Median Income
$43,125
43% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
6.3%
81% lower than US avg
Obesity Rate
37.4%
17% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lucerne Compares to the U.S. Average (100% = U.S. avg)
People
Population20
Median Age60.0 yrs
Density80/mi²
Male / Female35% / 65%
Largest GroupWhite 90%
Veterans16.0%
Economy
B+
Median Income$43,125
Per Capita$41,410
Unemployment0.0%
Poverty0.0%
Commute28 min
Housing
Ownership100.0%
Zillow$248,290
Housing Units62
Rent Burden27.9%
Crime
C+
Violent0/100K
Property1,602/100K
Health
Obesity37.4%
Smoking17.1%
Depression25.3%
Heart Disease5.6%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Rain41.0 in/yr
Sunny Days262/yr
Elevation971 ft (296 m)
Education
D
Bachelor's+6.3%
High School+87.5%
Graduate+0.0%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute28 min
Broadband13.0%
EV Stations1
Is Lucerne a Good Place to Live?
Based on current data, Lucerne receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes. Lucerne has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Lucerne is $43,125, 43% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Safety & Crime
Lucerne is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,602 per 100,000, near the national average.
Education
6.3% of residents hold a bachelor's degree, below the national average of 33.7%. 87.5% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Lucerne experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 76°F in July. With 262 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.0 inches, including 5.9 inches of snow. Air quality is rated Good with a median AQI of 41.
Lucerne has a population of 20 with a density of 80 people per square mile, spread across 0.3 square miles. The median age is 60.0 years, 54% older than the national median of 38.9. The gender split is 65% female and 35% male. The city is predominantly White (90%). English is the primary language spoken at home by 96.8% of residents. 16.0% of the population are veterans, above the national rate of 6.0%. 19.4% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
60.0yrs
Median Age
54% above US avg
Language Spoken at Home
English Only
96.8%
23% above US avg
Spanish
3.2%
76% below US avg
The median household income in Lucerne is $43,125, which is 43% below the national average of $75,149. Per capita income is $41,410. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,125 |
| 43% below US avg |
| Per Capita Income | $41,410 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 28.3 min |
| Drive Alone | 88.9% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $248,290. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 62 total housing units in the city. The median year a home was built is 1957. 27.9% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 62 |
| Median Year Built | 1957 |
Property Tax
In Lucerne, 37.4% of adults are obese, above the national rate of 32.1%. 10.0% have diabetes. Heart disease affects 5.6% of residents. 32.0% have high blood pressure. 17.1% are current smokers (above the 14.0% national rate). 19.1% report binge drinking. 27.7% are physically inactive. 25.3% report depression (above the 20.0% national average). 18.6% experience frequent mental distress.
Health Metrics: Lucerne vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.4% |
| 17% above US avg |
| Diabetes | 10.0% |
| Heart Disease | 5.6% |
| High Blood Pressure | 32.0% |
| Asthma | 10.4% |
| COPD | 7.0% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 17.1% |
| 22% above US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 27.7% |
| Depression | 25.3% |
| Mental Distress | 18.6% |
| Physical Distress | 13.9% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Checkup Rate | 75.0% |
| Dental Visits | 59.3% |
Food & Exercise
Lucerne has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,602 per 100,000, 18% below the U.S. average. Overall, Lucerne receives a safety grade of C+.
Crime Rates: Lucerne vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,602.2/100K |
| 18% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Lucerne experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 76°F in July. The area gets 262 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.0 inches. The area receives 5.9 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 971 feet.
Temperature
23°F Jan (-5°C)
76°F Jul (24°C)
| Annual Average | 51.0°F |
| 6% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 262 days/yr |
Geography
| Elevation | 971 ft (296 m) |
| Area | 0.3 sq mi (0.6 km²) |
| Population Density | 80/sq mi |
| Coordinates | 40.4639°N, 93.2922°W |
| Timezone | America/Chicago |
| Nearest Airport | Kirksville Regional (IRK)
47 miles away |
Precipitation & Snow
Annual Rainfall
41.0"
8% above US avg
Wettest Month (May)
4.76"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.5 on Jul 15, 2025.
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
140 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
97 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
367 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 175 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF4 |
63 km |
3 |
| Jun 2, 1980 |
EF4 |
56 km |
0 |
| Apr 21, 1973 |
EF4 |
26 km |
0 |
| Apr 20, 1973 |
EF4 |
91 km |
1 |
| Apr 21, 1967 |
EF4 |
86 km |
0 |
| Jan 24, 1967 |
EF4 |
65 km |
0 |
| May 20, 1959 |
EF4 |
29 km |
0 |
| May 10, 1953 |
EF4 |
45 km |
0 |
| Mar 5, 2022 |
EF3 |
54 km |
1 |
| Aug 20, 2019 |
EF3 |
90 km |
0 |
| Jun 22, 2015 |
EF3 |
79 km |
0 |
| Apr 11, 2001 |
EF3 |
92 km |
0 |
| Apr 8, 1999 |
EF3 |
70 km |
0 |
| Apr 8, 1999 |
EF3 |
80 km |
0 |
| May 27, 1995 |
EF3 |
61 km |
0 |
| Mar 29, 1979 |
EF3 |
98 km |
0 |
| Apr 23, 1975 |
EF3 |
82 km |
0 |
| May 5, 1971 |
EF3 |
95 km |
0 |
| May 5, 1971 |
EF3 |
87 km |
0 |
| Apr 16, 1960 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.7 in |
Coldest, Driest |
| February |
29°F (-2°C) |
1.8 in |
|
| March |
40°F (4°C) |
3.2 in |
|
| April |
52°F (11°C) |
3.9 in |
|
| May |
62°F (17°C) |
4.8 in |
Wettest |
| June |
71°F (22°C) |
4.4 in |
|
| July |
76°F (24°C) |
4.6 in |
Warmest |
| August |
74°F (23°C) |
4.0 in |
|
| September |
65°F (19°C) |
4.3 in |
|
| October |
54°F (12°C) |
3.2 in |
|
| November |
40°F (4°C) |
2.9 in |
|
| December |
28°F (-2°C) |
2.4 in |
|
Lucerne has a seasonal temperature swing of 53°F / from 23°F in January to 76°F in July. Total annual precipitation is 41.0 inches, with May being the wettest month (4.8") and January the driest (1.7").
Average costs for common services in Lucerne. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Lucerne
What is the population of Lucerne?
Lucerne has a population of 20 residents and is located in Missouri. The population density is 80 people per square mile, spread across 0.3 square miles. The median age of residents is 60.0 years, which is older than the national median of 38.9 years. The population is 65% female and 35% male.
Is Lucerne expensive to live in?
Lucerne is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $43,125, 43% below the national average of $75,149.
Is Lucerne safe?
Lucerne is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,602 per 100,000 (below the national average). Overall, Lucerne receives a safety grade of C+ based on combined crime data.
What is the weather like in Lucerne?
Lucerne has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 23°F in January, while summers reach an average of 76°F in July. The area receives 262 sunny days per year, well above the national average of 205. Annual rainfall totals 41.0 inches, with 5.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Lucerne?
The job market in Lucerne is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average commute time is 28 minutes, and 0.0% of workers work from home.
How are the schools in Lucerne?
Schools in Lucerne score 5.5 out of 10 on standardized testing, near the national average. 6.3% of adults in Lucerne hold a bachelor's degree or higher, below the national average of 33.7%. 87.5% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Lucerne?
The obesity rate in Lucerne is 37.4% (above the national rate of 32.1%). 17.1% of adults are smokers. 27.7% are physically inactive. 25.3% of residents report depression.
What is transportation like in Lucerne?
The average commute in Lucerne is 28 minutes. 88.9% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Lucerne?
The racial and ethnic makeup of Lucerne is 90% White. 96.8% of residents speak only English at home, while 3.2% speak Spanish. 16.0% of the population are military veterans. 19.4% of residents have a disability. 100.0% have health insurance coverage.
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