/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 43.4% |
| Healthcare Facilities | 20 |
Loretto has a violent crime rate of 69 per 100,000 residents, 82% below the national average of 380. Property crime stands at 1,714 per 100,000, 13% below the U.S. average. The area has experienced 91 federally declared disasters. Overall, Loretto receives a safety grade of F.
Crime Rates: Loretto vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 68.6/100K |
| 82% below US avg |
| |
Property Crime
| Total Property | 1,714.1/100K |
| 13% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Loretto experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 22°F in January while summers reach 74°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 27.2 inches (drier than the 38-inch national average). The area receives 26.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,826 feet.
Temperature
22°F Jan (-6°C)
74°F Jul (23°C)
| Annual Average | 48.3°F |
| 11% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 1,826 ft (557 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 425/sq mi |
| Coordinates | 41.7634°N, 98.0817°W |
| Timezone | America/Chicago |
| County | Boone County County |
| Nearest Airport | Norfolk Regional/Karl Stefan Memorial Field (OFK)
37 miles away |
Precipitation & Snow
Annual Rainfall
27.2"
28% below US avg
Wettest Month (May)
3.90"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.4 / 100 |
| Social Vulnerability | 50.1 / 100 |
| Community Resilience | 87.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M2.7 on Feb 5, 2025.
| Nov 3, 2002 |
16 km SSW of Butte, Nebraska |
M4.3 |
130 km |
| Jun 4, 2021 |
10 km NE of Anoka, Nebraska |
M3.7 |
148 km |
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
95 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
120 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
74 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
53 km |
| Jun 4, 2021 |
9 km ENE of Anoka, Nebraska |
M3.1 |
147 km |
| Jan 4, 2021 |
5 km N of Tyndall, South Dakota |
M3.1 |
143 km |
| Jul 18, 1990 |
10 km SSW of Ord, Nebraska |
M3.0 |
78 km |
| Feb 1, 2006 |
6 km ENE of Bassett, Nebraska |
M2.9 |
149 km |
| Jan 1, 2020 |
2 km E of Chambers, Nebraska |
M2.8 |
72 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
33 km |
| Mar 6, 2024 |
6 km SSE of Santee, Nebraska |
M2.5 |
116 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
601 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 26 fatalities, 456 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 16, 2014 |
EF4 |
89 km |
1 |
| Jun 16, 2014 |
EF4 |
81 km |
1 |
| Jun 16, 2014 |
EF4 |
64 km |
0 |
| Oct 4, 2013 |
EF4 |
93 km |
0 |
| Jun 3, 1980 |
EF4 |
96 km |
3 |
| Apr 7, 1978 |
EF4 |
85 km |
0 |
| May 6, 1975 |
EF4 |
64 km |
0 |
| May 8, 1965 |
EF4 |
77 km |
0 |
| May 5, 1964 |
EF4 |
47 km |
0 |
| May 30, 1954 |
EF4 |
29 km |
6 |
| Jun 7, 1953 |
EF4 |
100 km |
11 |
| Apr 26, 2024 |
EF3 |
77 km |
0 |
| Oct 4, 2013 |
EF3 |
76 km |
0 |
| Jun 20, 2011 |
EF3 |
82 km |
0 |
| Oct 9, 2001 |
EF3 |
79 km |
0 |
| Jun 3, 1999 |
EF3 |
92 km |
0 |
| Jun 11, 1984 |
EF3 |
95 km |
0 |
| Apr 25, 1984 |
EF3 |
74 km |
0 |
| Jun 3, 1980 |
EF3 |
91 km |
1 |
| Jun 3, 1980 |
EF3 |
87 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: LOWERY (4,881 ac, 2023).
| Year |
Name |
Acres |
Distance |
| 2023 |
LOWERY |
4,881 |
90 km |
| 1995 |
UNNAMED |
2,911 |
42 km |
| 2000 |
UNNAMED |
2,456 |
47 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
0.4 in |
Coldest, Driest |
| February |
27°F (-3°C) |
0.6 in |
|
| March |
37°F (3°C) |
2.0 in |
|
| April |
49°F (9°C) |
2.7 in |
|
| May |
60°F (15°C) |
3.9 in |
Wettest |
| June |
70°F (21°C) |
3.9 in |
|
| July |
74°F (23°C) |
3.4 in |
Warmest |
| August |
72°F (22°C) |
3.0 in |
|
| September |
63°F (17°C) |
2.5 in |
|
| October |
51°F (10°C) |
1.7 in |
|
| November |
35°F (2°C) |
1.3 in |
|
| December |
24°F (-4°C) |
0.6 in |
|
Loretto has a seasonal temperature swing of 52°F / from 22°F in January to 74°F in July. Total annual precipitation is 26.0 inches, with May being the wettest month (3.9") and January the driest (0.4").
Average costs for common services in Loretto. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Loretto
What is the population of Loretto?
Loretto has a population of 119 residents and is located in Nebraska. The population density is 425 people per square mile, spread across 0.3 square miles. The median age of residents is 34.1 years, which is younger than the national median of 38.9 years. The population is 36.1% female and 63.9% male.
Is Loretto expensive to live in?
Loretto is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100.
Is Loretto safe?
Loretto is considered a very safe city with a violent crime rate of 69 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,714 per 100,000 (below the national average). Overall, Loretto receives a safety grade of F based on combined crime data.
What is the weather like in Loretto?
Loretto has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 22°F in January, while summers reach an average of 74°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 27.2 inches, with 26.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Loretto?
The job market in Loretto is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $976. There are 258 business establishments in the area, including 12 restaurants and food service locations.
How are the schools in Loretto?
Schools in Loretto score 5.7 out of 10 on standardized testing, near the national average. 28.2% of adults in Loretto hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Loretto?
The obesity rate in Loretto is 34.1% (above the national rate of 32.1%). 16.7% of adults are smokers. 27.9% are physically inactive. 19.0% of residents report depression. 43.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:673.
What are the demographics of Loretto?
The racial and ethnic makeup of Loretto is 100% White. 100% of residents speak only English at home. 85.0% of the population are military veterans. 0.0% of residents have a disability. 63.4% have health insurance coverage.
All Countries
