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Luzerne, IA

Iowa

Luzerne is a small town in Iowa with a population of 140. Residents earn $95,000 per year, which is 26% above the national average.

4.0 /5.0
A Great
140 Population 1,077/sq mi density
$95,000 Median Income $36,351 per capita
$59,000 Home Value $332,321 Zillow
48°F Avg Temperature 275 sunny days/yr
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$95,000 median income, 0.8% unemployment
A+
Affordability
5.0 / 5.0
$59,000 home value
C
Education
2.3 / 5.0
16.5% bachelor's degree or higher
Median Income $95,000
26% higher than US avg
Home Value $59,000
79% lower than US avg
Bachelor's+ 16.5%
51% lower than US avg
Obesity Rate 42.0%
31% higher than US avg
Unemployment 0.8%
78% lower than US avg
Poverty Rate 10.7%
14% lower than US avg

How Luzerne Compares to the U.S. Average (100% = U.S. avg)

People

Population140
Median Age33.9 yrs
Density1,077/mi²
Male / Female57% / 43%
Largest GroupWhite 100%
Veterans99.0%

Economy

A+
Median Income$95,000
Per Capita$36,351
Unemployment0.8%
Poverty10.7%
County GDP$1,274M
Commute19 min

Housing

A+
Home Value$59,000
RentN/A
OwnershipN/A
Zillow$332,321
Housing Units48
Rent Burden20.5%

Health

Obesity42.0%
Uninsured6.8%
Smoking17.1%
Depression22.3%
Heart Disease5.5%

Climate

Avg Temp48°F (9°C)
AQI43 (Good)
Rain36.0 in/yr
Sunny Days275/yr
Elevation895 ft (273 m)

Education

C
Bachelor's+16.5%
High School+92.3%
Graduate+2.3%
School Score5.73

Community

2024 VoteR 63% / D 35%
Commute19 min
Broadband38.0%
Libraries5

Is Luzerne a Good Place to Live?

Based on current data, Luzerne receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Luzerne stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Luzerne is $95,000, 26% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.8%. 10.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Luzerne is $59,000, 79% below the national median — offering relatively affordable homeownership. At just 0.6x median income, home prices are very affordable relative to local earnings.

Education

16.5% of residents hold a bachelor's degree, below the national average of 33.7%. 92.3% have completed high school. Area schools have an average test score of 5.7/10.

Climate & Weather

Luzerne experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.0 inches, including 27.9 inches of snow. Air quality is rated Good with a median AQI of 43.

Luzerne has a population of 140 with a density of 1,077 people per square mile. The median age is 33.9 years, 13% younger than the national median of 38.9. The city is predominantly White (100%).

Population

140
Total Population
1,077
People / sq mi
33.9yrs
Median Age
13% below US avg
0.1mi²
Land Area

Gender Distribution

Male 57.1%
Female 42.9%

Race & Ethnicity

Luzerne vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Luzerne vs U.S. Average

The median household income in Luzerne is $95,000, which is 26% above the national average of $75,149. The unemployment rate is 0.8% (below the 3.6% US average). 10.7% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Luzerne vs U.S.

Commute Mode

Income

Median HH Income$95,000
26% above US avg
Per Capita Income$36,351
Avg Weekly Wage$969
IRS Avg AGI$77,587

Employment & Poverty

Unemployment0.8%
78% below US avg
Poverty Rate10.7%
14% below US avg
Establishments (County)708
County GDP$1,274M

Business (County)

Restaurants40
Healthcare40
Retail100
Manufacturing21

Tax & Cost of Living

Property Tax (IRS)$4,550
30% above US avg
Effective Tax Rate7.71%

Commute & Transportation

Commute Time18.7 min
Drive Alone85.4%
Public Transit0.0%
Work from Home8.5%

Walkability

The median home value in Luzerne is $59,000, 79% below the national average. Zillow estimates the typical home value at $332,321.

Home Value Sources

Ownership Split

Home Values

Census Median$59,000
79% below US avg
Zillow ZHVI$332,321

Real Estate Market (Redfin)

Rental Costs

Rent Burden20.5%

HUD Fair Market Rent

Studio$738
1 Bedroom$788
2 Bedrooms$989
3 Bedrooms$1,282
4 Bedrooms$1,420

Ownership & Property

Owner-Occupied84.2%
Housing Units48
Median Year Built1938

Property Tax

Avg Tax (IRS)$4,550
30% above US avg
Effective Rate7.71%
In Luzerne, 42.0% of adults are obese (above the 32.1% national rate). 6.8% of residents lack health insurance. 17.1% are current smokers. 22.3% report depression. 24.2% are physically inactive.

Health Metrics: Luzerne vs U.S. Average (%)

Chronic Conditions

Obesity42.0%
31% above US avg
Diabetes9.3%
Heart Disease5.5%
High Blood Pressure31.5%
Asthma10.4%
COPD6.4%
Cancer7.3%
Stroke2.9%

Behaviors & Mental Health

Smoking17.1%
22% above US avg
Binge Drinking22.6%
Physical Inactivity24.2%
Depression22.3%
Mental Distress18.4%
Physical Distress12.5%
Short Sleep35.6%

Healthcare Access

Insurance Rate92.5%
Uninsured6.8%
21% below US avg
Checkup Rate75.7%
Dental Visits64.7%
Premature Death6,417/100K

Food & Exercise

Food Environment9.2/10
Exercise Access67.4%
Healthcare Facilities40
Luzerne has an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. Annual precipitation is 36.0 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 43.

Temperature

19°F Jan (-7°C) 73°F Jul (23°C)
Annual Average48.2°F
11% below US avg
January Average19°F (-7°C)
July Average73°F (23°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall36.0 inches
5% below US avg
Snowfall27.9 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation895 ft (273 m)
Area0.1 sq mi (0.3 km²)
Population Density1,077/sq mi
Coordinates41.9054°N, 92.1804°W
TimezoneAmerica/Chicago
County FIPS19095
It is classified as Nonmetro — Rural, adjacent. 16.5% of residents hold a bachelor's degree or higher (51% below US avg). In the 2024 election, the county voted Republican by a 27.8-point margin. 38.0% of households have broadband internet.

2024 Presidential Election (County)

R 63.1%
D 35.4%

Winner: Republican by 27.8 points

Education

Bachelor's Degree+16.5%
51% below US avg
High School+92.3%
Graduate Degree+2.3%
School Test Score5.73
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density1,077/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access38.0%
Public Libraries5
Healthcare Facilities40
Restaurants40
Retail Stores100

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute18.7 min
Drive Alone85.4%
Public Transit0.0%
Work from Home8.5%

Nearby Cities

Belle Plaine, IA 2,412 pop · 5.0 mi Marengo, IA 2,823 pop · 9.5 mi Newhall, IA 1,012 pop · 12.5 mi Atkins, IA 2,347 pop · 17.6 mi Walford, IA 1,318 pop · 18.1 mi Brooklyn, IA 1,565 pop · 18.1 mi Williamsburg, IA 3,347 pop · 18.5 mi Vinton, IA 4,948 pop · 19.5 mi Dysart, IA 1,575 pop · 19.6 mi Tama, IA 3,079 pop · 20.6 mi Fairfax, IA 2,865 pop · 20.7 mi Toledo, IA 2,079 pop · 21.4 mi Palo, IA 1,173 pop · 22.4 mi Traer, IA 1,464 pop · 24.4 mi
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