Median Income
$44,318
41% lower than US avg
Home Value
$86,300
69% lower than US avg
Violent Crime
60/100K
84% lower than US avg
Bachelor's+
19.1%
43% lower than US avg
Median Rent
$629
46% lower than US avg
Obesity Rate
42.7%
33% higher than US avg
Unemployment
6.2%
72% higher than US avg
Poverty Rate
21.6%
74% higher than US avg
How Louisville Compares to the U.S. Average (100% = U.S. avg)
People
Population1,288
Median Age38.6 yrs
Density1,552/mi²
Male / Female50% / 51%
Largest GroupWhite 97%
Veterans4.2%
Economy
C+
Median Income$44,318
Per Capita$23,224
Unemployment6.2%
Poverty21.6%
County GDP$699M
Commute19 min
Housing
A+
Home Value$86,300
Rent$629
Ownership65.0%
Zillow$124,918
Housing Units537
Rent Burden26.1%
Crime
F
Violent60/100K
Property2,351/100K
Health
Obesity42.7%
Uninsured11.2%
Smoking20.6%
Depression25.8%
Heart Disease6.8%
Climate
Avg Temp56°F (13°C)
AQI43 (Good)
Rain46.4 in/yr
Sunny Days293/yr
Elevation474 ft (144 m)
Education
C+
Bachelor's+19.1%
High School+80.4%
Graduate+5.1%
School Score5.01
Community
2024 VoteR 83% / D 16%
Commute19 min
Broadband87.7%
EV Stations1
Libraries1
Is Louisville a Good Place to Live?
Based on current data, Louisville receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Louisville has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Louisville is $44,318, 41% below the national average of $75,149. The unemployment rate of 6.2% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 21.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Louisville is $86,300, 69% below the national median / offering relatively affordable homeownership. Renters pay a median of $629 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Louisville is a very safe community with a violent crime rate of 60 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 2,351 per 100,000, near the national average.
Education
19.1% of residents hold a bachelor's degree, below the national average of 33.7%. 80.4% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Louisville enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 77°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.4 inches, including 8.3 inches of snow. Air quality is rated Good with a median AQI of 43.
Louisville has a population of 1,288 with a density of 1,552 people per square mile, spread across 0.8 square miles. The median age is 38.6 years, 1% younger than the national median of 38.9. The gender split is 50.5% female and 49.5% male. The city is predominantly White (97%), with 2.6% Black. English is the primary language spoken at home by 97.8% of residents. 4.2% of the population are veterans, below the national rate of 6.0%. 24.5% of residents have a disability (above the 13.0% national average). 90.3% have health insurance coverage.
Population
38.6yrs
Median Age
1% below US avg
Race & Ethnicity
Louisville vs U.S. Average
Language Spoken at Home
English Only
97.8%
25% above US avg
Spanish
2.2%
84% below US avg
Social Characteristics
Louisville vs U.S. Average
The median household income in Louisville is $44,318, which is 41% below the national average of $75,149. Per capita income is $23,224 (below the $39,052 national figure). The average weekly wage is $977, 32% lower than the U.S. average. The unemployment rate is 6.2% (above the 3.6% US average). 21.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 314 business establishments, including 24 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 1.1% of workers work from home (below the 15.2% national rate).
Income: Louisville vs U.S.
Income
| Median HH Income | $44,318 |
| 41% below US avg |
| Per Capita Income | $23,224 |
| Avg Weekly Wage | $977 |
| IRS Avg AGI | $59,796 |
| Gini Index | 0.451 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.2% |
| 72% above US avg |
| Poverty Rate | 21.6% |
| 74% above US avg |
| Establishments (County) | 314 |
| County GDP | $699M |
Business (County)
| Restaurants | 24 |
| Healthcare | 43 |
| Retail | 47 |
| Manufacturing | 15 |
Tax & Cost of Living
| Property Tax (IRS) | $3,567 |
| 2% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.13% |
Commute & Transportation
| Commute Time | 19.1 min |
| Drive Alone | 95.8% |
| Public Transit | 0.0% |
| Work from Home | 1.1% |
The median home value in Louisville is $86,300, 69% below the national median of $281,900. Zillow estimates the typical home value at $124,918, higher than the Census estimate. Monthly rent averages $629 (46% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 65.0% of housing units are owner-occupied. There are 537 total housing units in the city. The median year a home was built is 1971. The average annual property tax is $3,567. 26.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $86,300 |
| 69% below US avg |
| Zillow ZHVI | $124,918 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $629 |
| 46% below US avg |
| Rent Burden | 26.1% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 65.0% |
| Owner-Occupied | 65.0% |
| Renter-Occupied | 35.0% |
| Housing Units | 537 |
| Median Year Built | 1971 |
Property Tax
| Avg Tax (IRS) | $3,567 |
| 2% above US avg |
| Effective Rate | 4.13% |
In Louisville, 42.7% of adults are obese, above the national rate of 32.1%. 11.6% have diabetes. Heart disease affects 6.8% of residents, above the national average. 34.4% have high blood pressure. 20.6% are current smokers (above the 14.0% national rate). 19.6% report binge drinking. 28.3% are physically inactive. 25.8% report depression (above the 20.0% national average). 21.2% experience frequent mental distress. 11.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:4,381. The dentist ratio is 1:2,175. 45.3% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Louisville vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.7% |
| 33% above US avg |
| Diabetes | 11.6% |
| Heart Disease | 6.8% |
| High Blood Pressure | 34.4% |
| Asthma | 11.4% |
| COPD | 9.5% |
| Cancer | 7.3% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 20.6% |
| 47% above US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 28.3% |
| Depression | 25.8% |
| Mental Distress | 21.2% |
| Physical Distress | 15.8% |
| Short Sleep | 38.5% |
Healthcare Access
| Insurance Rate | 90.3% |
| Uninsured | 11.2% |
| 30% above US avg |
| Primary Care | 1:4,381 |
| Dentists | 1:2,175 |
| Mental Health | 1:542 |
| Checkup Rate | 74.2% |
| Dental Visits | 54.4% |
| Premature Death | 8,233/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 45.3% |
| Healthcare Facilities | 43 |
Louisville has a violent crime rate of 60 per 100,000 residents, 84% below the national average of 380. Property crime stands at 2,351 per 100,000, 20% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Louisville receives a safety grade of F.
Crime Rates: Louisville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 60.3/100K |
| 84% below US avg |
| |
Property Crime
| Total Property | 2,350.8/100K |
| 20% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Louisville enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 32°F in January while summers reach 77°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 46.4 inches (wetter than the 38-inch national average). The area receives 8.3 inches of snow annually. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 474 feet.
Temperature
32°F Jan (-0°C)
77°F Jul (25°C)
| Annual Average | 56.1°F |
| 4% above US avg |
| January Average | 32°F (-0°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 474 ft (144 m) |
| Area | 0.8 sq mi (1.9 km²) |
| Population Density | 1,552/sq mi |
| Coordinates | 38.7694°N, 88.5069°W |
| Timezone | America/Chicago |
| County | Clay County County |
| Nearest Airport | Lawrenceville-Vincennes International (LWV)
49 miles away |
Precipitation & Snow
Annual Rainfall
46.4"
22% above US avg
Wettest Month (May)
4.29"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 41.1 / 100 |
| Social Vulnerability | 52.0 / 100 |
| Community Resilience | 88.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
60 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
65 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
65 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
108 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
66 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
117 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
65 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
71 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
66 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
63 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
104 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
37 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
68 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
58 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
66 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
67 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
62 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
54 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
90 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
92 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
63 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
458 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 32 fatalities, 484 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
91 km |
2 |
| Jun 2, 1990 |
EF4 |
95 km |
6 |
| Jun 2, 1990 |
EF4 |
29 km |
0 |
| Jun 2, 1990 |
EF4 |
58 km |
1 |
| Jun 2, 1990 |
EF4 |
22 km |
0 |
| Jan 7, 1989 |
EF4 |
71 km |
0 |
| Dec 18, 1957 |
EF4 |
74 km |
1 |
| Mar 31, 2023 |
EF3 |
41 km |
6 |
| Feb 28, 2017 |
EF3 |
78 km |
1 |
| Apr 21, 2002 |
EF3 |
51 km |
1 |
| Apr 19, 1996 |
EF3 |
72 km |
0 |
| Apr 3, 1989 |
EF3 |
96 km |
0 |
| Aug 21, 1977 |
EF3 |
75 km |
6 |
| Aug 10, 1974 |
EF3 |
40 km |
0 |
| Aug 10, 1974 |
EF3 |
91 km |
0 |
| Apr 1, 1974 |
EF3 |
68 km |
0 |
| Apr 29, 1963 |
EF3 |
94 km |
0 |
| Mar 6, 1961 |
EF3 |
37 km |
0 |
| Feb 10, 1959 |
EF3 |
96 km |
0 |
| Jul 11, 1958 |
EF3 |
87 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
2.2 in |
Coldest, Driest |
| February |
33°F (0°C) |
2.4 in |
|
| March |
44°F (6°C) |
4.1 in |
|
| April |
54°F (12°C) |
3.9 in |
|
| May |
64°F (18°C) |
4.3 in |
Wettest |
| June |
73°F (23°C) |
4.1 in |
|
| July |
77°F (25°C) |
3.9 in |
Warmest |
| August |
75°F (24°C) |
3.2 in |
|
| September |
68°F (20°C) |
3.0 in |
|
| October |
57°F (14°C) |
3.0 in |
|
| November |
45°F (7°C) |
3.7 in |
|
| December |
34°F (1°C) |
3.5 in |
|
Louisville has a seasonal temperature swing of 45°F / from 32°F in January to 77°F in July. Total annual precipitation is 41.3 inches, with May being the wettest month (4.3") and January the driest (2.2").
Average costs for common services in Louisville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Louisville
What is the population of Louisville?
Louisville has a population of 1,288 residents and is located in Illinois. The population density is 1,552 people per square mile, spread across 0.8 square miles. The median age of residents is 38.6 years. The population is 50.5% female and 49.5% male.
Is Louisville expensive to live in?
Louisville has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $44,318, 41% below the national average of $75,149. The median home value is $86,300 (69% below the U.S. median). Renters pay a median of $629 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Louisville safe?
Louisville is considered a very safe city with a violent crime rate of 60 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 2,351 per 100,000 (above the national average). Overall, Louisville receives a safety grade of F based on combined crime data.
What is the weather like in Louisville?
Louisville enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 32°F in January, while summers reach an average of 77°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 46.4 inches, with 8.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Louisville?
The unemployment rate in Louisville is 6.2%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $977. There are 314 business establishments in the area, including 24 restaurants and food service locations. The average commute time is 19 minutes, and 1.1% of workers work from home.
How much does housing cost in Louisville?
The median home value in Louisville is $86,300. Zillow estimates the typical home value at $124,918. For renters, the median monthly rent is $629. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 65.0%. The average annual property tax is $3,567.
How are the schools in Louisville?
Schools in Louisville score 5 out of 10 on standardized testing, near the national average. 19.1% of adults in Louisville hold a bachelor's degree or higher, below the national average of 33.7%. 80.4% have completed high school. 5.1% hold a graduate or professional degree.
How healthy is Louisville?
The obesity rate in Louisville is 42.7% (above the national rate of 32.1%). 20.6% of adults are smokers. 28.3% are physically inactive. 25.8% of residents report depression. 11.2% lack health insurance (above the national rate). 45.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,381.
What is transportation like in Louisville?
The average commute in Louisville is 19 minutes, shorter than the national average of 28 minutes. 95.8% of workers drive alone to work, and 1.1% work from home.
What are the demographics of Louisville?
The racial and ethnic makeup of Louisville is 97% White, 2.6% Black or African American. 97.8% of residents speak only English at home. 4.2% of the population are military veterans. 24.5% of residents have a disability. 90.3% have health insurance coverage.
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