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Minnetonka Beach, MN

Minnesota · Metropolitan Area

Minnetonka Beach is a small town in Minnesota with a population of 410. Residents earn $250,001 per year, which is 233% above the national average.

4.0 /5.0
A Great
410 Population
$250,001 Median Income $165,622 per capita
$2,000,001 Home Value $2,227,344 Zillow
45°F Avg Temperature 270 sunny days/yr
A
Overall
4.0 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$250,001 median income, 0.3% unemployment
C
Affordability
2.1 / 5.0
$2,000,001 home value
A+
Education
5.0 / 5.0
74.8% bachelor's degree or higher
Median Income $250,001
233% higher than US avg
Home Value $2,000,001
609% higher than US avg
Bachelor's+ 74.8%
122% higher than US avg
Obesity Rate 27.5%
14% lower than US avg
Unemployment 0.3%
92% lower than US avg
Poverty Rate 0.7%
94% lower than US avg

How Minnetonka Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population410
Median Age49.1 yrs
DensityN/A
Male / Female51% / 49%
Largest GroupWhite 99%
Veterans6.3%

Economy

A+
Median Income$250,001
Per Capita$165,622
Unemployment0.3%
Poverty0.7%
County GDP$7,614M
Commute25 min

Housing

C
Home Value$2,000,001
RentN/A
OwnershipN/A
Zillow$2,227,344
Housing Units194
Rent Burden27.6%

Health

Obesity27.5%
Uninsured6.8%
Smoking13.0%
Depression30.0%
Heart Disease4.9%

Climate

Avg Temp45°F (7°C)
AQI36 (Good)
Rain32.8 in/yr
Sunny Days270/yr
Elevation960 ft (293 m)

Education

A+
Bachelor's+74.8%
High School+98.2%
Graduate+30.2%
School Score6.08

Community

2024 VoteR 52% / D 46%
Commute25 min
Broadband89.4%
Libraries7

Is Minnetonka Beach a Good Place to Live?

Based on current data, Minnetonka Beach receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs. Minnetonka Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Minnetonka Beach is $250,001, which is significantly higher than the national average — 233% above $75,149. This places Minnetonka Beach among higher-income communities. The job market is very strong with unemployment at just 0.3%. Only 0.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Minnetonka Beach is $2,000,001, making it a premium housing market at 609% above the U.S. median of $281,900. With a home price-to-income ratio of 8x, housing affordability is a significant challenge for many families.

Education

Minnetonka Beach is a highly educated community — 74.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.2% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Minnetonka Beach has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 72°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.8 inches, including 54.7 inches of snow. Air quality is rated Good with a median AQI of 36.

Minnetonka Beach has a population of 410. The median age is 49.1 years, 26% older than the national median of 38.9. The city is predominantly White (99.3%).

Population

410
Total Population
49.1yrs
Median Age
26% above US avg

Gender Distribution

Male 50.7%
Female 49.3%

Race & Ethnicity

Minnetonka Beach vs U.S. Average

Language Spoken at Home

English Only99.6%
27% above US avg
Spanish0.4%
97% below US avg

Social Characteristics

Minnetonka Beach vs U.S. Average

The median household income in Minnetonka Beach is $250,001, which is 233% above the national average of $75,149. The unemployment rate is 0.3% (below the 3.6% US average). 0.7% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Minnetonka Beach vs U.S.

Commute Mode

Income

Median HH Income$250,001
233% above US avg
Per Capita Income$165,622
Avg Weekly Wage$1,297
IRS Avg AGI$131,468

Employment & Poverty

Unemployment0.3%
92% below US avg
Poverty Rate0.7%
94% below US avg
Establishments (County)2,874
County GDP$7,614M

Business (County)

Restaurants188
Healthcare268
Retail232
Manufacturing153

Tax & Cost of Living

Property Tax (IRS)$6,648
90% above US avg
Effective Tax Rate0.33%

Commute & Transportation

Commute Time25.2 min
Drive Alone59.1%
Public Transit0.0%
Work from Home30.1%

Walkability

The median home value in Minnetonka Beach is $2,000,001, 609% above the national average. Zillow estimates the typical home value at $2,227,344.

Home Value Sources

Ownership Split

Home Values

Census Median$2,000,001
609% above US avg
Zillow ZHVI$2,227,344

Real Estate Market (Redfin)

Rental Costs

Rent Burden27.6%

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied95.0%
Housing Units194
Median Year Built1982

Property Tax

Avg Tax (IRS)$6,648
90% above US avg
Effective Rate0.33%
In Minnetonka Beach, 27.5% of adults are obese (below the 32.1% national rate). 6.8% of residents lack health insurance. 13.0% are current smokers. 30.0% report depression. 18.5% are physically inactive.

Health Metrics: Minnetonka Beach vs U.S. Average (%)

Chronic Conditions

Obesity27.5%
14% below US avg
Diabetes7.0%
Heart Disease4.9%
High Blood Pressure26.4%
Asthma10.4%
COPD4.7%
Cancer7.5%
Stroke2.6%

Behaviors & Mental Health

Smoking13.0%
7% below US avg
Binge Drinking20.4%
Physical Inactivity18.5%
Depression30.0%
Mental Distress16.8%
Physical Distress10.3%
Short Sleep27.2%

Healthcare Access

Insurance Rate98.5%
Uninsured6.8%
21% below US avg
Checkup Rate72.7%
Dental Visits66.8%
Premature Death3,990/100K

Food & Exercise

Food Environment9.8/10
Exercise Access96.8%
Healthcare Facilities268
Minnetonka Beach has an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 72°F in July. Annual precipitation is 32.8 inches. The area enjoys 270 sunny days per year. Air quality is rated Good with a median AQI of 36.

Temperature

14°F Jan (-10°C) 72°F Jul (22°C)
Annual Average44.6°F
17% below US avg
January Average14°F (-10°C)
July Average72°F (22°C)
Sunny Days270 days/yr

Precipitation & Snow

Annual Rainfall32.8 inches
14% below US avg
Snowfall54.7 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation960 ft (293 m)
Coordinates44.9396°N, 93.5871°W
TimezoneAmerica/Chicago
County FIPS27019
It is classified as Metro — 1 million+. 74.8% of residents hold a bachelor's degree or higher (122% above US avg). In the 2024 election, the county voted Republican by a 5.4-point margin. 89.4% of households have broadband internet.

2024 Presidential Election (County)

R 51.7%
D 46.3%

Winner: Republican by 5.4 points

Education

Bachelor's Degree+74.8%
122% above US avg
High School+98.2%
Graduate Degree+30.2%
School Test Score6.08
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+

Infrastructure & Services

Broadband Access89.4%
Public Libraries7
Healthcare Facilities268
Restaurants188
Retail Stores232

Safety & Disasters

Fatal Crashes (County/yr)9

Commute & Transportation

Avg Commute25.2 min
Drive Alone59.1%
Public Transit0.0%
Work from Home30.1%

Nearby Cities

Orono, MN 8,205 pop · 1.5 mi Tonka Bay, MN 1,361 pop · 1.7 mi Spring Park, MN 1,869 pop · 2.1 mi Shorewood, MN 7,679 pop · 2.6 mi Excelsior, MN 2,359 pop · 2.7 mi Deephaven, MN 3,835 pop · 2.9 mi Long Lake, MN 1,710 pop · 3.1 mi Mound, MN 9,176 pop · 3.5 mi Wayzata, MN 4,363 pop · 4.0 mi Chanhassen, MN 26,001 pop · 6.0 mi Maple Plain, MN 1,889 pop · 6.0 mi Minnetrista, MN 8,509 pop · 6.1 mi Victoria, MN 10,972 pop · 6.4 mi Minnetonka, MN 53,256 pop · 6.4 mi
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