Median Income
$60,884
19% lower than US avg
Home Value
$190,400
32% lower than US avg
Violent Crime
84/100K
78% lower than US avg
Bachelor's+
14.8%
56% lower than US avg
Median Rent
$832
28% lower than US avg
Obesity Rate
35.2%
10% higher than US avg
Unemployment
2.9%
19% lower than US avg
Poverty Rate
17.7%
43% higher than US avg
How Memphis Compares to the U.S. Average (100% = U.S. avg)
People
Population1,107
Median Age41.6 yrs
Density988/mi²
Male / Female51% / 50%
Largest GroupWhite 94%
Veterans7.4%
Economy
B+
Median Income$60,884
Per Capita$29,707
Unemployment2.9%
Poverty17.7%
County GDP$7,417M
Commute33 min
Housing
A+
Home Value$190,400
Rent$832
Ownership65.6%
Zillow$312,945
Housing Units549
Rent Burden26.6%
Crime
C
Violent84/100K
Property0/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity35.2%
Uninsured6.1%
Smoking14.3%
Depression27.9%
Heart Disease5.2%
Climate
Avg Temp48°F (9°C)
AQI38 (Good)
Rain35.9 in/yr
Sunny Days260/yr
Elevation759 ft (231 m)
Education
C
Bachelor's+14.8%
High School+88.8%
Graduate+5.8%
School Score5.35
Community
2024 VoteR 67% / D 32%
Commute33 min
Broadband85.8%
EV Stations6
Libraries10
Is Memphis a Good Place to Live?
Based on current data, Memphis receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate. Memphis offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Memphis is $60,884, 19% below the national average of $75,149. The job market is very strong with unemployment at just 2.9%. The poverty rate of 17.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 33 minutes.
Cost of Living & Housing
The median home value in Memphis is $190,400, 32% below the national median / offering relatively affordable homeownership. Renters pay a median of $832 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.1x indicates a reasonably affordable housing market.
Safety & Crime
Memphis is a very safe community with a violent crime rate of 84 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
14.8% of residents hold a bachelor's degree, below the national average of 33.7%. 88.8% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Memphis experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.9 inches, including 46.6 inches of snow. Air quality is rated Good with a median AQI of 38.
Memphis has a population of 1,107 with a density of 988 people per square mile, spread across 1.2 square miles. The median age is 41.6 years, 7% older than the national median of 38.9. The gender split is 49.5% female and 50.5% male. The city is predominantly White (93.5%), with 1.9% Black. English is the primary language spoken at home by 96.2% of residents. 7.4% of the population are veterans, above the national rate of 6.0%. 27.0% of residents have a disability (above the 13.0% national average). 94.1% have health insurance coverage.
Population
41.6yrs
Median Age
7% above US avg
Language Spoken at Home
English Only
96.2%
23% above US avg
Spanish
3.8%
72% below US avg
The median household income in Memphis is $60,884, which is 19% below the national average of $75,149. Per capita income is $29,707 (below the $39,052 national figure). The average weekly wage is $1,071, 25% lower than the U.S. average. The unemployment rate is 2.9% (below the 3.6% US average). 17.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 3,248 business establishments, including 292 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 33 minutes (longer than the 28-minute US average). 4.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $60,884 |
| 19% below US avg |
| Per Capita Income | $29,707 |
| Avg Weekly Wage | $1,071 |
| IRS Avg AGI | $66,465 |
| Gini Index | 0.426 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.9% |
| 19% below US avg |
| Poverty Rate | 17.7% |
| 43% above US avg |
| Establishments (County) | 3,248 |
| County GDP | $7,417M |
Business (County)
| Restaurants | 292 |
| Healthcare | 423 |
| Retail | 463 |
| Manufacturing | 213 |
Tax & Cost of Living
| Property Tax (IRS) | $5,028 |
| 44% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 2.64% |
Commute & Transportation
| Commute Time | 32.9 min |
| Drive Alone | 82.8% |
| Public Transit | 0.0% |
| Work from Home | 4.2% |
The median home value in Memphis is $190,400, 32% below the national median of $281,900. Zillow estimates the typical home value at $312,945, higher than the Census estimate. Monthly rent averages $832 (28% below the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 65.6% of housing units are owner-occupied. There are 549 total housing units in the city. The median year a home was built is 1958. The average annual property tax is $5,028 (higher than the $3,500 national average). 26.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.1x.
Home Values
| Census Median | $190,400 |
| 32% below US avg |
| Zillow ZHVI | $312,945 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $832 |
| 28% below US avg |
| Rent Burden | 26.6% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 65.6% |
| Owner-Occupied | 65.6% |
| Renter-Occupied | 34.4% |
| Housing Units | 549 |
| Median Year Built | 1958 |
Property Tax
| Avg Tax (IRS) | $5,028 |
| 44% above US avg |
| Effective Rate | 2.64% |
In Memphis, 35.2% of adults are obese, above the national rate of 32.1%. 8.3% have diabetes (below the 10.5% national rate). Heart disease affects 5.2% of residents. 31.1% have high blood pressure. 14.3% are current smokers. 20.0% report binge drinking. 21.8% are physically inactive. 27.9% report depression (above the 20.0% national average). 18.4% experience frequent mental distress. 6.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,286. The dentist ratio is 1:1,586. 73.8% of residents have access to exercise opportunities. The food environment index is 7.1 out of 10.
Health Metrics: Memphis vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.2% |
| 10% above US avg |
| Diabetes | 8.3% |
| Heart Disease | 5.2% |
| High Blood Pressure | 31.1% |
| Asthma | 11.2% |
| COPD | 6.3% |
| Cancer | 7.8% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.3% |
| 2% above US avg |
| Binge Drinking | 20.0% |
| Physical Inactivity | 21.8% |
| Depression | 27.9% |
| Mental Distress | 18.4% |
| Physical Distress | 12.4% |
| Short Sleep | 35.0% |
Healthcare Access
| Insurance Rate | 94.1% |
| Uninsured | 6.1% |
| 29% below US avg |
| Primary Care | 1:2,286 |
| Dentists | 1:1,586 |
| Mental Health | 1:351 |
| Checkup Rate | 78.6% |
| Dental Visits | 73.1% |
| Premature Death | 9,609/100K |
Food & Exercise
| Food Environment | 7.1/10 |
| Exercise Access | 73.8% |
| Healthcare Facilities | 423 |
Memphis has a violent crime rate of 84 per 100,000 residents, 78% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 84.5. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 0 per 100,000, 100% below the U.S. average. This includes larceny/theft at 0, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 31 fatal traffic crashes. Overall, Memphis receives a safety grade of C.
Crime Rates: Memphis vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 84.5/100K |
| 78% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 84.5/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
| Burglary | 0.0/100K |
| Theft | 0.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 31 |
| Traffic Accidents | 45 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | C |
| Safety Score | 2.0 / 5.0 |
Memphis experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 35.9 inches. The area receives 46.6 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 759 feet.
Temperature
23°F Jan (-5°C)
73°F Jul (23°C)
| Annual Average | 48.1°F |
| 11% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 759 ft (231 m) |
| Area | 1.2 sq mi (3.0 km²) |
| Population Density | 988/sq mi |
| Coordinates | 42.8952°N, 82.7683°W |
| Timezone | America/Detroit |
| County | St. Clair County County |
| Nearest Airport | St Clair County International (PHN)
12 miles away |
Precipitation & Snow
Annual Rainfall
35.9"
6% below US avg
Wettest Month (Sep)
3.43"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0439 ppm |
| SO₂ (Sulfur Dioxide) | 1.95 ppb |
| PM2.5 (Fine Particles) | 9.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 82.0 / 100 |
| Social Vulnerability | 32.6 / 100 |
| Community Resilience | 89.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M2.5 on May 23, 2022.
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
150 km |
| Apr 20, 2018 |
Michigan |
M3.4 |
89 km |
| Feb 23, 2011 |
18 km NE of Leamington, Canada |
M3.0 |
87 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
131 km |
| May 14, 2017 |
18 km ENE of Leamington, Canada |
M2.6 |
89 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
117 km |
| Mar 8, 2010 |
7 km ENE of Grosse Ile, Michigan |
M2.5 |
85 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
139 km |
| May 23, 2022 |
2 km NNW of Corunna, Canada |
M2.5 |
26 km |
| Feb 17, 2013 |
31 km E of Leamington, Canada |
M2.5 |
107 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
232 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 140 fatalities, 1,554 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 8, 1953 |
EF5 |
91 km |
116 |
| Mar 20, 1976 |
EF4 |
68 km |
1 |
| May 8, 1964 |
EF4 |
26 km |
11 |
| Jul 4, 1957 |
EF4 |
89 km |
0 |
| May 12, 1956 |
EF4 |
75 km |
3 |
| May 12, 1956 |
EF4 |
81 km |
0 |
| Jun 8, 1953 |
EF4 |
44 km |
0 |
| May 21, 1953 |
EF4 |
14 km |
2 |
| Jul 2, 1997 |
EF3 |
83 km |
0 |
| Jul 2, 1997 |
EF3 |
76 km |
1 |
| Jun 21, 1996 |
EF3 |
93 km |
0 |
| Sep 14, 1990 |
EF3 |
74 km |
0 |
| Sep 2, 1984 |
EF3 |
34 km |
0 |
| Aug 8, 1984 |
EF3 |
77 km |
0 |
| May 2, 1983 |
EF3 |
52 km |
0 |
| Mar 20, 1976 |
EF3 |
27 km |
1 |
| Jul 14, 1974 |
EF3 |
66 km |
0 |
| Aug 2, 1972 |
EF3 |
71 km |
0 |
| Nov 20, 1957 |
EF3 |
61 km |
1 |
| Jun 8, 1953 |
EF3 |
84 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 1.5 m (5 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1952 |
LAKE HURON, MI |
Avalanche |
1.5 m |
- |
38 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.7 in |
Coldest |
| February |
23°F (-5°C) |
1.6 in |
Driest |
| March |
33°F (0°C) |
2.2 in |
|
| April |
44°F (7°C) |
2.8 in |
|
| May |
56°F (13°C) |
2.8 in |
|
| June |
66°F (19°C) |
3.2 in |
|
| July |
73°F (23°C) |
3.0 in |
Warmest |
| August |
69°F (20°C) |
3.1 in |
|
| September |
62°F (17°C) |
3.4 in |
Wettest |
| October |
51°F (10°C) |
2.4 in |
|
| November |
39°F (4°C) |
2.8 in |
|
| December |
28°F (-2°C) |
2.4 in |
|
Memphis has a seasonal temperature swing of 49°F / from 23°F in January to 73°F in July. Total annual precipitation is 31.4 inches, with September being the wettest month (3.4") and February the driest (1.6").
Average costs for common services in Memphis. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144-$385) |
| Specialist Visit |
$337 ($192-$529) |
| Urgent Care Visit |
$192 ($96-$337) |
| Emergency Room Visit |
$2,116 ($770-$4,810) |
| Dental Cleaning |
$125 ($72-$192) |
| Dental Filling |
$241 ($144-$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$72) |
| Oil Change (Synthetic) |
$72 ($48-$115) |
| Brake Pad Replacement |
$289 ($144-$481) |
| Tire Rotation |
$38 ($19-$72) |
| New Tires (Set of 4) |
$577 ($385-$962) |
| Battery Replacement |
$192 ($96-$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58-$144) |
| Electrician (Per Hour) |
$87 ($48-$135) |
| HVAC Repair |
$385 ($144-$770) |
| HVAC System Install |
$6,734 ($3,848-$11,544) |
| Roof Repair |
$962 ($385-$1,924) |
| Roof Replacement |
$8,658 ($5,291-$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481-$3,367) |
| Divorce (Contested) |
$14,430 ($4,810-$28,860) |
| DUI Defense |
$4,810 ($1,924-$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770-$2,886) |
| Will Preparation |
$481 ($192-$962) |
| Trust Preparation |
$2,405 ($962-$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$53 ($29-$96) |
| Hair Coloring (Full) |
$144 ($72-$241) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$63) |
| Massage (1 Hour) |
$77 ($48-$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89-$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41-$4.81) |
| Loaf of Bread |
$3.66 ($2.41-$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89-$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85-$7.22) |
| Rice (per lb) |
$0.96 ($0.58-$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77-$241) |
| Natural Gas (Monthly) |
$67 ($29-$144) |
| Water/Sewer (Monthly) |
$67 ($38-$115) |
| Internet (Monthly) |
$67 ($38-$96) |
| Cell Phone Plan (Monthly) |
$63 ($29-$96) |
| Cable TV (Monthly) |
$82 ($48-$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72-$481) |
| Car Insurance (Annual) |
$1,924 ($1,154-$3,367) |
| Bus Pass (Monthly) |
$67 ($29-$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70-$24) |
| Car Registration (Annual) |
$96 ($29-$241) |
| Driver's License Renewal |
$29 ($14-$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577-$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481-$1,924) |
| After-School Care (Monthly) |
$385 ($192-$673) |
| Tutoring (Per Hour) |
$48 ($24-$96) |
| SAT/ACT Prep Course |
$962 ($385-$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810-$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$96) |
| Dog Vaccination (Annual) |
$96 ($48-$192) |
| Dog Grooming |
$58 ($29-$96) |
| Pet Boarding (Per Night) |
$38 ($19-$72) |
| Dog Spay/Neuter |
$289 ($144-$481) |
| Cat Spay/Neuter |
$192 ($96-$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $703 |
| Toddler | $703 |
| Preschool | $624 |
| Family Childcare (monthly) |
| Infant | $727 |
| Toddler | $799 |
| Preschool | $799 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Memphis
What is the population of Memphis?
Memphis has a population of 1,107 residents and is located in Michigan. The population density is 988 people per square mile, spread across 1.2 square miles. The median age of residents is 41.6 years, which is older than the national median of 38.9 years. The population is 49.5% female and 50.5% male.
Is Memphis expensive to live in?
Memphis has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $60,884, 19% below the national average of $75,149. The median home value is $190,400 (32% below the U.S. median). Renters pay a median of $832 per month, below the national average of $1,163. The home price-to-income ratio is 3.1x, indicating housing is reasonably affordable relative to local income levels.
Is Memphis safe?
Memphis is considered a very safe city with a violent crime rate of 84 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average). Overall, Memphis receives a safety grade of C based on combined crime data.
What is the weather like in Memphis?
Memphis has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 35.9 inches, with 46.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Memphis?
The job market in Memphis is very strong, with unemployment at just 2.9% / well below the national rate of 3.6%. The average weekly wage is $1,071. There are 3,248 business establishments in the area, including 292 restaurants and food service locations. The average commute time is 33 minutes, and 4.2% of workers work from home.
How much does housing cost in Memphis?
The median home value in Memphis is $190,400. Zillow estimates the typical home value at $312,945. For renters, the median monthly rent is $832. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 65.6%. The average annual property tax is $5,028.
How are the schools in Memphis?
Schools in Memphis score 5.3 out of 10 on standardized testing, near the national average. 14.8% of adults in Memphis hold a bachelor's degree or higher, below the national average of 33.7%. 88.8% have completed high school. 5.8% hold a graduate or professional degree.
How healthy is Memphis?
The obesity rate in Memphis is 35.2% (above the national rate of 32.1%). 14.3% of adults are smokers. 21.8% are physically inactive. 27.9% of residents report depression. 6.1% lack health insurance (below the national rate). 73.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,286.
What is transportation like in Memphis?
The average commute in Memphis is 33 minutes, longer than the national average of 28 minutes. 82.8% of workers drive alone to work, and 4.2% work from home.
What are the demographics of Memphis?
The racial and ethnic makeup of Memphis is 93.5% White, 1.9% Black or African American, 0.6% Hispanic or Latino. 96.2% of residents speak only English at home, while 3.8% speak Spanish. 7.4% of the population are military veterans. 27.0% of residents have a disability. 94.1% have health insurance coverage.
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