Median Income
$97,115
29% higher than US avg
Home Value
$204,700
27% lower than US avg
Violent Crime
119/100K
69% lower than US avg
Bachelor's+
34.1%
1% higher than US avg
Median Rent
$1,146
1% lower than US avg
Obesity Rate
40.0%
25% higher than US avg
Unemployment
1.5%
58% lower than US avg
Poverty Rate
2.8%
77% lower than US avg
How Louisville Compares to the U.S. Average (100% = U.S. avg)
People
Population1,393
Median Age39.4 yrs
Density2,079/mi²
Male / Female49% / 52%
Largest GroupWhite 88%
Veterans8.5%
Economy
A+
Median Income$97,115
Per Capita$46,211
Unemployment1.5%
Poverty2.8%
County GDP$1,148M
Commute29 min
Housing
A+
Home Value$204,700
Rent$1,146
Ownership75.9%
Zillow$343,946
Housing Units571
Rent Burden24.9%
Crime
F
Violent119/100K
Property317/100K
Health
Obesity40.0%
Uninsured7.8%
Smoking13.3%
Depression19.5%
Heart Disease5.1%
Climate
Avg Temp51°F (11°C)
AQI32 (Good)
Rain33.6 in/yr
Sunny Days275/yr
Elevation1,040 ft (317 m)
Education
B+
Bachelor's+34.1%
High School+94.1%
Graduate+10.5%
School Score5.76
Community
2024 VoteR 68% / D 31%
Commute29 min
Broadband91.9%
EV Stations6
Libraries6
Is Louisville a Good Place to Live?
Based on current data, Louisville receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include high obesity rates. Louisville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Louisville is $97,115, 29% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.5%. Only 2.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Louisville is $204,700, 27% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,146 per month. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Louisville is a very safe community with a violent crime rate of 119 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 317 per 100,000, 84% below the national average.
Education
Educational attainment is solid, with 34.1% holding a bachelor's degree or higher, near the national average. 94.1% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Louisville experiences four distinct seasons with an average temperature of 51°F. Winters average 24°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 33.6 inches, including 32.8 inches of snow. Air quality is rated Good with a median AQI of 32.
Louisville has a population of 1,393 with a density of 2,079 people per square mile, spread across 0.6 square miles. The median age is 39.4 years, 1% older than the national median of 38.9. The gender split is 51.5% female and 48.5% male. The city is predominantly White (87.7%), with 4.1% Hispanic. English is the primary language spoken at home by 98.3% of residents. 8.5% of the population are veterans, above the national rate of 6.0%. 13.0% of residents have a disability. 97.4% have health insurance coverage.
Population
39.4yrs
Median Age
1% above US avg
Race & Ethnicity
Louisville vs U.S. Average
Language Spoken at Home
English Only
98.3%
25% above US avg
Spanish
1.7%
87% below US avg
Social Characteristics
Louisville vs U.S. Average
The median household income in Louisville is $97,115, which is 29% above the national average of $75,149. Per capita income is $46,211 (above the $39,052 national figure). The average weekly wage is $990, 31% lower than the U.S. average. The unemployment rate is 1.5% (below the 3.6% US average). 2.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 706 business establishments, including 41 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 11.6% of workers work from home (below the 15.2% national rate).
Income: Louisville vs U.S.
Income
| Median HH Income | $97,115 |
| 29% above US avg |
| Per Capita Income | $46,211 |
| Avg Weekly Wage | $990 |
| IRS Avg AGI | $86,572 |
| Gini Index | 0.395 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.5% |
| 58% below US avg |
| Poverty Rate | 2.8% |
| 77% below US avg |
| Establishments (County) | 706 |
| County GDP | $1,148M |
Business (County)
| Restaurants | 41 |
| Healthcare | 37 |
| Retail | 58 |
| Manufacturing | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $5,832 |
| 67% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 2.85% |
Commute & Transportation
| Commute Time | 28.6 min |
| Drive Alone | 72.8% |
| Public Transit | 0.0% |
| Work from Home | 11.6% |
The median home value in Louisville is $204,700, 27% below the national median of $281,900. Zillow estimates the typical home value at $343,946, higher than the Census estimate. Homes sell for 99.7% of their list price. Monthly rent averages $1,146 (1% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 75.9% of housing units are owner-occupied (above the 65.4% national rate). There are 571 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $5,832 (higher than the $3,500 national average). 24.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $204,700 |
| 27% below US avg |
| Zillow ZHVI | $343,946 |
Real Estate Market (Redfin)
| $/Sq Ft | $201 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 99.7% |
| Price Drops | 0.0% |
| Inventory | 4 |
Rental Costs
| Census Median Rent | $1,146 |
| 1% below US avg |
| Rent Burden | 24.9% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 75.9% |
| Owner-Occupied | 75.9% |
| Renter-Occupied | 24.1% |
| Housing Units | 571 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $5,832 |
| 67% above US avg |
| Effective Rate | 2.85% |
In Louisville, 40.0% of adults are obese, above the national rate of 32.1%. 8.8% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.6% have high blood pressure. 13.3% are current smokers. 22.8% report binge drinking. 24.0% are physically inactive. 19.5% report depression. 14.9% experience frequent mental distress. 7.8% of residents lack health insurance. The primary care physician ratio is 1:3,377. The dentist ratio is 1:3,875. 59.0% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Louisville vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.0% |
| 25% above US avg |
| Diabetes | 8.8% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.6% |
| Asthma | 9.5% |
| COPD | 5.3% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.3% |
| 5% below US avg |
| Binge Drinking | 22.8% |
| Physical Inactivity | 24.0% |
| Depression | 19.5% |
| Mental Distress | 14.9% |
| Physical Distress | 11.0% |
| Short Sleep | 30.9% |
Healthcare Access
| Insurance Rate | 97.4% |
| Uninsured | 7.8% |
| 9% below US avg |
| Primary Care | 1:3,377 |
| Dentists | 1:3,875 |
| Mental Health | 1:2,111 |
| Checkup Rate | 75.0% |
| Dental Visits | 63.6% |
| Premature Death | 7,015/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 59.0% |
| Healthcare Facilities | 37 |
Louisville has a violent crime rate of 119 per 100,000 residents, 69% below the national average of 380. Property crime stands at 317 per 100,000, 84% below the U.S. average. The county recorded 5 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Louisville receives a safety grade of F.
Crime Rates: Louisville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 118.8/100K |
| 69% below US avg |
| |
Property Crime
| Total Property | 316.7/100K |
| 84% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 9 |
| Avg Accident Severity | 2.2 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Louisville experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 24°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 33.6 inches. The area receives 32.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,040 feet.
Temperature
24°F Jan (-5°C)
76°F Jul (25°C)
| Annual Average | 51.2°F |
| 5% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,040 ft (317 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 2,079/sq mi |
| Coordinates | 40.9965°N, 96.1613°W |
| Timezone | America/Chicago |
| County | Cass County County |
| Nearest Airport | Eppley Airfield (OMA)
25 miles away |
Precipitation & Snow
Annual Rainfall
33.6"
12% below US avg
Wettest Month (May)
4.65"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 31.0 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 78.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.9 on Jan 6, 2014.
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
70 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
66 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
123 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
116 km |
| Jan 6, 2014 |
5 km NW of Liberty, Nebraska |
M2.9 |
103 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
86 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
655 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 16 fatalities, 538 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 2024 |
EF4 |
27 km |
0 |
| Jun 13, 2001 |
EF4 |
79 km |
0 |
| Jun 26, 1976 |
EF4 |
69 km |
0 |
| May 6, 1975 |
EF4 |
21 km |
3 |
| Jun 22, 1964 |
EF4 |
68 km |
0 |
| Apr 12, 1964 |
EF4 |
86 km |
1 |
| Apr 5, 1954 |
EF4 |
82 km |
0 |
| Aug 13, 1952 |
EF4 |
43 km |
0 |
| Jul 15, 1950 |
EF4 |
97 km |
0 |
| May 21, 2024 |
EF3 |
82 km |
0 |
| Apr 26, 2024 |
EF3 |
37 km |
0 |
| Apr 26, 2024 |
EF3 |
41 km |
0 |
| Apr 26, 2024 |
EF3 |
58 km |
1 |
| Apr 26, 2024 |
EF3 |
42 km |
0 |
| Jun 11, 2008 |
EF3 |
89 km |
4 |
| May 16, 1999 |
EF3 |
71 km |
2 |
| May 16, 1999 |
EF3 |
74 km |
0 |
| Jun 16, 1992 |
EF3 |
79 km |
0 |
| Jun 15, 1992 |
EF3 |
71 km |
0 |
| Apr 26, 1991 |
EF3 |
48 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,195 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
UNNAMED |
4,195 |
79 km |
| 2010 |
UNNAMED |
629 |
52 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
0.8 in |
Coldest, Driest |
| February |
28°F (-2°C) |
0.9 in |
|
| March |
39°F (4°C) |
2.2 in |
|
| April |
52°F (11°C) |
3.1 in |
|
| May |
62°F (17°C) |
4.7 in |
Wettest |
| June |
72°F (22°C) |
4.1 in |
|
| July |
76°F (25°C) |
4.1 in |
Warmest |
| August |
74°F (23°C) |
3.8 in |
|
| September |
65°F (19°C) |
3.4 in |
|
| October |
54°F (12°C) |
2.5 in |
|
| November |
38°F (3°C) |
1.7 in |
|
| December |
26°F (-3°C) |
1.0 in |
|
Louisville has a seasonal temperature swing of 52°F / from 24°F in January to 76°F in July. Total annual precipitation is 32.2 inches, with May being the wettest month (4.7") and January the driest (0.8").
Average costs for common services in Louisville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Louisville
What is the population of Louisville?
Louisville has a population of 1,393 residents and is located in Nebraska. The population density is 2,079 people per square mile, spread across 0.6 square miles. The median age of residents is 39.4 years. The population is 51.5% female and 48.5% male.
Is Louisville expensive to live in?
Louisville is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $97,115, 29% above the national average of $75,149. The median home value is $204,700 (27% below the U.S. median). Renters pay a median of $1,146 per month. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Louisville safe?
Louisville is considered a very safe city with a violent crime rate of 119 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 317 per 100,000 (below the national average). Overall, Louisville receives a safety grade of F based on combined crime data.
What is the weather like in Louisville?
Louisville has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 33.6 inches, with 32.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Louisville?
The job market in Louisville is very strong, with unemployment at just 1.5% / well below the national rate of 3.6%. The average weekly wage is $990. There are 706 business establishments in the area, including 41 restaurants and food service locations. The average commute time is 29 minutes, and 11.6% of workers work from home.
How much does housing cost in Louisville?
The median home value in Louisville is $204,700. Zillow estimates the typical home value at $343,946. For renters, the median monthly rent is $1,146. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 75.9%. The average annual property tax is $5,832.
How are the schools in Louisville?
Schools in Louisville score 5.8 out of 10 on standardized testing, near the national average. 34.1% of adults in Louisville hold a bachelor's degree or higher, above the national average of 33.7%. 94.1% have completed high school. 10.5% hold a graduate or professional degree.
How healthy is Louisville?
The obesity rate in Louisville is 40.0% (above the national rate of 32.1%). 13.3% of adults are smokers. 24.0% are physically inactive. 19.5% of residents report depression. 7.8% lack health insurance. 59.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,377.
What is transportation like in Louisville?
The average commute in Louisville is 29 minutes. 72.8% of workers drive alone to work, and 11.6% work from home.
What are the demographics of Louisville?
The racial and ethnic makeup of Louisville is 87.7% White, 4.1% Hispanic or Latino. 98.3% of residents speak only English at home. 8.5% of the population are military veterans. 13.0% of residents have a disability. 97.4% have health insurance coverage.
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