Median Income
$27,500
63% lower than US avg
Home Value
$81,100
71% lower than US avg
Bachelor's+
14.3%
58% lower than US avg
Median Rent
$775
33% lower than US avg
Obesity Rate
37.3%
16% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
45.5%
267% higher than US avg
How Loyal Compares to the U.S. Average (100% = U.S. avg)
People
Population103
Median Age39.6 yrs
Density1,144/mi²
Male / Female50% / 51%
Largest GroupWhite 47%
Veterans70.0%
Economy
C
Median Income$27,500
Per Capita$14,399
Unemployment0.0%
Poverty45.5%
County GDP$1,385M
Commute21 min
Housing
A+
Home Value$81,100
Rent$775
OwnershipN/A
Health
Obesity37.3%
UninsuredN/A
Depression24.5%
Heart Disease6.2%
Climate
Avg Temp59°F
AQI45 (Good)
Rain31.8 in/yr
Elevation1,116 ft
Education
C
Bachelor's+14.3%
High School+98.4%
School Score5.08
Community
2024 VoteR 81% / D 18%
Commute21 min
Broadband31.0%
Libraries3
Is Loyal a Good Place to Live?
Based on current data, Loyal receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include an elevated poverty rate, below-average incomes. Loyal offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Loyal is $27,500, 63% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 45.5% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Loyal is $81,100, 71% below the national median — offering relatively affordable homeownership. Renters pay a median of $775 per month, below the national average — a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Education
14.3% of residents hold a bachelor's degree, below the national average of 33.7%. 98.4% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Loyal enjoys a moderate climate with an average annual temperature of 59°F. Winters average 36°F in January while summers reach 82°F in July. Annual precipitation totals 31.8 inches. Air quality is rated Good with a median AQI of 45.
Loyal has a population of 103 with a density of 1,144 people per square mile. The median age is 39.6 years, 2% older than the national median of 38.9. The city is predominantly White (46.6%), with 1.9% Hispanic.
Population
39.6yrs
Median Age
2% above US avg
Language Spoken at Home
| English Only | 62.2% |
| 21% below US avg |
| Spanish | 37.8% |
| 182% above US avg |
The median household income in Loyal is $27,500, which is 63% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 45.5% of residents live below the poverty line. Workers commute an average of 21 minutes.
Income
| Median HH Income | $27,500 |
| 63% below US avg |
| Per Capita Income | $14,399 |
| Avg Weekly Wage | $968 |
| IRS Avg AGI | $71,057 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 45.5% |
| 267% above US avg |
| Establishments (County) | 280 |
| County GDP | $1,385M |
Business (County)
| Restaurants | 20 |
| Healthcare | 21 |
| Retail | 44 |
| Manufacturing | 11 |
Tax & Cost of Living
| Property Tax (IRS) | $1,617 |
| 54% below US avg |
| Effective Tax Rate | 1.99% |
Commute & Transportation
| Commute Time | 21.4 min |
| Work from Home | 12.5% |
The median home value in Loyal is $81,100, 71% below the national average. Monthly rent averages $775 (33% below US avg).
Home Values
| Census Median | $81,100 |
| 71% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $775 |
| 33% below US avg |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $1,617 |
| 54% below US avg |
| Effective Rate | 1.99% |
In Loyal, 37.3% of adults are obese (above the 32.1% national rate). 24.5% report depression. 31.9% are physically inactive.
Health Metrics: Loyal vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.3% |
| 16% above US avg |
| Diabetes | 10.3% |
| Heart Disease | 6.2% |
| High Blood Pressure | 35.2% |
| Asthma | 11.5% |
| COPD | 6.9% |
| Stroke | 3.2% |
Behaviors & Mental Health
| |
| Binge Drinking | 16.4% |
| Physical Inactivity | 31.9% |
| Depression | 24.5% |
| Mental Distress | 18.5% |
| Physical Distress | 13.5% |
Healthcare Access
| Insurance Rate | 69.6% |
| |
| Checkup Rate | 75.6% |
| Premature Death | 15,377/100K |
Food & Exercise
| Food Environment | 5.7/10 |
| Exercise Access | 49.8% |
| Healthcare Facilities | 21 |
Crime Rates: Loyal vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
Safety Score
Loyal has an average annual temperature of 59°F (15°C). Winters average 36°F in January while summers reach 82°F in July. Annual precipitation is 31.8 inches. Air quality is rated Good with a median AQI of 45.
Temperature
36°F Jan (2°C)
82°F Jul (28°C)
| Annual Average | 58.9°F |
| 9% above US avg |
| January Average | 36°F (2°C) |
| July Average | 82°F (28°C) |
Precipitation & Snow
| Annual Rainfall | 31.8 inches |
| 16% below US avg |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 1,116 ft (340 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 1,144/sq mi |
| Coordinates | 35.9728°N, 98.1182°W |
| County FIPS | 40011 |