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Margaretville, NY

New York

Margaretville is a small town in New York with a population of 651. Residents earn $36,411 per year, which is 52% below the national average.

2.7 /5.0
C+ Fair
651 Population 930/sq mi density
$36,411 Median Income $25,464 per capita
$192,400 Home Value $314,360 Zillow
$1,029 Median Rent 33.4% income on rent
45°F Avg Temperature 246 sunny days/yr
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.6 / 5.0
$36,411 median income, 0.0% unemployment
B+
Affordability
3.7 / 5.0
$192,400 home value, $1,029/mo rent
D
Education
1.9 / 5.0
11.2% bachelor's degree or higher
Median Income $36,411
52% lower than US avg
Home Value $192,400
32% lower than US avg
Bachelor's+ 11.2%
67% lower than US avg
Median Rent $1,029
12% lower than US avg
Obesity Rate 32.5%
1% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 27.6%
123% higher than US avg

How Margaretville Compares to the U.S. Average (100% = U.S. avg)

People

Population651
Median Age50.3 yrs
Density930/mi²
Male / Female52% / 48%
Largest GroupWhite 63%
Veterans9.1%

Economy

C+
Median Income$36,411
Per Capita$25,464
Unemployment0.0%
Poverty27.6%
County GDP$3,118M
Commute17 min

Housing

B+
Home Value$192,400
Rent$1,029
OwnershipN/A
Zillow$314,360
Housing Units383
Rent Burden33.4%

Health

Obesity32.5%
Uninsured7.5%
Smoking15.5%
Depression23.5%
Heart Disease5.5%

Climate

Avg Temp45°F (7°C)
AQI36 (Good)
Rain48.7 in/yr
Sunny Days246/yr
Elevation1,319 ft (402 m)

Education

D
Bachelor's+11.2%
High School+79.1%
Graduate+3.4%
School Score5.39

Community

2024 VoteR 60% / D 40%
Commute17 min
Broadband82.9%
Libraries13

Is Margaretville a Good Place to Live?

Based on current data, Margaretville receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Margaretville has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Margaretville is $36,411, 52% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 27.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Margaretville is $192,400, 32% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,029 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.3x means housing costs are stretched relative to local earnings.

Education

11.2% of residents hold a bachelor's degree, below the national average of 33.7%. 79.1% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Margaretville has a cool climate with an average annual temperature of 45°F. Winters average 22°F in January while summers reach 67°F in July. The area gets 246 sunny days per year. Annual precipitation totals 48.7 inches, including 70.6 inches of snow. Air quality is rated Good with a median AQI of 36.

Margaretville has a population of 651 with a density of 930 people per square mile. The median age is 50.3 years, 29% older than the national median of 38.9. The city is predominantly White (62.8%), with 2.3% Black.

Population

651
Total Population
930
People / sq mi
50.3yrs
Median Age
29% above US avg
0.7mi²
Land Area

Gender Distribution

Male 51.9%
Female 48.1%

Race & Ethnicity

Margaretville vs U.S. Average

Language Spoken at Home

English Only80.9%
3% above US avg
Spanish19.1%
43% above US avg

Social Characteristics

Margaretville vs U.S. Average

The median household income in Margaretville is $36,411, which is 52% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 27.6% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Margaretville vs U.S.

Commute Mode

Income

Median HH Income$36,411
52% below US avg
Per Capita Income$25,464
Avg Weekly Wage$1,288
IRS Avg AGI$65,053

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate27.6%
123% above US avg
Establishments (County)1,274
County GDP$3,118M

Business (County)

Restaurants139
Healthcare115
Retail185
Manufacturing52

Tax & Cost of Living

Property Tax (IRS)$6,867
96% above US avg
Cost of Living107.90 (100=avg)
Effective Tax Rate3.57%

Commute & Transportation

Commute Time16.7 min
Drive Alone63.2%
Public Transit0.0%
Work from Home27.6%

Walkability

The median home value in Margaretville is $192,400, 32% below the national average. Monthly rent averages $1,029 (12% below US avg). Zillow estimates the typical home value at $314,360.

Home Value Sources

Ownership Split

Home Values

Census Median$192,400
32% below US avg
Zillow ZHVI$314,360

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,029
12% below US avg
Rent Burden33.4%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied53.8%
Housing Units383
Median Year Built1954

Property Tax

Avg Tax (IRS)$6,867
96% above US avg
Effective Rate3.57%
In Margaretville, 32.5% of adults are obese (above the 32.1% national rate). 7.5% of residents lack health insurance. 15.5% are current smokers. 23.5% report depression. 26.2% are physically inactive.

Health Metrics: Margaretville vs U.S. Average (%)

Chronic Conditions

Obesity32.5%
1% above US avg
Diabetes8.7%
Heart Disease5.5%
High Blood Pressure30.4%
Asthma11.8%
COPD6.9%
Cancer7.4%
Stroke3.0%

Behaviors & Mental Health

Smoking15.5%
11% above US avg
Binge Drinking19.4%
Physical Inactivity26.2%
Depression23.5%
Mental Distress19.0%
Physical Distress13.8%
Short Sleep42.5%

Healthcare Access

Insurance Rate92.3%
Uninsured7.5%
13% below US avg
Checkup Rate77.6%
Dental Visits57.2%
Premature Death8,915/100K

Food & Exercise

Food Environment8.1/10
Exercise Access58.5%
Healthcare Facilities115
Margaretville has an average annual temperature of 45°F (7°C). Winters average 22°F in January while summers reach 67°F in July. Annual precipitation is 48.7 inches. The area enjoys 246 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

22°F Jan (-6°C) 67°F Jul (20°C)
Annual Average45.3°F
16% below US avg
January Average22°F (-6°C)
July Average67°F (20°C)
Sunny Days246 days/yr

Precipitation & Snow

Annual Rainfall48.7 inches
28% above US avg
Snowfall70.6 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,319 ft (402 m)
Area0.7 sq mi (1.8 km²)
Population Density930/sq mi
Coordinates42.1453°N, 74.6507°W
TimezoneAmerica/New_York
County FIPS36025
It is classified as Nonmetro — Rural, adjacent. 11.2% of residents hold a bachelor's degree or higher (67% below US avg). In the 2024 election, the county voted Republican by a 19.8-point margin. 82.9% of households have broadband internet.

2024 Presidential Election (County)

R 59.9%
D 40.1%

Winner: Republican by 19.8 points

Education

Bachelor's Degree+11.2%
67% below US avg
High School+79.1%
Graduate Degree+3.4%
School Test Score5.39
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density930/sq mi
Total Area0.7 sq mi

Infrastructure & Services

Broadband Access82.9%
Public Libraries13
Healthcare Facilities115
Restaurants139
Retail Stores185

Safety & Disasters

Fatal Crashes (County/yr)10

Commute & Transportation

Avg Commute16.7 min
Drive Alone63.2%
Public Transit0.0%
Work from Home27.6%

Nearby Cities

Delhi, NY 3,185 pop · 16.3 mi Stamford, NY 1,101 pop · 18.3 mi Liberty, NY 5,083 pop · 24.6 mi Walton, NY 2,655 pop · 24.6 mi Shokan, NY 1,220 pop · 25.2 mi Loch Sheldrake, NY 1,428 pop · 25.6 mi Hurleyville, NY 1,249 pop · 27.9 mi Fallsburg, NY 1,891 pop · 28.1 mi Woodstock, NY 2,562 pop · 28.3 mi West Hurley, NY 1,733 pop · 29.3 mi Oneonta, NY 14,467 pop · 30.2 mi South Fallsburg, NY 1,850 pop · 30.5 mi Kerhonkson, NY 1,773 pop · 31.6 mi West End, NY 1,744 pop · 32.1 mi
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