Median Income
$45,900
39% lower than US avg
Home Value
$102,600
64% lower than US avg
Violent Crime
535/100K
41% higher than US avg
Bachelor's+
16.4%
51% lower than US avg
Median Rent
$804
31% lower than US avg
Obesity Rate
43.0%
34% higher than US avg
Unemployment
1.6%
56% lower than US avg
Poverty Rate
17.8%
44% higher than US avg
How Miami Compares to the U.S. Average (100% = U.S. avg)
People
Population12,960
Median Age32.2 yrs
Density1,168/mi²
Male / Female49% / 51%
Largest GroupWhite 63%
Veterans7.0%
Economy
B
Median Income$45,900
Per Capita$22,658
Unemployment1.6%
Poverty17.8%
County GDP$1,438M
Commute17 min
Housing
A+
Home Value$102,600
Rent$804
Ownership55.7%
Zillow$124,918
Housing Units5,654
Rent Burden27.8%
Crime
F
Violent535/100K
Property2,883/100K
Murder7.7/100K
Assault405/100K
Burglary849/100K
Health
Obesity43.0%
Uninsured12.4%
Smoking23.0%
Depression28.5%
Heart Disease7.6%
Climate
Avg Temp59°F (15°C)
AQI45 (Good)
Sunny Days318/yr
Elevation774 ft (236 m)
Education
C
Bachelor's+16.4%
High School+86.6%
Graduate+5.9%
School Score4.84
Community
2024 VoteR 76% / D 22%
Commute17 min
Broadband81.5%
EV Stations2
Libraries1
Is Miami a Good Place to Live?
Based on current data, Miami receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include elevated crime rates, an elevated poverty rate, a high uninsured rate. Miami has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Miami is $45,900, 39% below the national average of $75,149. The job market is very strong with unemployment at just 1.6%. The poverty rate of 17.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Miami is $102,600, 64% below the national median / offering relatively affordable homeownership. Renters pay a median of $804 per month, below the national average / a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 535 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 2,883 per 100,000, 47% above the national average.
Education
16.4% of residents hold a bachelor's degree, below the national average of 33.7%. 86.6% have completed high school. Area schools have an average test score of 4.8/10.
Climate & Weather
Miami enjoys a moderate climate with an average annual temperature of 59°F. Winters average 36°F in January while summers reach 80°F in July. With 318 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 45.
Miami has a population of 12,960 with a density of 1,168 people per square mile, spread across 10.9 square miles. The median age is 32.2 years, 17% younger than the national median of 38.9. The gender split is 51.4% female and 48.6% male. The city is predominantly White (62.7%), with 27.4% Hispanic, 2% Black. English is the primary language spoken at home by 94% of residents, while 6% speak Spanish. 7.0% of the population are veterans. 20.2% of residents have a disability (above the 13.0% national average). 82.4% have health insurance coverage.
Population
32.2yrs
Median Age
17% below US avg
Language Spoken at Home
English Only
94.0%
20% above US avg
Spanish
6.0%
55% below US avg
The median household income in Miami is $45,900, which is 39% below the national average of $75,149. Per capita income is $22,658 (below the $39,052 national figure). The average weekly wage is $871, 39% lower than the U.S. average. The unemployment rate is 1.6% (below the 3.6% US average). 17.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 775 business establishments, including 52 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 3.4% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $45,900 |
| 39% below US avg |
| Per Capita Income | $22,658 |
| Avg Weekly Wage | $871 |
| IRS Avg AGI | $48,966 |
| Gini Index | 0.449 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.6% |
| 56% below US avg |
| Poverty Rate | 17.8% |
| 44% above US avg |
| Establishments (County) | 775 |
| County GDP | $1,438M |
Business (County)
| Restaurants | 52 |
| Healthcare | 73 |
| Retail | 89 |
| Manufacturing | 41 |
Tax & Cost of Living
| Property Tax (IRS) | $2,121 |
| 39% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.07% |
Commute & Transportation
| Commute Time | 17.0 min |
| Drive Alone | 82.3% |
| Public Transit | 0.2% |
| Work from Home | 3.4% |
The median home value in Miami is $102,600, 64% below the national median of $281,900. Zillow estimates the typical home value at $124,918, higher than the Census estimate. Monthly rent averages $804 (31% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 55.7% of housing units are owner-occupied (below the 65.4% national rate). There are 5,654 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $2,121 (lower than the $3,500 national average). 27.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $102,600 |
| 64% below US avg |
| Zillow ZHVI | $124,918 |
| Median List Price | $89,950 |
Real Estate Market (Redfin)
| Median List Price | $89,950 |
| $/Sq Ft | $72 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 20.0% |
| Inventory | 10 |
Rental Costs
| Census Median Rent | $804 |
| 31% below US avg |
| Rent Burden | 27.8% |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 55.7% |
| Owner-Occupied | 55.7% |
| Renter-Occupied | 44.3% |
| Housing Units | 5,654 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $2,121 |
| 39% below US avg |
| Effective Rate | 2.07% |
In Miami, 43.0% of adults are obese, above the national rate of 32.1%. 13.5% have diabetes (above the 10.5% national rate). Heart disease affects 7.6% of residents, above the national average. 38.0% have high blood pressure. 23.0% are current smokers (above the 14.0% national rate). 14.5% report binge drinking. 36.0% are physically inactive, above the national average. 28.5% report depression (above the 20.0% national average). 21.4% experience frequent mental distress. 12.4% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,167. The dentist ratio is 1:6,068. 35.1% of residents have access to exercise opportunities. The food environment index is 6.4 out of 10.
Air Quality (Open-Meteo CAMS — 2026-05-27)
PM2.5
5.1
μg/m³
Fine particulate
PM10
5.3
μg/m³
Coarse particulate
NO₂
2.6
μg/m³
Nitrogen dioxide
SO₂
0.4
μg/m³
Sulphur dioxide
CO
147.0
μg/m³
Carbon monoxide
Health Metrics: Miami vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.0% |
| 34% above US avg |
| Diabetes | 13.5% |
| Heart Disease | 7.6% |
| High Blood Pressure | 38.0% |
| Asthma | 13.0% |
| COPD | 10.0% |
| Cancer | 7.1% |
| Stroke | 4.2% |
Behaviors & Mental Health
| Smoking | 23.0% |
| 64% above US avg |
| Binge Drinking | 14.5% |
| Physical Inactivity | 36.0% |
| Depression | 28.5% |
| Mental Distress | 21.4% |
| Physical Distress | 16.9% |
| Short Sleep | 41.5% |
Healthcare Access
| Insurance Rate | 82.4% |
| Uninsured | 12.4% |
| 44% above US avg |
| Primary Care | 1:2,167 |
| Dentists | 1:6,068 |
| Mental Health | 1:182 |
| Checkup Rate | 76.3% |
| Dental Visits | 49.0% |
| Premature Death | 15,080/100K |
Food & Exercise
| Food Environment | 6.4/10 |
| Exercise Access | 35.1% |
| Healthcare Facilities | 73 |
Miami has a violent crime rate of 535 per 100,000 residents, 41% above the national average of 380. This breaks down to aggravated assault at 405.3 per 100,000, robbery at 61.2, rape at 61.2. The murder rate is 7.7 per 100,000 (above the national rate of 6.3). Property crime stands at 2,883 per 100,000, 47% above the U.S. average. This includes larceny/theft at 1,850, burglary at 849, vehicle theft at 184 per 100,000 residents. The county recorded 13 fatal traffic crashes. Overall, Miami receives a safety grade of F.
Crime Rates: Miami vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 535.3/100K |
| 41% above US avg |
| Murder | 7.7/100K |
| 21% above US avg |
| Rape | 61.2/100K |
| Robbery | 61.2/100K |
| Assault | 405.3/100K |
Property Crime
| Total Property | 2,882.7/100K |
| 47% above US avg |
| Burglary | 848.8/100K |
| Theft | 1,850.4/100K |
| Vehicle Theft | 183.5/100K |
| Arson | 22.9/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 3.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Miami enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winters average 36°F in January while summers reach 80°F in July. The area gets 318 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 774 feet.
Temperature
36°F Jan (2°C)
80°F Jul (27°C)
| Annual Average | 58.7°F |
| 9% above US avg |
| January Average | 36°F (2°C) |
| July Average | 80°F (27°C) |
| Sunny Days | 318 days/yr |
Geography
| Elevation | 774 ft (236 m) |
| Area | 10.9 sq mi (28.2 km²) |
| Population Density | 1,168/sq mi |
| Coordinates | 36.8877°N, 94.8709°W |
| Timezone | America/Chicago |
| County | Ottawa County County |
| Nearest Airport | Miami Regional (MIO)
2 miles away |
Precipitation & Snow
Wettest Month (May)
5.24"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0454 ppm |
| PM2.5 (Fine Particles) | 10.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.1 / 100 |
| Social Vulnerability | 88.2 / 100 |
| Community Resilience | 29.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Very High |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Mar 23, 2024.
| Mar 23, 2024 |
9 km SE of Foyil, Oklahoma |
M2.8 |
78 km |
| Jan 14, 2016 |
7 km W of Talala, Oklahoma |
M2.7 |
90 km |
| Apr 3, 2016 |
Arkansas-Oklahoma border region |
M2.7 |
136 km |
| Sep 3, 2015 |
6 km WSW of Vera, Oklahoma |
M2.6 |
109 km |
| May 21, 2010 |
2 km SW of Centerton, Arkansas |
M2.6 |
79 km |
| Apr 29, 2010 |
3 km SW of Centerton, Arkansas |
M2.5 |
79 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
737 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 225 fatalities, 2,206 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 22, 2011 |
EF5 |
31 km |
158 |
| May 10, 2008 |
EF4 |
27 km |
21 |
| May 4, 2003 |
EF4 |
63 km |
4 |
| Apr 26, 1991 |
EF4 |
90 km |
0 |
| Apr 24, 1975 |
EF4 |
27 km |
3 |
| Sep 27, 1959 |
EF4 |
34 km |
1 |
| Apr 3, 1956 |
EF4 |
16 km |
0 |
| May 25, 2024 |
EF3 |
69 km |
0 |
| May 22, 2019 |
EF3 |
73 km |
3 |
| May 22, 2019 |
EF3 |
33 km |
0 |
| May 22, 2011 |
EF3 |
45 km |
0 |
| Mar 12, 2006 |
EF3 |
76 km |
0 |
| Mar 12, 2006 |
EF3 |
96 km |
1 |
| Mar 12, 2006 |
EF3 |
90 km |
0 |
| Apr 21, 2005 |
EF3 |
73 km |
0 |
| May 4, 2003 |
EF3 |
60 km |
7 |
| May 4, 2003 |
EF3 |
23 km |
5 |
| May 4, 2003 |
EF3 |
82 km |
5 |
| Apr 19, 2000 |
EF3 |
71 km |
0 |
| Mar 26, 1983 |
EF3 |
62 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (51,112 ac, 2014).
| Year |
Name |
Acres |
Distance |
| 2014 |
UNNAMED |
51,112 |
83 km |
| 2015 |
WOLF CREEK |
18,077 |
80 km |
| 2009 |
TELAMAY HOLLOW |
5,686 |
96 km |
| 2009 |
SAWMILL HOLLOW |
5,166 |
94 km |
| 1992 |
UNNAMED |
4,546 |
89 km |
| 2005 |
FLAT ROCK |
4,472 |
95 km |
| 2004 |
UNNAMED |
4,424 |
55 km |
| 1995 |
F128 |
4,210 |
95 km |
| 2024 |
NATURE FIRE |
3,744 |
94 km |
| 2015 |
LITTLE DEER |
3,709 |
89 km |
| 1986 |
UNNAMED |
3,427 |
19 km |
| 2007 |
UNNAMED |
3,160 |
60 km |
| 2016 |
RXBURN |
2,951 |
93 km |
| 1996 |
UNNAMED |
2,918 |
89 km |
| 2021 |
BRUSH CREEK |
2,814 |
57 km |
| 2004 |
UNNAMED |
2,661 |
59 km |
| 2020 |
TWIN PEAKS |
2,578 |
93 km |
| 2023 |
RX TWIN PEAKS |
2,560 |
93 km |
| 2002 |
ROUNDTPCOX |
2,248 |
88 km |
| 2017 |
CHEWI PROCTOR |
2,176 |
97 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
36°F (2°C) |
1.6 in |
Coldest, Driest |
| February |
39°F (4°C) |
2.0 in |
|
| March |
49°F (9°C) |
3.7 in |
|
| April |
58°F (14°C) |
4.0 in |
|
| May |
67°F (19°C) |
5.2 in |
Wettest |
| June |
75°F (24°C) |
4.5 in |
|
| July |
80°F (27°C) |
3.4 in |
Warmest |
| August |
79°F (26°C) |
3.5 in |
|
| September |
71°F (22°C) |
5.1 in |
|
| October |
60°F (15°C) |
3.8 in |
|
| November |
47°F (8°C) |
4.0 in |
|
| December |
38°F (3°C) |
2.5 in |
|
Miami has a seasonal temperature swing of 45°F / from 36°F in January to 80°F in July. Total annual precipitation is 43.5 inches, with May being the wettest month (5.2") and January the driest (1.6").
Average costs for common services in Miami. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $866 |
| Toddler | $748 |
| Preschool | $748 |
| Family Childcare (monthly) |
| Infant | $629 |
| Toddler | $578 |
| Preschool | $578 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Miami
What is the population of Miami?
Miami has a population of 12,960 residents and is located in Oklahoma. The population density is 1,168 people per square mile, spread across 10.9 square miles. The median age of residents is 32.2 years, which is younger than the national median of 38.9 years. The population is 51.4% female and 48.6% male.
Is Miami expensive to live in?
Miami is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $45,900, 39% below the national average of $75,149. The median home value is $102,600 (64% below the U.S. median). Renters pay a median of $804 per month, below the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Miami safe?
The violent crime rate in Miami is 535 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 2,883 per 100,000 (above the national average). Overall, Miami receives a safety grade of F based on combined crime data.
What is the weather like in Miami?
Miami enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winter temperatures average 36°F in January, while summers reach an average of 80°F in July. The area receives 318 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Miami?
The job market in Miami is very strong, with unemployment at just 1.6% / well below the national rate of 3.6%. The average weekly wage is $871. There are 775 business establishments in the area, including 52 restaurants and food service locations. The average commute time is 17 minutes, and 3.4% of workers work from home.
How much does housing cost in Miami?
The median home value in Miami is $102,600. Zillow estimates the typical home value at $124,918. For renters, the median monthly rent is $804. Fair market rent is $791 for a 1-bedroom and $995 for a 2-bedroom apartment. The homeownership rate is 55.7%. The average annual property tax is $2,121.
How are the schools in Miami?
Schools in Miami have an average test score of 4.8 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 16.4% of adults in Miami hold a bachelor's degree or higher, below the national average of 33.7%. 86.6% have completed high school. 5.9% hold a graduate or professional degree.
How healthy is Miami?
The obesity rate in Miami is 43.0% (above the national rate of 32.1%). 23.0% of adults are smokers. 36.0% are physically inactive. 28.5% of residents report depression. 12.4% lack health insurance (above the national rate). 35.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,167.
What is transportation like in Miami?
The average commute in Miami is 17 minutes, shorter than the national average of 28 minutes. 82.3% of workers drive alone to work, and 3.4% work from home.
What are the demographics of Miami?
The racial and ethnic makeup of Miami is 62.7% White, 2% Black or African American, 27.4% Hispanic or Latino. 94% of residents speak only English at home, while 6% speak Spanish. 7.0% of the population are military veterans. 20.2% of residents have a disability. 82.4% have health insurance coverage.
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