McCaysville, GA

Georgia

McCaysville is a small town in Georgia with a population of 1,571. Residents earn $45,625 per year, which is 39% below the national average.

2.6 /5.0
C+ Fair
1,571 Population 1,040/sq mi density
$45,625 Median Income $27,108 per capita
$112,500 Home Value $319,370 Zillow
$776 Median Rent
57°F Avg Temperature
848 Violent Crime/100K 1,697 property/100K
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.2 / 5.0
$45,625 median income, 0.5% unemployment
A+
Affordability
5.0 / 5.0
$112,500 home value, $776/mo rent
F
Safety
1.0 / 5.0
848 violent crimes/100K (123% above avg)
F
Education
1.2 / 5.0
2.6% bachelor's degree or higher
Median Income $45,625
39% lower than US avg
Home Value $112,500
60% lower than US avg
Violent Crime 848/100K
123% higher than US avg
Bachelor's+ 2.6%
92% lower than US avg
Median Rent $776
33% lower than US avg
Obesity Rate 38.2%
19% higher than US avg
Unemployment 0.5%
86% lower than US avg
Poverty Rate 20.2%
63% higher than US avg

How McCaysville Compares to the U.S. Average (100% = U.S. avg)

People

Population1,571
Median Age37.3 yrs
Density1,040/mi²
Male / Female44% / 56%
Largest GroupWhite 85%

Economy

B
Median Income$45,625
Per Capita$27,108
Unemployment0.5%
Poverty20.2%
County GDP$1,298M
Commute20 min

Housing

A+
Home Value$112,500
Rent$776
OwnershipN/A
Zillow$319,370

Crime

F
Violent848/100K
Property1,697/100K
Murder0.0/100K
Assault848/100K
Burglary94/100K

Health

Obesity38.2%
UninsuredN/A
Depression24.4%
Heart Disease5.9%

Climate

Avg Temp57°F
AQI44 (Good)
Rain59.3 in/yr
Elevation1,682 ft

Education

F
Bachelor's+2.6%
High School+81.1%
School Score4.92

Community

2024 VoteR 82% / D 17%
Commute20 min
EV Stations1
Libraries1

Is McCaysville a Good Place to Live?

Based on current data, McCaysville receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing. Areas to be aware of include elevated crime rates, an elevated poverty rate, below-average incomes. McCaysville has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in McCaysville is $45,625, 39% below the national average of $75,149. The job market is very strong with unemployment at just 0.5%. The poverty rate of 20.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 20 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in McCaysville is $112,500, 60% below the national median — offering relatively affordable homeownership. Renters pay a median of $776 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Safety & Crime

With 848 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 1,697 per 100,000, near the national average.

Education

2.6% of residents hold a bachelor's degree, below the national average of 33.7%. 81.1% have completed high school. Area schools have an average test score of 4.9/10.

Climate & Weather

McCaysville enjoys a moderate climate with an average annual temperature of 57°F. Winters average 38°F in January while summers reach 75°F in July. Annual precipitation totals 59.3 inches. Air quality is rated Good with a median AQI of 44.

McCaysville has a population of 1,571 with a density of 1,040 people per square mile. The median age is 37.3 years, 4% younger than the national median of 38.9. The city is predominantly White (85.4%), with 1.1% Hispanic.

Population

1,571
Total Population
1,040
People / sq mi
37.3yrs
Median Age
4% below US avg
1.5mi²
Land Area

Gender Distribution

Male 43.9%
Female 56.1%

Race & Ethnicity

McCaysville vs U.S. Average

Language Spoken at Home

English Only90.9%
16% above US avg
Spanish9.1%
32% below US avg

Social Characteristics

McCaysville vs U.S. Average

The median household income in McCaysville is $45,625, which is 39% below the national average of $75,149. The unemployment rate is 0.5% (below the 3.6% US average). 20.2% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: McCaysville vs U.S.

Commute Mode

Income

Median HH Income$45,625
39% below US avg
Per Capita Income$27,108
Avg Weekly Wage$859
IRS Avg AGI$74,918

Employment & Poverty

Unemployment0.5%
86% below US avg
Poverty Rate20.2%
63% above US avg
Establishments (County)828
County GDP$1,298M

Business (County)

Restaurants70
Healthcare78
Retail140
Manufacturing29

Tax & Cost of Living

Property Tax (IRS)$2,910
17% below US avg
Effective Tax Rate2.59%

Commute & Transportation

Commute Time19.9 min
Work from Home4.3%

Walkability

The median home value in McCaysville is $112,500, 60% below the national average. Monthly rent averages $776 (33% below US avg). Zillow estimates the typical home value at $319,370.

Home Value Sources

Ownership Split

Home Values

Census Median$112,500
60% below US avg
Zillow ZHVI$319,370

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$776
33% below US avg

HUD Fair Market Rent

Studio$979
1 Bedroom$1,023
2 Bedrooms$1,203
3 Bedrooms$1,524
4 Bedrooms$1,775

Ownership & Property

Owner-Occupied62.1%

Property Tax

Avg Tax (IRS)$2,910
17% below US avg
Effective Rate2.59%
In McCaysville, 38.2% of adults are obese (above the 32.1% national rate). 24.4% report depression. 26.6% are physically inactive.

Health Metrics: McCaysville vs U.S. Average (%)

Chronic Conditions

Obesity38.2%
19% above US avg
Diabetes10.8%
Heart Disease5.9%
High Blood Pressure32.8%
Asthma10.9%
COPD7.6%
Stroke3.2%

Behaviors & Mental Health

Binge Drinking17.5%
Physical Inactivity26.6%
Depression24.4%
Mental Distress20.0%
Physical Distress14.9%

Healthcare Access

Insurance Rate78.5%
Checkup Rate74.9%
Premature Death12,245/100K

Food & Exercise

Food Environment8.0/10
Exercise Access85.6%
Healthcare Facilities78
McCaysville has a violent crime rate of 848 per 100,000 residents, 123% above the national average of 380. Property crime stands at 1,697 per 100,000 (13% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: McCaysville vs U.S. Average (per 100,000)

Violent Crime

Total Violent848.3/100K
123% above US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault848.3/100K

Property Crime

Total Property1,696.5/100K
13% below US avg
Burglary94.3/100K
Theft1,508.0/100K
Vehicle Theft94.3/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)7
FEMA Disasters91

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
McCaysville has an average annual temperature of 57°F (14°C). Winters average 38°F in January while summers reach 75°F in July. Annual precipitation is 59.3 inches. Air quality is rated Good with a median AQI of 44.

Temperature

38°F Jan (3°C) 75°F Jul (24°C)
Annual Average56.7°F
5% above US avg
January Average38°F (3°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall59.3 inches
56% above US avg
Snowfall4.4 inches/yr

Air Quality

AQI Median44.0
RatingGood

Geography

Elevation1,682 ft (513 m)
Area1.5 sq mi (3.9 km²)
Population Density1,040/sq mi
Coordinates34.9820°N, 84.3712°W
County FIPS13111
It is classified as Nonmetro — Rural, adjacent. 2.6% of residents hold a bachelor's degree or higher (92% below US avg). In the 2024 election, the county voted Republican by a 64.8-point margin.

2024 Presidential Election (County)

R 82.2%
D 17.4%

Winner: Republican by 64.8 points

Education

Bachelor's Degree+2.6%
92% below US avg
High School+81.1%
School Test Score4.92
F Education Grade (1.2/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density1,040/sq mi
Total Area1.5 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries1
Healthcare Facilities78
Restaurants70
Retail Stores140

Safety & Disasters

Fatal Crashes (County/yr)7
FEMA Disaster Declarations91
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute19.9 min
Work from Home4.3%

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