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Loving, TX

Texas

Loving is a small town in Texas with a population of 142. Residents earn $81,797 per year, which is 9% above the national average.

3.6 /5.0
B+ Good
142 Population 72/sq mi density
$81,797 Median Income $42,458 per capita
$201,800 Home Value
65°F Avg Temperature 328 sunny days/yr
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.0 / 5.0
$81,797 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$201,800 home value
D
Education
1.8 / 5.0
10.2% bachelor's degree or higher
Median Income $81,797
9% higher than US avg
Home Value $201,800
28% lower than US avg
Bachelor's+ 10.2%
70% lower than US avg
Obesity Rate 37.6%
17% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 17.5%
41% higher than US avg

How Loving Compares to the U.S. Average (100% = U.S. avg)

People

Population142
Median Age60.2 yrs
Density72/mi²
Male / Female57% / 43%
Largest GroupWhite 100%
Veterans9.2%

Economy

A
Median Income$81,797
Per Capita$42,458
Unemployment0.0%
Poverty17.5%
County GDP$1,360M
Commute32 min

Housing

A+
Home Value$201,800
RentN/A
OwnershipN/A
Housing Units112
Rent Burden26.7%

Health

Obesity37.6%
Uninsured13.5%
Smoking16.2%
Depression26.0%
Heart Disease6.5%

Climate

Avg Temp65°F (18°C)
AQI42 (Good)
Rain30.0 in/yr
Sunny Days328/yr
Elevation1,277 ft (389 m)

Education

D
Bachelor's+10.2%
High School+100.0%
Graduate+2.3%
School Score5.10

Community

2024 VoteR 88% / D 12%
Commute32 min
Broadband81.0%
Libraries2

Is Loving a Good Place to Live?

Based on current data, Loving receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate. Loving offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Loving is $81,797, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 17.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Loving is $201,800, 28% below the national median — offering relatively affordable homeownership. At just 2.5x median income, home prices are very affordable relative to local earnings.

Education

10.2% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Loving enjoys a moderate climate with an average annual temperature of 65°F. Winters average 44°F in January while summers reach 85°F in July. With 328 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 30.0 inches. Air quality is rated Good with a median AQI of 42.

Loving has a population of 142 with a density of 72 people per square mile. The median age is 60.2 years, 55% older than the national median of 38.9. The city is predominantly White (100%).

Population

142
Total Population
72
People / sq mi
60.2yrs
Median Age
55% above US avg
2.0mi²
Land Area

Gender Distribution

Male 57%
Female 43%

Race & Ethnicity

Loving vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Loving vs U.S. Average

The median household income in Loving is $81,797, which is 9% above the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 17.5% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Loving vs U.S.

Commute Mode

Income

Median HH Income$81,797
9% above US avg
Per Capita Income$42,458
Avg Weekly Wage$1,174
IRS Avg AGI$88,815

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate17.5%
41% above US avg
Establishments (County)614
County GDP$1,360M

Business (County)

Restaurants44
Healthcare50
Retail69
Manufacturing27

Tax & Cost of Living

Property Tax (IRS)$6,786
94% above US avg
Cost of Living97.10 (100=avg)
Effective Tax Rate3.36%

Commute & Transportation

Commute Time32.4 min
Drive Alone63.4%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Loving is $201,800, 28% below the national average.

Home Value Sources

Ownership Split

Home Values

Census Median$201,800
28% below US avg

Real Estate Market (Redfin)

Rental Costs

Rent Burden26.7%

HUD Fair Market Rent

Studio$789
1 Bedroom$811
2 Bedrooms$1,015
3 Bedrooms$1,321
4 Bedrooms$1,493

Ownership & Property

Owner-Occupied100.0%
Housing Units112
Median Year Built1993

Property Tax

Avg Tax (IRS)$6,786
94% above US avg
Effective Rate3.36%
In Loving, 37.6% of adults are obese (above the 32.1% national rate). 13.5% of residents lack health insurance. 16.2% are current smokers. 26.0% report depression. 26.5% are physically inactive.

Health Metrics: Loving vs U.S. Average (%)

Chronic Conditions

Obesity37.6%
17% above US avg
Diabetes10.7%
Heart Disease6.5%
High Blood Pressure33.4%
Asthma10.2%
COPD7.1%
Cancer7.1%
Stroke3.2%

Behaviors & Mental Health

Smoking16.2%
16% above US avg
Binge Drinking19.5%
Physical Inactivity26.5%
Depression26.0%
Mental Distress19.8%
Physical Distress13.6%
Short Sleep37.6%

Healthcare Access

Insurance Rate70.8%
Uninsured13.5%
57% above US avg
Primary Care1:1,198
Dentists1:1,497
Mental Health1:1,208
Checkup Rate72.3%
Dental Visits57.3%
Premature Death13,482/100K

Food & Exercise

Food Environment6.3/10
Exercise Access67.0%
Healthcare Facilities50
Loving has an average annual temperature of 65°F (18°C). Winters average 44°F in January while summers reach 85°F in July. Annual precipitation is 30.0 inches. The area enjoys 328 sunny days per year. Air quality is rated Good with a median AQI of 42.

Temperature

44°F Jan (6°C) 85°F Jul (30°C)
Annual Average64.5°F
19% above US avg
January Average44°F (6°C)
July Average85°F (30°C)
Sunny Days328 days/yr

Precipitation & Snow

Annual Rainfall30.0 inches
21% below US avg

Air Quality

AQI Median42.0
RatingGood

Geography

Elevation1,277 ft (389 m)
Area2.0 sq mi (5.1 km²)
Population Density72/sq mi
Coordinates33.2578°N, 98.5219°W
TimezoneAmerica/Chicago
County FIPS48503
It is classified as Nonmetro — Urban 2.5K–20K. 10.2% of residents hold a bachelor's degree or higher (70% below US avg). In the 2024 election, the county voted Republican by a 76.3-point margin. 81.0% of households have broadband internet.

2024 Presidential Election (County)

R 87.8%
D 11.6%

Winner: Republican by 76.3 points

Education

Bachelor's Degree+10.2%
70% below US avg
High School+100.0%
Graduate Degree+2.3%
School Test Score5.10
D Education Grade (1.8/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density72/sq mi
Total Area2.0 sq mi

Infrastructure & Services

Broadband Access81.0%
Public Libraries2
Healthcare Facilities50
Restaurants44
Retail Stores69

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute32.4 min
Drive Alone63.4%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Graham, TX 8,758 pop · 11.3 mi Olney, TX 3,011 pop · 15.5 mi Jacksboro, TX 4,151 pop · 21.1 mi Archer City, TX 1,453 pop · 24.0 mi Runaway Bay, TX 1,522 pop · 37.8 mi Mineral Wells, TX 15,130 pop · 39.5 mi Lakeside City, TX 1,150 pop · 39.5 mi Holliday, TX 1,670 pop · 39.7 mi Breckenridge, TX 5,182 pop · 41.4 mi Chico, TX 1,174 pop · 41.9 mi Henrietta, TX 3,143 pop · 42.9 mi Bridgeport, TX 6,174 pop · 43.4 mi Bowie, TX 5,617 pop · 44.1 mi Wichita Falls, TX 102,558 pop · 44.8 mi
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