Median Income
$250,001
233% higher than US avg
Home Value
$2,000,001
609% higher than US avg
Violent Crime
23/100K
94% lower than US avg
Bachelor's+
74.8%
122% higher than US avg
Obesity Rate
27.5%
14% lower than US avg
Unemployment
0.3%
92% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Minnetonka Beach Compares to the U.S. Average (100% = U.S. avg)
People
Population410
Median Age49.1 yrs
Male / Female51% / 49%
Largest GroupWhite 99%
Veterans6.3%
Economy
A+
Median Income$250,001
Per Capita$165,622
Unemployment0.3%
Poverty0.0%
County GDP$7,614M
Commute25 min
Housing
C
Home Value$2,000,001
Ownership95.0%
Zillow$2,227,344
Housing Units194
Rent Burden27.6%
Crime
F
Violent23/100K
Property864/100K
Health
Obesity27.5%
Uninsured6.8%
Smoking13.0%
Depression30.0%
Heart Disease4.9%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain32.8 in/yr
Sunny Days270/yr
Elevation960 ft (293 m)
Education
A+
Bachelor's+74.8%
High School+98.2%
Graduate+30.2%
School Score7.18
Community
2024 VoteR 52% / D 46%
Commute25 min
Broadband89.4%
EV Stations1
Libraries7
Is Minnetonka Beach a Good Place to Live?
Based on current data, Minnetonka Beach receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Minnetonka Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Minnetonka Beach is $250,001, which is significantly higher than the national average / 233% above $75,149. This places Minnetonka Beach among higher-income communities. The job market is very strong with unemployment at just 0.3%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Minnetonka Beach is $2,000,001, making it a premium housing market at 609% above the U.S. median of $281,900. With a home price-to-income ratio of 8x, housing affordability is a significant challenge for many families.
Safety & Crime
Minnetonka Beach is a very safe community with a violent crime rate of 23 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 864 per 100,000, 56% below the national average.
Education
Minnetonka Beach is a highly educated community / 74.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.2% have completed high school. Local schools score 7.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Minnetonka Beach has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.8 inches, including 54.7 inches of snow. Air quality is rated Good with a median AQI of 36.
Minnetonka Beach has a population of 410. The median age is 49.1 years, 26% older than the national median of 38.9. The gender split is 49.3% female and 50.7% male. The city is predominantly White (99.3%). English is the primary language spoken at home by 99.6% of residents. 6.3% of the population are veterans. 9.5% of residents have a disability (below the 13.0% national average). 98.5% have health insurance coverage.
Population
49.1yrs
Median Age
26% above US avg
Race & Ethnicity
Minnetonka Beach vs U.S. Average
Language Spoken at Home
English Only
99.6%
27% above US avg
Spanish
0.4%
97% below US avg
Social Characteristics
Minnetonka Beach vs U.S. Average
The median household income in Minnetonka Beach is $250,001, which is 233% above the national average of $75,149. Per capita income is $165,622 (above the $39,052 national figure). The average weekly wage is $1,297. The unemployment rate is 0.3% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 2,874 business establishments, including 188 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 25 minutes. 30.1% of workers work from home (above the 15.2% national rate).
Income: Minnetonka Beach vs U.S.
Income
| Median HH Income | $250,001 |
| 233% above US avg |
| Per Capita Income | $165,622 |
| Avg Weekly Wage | $1,297 |
| IRS Avg AGI | $131,468 |
| Gini Index | 0.415 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.3% |
| 92% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 2,874 |
| County GDP | $7,614M |
Business (County)
| Restaurants | 188 |
| Healthcare | 268 |
| Retail | 232 |
| Manufacturing | 153 |
Tax & Cost of Living
| Property Tax (IRS) | $6,648 |
| 90% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 0.33% |
Commute & Transportation
| Commute Time | 25.2 min |
| Drive Alone | 59.1% |
| Public Transit | 0.0% |
| Work from Home | 30.1% |
The median home value in Minnetonka Beach is $2,000,001, 609% above the national median of $281,900. Zillow estimates the typical home value at $2,227,344, higher than the Census estimate. Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 95.0% of housing units are owner-occupied (above the 65.4% national rate). There are 194 total housing units in the city. The median year a home was built is 1982. The average annual property tax is $6,648 (higher than the $3,500 national average). 27.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 8x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $2,000,001 |
| 609% above US avg |
| Zillow ZHVI | $2,227,344 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 95.0% |
| Owner-Occupied | 95.0% |
| Renter-Occupied | 5.0% |
| Housing Units | 194 |
| Median Year Built | 1982 |
Property Tax
| Avg Tax (IRS) | $6,648 |
| 90% above US avg |
| Effective Rate | 0.33% |
In Minnetonka Beach, 27.5% of adults are obese, below the national rate of 32.1%. 7.0% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 26.4% have high blood pressure. 13.0% are current smokers. 20.4% report binge drinking. 18.5% are physically inactive, below the national average. 30.0% report depression (above the 20.0% national average). 16.8% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,181. The dentist ratio is 1:1,930. 96.8% of residents have access to exercise opportunities. The food environment index is 9.8 out of 10.
Health Metrics: Minnetonka Beach vs U.S. Average (%)
Chronic Conditions
| Obesity | 27.5% |
| 14% below US avg |
| Diabetes | 7.0% |
| Heart Disease | 4.9% |
| High Blood Pressure | 26.4% |
| Asthma | 10.4% |
| COPD | 4.7% |
| Cancer | 7.5% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.0% |
| 7% below US avg |
| Binge Drinking | 20.4% |
| Physical Inactivity | 18.5% |
| Depression | 30.0% |
| Mental Distress | 16.8% |
| Physical Distress | 10.3% |
| Short Sleep | 27.2% |
Healthcare Access
| Insurance Rate | 98.5% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:1,181 |
| Dentists | 1:1,930 |
| Mental Health | 1:434 |
| Checkup Rate | 72.7% |
| Dental Visits | 66.8% |
| Premature Death | 3,990/100K |
Food & Exercise
| Food Environment | 9.8/10 |
| Exercise Access | 96.8% |
| Healthcare Facilities | 268 |
Minnetonka Beach has a violent crime rate of 23 per 100,000 residents, 94% below the national average of 380. Property crime stands at 864 per 100,000, 56% below the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Minnetonka Beach receives a safety grade of F.
Crime Rates: Minnetonka Beach vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 23.5/100K |
| 94% below US avg |
| |
Property Crime
| Total Property | 864.3/100K |
| 56% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Minnetonka Beach has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 32.8 inches. The area receives 54.7 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 960 feet.
Temperature
14°F Jan (-10°C)
72°F Jul (22°C)
| Annual Average | 44.6°F |
| 17% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 960 ft (293 m) |
| Coordinates | 44.9396°N, 93.5871°W |
| Timezone | America/Chicago |
| County | Carver County County |
| Nearest Airport | Minneapolis-St Paul International/Wold-Chamberlain (MSP)
18 miles away |
Precipitation & Snow
Annual Rainfall
32.8"
14% below US avg
Wettest Month (Jun)
4.25"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.7 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 99.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.8 on Apr 25, 2017.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
111 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
90 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
532 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 59 fatalities, 1,237 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
99 km |
21 |
| Jul 3, 1983 |
EF4 |
38 km |
0 |
| May 6, 1965 |
EF4 |
22 km |
3 |
| May 6, 1965 |
EF4 |
11 km |
0 |
| May 6, 1965 |
EF4 |
17 km |
6 |
| May 6, 1965 |
EF4 |
26 km |
3 |
| May 21, 1957 |
EF4 |
91 km |
0 |
| Jun 19, 1951 |
EF4 |
62 km |
1 |
| May 25, 2008 |
EF3 |
50 km |
1 |
| Aug 24, 2006 |
EF3 |
92 km |
1 |
| Mar 29, 1998 |
EF3 |
74 km |
0 |
| Mar 29, 1998 |
EF3 |
87 km |
1 |
| Jul 1, 1997 |
EF3 |
40 km |
0 |
| Jun 16, 1992 |
EF3 |
51 km |
0 |
| Jul 27, 1987 |
EF3 |
80 km |
0 |
| Jul 23, 1987 |
EF3 |
25 km |
0 |
| Apr 26, 1984 |
EF3 |
30 km |
1 |
| Jun 14, 1981 |
EF3 |
28 km |
1 |
| Sep 3, 1980 |
EF3 |
82 km |
1 |
| May 6, 1965 |
EF3 |
54 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNIT 4 (5,887 ac, 2002).
| Year |
Name |
Acres |
Distance |
| 2002 |
UNIT 4 |
5,887 |
65 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
60 km |
| 1998 |
UNITS 1617 |
4,649 |
65 km |
| 2005 |
RX HFR 05 |
4,253 |
64 km |
| 2009 |
BU9 |
4,112 |
65 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
59 km |
| 2000 |
UNIT 25 |
3,412 |
59 km |
| 2009 |
BU11 |
3,242 |
62 km |
| 1997 |
BIG |
2,987 |
61 km |
| 2009 |
UNNAMED |
2,904 |
52 km |
| 2003 |
UNITS 34 33 W |
2,637 |
59 km |
| 2024 |
UNIT 8E RX |
2,551 |
64 km |
| 1992 |
SHARPTAIL |
2,288 |
58 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
58 km |
| 1996 |
UNNAMED |
1,906 |
59 km |
| 2006 |
UNIT 4 |
1,732 |
66 km |
| 2009 |
UNIT 23 24 26 |
1,644 |
61 km |
| 1995 |
ANTLER |
1,603 |
58 km |
| 2004 |
WUI UNIT 16 |
1,592 |
66 km |
| 1995 |
UNIT 16 |
1,570 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
0.9 in |
Coldest |
| February |
18°F (-8°C) |
0.7 in |
Driest |
| March |
30°F (-1°C) |
1.8 in |
|
| April |
45°F (7°C) |
2.5 in |
|
| May |
58°F (14°C) |
3.5 in |
|
| June |
67°F (20°C) |
4.3 in |
Wettest |
| July |
72°F (22°C) |
4.1 in |
Warmest |
| August |
69°F (21°C) |
4.1 in |
|
| September |
60°F (16°C) |
3.1 in |
|
| October |
48°F (9°C) |
2.2 in |
|
| November |
32°F (0°C) |
1.9 in |
|
| December |
18°F (-8°C) |
0.9 in |
|
Minnetonka Beach has a seasonal temperature swing of 58°F / from 14°F in January to 72°F in July. Total annual precipitation is 29.9 inches, with June being the wettest month (4.3") and February the driest (0.7").
Average costs for common services in Minnetonka Beach. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,689 |
| Toddler | $1,505 |
| Preschool | $1,338 |
| Family Childcare (monthly) |
| Infant | $888 |
| Toddler | $787 |
| Preschool | $801 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Minnetonka Beach
What is the population of Minnetonka Beach?
Minnetonka Beach has a population of 410 residents and is located in Minnesota.. The median age of residents is 49.1 years, which is older than the national median of 38.9 years. The population is 49.3% female and 50.7% male.
Is Minnetonka Beach expensive to live in?
Minnetonka Beach has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $250,001, 233% above the national average of $75,149. The median home value is $2,000,001 (609% above the U.S. median). The home price-to-income ratio is 8x, which means housing is a stretch relative to local earnings.
Is Minnetonka Beach safe?
Minnetonka Beach is considered a very safe city with a violent crime rate of 23 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 864 per 100,000 (below the national average). Overall, Minnetonka Beach receives a safety grade of F based on combined crime data.
What is the weather like in Minnetonka Beach?
Minnetonka Beach has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 72°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 32.8 inches, with 54.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Minnetonka Beach?
The job market in Minnetonka Beach is very strong, with unemployment at just 0.3% / well below the national rate of 3.6%. The average weekly wage is $1,297. There are 2,874 business establishments in the area, including 188 restaurants and food service locations. The average commute time is 25 minutes, and 30.1% of workers work from home.
How much does housing cost in Minnetonka Beach?
The median home value in Minnetonka Beach is $2,000,001. Zillow estimates the typical home value at $2,227,344. The homeownership rate is 95.0%. The average annual property tax is $6,648.
How are the schools in Minnetonka Beach?
Schools in Minnetonka Beach perform well, with an average test score of 7.2 out of 10 / above the national benchmark. 74.8% of adults in Minnetonka Beach hold a bachelor's degree or higher, above the national average of 33.7%. 98.2% have completed high school. 30.2% hold a graduate or professional degree.
How healthy is Minnetonka Beach?
The obesity rate in Minnetonka Beach is 27.5% (below the national rate of 32.1%). 13.0% of adults are smokers. 18.5% are physically inactive. 30.0% of residents report depression. 6.8% lack health insurance (below the national rate). 96.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,181.
What is transportation like in Minnetonka Beach?
The average commute in Minnetonka Beach is 25 minutes. 59.1% of workers drive alone to work, and 30.1% work from home.
What are the demographics of Minnetonka Beach?
The racial and ethnic makeup of Minnetonka Beach is 99.3% White. 99.6% of residents speak only English at home. 6.3% of the population are military veterans. 9.5% of residents have a disability. 98.5% have health insurance coverage.
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