Median Income
$55,833
26% lower than US avg
Home Value
$98,500
65% lower than US avg
Violent Crime
342/100K
10% lower than US avg
Bachelor's+
13.8%
59% lower than US avg
Median Rent
$806
31% lower than US avg
Obesity Rate
40.9%
27% higher than US avg
Unemployment
2.8%
22% lower than US avg
Poverty Rate
10.8%
13% lower than US avg
How Middletown Compares to the U.S. Average (100% = U.S. avg)
People
Population2,163
Median Age40.2 yrs
Density1,865/mi²
Male / Female49% / 51%
Largest GroupWhite 92%
Veterans5.7%
Economy
B+
Median Income$55,833
Per Capita$26,813
Unemployment2.8%
Poverty10.8%
County GDP$5,526M
Commute31 min
Housing
A+
Home Value$98,500
Rent$806
Ownership62.6%
Zillow$228,812
Housing Units963
Rent Burden25.6%
Crime
F
Violent342/100K
Property4,483/100K
Health
Obesity40.9%
Uninsured7.3%
Smoking15.8%
Depression28.5%
Heart Disease5.2%
Climate
Avg Temp53°F (11°C)
AQI41 (Good)
Rain43.8 in/yr
Sunny Days275/yr
Elevation972 ft (296 m)
Education
C
Bachelor's+13.8%
High School+92.8%
Graduate+2.3%
School Score5.54
Community
2024 VoteR 63% / D 36%
Commute31 min
Broadband82.3%
EV Stations2
Libraries8
Is Middletown a Good Place to Live?
Based on current data, Middletown receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Middletown offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Middletown is $55,833, 26% below the national average of $75,149. The job market is very strong with unemployment at just 2.8%. 10.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Middletown is $98,500, 65% below the national median / offering relatively affordable homeownership. Renters pay a median of $806 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Middletown is below the national average at 342 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,483 per 100,000, 129% above the national average.
Education
13.8% of residents hold a bachelor's degree, below the national average of 33.7%. 92.8% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Middletown experiences four distinct seasons with an average temperature of 53°F. Winters average 28°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 43.8 inches, including 20.8 inches of snow. Air quality is rated Good with a median AQI of 41.
Middletown has a population of 2,163 with a density of 1,865 people per square mile, spread across 1.1 square miles. The median age is 40.2 years, 3% older than the national median of 38.9. The gender split is 51.2% female and 48.8% male. The city is predominantly White (92.2%), with 2.6% Hispanic. English is the primary language spoken at home by 98.4% of residents. 5.7% of the population are veterans. 20.8% of residents have a disability (above the 13.0% national average). 92.4% have health insurance coverage.
Population
40.2yrs
Median Age
3% above US avg
Race & Ethnicity
Middletown vs U.S. Average
Language Spoken at Home
English Only
98.4%
25% above US avg
Spanish
1.6%
88% below US avg
Social Characteristics
Middletown vs U.S. Average
The median household income in Middletown is $55,833, which is 26% below the national average of $75,149. Per capita income is $26,813 (below the $39,052 national figure). The average weekly wage is $961, 33% lower than the U.S. average. The unemployment rate is 2.8% (below the 3.6% US average). 10.8% of residents live below the poverty line. The area has 2,484 business establishments, including 230 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 3.9% of workers work from home (below the 15.2% national rate).
Income: Middletown vs U.S.
Income
| Median HH Income | $55,833 |
| 26% below US avg |
| Per Capita Income | $26,813 |
| Avg Weekly Wage | $961 |
| IRS Avg AGI | $59,559 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.8% |
| 22% below US avg |
| Poverty Rate | 10.8% |
| 13% below US avg |
| Establishments (County) | 2,484 |
| County GDP | $5,526M |
Business (County)
| Restaurants | 230 |
| Healthcare | 308 |
| Retail | 345 |
| Manufacturing | 104 |
Tax & Cost of Living
| Property Tax (IRS) | $2,964 |
| 15% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 3.01% |
Commute & Transportation
| Commute Time | 30.5 min |
| Drive Alone | 86.4% |
| Public Transit | 3.5% |
| Work from Home | 3.9% |
The median home value in Middletown is $98,500, 65% below the national median of $281,900. Zillow estimates the typical home value at $228,812, higher than the Census estimate. Homes sell for 89.3% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $806 (31% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 62.6% of housing units are owner-occupied. There are 963 total housing units in the city. The median year a home was built is 1957. The average annual property tax is $2,964. 25.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $98,500 |
| 65% below US avg |
| Zillow ZHVI | $228,812 |
| Median List Price | $145,950 |
Real Estate Market (Redfin)
| Median List Price | $145,950 |
| $/Sq Ft | $43 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 89.3% |
| Price Drops | 20.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $806 |
| 31% below US avg |
| Rent Burden | 25.6% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 62.6% |
| Owner-Occupied | 62.6% |
| Renter-Occupied | 37.4% |
| Housing Units | 963 |
| Median Year Built | 1957 |
Property Tax
| Avg Tax (IRS) | $2,964 |
| 15% below US avg |
| Effective Rate | 3.01% |
In Middletown, 40.9% of adults are obese, above the national rate of 32.1%. 9.5% have diabetes. Heart disease affects 5.2% of residents. 32.8% have high blood pressure. 15.8% are current smokers. 18.5% report binge drinking. 24.3% are physically inactive. 28.5% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 7.3% of residents lack health insurance. The primary care physician ratio is 1:2,076. The dentist ratio is 1:1,780. 65.7% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Middletown vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.9% |
| 27% above US avg |
| Diabetes | 9.5% |
| Heart Disease | 5.2% |
| High Blood Pressure | 32.8% |
| Asthma | 11.7% |
| COPD | 6.8% |
| Cancer | 7.6% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 15.8% |
| 13% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 24.3% |
| Depression | 28.5% |
| Mental Distress | 19.4% |
| Physical Distress | 12.9% |
| Short Sleep | 41.8% |
Healthcare Access
| Insurance Rate | 92.4% |
| Uninsured | 7.3% |
| 15% below US avg |
| Primary Care | 1:2,076 |
| Dentists | 1:1,780 |
| Mental Health | 1:650 |
| Checkup Rate | 77.2% |
| Dental Visits | 62.3% |
| Premature Death | 11,656/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 65.7% |
| Healthcare Facilities | 308 |
Middletown has a violent crime rate of 342 per 100,000 residents, 10% below the national average of 380. Property crime stands at 4,483 per 100,000, 129% above the U.S. average. The county recorded 13 fatal traffic crashes. Overall, Middletown receives a safety grade of F.
Crime Rates: Middletown vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 342.1/100K |
| 10% below US avg |
| |
Property Crime
| Total Property | 4,482.9/100K |
| 129% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 13 |
| Traffic Accidents | 5 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Middletown experiences four distinct seasons with an average annual temperature of 53°F (11°C). Winters average 28°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 43.8 inches. The area receives 20.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 972 feet.
Temperature
28°F Jan (-2°C)
74°F Jul (24°C)
| Annual Average | 52.6°F |
| 3% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 74°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 972 ft (296 m) |
| Area | 1.1 sq mi (3.0 km²) |
| Population Density | 1,865/sq mi |
| Coordinates | 40.0595°N, 85.5428°W |
| Timezone | America/Indiana/Indianapolis |
| County | Madison County County |
| Nearest Airport | Delaware County Regional (MIE) 15 miles away |
Precipitation & Snow
Annual Rainfall
43.8"
15% above US avg
Wettest Month (Jul)
4.17"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0483 ppm |
| PM2.5 (Fine Particles) | 9.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 77.3 / 100 |
| Social Vulnerability | 49.1 / 100 |
| Community Resilience | 67.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.6 on Jun 12, 2015.
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
52 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
107 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
108 km |
| Dec 17, 1990 |
Illinois-Indiana border region |
M3.2 |
128 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
74 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
104 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
145 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
120 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
102 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
595 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 43 fatalities, 1,675 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 27, 2019 |
EF4 |
96 km |
0 |
| Jun 11, 1998 |
EF4 |
47 km |
0 |
| Jul 9, 1980 |
EF4 |
49 km |
2 |
| Apr 3, 1974 |
EF4 |
36 km |
0 |
| Apr 3, 1974 |
EF4 |
23 km |
1 |
| May 14, 1972 |
EF4 |
56 km |
0 |
| Apr 11, 1965 |
EF4 |
56 km |
4 |
| Apr 11, 1965 |
EF4 |
81 km |
25 |
| Apr 25, 1961 |
EF4 |
58 km |
0 |
| Mar 6, 1956 |
EF4 |
57 km |
1 |
| Mar 14, 2024 |
EF3 |
38 km |
1 |
| Mar 31, 2023 |
EF3 |
47 km |
0 |
| Mar 31, 2023 |
EF3 |
75 km |
0 |
| May 27, 2019 |
EF3 |
59 km |
0 |
| May 27, 2019 |
EF3 |
92 km |
0 |
| May 27, 2019 |
EF3 |
91 km |
1 |
| Aug 24, 2016 |
EF3 |
71 km |
0 |
| Jun 5, 2010 |
EF3 |
84 km |
0 |
| Jun 3, 2008 |
EF3 |
68 km |
1 |
| Nov 15, 2005 |
EF3 |
85 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (1,102 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
1,102 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.1 in |
Coldest, Driest |
| February |
28°F (-2°C) |
2.2 in |
|
| March |
39°F (4°C) |
3.3 in |
|
| April |
50°F (10°C) |
3.9 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
70°F (21°C) |
3.9 in |
|
| July |
74°F (24°C) |
4.2 in |
Warmest, Wettest |
| August |
72°F (22°C) |
3.6 in |
|
| September |
65°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.8 in |
|
| November |
42°F (5°C) |
3.4 in |
|
| December |
30°F (-1°C) |
3.0 in |
|
Middletown has a seasonal temperature swing of 47°F / from 28°F in January to 74°F in July. Total annual precipitation is 39.4 inches, with July being the wettest month (4.2") and January the driest (2.1").
Average costs for common services in Middletown. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Middletown
What is the population of Middletown?
Middletown has a population of 2,163 residents and is located in Indiana. The population density is 1,865 people per square mile, spread across 1.1 square miles. The median age of residents is 40.2 years. The population is 51.2% female and 48.8% male.
Is Middletown expensive to live in?
Middletown is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $55,833, 26% below the national average of $75,149. The median home value is $98,500 (65% below the U.S. median). Renters pay a median of $806 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
Is Middletown safe?
Middletown is safer than the national average, with a violent crime rate of 342 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,483 per 100,000 (above the national average). Overall, Middletown receives a safety grade of F based on combined crime data.
What is the weather like in Middletown?
Middletown has a four-season climate with an average annual temperature of 53°F (11°C). Winter temperatures average 28°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 43.8 inches, with 20.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Middletown?
The job market in Middletown is very strong, with unemployment at just 2.8% / well below the national rate of 3.6%. The average weekly wage is $961. There are 2,484 business establishments in the area, including 230 restaurants and food service locations. The average commute time is 31 minutes, and 3.9% of workers work from home.
How much does housing cost in Middletown?
The median home value in Middletown is $98,500. Zillow estimates the typical home value at $228,812. For renters, the median monthly rent is $806. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 62.6%. The average annual property tax is $2,964.
How are the schools in Middletown?
Schools in Middletown score 5.5 out of 10 on standardized testing, near the national average. 13.8% of adults in Middletown hold a bachelor's degree or higher, below the national average of 33.7%. 92.8% have completed high school. 2.3% hold a graduate or professional degree.
How healthy is Middletown?
The obesity rate in Middletown is 40.9% (above the national rate of 32.1%). 15.8% of adults are smokers. 24.3% are physically inactive. 28.5% of residents report depression. 7.3% lack health insurance. 65.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,076.
What is transportation like in Middletown?
The average commute in Middletown is 31 minutes, longer than the national average of 28 minutes. 86.4% of workers drive alone to work, 3.5% use public transit, and 3.9% work from home.
What are the demographics of Middletown?
The racial and ethnic makeup of Middletown is 92.2% White, 2.6% Hispanic or Latino. 98.4% of residents speak only English at home. 5.7% of the population are military veterans. 20.8% of residents have a disability. 92.4% have health insurance coverage.