Median Income
$36,411
52% lower than US avg
Home Value
$192,400
32% lower than US avg
Violent Crime
186/100K
51% lower than US avg
Bachelor's+
11.2%
67% lower than US avg
Median Rent
$1,029
12% lower than US avg
Obesity Rate
32.5%
1% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
27.6%
123% higher than US avg
How Margaretville Compares to the U.S. Average (100% = U.S. avg)
People
Population651
Median Age50.3 yrs
Density930/mi²
Male / Female52% / 48%
Largest GroupWhite 63%
Veterans9.1%
Economy
C+
Median Income$36,411
Per Capita$25,464
Unemployment0.0%
Poverty27.6%
County GDP$3,118M
Commute17 min
Housing
B+
Home Value$192,400
Rent$1,029
Ownership53.8%
Zillow$314,360
Housing Units383
Rent Burden33.4%
Crime
F
Violent186/100K
Property1,776/100K
Health
Obesity32.5%
Uninsured7.5%
Smoking15.5%
Depression23.5%
Heart Disease5.5%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain48.7 in/yr
Sunny Days246/yr
Elevation1,319 ft (402 m)
Education
D
Bachelor's+11.2%
High School+79.1%
Graduate+3.4%
School Score5.13
Community
2024 VoteR 60% / D 40%
Commute17 min
Broadband82.9%
EV Stations1
Libraries13
Is Margaretville a Good Place to Live?
Based on current data, Margaretville receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Margaretville has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Margaretville is $36,411, 52% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 27.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Margaretville is $192,400, 32% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,029 per month, below the national average / a plus for affordability. The price-to-income ratio of 5.3x means housing costs are stretched relative to local earnings.
Safety & Crime
Violent crime in Margaretville is below the national average at 186 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,776 per 100,000, near the national average.
Education
11.2% of residents hold a bachelor's degree, below the national average of 33.7%. 79.1% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Margaretville has a cool climate with an average annual temperature of 45°F. Winters average 22°F in January while summers reach 67°F in July. The area gets 246 sunny days per year. Annual precipitation totals 48.7 inches, including 70.6 inches of snow. Air quality is rated Good with a median AQI of 36.
Margaretville has a population of 651 with a density of 930 people per square mile, spread across 0.3 square miles. The median age is 50.3 years, 29% older than the national median of 38.9. The gender split is 48.1% female and 51.9% male. The city is predominantly White (62.8%), with 2.3% Black. English is the primary language spoken at home by 80.9% of residents, while 19.1% speak Spanish. 9.1% of the population are veterans, above the national rate of 6.0%. 29.1% of residents have a disability (above the 13.0% national average). 92.3% have health insurance coverage.
Population
50.3yrs
Median Age
29% above US avg
Race & Ethnicity
Margaretville vs U.S. Average
Language Spoken at Home
English Only
80.9%
3% above US avg
Spanish
19.1%
43% above US avg
Social Characteristics
Margaretville vs U.S. Average
The median household income in Margaretville is $36,411, which is 52% below the national average of $75,149. Per capita income is $25,464 (below the $39,052 national figure). The average weekly wage is $1,288. The unemployment rate is 0.0% (below the 3.6% US average). 27.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,274 business establishments, including 139 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 27.6% of workers work from home (above the 15.2% national rate).
Income: Margaretville vs U.S.
Income
| Median HH Income | $36,411 |
| 52% below US avg |
| Per Capita Income | $25,464 |
| Avg Weekly Wage | $1,288 |
| IRS Avg AGI | $65,053 |
| Gini Index | 0.442 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 27.6% |
| 123% above US avg |
| Establishments (County) | 1,274 |
| County GDP | $3,118M |
Business (County)
| Restaurants | 139 |
| Healthcare | 115 |
| Retail | 185 |
| Manufacturing | 52 |
Tax & Cost of Living
| Property Tax (IRS) | $6,867 |
| 96% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 3.57% |
Commute & Transportation
| Commute Time | 16.7 min |
| Drive Alone | 63.2% |
| Public Transit | 0.0% |
| Work from Home | 27.6% |
The median home value in Margaretville is $192,400, 32% below the national median of $281,900. Zillow estimates the typical home value at $314,360, higher than the Census estimate. Monthly rent averages $1,029 (12% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 53.8% of housing units are owner-occupied (below the 65.4% national rate). There are 383 total housing units in the city. The median year a home was built is 1954. The average annual property tax is $6,867 (higher than the $3,500 national average). 33.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.3x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $192,400 |
| 32% below US avg |
| Zillow ZHVI | $314,360 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,029 |
| 12% below US avg |
| Rent Burden | 33.4% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 53.8% |
| Owner-Occupied | 53.8% |
| Renter-Occupied | 46.2% |
| Housing Units | 383 |
| Median Year Built | 1954 |
Property Tax
| Avg Tax (IRS) | $6,867 |
| 96% above US avg |
| Effective Rate | 3.57% |
In Margaretville, 32.5% of adults are obese, above the national rate of 32.1%. 8.7% have diabetes (below the 10.5% national rate). Heart disease affects 5.5% of residents. 30.4% have high blood pressure. 15.5% are current smokers. 19.4% report binge drinking. 26.2% are physically inactive. 23.5% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:2,610. The dentist ratio is 1:4,971. 58.5% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Margaretville vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.5% |
| 1% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 5.5% |
| High Blood Pressure | 30.4% |
| Asthma | 11.8% |
| COPD | 6.9% |
| Cancer | 7.4% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 15.5% |
| 11% above US avg |
| Binge Drinking | 19.4% |
| Physical Inactivity | 26.2% |
| Depression | 23.5% |
| Mental Distress | 19.0% |
| Physical Distress | 13.8% |
| Short Sleep | 42.5% |
Healthcare Access
| Insurance Rate | 92.3% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:2,610 |
| Dentists | 1:4,971 |
| Mental Health | 1:634 |
| Checkup Rate | 77.6% |
| Dental Visits | 57.2% |
| Premature Death | 8,915/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 58.5% |
| Healthcare Facilities | 115 |
Margaretville has a violent crime rate of 186 per 100,000 residents, 51% below the national average of 380. Property crime stands at 1,776 per 100,000, 9% below the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Margaretville receives a safety grade of F.
Crime Rates: Margaretville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 186.2/100K |
| 51% below US avg |
| |
Property Crime
| Total Property | 1,776.4/100K |
| 9% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Traffic Accidents | 6 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Margaretville has a cool climate with an average annual temperature of 45°F (7°C). Winters average 22°F in January while summers reach 67°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 48.7 inches (wetter than the 38-inch national average). The area receives 70.6 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,319 feet.
Temperature
22°F Jan (-6°C)
67°F Jul (20°C)
| Annual Average | 45.3°F |
| 16% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 67°F (20°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 1,319 ft (402 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 930/sq mi |
| Coordinates | 42.1453°N, 74.6507°W |
| Timezone | America/New_York |
| County | Delaware County County |
| Nearest Airport | Sullivan County International (MSV)
32 miles away |
Precipitation & Snow
Annual Rainfall
48.7"
28% above US avg
Wettest Month (May)
4.80"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 83.3 / 100 |
| Social Vulnerability | 85.9 / 100 |
| Community Resilience | 63.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Moderate |
| Avalanche |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
19 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.8 on Aug 5, 2025.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
54 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
65 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
65 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
67 km |
| Oct 28, 1991 |
3 km WNW of Stamford, Connecticut |
M3.0 |
149 km |
| Feb 3, 2009 |
1 km ESE of Victory Gardens, New Jersey |
M3.0 |
142 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
65 km |
| Aug 5, 2025 |
1 km N of Hillsdale, New Jersey |
M2.8 |
136 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
70 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
75 km |
| Apr 12, 1991 |
2 km ENE of North Castle, New York |
M2.7 |
138 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
75 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
65 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
66 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
66 km |
| Aug 22, 2000 |
2 km WSW of Brewster Hill, New York |
M2.6 |
117 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
67 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
65 km |
| Jan 15, 1992 |
5 km NNE of Tuxedo Park, New York |
M2.5 |
109 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Bob (1991, Cat 2).
| Year |
Name |
Category |
Closest |
| 1991 |
Bob |
Category 2 |
274 km |
| 1985 |
Gloria |
Category 1 |
155 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
155 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 10 fatalities, 97 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
77 km |
0 |
| May 22, 2014 |
EF3 |
84 km |
0 |
| May 31, 1998 |
EF3 |
57 km |
0 |
| Jul 14, 1988 |
EF3 |
91 km |
0 |
| Jun 16, 1974 |
EF3 |
69 km |
0 |
| Jun 24, 1960 |
EF3 |
96 km |
0 |
| Apr 22, 2023 |
EF2 |
44 km |
0 |
| May 29, 2013 |
EF2 |
86 km |
0 |
| Jul 23, 2010 |
EF2 |
80 km |
0 |
| Jul 21, 2003 |
EF2 |
83 km |
0 |
| Jul 21, 2003 |
EF2 |
56 km |
0 |
| May 18, 2000 |
EF2 |
67 km |
0 |
| May 31, 1998 |
EF2 |
94 km |
0 |
| May 31, 1998 |
EF2 |
95 km |
0 |
| May 31, 1998 |
EF2 |
96 km |
0 |
| May 29, 1995 |
EF2 |
72 km |
0 |
| Sep 18, 1991 |
EF2 |
83 km |
0 |
| Oct 1, 1986 |
EF2 |
16 km |
0 |
| Jul 26, 1986 |
EF2 |
62 km |
0 |
| Jun 16, 1976 |
EF2 |
67 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: ROOSA GAP (2,747 ac, 2015).
| Year |
Name |
Acres |
Distance |
| 2015 |
ROOSA GAP |
2,747 |
60 km |
| 2008 |
UNNAMED |
2,224 |
56 km |
| 2016 |
SAMS POINT FIRE-VERKEERDER FIRE |
1,929 |
58 km |
| 2006 |
CHERRYTOWN FIRE |
943 |
40 km |
| 2024 |
WHITEHOUSE |
607 |
32 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
3.4 in |
|
| February |
20°F (-7°C) |
3.2 in |
Coldest, Driest |
| March |
29°F (-2°C) |
3.8 in |
|
| April |
40°F (5°C) |
4.3 in |
|
| May |
52°F (11°C) |
4.8 in |
Wettest |
| June |
60°F (15°C) |
4.5 in |
|
| July |
67°F (20°C) |
4.4 in |
Warmest |
| August |
63°F (17°C) |
4.3 in |
|
| September |
56°F (13°C) |
4.0 in |
|
| October |
46°F (8°C) |
3.9 in |
|
| November |
35°F (2°C) |
4.6 in |
|
| December |
24°F (-4°C) |
3.9 in |
|
Margaretville has a seasonal temperature swing of 47°F / from 20°F in February to 67°F in July. Total annual precipitation is 48.9 inches, with May being the wettest month (4.8") and February the driest (3.2").
Average costs for common services in Margaretville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Margaretville
What is the population of Margaretville?
Margaretville has a population of 651 residents and is located in New York. The population density is 930 people per square mile, spread across 0.3 square miles. The median age of residents is 50.3 years, which is older than the national median of 38.9 years. The population is 48.1% female and 51.9% male.
Is Margaretville expensive to live in?
Margaretville is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $36,411, 52% below the national average of $75,149. The median home value is $192,400 (32% below the U.S. median). Renters pay a median of $1,029 per month, below the national average of $1,163. The home price-to-income ratio is 5.3x, which means housing is a stretch relative to local earnings.
Is Margaretville safe?
Margaretville is safer than the national average, with a violent crime rate of 186 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,776 per 100,000 (below the national average). Overall, Margaretville receives a safety grade of F based on combined crime data.
What is the weather like in Margaretville?
Margaretville has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 22°F in January, while summers reach an average of 67°F in July. The area receives 246 sunny days per year. Annual rainfall totals 48.7 inches, with 70.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Margaretville?
The job market in Margaretville is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,288. There are 1,274 business establishments in the area, including 139 restaurants and food service locations. The average commute time is 17 minutes, and 27.6% of workers work from home.
How much does housing cost in Margaretville?
The median home value in Margaretville is $192,400. Zillow estimates the typical home value at $314,360. For renters, the median monthly rent is $1,029. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 53.8%. The average annual property tax is $6,867.
How are the schools in Margaretville?
Schools in Margaretville score 5.1 out of 10 on standardized testing, near the national average. 11.2% of adults in Margaretville hold a bachelor's degree or higher, below the national average of 33.7%. 79.1% have completed high school. 3.4% hold a graduate or professional degree.
How healthy is Margaretville?
The obesity rate in Margaretville is 32.5% (above the national rate of 32.1%). 15.5% of adults are smokers. 26.2% are physically inactive. 23.5% of residents report depression. 7.5% lack health insurance. 58.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,610.
What is transportation like in Margaretville?
The average commute in Margaretville is 17 minutes, shorter than the national average of 28 minutes. 63.2% of workers drive alone to work, and 27.6% work from home.
What are the demographics of Margaretville?
The racial and ethnic makeup of Margaretville is 62.8% White, 2.3% Black or African American. 80.9% of residents speak only English at home, while 19.1% speak Spanish. 9.1% of the population are military veterans. 29.1% of residents have a disability. 92.3% have health insurance coverage.
All Countries
