Median Income
$81,797
9% higher than US avg
Violent Crime
249/100K
34% lower than US avg
Bachelor's+
10.2%
70% lower than US avg
Obesity Rate
37.6%
17% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
17.5%
41% higher than US avg
How Loving Compares to the U.S. Average (100% = U.S. avg)
People
Population142
Median Age60.2 yrs
Density72/mi²
Male / Female57% / 43%
Largest GroupWhite 100%
Veterans9.2%
Economy
A
Median Income$81,797
Per Capita$42,458
Unemployment0.0%
Poverty17.5%
County GDP$1,360M
Housing
Ownership100.0%
Zillow$206,717
Housing Units112
Rent Burden26.7%
Crime
F
Violent249/100K
Property2,083/100K
Health
Obesity37.6%
Uninsured13.5%
Smoking16.2%
Depression26.0%
Heart Disease6.5%
Climate
Avg Temp65°F (18°C)
AQI42 (Good)
Rain30.0 in/yr
Sunny Days328/yr
Elevation1,277 ft (389 m)
Education
D
Bachelor's+10.2%
High School+100.0%
Graduate+2.3%
School Score5.18
Community
2024 VoteR 88% / D 12%
Broadband81.0%
EV Stations1
Libraries2
Is Loving a Good Place to Live?
Based on current data, Loving receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate. Loving has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Loving is $81,797, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 17.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population.
Safety & Crime
Violent crime in Loving is below the national average at 249 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,083 per 100,000, near the national average.
Education
10.2% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Loving enjoys a moderate climate with an average annual temperature of 65°F. Winters average 44°F in January while summers reach 85°F in July. With 328 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 30.0 inches. Air quality is rated Good with a median AQI of 42.
Loving has a population of 142 with a density of 72 people per square mile, spread across 2.0 square miles. The median age is 60.2 years, 55% older than the national median of 38.9. The gender split is 43% female and 57% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 9.2% of the population are veterans, above the national rate of 6.0%. 18.8% of residents have a disability (above the 13.0% national average). 70.8% have health insurance coverage.
Population
60.2yrs
Median Age
55% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Loving is $81,797, which is 9% above the national average of $75,149. Per capita income is $42,458. The average weekly wage is $1,174, 18% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 17.5% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 614 business establishments, including 44 restaurants. The cost of living index is 97.1, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $81,797 |
| 9% above US avg |
| Per Capita Income | $42,458 |
| Avg Weekly Wage | $1,174 |
| IRS Avg AGI | $88,815 |
| Gini Index | 0.445 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 17.5% |
| 41% above US avg |
| Establishments (County) | 614 |
| County GDP | $1,360M |
Business (County)
| Restaurants | 44 |
| Healthcare | 50 |
| Retail | 69 |
| Manufacturing | 27 |
Tax & Cost of Living
| Property Tax (IRS) | $6,786 |
| 94% above US avg |
| Cost of Living | 97.10 (100=avg) |
Commute & Transportation
| Drive Alone | 63.4% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $206,717. Fair market rent ranges from $811 for a one-bedroom to $1,015 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 112 total housing units in the city. The median year a home was built is 1993. The average annual property tax is $6,786 (higher than the $3,500 national average). 26.7% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $789 |
| 1 Bedroom | $811 |
| 2 Bedrooms | $1,015 |
| 3 Bedrooms | $1,321 |
| 4 Bedrooms | $1,493 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 112 |
| Median Year Built | 1993 |
Property Tax
| Avg Tax (IRS) | $6,786 |
| 94% above US avg |
In Loving, 37.6% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 6.5% of residents. 33.4% have high blood pressure. 16.2% are current smokers. 19.5% report binge drinking. 26.5% are physically inactive. 26.0% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 13.5% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,198. The dentist ratio is 1:1,497. 67.0% of residents have access to exercise opportunities. The food environment index is 6.3 out of 10.
Health Metrics: Loving vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.6% |
| 17% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 6.5% |
| High Blood Pressure | 33.4% |
| Asthma | 10.2% |
| COPD | 7.1% |
| Cancer | 7.1% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 16.2% |
| 16% above US avg |
| Binge Drinking | 19.5% |
| Physical Inactivity | 26.5% |
| Depression | 26.0% |
| Mental Distress | 19.8% |
| Physical Distress | 13.6% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 70.8% |
| Uninsured | 13.5% |
| 57% above US avg |
| Primary Care | 1:1,198 |
| Dentists | 1:1,497 |
| Mental Health | 1:1,208 |
| Checkup Rate | 72.3% |
| Dental Visits | 57.3% |
| Premature Death | 13,482/100K |
Food & Exercise
| Food Environment | 6.3/10 |
| Exercise Access | 67.0% |
| Healthcare Facilities | 50 |
Loving has a violent crime rate of 249 per 100,000 residents, 34% below the national average of 380. Property crime stands at 2,083 per 100,000, 6% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Loving receives a safety grade of F.
Crime Rates: Loving vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 249.1/100K |
| 34% below US avg |
| |
Property Crime
| Total Property | 2,083.1/100K |
| 6% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Loving enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 44°F in January while summers reach 85°F in July. The area gets 328 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 30.0 inches (drier than the 38-inch national average). Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 1,277 feet.
Temperature
44°F Jan (6°C)
85°F Jul (30°C)
| Annual Average | 64.5°F |
| 19% above US avg |
| January Average | 44°F (6°C) |
| July Average | 85°F (30°C) |
| Sunny Days | 328 days/yr |
Geography
| Elevation | 1,277 ft (389 m) |
| Area | 2.0 sq mi (5.1 km²) |
| Population Density | 72/sq mi |
| Coordinates | 33.2578°N, 98.5219°W |
| Timezone | America/Chicago |
| County | Young County County |
| Nearest Airport | Mineral Wells Regional (MWL)
42 miles away |
Precipitation & Snow
Annual Rainfall
30.0"
21% below US avg
Wettest Month (May)
4.53"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 36.4 / 100 |
| Social Vulnerability | 46.0 / 100 |
| Community Resilience | 39.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
79 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M2.8 on Apr 7, 2024.
| Nov 28, 2013 |
6 km SSW of Perrin, Texas |
M3.7 |
51 km |
| Dec 9, 2013 |
8 km S of Perrin, Texas |
M3.7 |
55 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
96 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
98 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
144 km |
| Sep 23, 2013 |
4 km WNW of Marietta, Oklahoma |
M3.4 |
148 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
92 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
146 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
150 km |
| Jan 18, 2012 |
9 km SSE of Godley, Texas |
M3.3 |
138 km |
| May 31, 2002 |
15 km S of Cornish, Oklahoma |
M3.3 |
119 km |
| Jul 7, 2014 |
10 km SSW of Wilson, Oklahoma |
M3.2 |
133 km |
| Jan 13, 2014 |
2 km ESE of Reno, Texas |
M3.1 |
97 km |
| Nov 29, 2013 |
1 km S of Pelican Bay, Texas |
M3.1 |
101 km |
| Jan 23, 2013 |
6 km S of Coppell, Texas |
M3.0 |
147 km |
| Nov 9, 2013 |
5 km SSE of Springtown, Texas |
M3.0 |
88 km |
| May 16, 2009 |
1 km NW of Euless, Texas |
M3.0 |
141 km |
| Apr 5, 2006 |
12 km SSW of Lone Grove, Oklahoma |
M3.0 |
144 km |
| Dec 15, 2013 |
4 km W of Reno, Texas |
M2.9 |
91 km |
| Jul 11, 2023 |
10 km S of Wilson, Oklahoma |
M2.9 |
135 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
502 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 67 fatalities, 2,175 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1964 |
EF5 |
71 km |
7 |
| Apr 25, 1990 |
EF4 |
84 km |
0 |
| Apr 2, 1980 |
EF4 |
72 km |
0 |
| Apr 10, 1979 |
EF4 |
64 km |
42 |
| May 26, 1962 |
EF4 |
99 km |
0 |
| May 18, 1951 |
EF4 |
28 km |
2 |
| May 25, 2024 |
EF3 |
78 km |
7 |
| Mar 21, 2022 |
EF3 |
30 km |
0 |
| Apr 30, 2000 |
EF3 |
26 km |
0 |
| May 7, 1995 |
EF3 |
97 km |
2 |
| May 29, 1994 |
EF3 |
29 km |
0 |
| May 29, 1994 |
EF3 |
89 km |
0 |
| May 14, 1986 |
EF3 |
35 km |
0 |
| Apr 21, 1985 |
EF3 |
45 km |
3 |
| May 12, 1982 |
EF3 |
91 km |
0 |
| Oct 30, 1979 |
EF3 |
83 km |
0 |
| Jun 6, 1979 |
EF3 |
10 km |
0 |
| May 21, 1979 |
EF3 |
81 km |
0 |
| Apr 26, 1962 |
EF3 |
80 km |
0 |
| Apr 8, 1961 |
EF3 |
39 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: PK COMPLEX (128,548 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
PK COMPLEX |
128,548 |
53 km |
| 2001 |
UNNAMED |
28,633 |
83 km |
| 2009 |
MONTAGUE COUNTY COMPLEX |
25,907 |
74 km |
| 2009 |
APRIL 9TH COMPLEX 1 |
22,099 |
24 km |
| 2009 |
TWO MILE HILL COMPLEX |
20,991 |
50 km |
| 2021 |
BUCK |
18,671 |
88 km |
| 2009 |
CEDAR MOUNTAIN |
16,589 |
93 km |
| 2006 |
RINGGOLD |
16,382 |
87 km |
| 2008 |
ARCHER CO |
13,969 |
29 km |
| 2009 |
APRIL 9TH COMPLEX 2 |
13,805 |
32 km |
| 1996 |
HENRIETTA FIRE |
13,629 |
53 km |
| 1996 |
POOLVILLE FIRE |
12,128 |
69 km |
| 2011 |
WICHITA COUNTY COMPLEX |
12,118 |
79 km |
| 2022 |
DEMPSEY |
11,576 |
52 km |
| 2009 |
BLACK |
11,356 |
73 km |
| 2011 |
MILLER CREEK |
10,888 |
79 km |
| 1997 |
THROCKMORTON |
10,339 |
80 km |
| 2003 |
JOHNSON RANCH |
9,696 |
78 km |
| 2011 |
JRM |
8,870 |
51 km |
| 2023 |
CAMPBELL |
7,888 |
28 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (6°C) |
1.2 in |
Coldest, Driest |
| February |
47°F (8°C) |
1.6 in |
|
| March |
55°F (13°C) |
2.0 in |
|
| April |
63°F (17°C) |
2.8 in |
|
| May |
72°F (22°C) |
4.5 in |
Wettest |
| June |
79°F (26°C) |
3.2 in |
|
| July |
85°F (30°C) |
2.0 in |
Warmest |
| August |
83°F (28°C) |
2.2 in |
|
| September |
76°F (24°C) |
4.1 in |
|
| October |
65°F (19°C) |
3.0 in |
|
| November |
53°F (12°C) |
1.9 in |
|
| December |
45°F (7°C) |
1.4 in |
|
Loving has a seasonal temperature swing of 42°F / from 44°F in January to 85°F in July. Total annual precipitation is 30.0 inches, with May being the wettest month (4.5") and January the driest (1.2").
Average costs for common services in Loving. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $563 |
| Toddler | $528 |
| Preschool | $515 |
| Family Childcare (monthly) |
| Infant | $507 |
| Toddler | $485 |
| Preschool | $476 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Loving
What is the population of Loving?
Loving has a population of 142 residents and is located in Texas. The population density is 72 people per square mile, spread across 2.0 square miles. The median age of residents is 60.2 years, which is older than the national median of 38.9 years. The population is 43% female and 57% male.
Is Loving expensive to live in?
Loving has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $81,797, 9% above the national average of $75,149.
Is Loving safe?
Loving is safer than the national average, with a violent crime rate of 249 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,083 per 100,000 (above the national average). Overall, Loving receives a safety grade of F based on combined crime data.
What is the weather like in Loving?
Loving enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winter temperatures average 44°F in January, while summers reach an average of 85°F in July. The area receives 328 sunny days per year, well above the national average of 205. Annual rainfall totals 30.0 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Loving?
The job market in Loving is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,174. There are 614 business establishments in the area, including 44 restaurants and food service locations.
How are the schools in Loving?
Schools in Loving score 5.2 out of 10 on standardized testing, near the national average. 10.2% of adults in Loving hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 2.3% hold a graduate or professional degree.
How healthy is Loving?
The obesity rate in Loving is 37.6% (above the national rate of 32.1%). 16.2% of adults are smokers. 26.5% are physically inactive. 26.0% of residents report depression. 13.5% lack health insurance (above the national rate). 67.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,198.
What are the demographics of Loving?
The racial and ethnic makeup of Loving is 100% White. 100% of residents speak only English at home. 9.2% of the population are military veterans. 18.8% of residents have a disability. 70.8% have health insurance coverage.
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