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Moberly, MO

Missouri

Moberly is a small city in Missouri with a population of 13,634. Residents earn $43,231 per year, which is 42% below the national average.

2.8 /5.0
C+ Fair
13,634 Population 1,034/sq mi density
$43,231 Median Income $23,086 per capita
$140,000 Home Value $155,552 Zillow
$749 Median Rent 30.8% income on rent
53°F Avg Temperature 263 sunny days/yr
132 Violent Crime/100K 3,027 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$43,231 median income, 3.3% unemployment
A+
Affordability
4.9 / 5.0
$140,000 home value, $749/mo rent
F
Safety
1.0 / 5.0
132 violent crimes/100K (65% below avg)
C
Education
2.2 / 5.0
15.6% bachelor's degree or higher
Median Income $43,231
42% lower than US avg
Home Value $140,000
50% lower than US avg
Violent Crime 132/100K
65% lower than US avg
Bachelor's+ 15.6%
54% lower than US avg
Median Rent $749
36% lower than US avg
Obesity Rate 39.5%
23% higher than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 15.9%
28% higher than US avg

How Moberly Compares to the U.S. Average (100% = U.S. avg)

People

Population13,634
Median Age38.4 yrs
Density1,034/mi²
Male / Female53% / 47%
Largest GroupWhite 84%
Veterans5.8%

Economy

B
Median Income$43,231
Per Capita$23,086
Unemployment3.3%
Poverty15.9%
Commute18 min

Housing

A+
Home Value$140,000
Rent$749
OwnershipN/A
Zillow$155,552
Housing Units5,746
Rent Burden30.8%

Crime

F
Violent132/100K
Property3,027/100K
Murder0.0/100K
Assault66/100K
Burglary395/100K

Health

Obesity39.5%
Uninsured11.3%
Smoking22.0%
Depression25.9%
Heart Disease7.0%

Climate

Avg Temp53°F (12°C)
AQI41 (Good)
Rain40.1 in/yr
Sunny Days263/yr
Elevation883 ft (269 m)

Education

C
Bachelor's+15.6%
High School+88.1%
Graduate+3.5%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute18 min
Broadband79.9%
EV Stations7

Is Moberly a Good Place to Live?

Based on current data, Moberly receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Moberly has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Moberly is $43,231, 42% below the national average of $75,149. Unemployment stands at 3.3%, indicating a healthy job market. The poverty rate of 15.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Moberly is $140,000, 50% below the national median — offering relatively affordable homeownership. Renters pay a median of $749 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.

Safety & Crime

Moberly is a very safe community with a violent crime rate of 132 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 3,027 per 100,000, 54% above the national average.

Education

15.6% of residents hold a bachelor's degree, below the national average of 33.7%. 88.1% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Moberly experiences four distinct seasons with an average temperature of 53°F. Winters average 26°F in January while summers reach 77°F in July. With 263 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 40.1 inches, including 5.4 inches of snow. Air quality is rated Good with a median AQI of 41.

Moberly has a population of 13,634 with a density of 1,034 people per square mile, spread across 13.2 square miles. The median age is 38.4 years, 1% younger than the national median of 38.9. The gender split is 47.2% female and 52.8% male. The city is predominantly White (83.9%), with 1.4% Hispanic, 8.5% Black. English is the primary language spoken at home by 98.7% of residents. 5.8% of the population are veterans. 19.3% of residents have a disability (above the 13.0% national average). 88.0% have health insurance coverage.

Population

13,634
Total Population
1,034
People / sq mi
38.4yrs
Median Age
1% below US avg
13.2mi²
Land Area

Gender Distribution

Male 52.8%
Female 47.2%

Race & Ethnicity

Moberly vs U.S. Average

Language Spoken at Home

English Only98.7%
26% above US avg
Spanish1.3%
90% below US avg

Social Characteristics

Moberly vs U.S. Average

The median household income in Moberly is $43,231, which is 42% below the national average of $75,149. Per capita income is $23,086 (below the $39,052 national figure). The unemployment rate is 3.3% (below the 3.6% US average). 15.9% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 6.8% of workers work from home (below the 15.2% national rate).

Income: Moberly vs U.S.

Commute Mode

Income

Median HH Income$43,231
42% below US avg
Per Capita Income$23,086

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate15.9%
28% above US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time18.3 min
Drive Alone80.3%
Public Transit0.6%
Work from Home6.8%

Walkability

The median home value in Moberly is $140,000, 50% below the national median of $281,900. Zillow estimates the typical home value at $155,552, higher than the Census estimate. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $749 (36% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 5,746 total housing units in the city. The median year a home was built is 1966. 30.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.

Home Value Sources

Ownership Split

Home Values

Census Median$140,000
50% below US avg
Zillow ZHVI$155,552
Median List Price$199,900

Real Estate Market (Redfin)

Median List Price$199,900
$/Sq Ft$131
Homes Sold15
Sale-to-List Ratio0.0%
Price Drops25.0%
Inventory44

Rental Costs

Census Median Rent$749
36% below US avg
Rent Burden30.8%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied57.5%
Housing Units5,746
Median Year Built1966

Property Tax

In Moberly, 39.5% of adults are obese, above the national rate of 32.1%. 12.4% have diabetes (above the 10.5% national rate). Heart disease affects 7.0% of residents, above the national average. 36.4% have high blood pressure. 22.0% are current smokers (above the 14.0% national rate). 16.6% report binge drinking. 33.3% are physically inactive, above the national average. 25.9% report depression (above the 20.0% national average). 20.3% experience frequent mental distress. 11.3% of residents lack health insurance (above the 8.6% national rate).

Health Metrics: Moberly vs U.S. Average (%)

Chronic Conditions

Obesity39.5%
23% above US avg
Diabetes12.4%
Heart Disease7.0%
High Blood Pressure36.4%
Asthma11.1%
COPD9.7%
Cancer7.1%
Stroke3.9%

Behaviors & Mental Health

Smoking22.0%
57% above US avg
Binge Drinking16.6%
Physical Inactivity33.3%
Depression25.9%
Mental Distress20.3%
Physical Distress16.2%
Short Sleep42.1%

Healthcare Access

Insurance Rate88.0%
Uninsured11.3%
31% above US avg
Checkup Rate75.5%
Dental Visits49.6%

Food & Exercise

Moberly has a violent crime rate of 132 per 100,000 residents, 65% below the national average of 380. This breaks down to aggravated assault at 65.8 per 100,000, robbery at 36.6, rape at 29.2. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 3,027 per 100,000, 54% above the U.S. average. This includes larceny/theft at 2,544, burglary at 395, vehicle theft at 88 per 100,000 residents. Overall, Moberly receives a safety grade of F.

Crime Rates: Moberly vs U.S. Average (per 100,000)

Violent Crime

Total Violent131.6/100K
65% below US avg
Murder0.0/100K
100% below US avg
Rape29.2/100K
Robbery36.6/100K
Assault65.8/100K

Property Crime

Total Property3,026.5/100K
54% above US avg
Burglary394.8/100K
Theft2,544.1/100K
Vehicle Theft87.7/100K
Arson14.6/100K

Traffic Safety

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Moberly experiences four distinct seasons with an average annual temperature of 53°F (12°C). Winters average 26°F in January while summers reach 77°F in July. The area gets 263 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 40.1 inches. The area receives 5.4 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 883 feet.

Temperature

26°F Jan (-3°C) 77°F Jul (25°C)
Annual Average53.2°F
1% below US avg
January Average26°F (-3°C)
July Average77°F (25°C)
Sunny Days263 days/yr

Precipitation & Snow

Annual Rainfall40.1 inches
6% above US avg
Snowfall5.4 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation883 ft (269 m)
Area13.2 sq mi (34.1 km²)
Population Density1,034/sq mi
Coordinates39.4184°N, 92.4382°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 26°F (-3°C) 1.5 in Coldest, Driest
February 31°F (-0°C) 1.7 in
March 43°F (6°C) 3.1 in
April 54°F (12°C) 4.0 in
May 63°F (17°C) 5.0 in Wettest
June 72°F (22°C) 4.4 in
July 77°F (25°C) 4.0 in Warmest
August 75°F (24°C) 3.7 in
September 67°F (19°C) 4.3 in
October 56°F (13°C) 3.4 in
November 43°F (6°C) 3.0 in
December 31°F (-0°C) 2.2 in

Moberly has a seasonal temperature swing of 51°F — from 26°F in January to 77°F in July. Total annual precipitation is 40.1 inches, with May being the wettest month (5.0") and January the driest (1.5").

15.6% of adults hold a bachelor's degree or higher, 54% below the national average of 33.7%. 88.1% have completed high school. 3.5% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 79.9% of households have broadband internet access (below the 90.0% national rate). The area has 7 EV charging stations. 80.3% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+15.6%
54% below US avg
High School+88.1%
Graduate Degree+3.5%
School Test Score5.51
C Education Grade (2.2/5.0)

Urban-Rural Classification

Population Density1,034/sq mi
Total Area13.2 sq mi

Infrastructure & Services

Broadband Access79.9%
EV Charging Stations7
Alt Fuel Stations9

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.3 min
Drive Alone80.3%
Public Transit0.6%
Work from Home6.8%

Frequently Asked Questions About Moberly

What is the population of Moberly?

Moberly has a population of 13,634 residents and is located in Missouri. The population density is 1,034 people per square mile, spread across 13.2 square miles. The median age of residents is 38.4 years. The population is 47.2% female and 52.8% male.

Is Moberly expensive to live in?

Moberly is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $43,231, 42% below the national average of $75,149. The median home value is $140,000 (50% below the U.S. median). Renters pay a median of $749 per month, below the national average of $1,163. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.

Is Moberly safe?

Moberly is considered a very safe city with a violent crime rate of 132 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 3,027 per 100,000 (above the national average). Overall, Moberly receives a safety grade of F based on combined crime data.

What is the weather like in Moberly?

Moberly has a four-season climate with an average annual temperature of 53°F (12°C). Winter temperatures average 26°F in January, while summers reach an average of 77°F in July. The area receives 263 sunny days per year, well above the national average of 205. Annual rainfall totals 40.1 inches, with 5.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Moberly?

Moberly has a healthy job market with an unemployment rate of 3.3%, near the national average of 3.6%. The average commute time is 18 minutes, and 6.8% of workers work from home.

How much does housing cost in Moberly?

The median home value in Moberly is $140,000. Zillow estimates the typical home value at $155,552. For renters, the median monthly rent is $749. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Moberly?

Schools in Moberly score 5.5 out of 10 on standardized testing, near the national average. 15.6% of adults in Moberly hold a bachelor's degree or higher, below the national average of 33.7%. 88.1% have completed high school. 3.5% hold a graduate or professional degree.

How healthy is Moberly?

The obesity rate in Moberly is 39.5% (above the national rate of 32.1%). 22.0% of adults are smokers. 33.3% are physically inactive. 25.9% of residents report depression. 11.3% lack health insurance (above the national rate).

What is transportation like in Moberly?

The average commute in Moberly is 18 minutes, shorter than the national average of 28 minutes. 80.3% of workers drive alone to work, and 6.8% work from home.

What are the demographics of Moberly?

The racial and ethnic makeup of Moberly is 83.9% White, 8.5% Black or African American, 1.4% Hispanic or Latino. 98.7% of residents speak only English at home. 5.8% of the population are military veterans. 19.3% of residents have a disability. 88.0% have health insurance coverage.

Nearby Cities

Huntsville, MO 1,806 pop · 5.9 mi Sturgeon, MO 1,143 pop · 15.3 mi Salisbury, MO 1,629 pop · 19.4 mi Centralia, MO 4,615 pop · 21.5 mi Macon, MO 5,457 pop · 22.5 mi Fayette, MO 2,800 pop · 22.9 mi Paris, MO 1,326 pop · 23.7 mi Hallsville, MO 2,049 pop · 23.9 mi Glasgow, MO 1,054 pop · 25.6 mi Shelbina, MO 2,108 pop · 28.4 mi New Franklin, MO 1,015 pop · 32.0 mi Columbia, MO 127,200 pop · 32.7 mi Marceline, MO 2,269 pop · 33.9 mi Mexico, MO 11,487 pop · 34.3 mi
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