Median Income
$43,231
42% lower than US avg
Home Value
$140,000
50% lower than US avg
Violent Crime
250/100K
34% lower than US avg
Bachelor's+
15.6%
54% lower than US avg
Median Rent
$749
36% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
6.3%
75% higher than US avg
Poverty Rate
15.9%
28% higher than US avg
How Moberly Compares to the U.S. Average (100% = U.S. avg)
People
Population13,634
Median Age38.4 yrs
Density1,034/mi²
Male / Female53% / 47%
Largest GroupWhite 84%
Veterans5.8%
Economy
C+
Median Income$43,231
Per Capita$23,086
Unemployment6.3%
Poverty15.9%
Commute18 min
Housing
A+
Home Value$140,000
Rent$749
Ownership57.5%
Zillow$161,824
Housing Units5,746
Rent Burden30.8%
Crime
F
Violent250/100K
Property1,037/100K
Health
Obesity39.5%
Uninsured11.9%
Smoking22.0%
Depression25.9%
Heart Disease7.0%
Climate
Avg Temp54°F (12°C)
Rain42.7 in/yr
Elevation883 ft (269 m)
Education
C
Bachelor's+15.6%
High School+88.1%
Graduate+3.5%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute18 min
Broadband79.9%
EV Stations7
Is Moberly a Good Place to Live?
Based on current data, Moberly receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing. Areas to be aware of include above-average unemployment, below-average incomes, high obesity rates. Moberly has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Moberly is $43,231, 42% below the national average of $75,149. The unemployment rate of 6.3% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 15.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Moberly is $140,000, 50% below the national median / offering relatively affordable homeownership. Renters pay a median of $749 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Moberly is below the national average at 250 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,037 per 100,000, 47% below the national average.
Education
15.6% of residents hold a bachelor's degree, below the national average of 33.7%. 88.1% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Moberly experiences four distinct seasons with an average temperature of 54°F. Winters average 28°F in January while summers reach 77°F in July. Annual precipitation totals 42.7 inches, including 15.1 inches of snow.
Moberly has a population of 13,634 with a density of 1,034 people per square mile, spread across 13.2 square miles. The median age is 38.4 years, 1% younger than the national median of 38.9. The gender split is 47.2% female and 52.8% male. The city is predominantly White (83.9%), with 3% Hispanic, 8.5% Black. English is the primary language spoken at home by 98.5% of residents. 5.8% of the population are veterans. 20.7% of residents have a disability (above the 13.0% national average). 88.1% have health insurance coverage.
Population
13,634
Total Population
2023 Census
38.4yrs
Median Age
1% below US avg
Language Spoken at Home
English Only
98.5%
25% above US avg
Spanish
1.3%
90% below US avg
The median household income in Moberly is $43,231, which is 42% below the national average of $75,149. Per capita income is $23,086 (below the $39,052 national figure). The unemployment rate is 6.3% (above the 3.6% US average). 15.9% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 6.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,231 |
| 42% below US avg |
| Per Capita Income | $23,086 |
Employment & Poverty
| Unemployment | 6.3% |
| 75% above US avg |
| Poverty Rate | 15.9% |
| 28% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 18.3 min |
| Drive Alone | 80.3% |
| Public Transit | 0.6% |
| Work from Home | 6.8% |
The median home value in Moberly is $140,000, 50% below the national median of $281,900. Zillow estimates the typical home value at $161,824, higher than the Census estimate. According to Redfin, the median sale price is $184,900 with homes selling in an average of 52 days. Homes sell for 0% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $749 (36% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 57.5% of housing units are owner-occupied (below the 65.4% national rate). There are 5,746 total housing units in the city. The median year a home was built is 1966. 30.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.2x.
Home Values
| Census Median | $140,000 |
| 50% below US avg |
| Zillow ZHVI | $161,824 |
| Redfin Median Sale | $184,900 |
| Median List Price | $199,900 |
Real Estate Market (Redfin)
| Median Sale Price | $184,900 |
| Median List Price | $199,900 |
| $/Sq Ft | $131 |
| Homes Sold | 15 |
| Days on Market | 52 days |
| Sale-to-List Ratio | 0.0% |
| Price Drops | 25.0% |
| Inventory | 44 |
Rental Costs
| Census Median Rent | $749 |
| 36% below US avg |
| Rent Burden | 30.8% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 57.5% |
| Owner-Occupied | 57.5% |
| Renter-Occupied | 42.5% |
| Housing Units | 5,746 |
| Median Year Built | 1966 |
Property Tax
In Moberly, 39.5% of adults are obese, above the national rate of 32.1%. 12.4% have diabetes (above the 10.5% national rate). Heart disease affects 7.0% of residents, above the national average. 36.4% have high blood pressure. 22.0% are current smokers (above the 14.0% national rate). 16.6% report binge drinking. 33.3% are physically inactive, above the national average. 25.9% report depression (above the 20.0% national average). 20.3% experience frequent mental distress. 11.9% of residents lack health insurance (above the 8.6% national rate).
Air Quality (Open-Meteo CAMS - 2026-05-28)
PM2.5
2.5
μg/m³
Fine particulate
PM10
4.6
μg/m³
Coarse particulate
NO₂
1.1
μg/m³
Nitrogen dioxide
SO₂
0.8
μg/m³
Sulphur dioxide
CO
130.0
μg/m³
Carbon monoxide
Health Metrics: Moberly vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 12.4% |
| Heart Disease | 7.0% |
| High Blood Pressure | 36.4% |
| Asthma | 11.1% |
| COPD | 9.7% |
| Cancer | 7.1% |
| Stroke | 3.9% |
Behaviors & Mental Health
| Smoking | 22.0% |
| 57% above US avg |
| Binge Drinking | 16.6% |
| Physical Inactivity | 33.3% |
| Depression | 25.9% |
| Mental Distress | 20.3% |
| Physical Distress | 16.2% |
| Short Sleep | 42.1% |
Healthcare Access
| Insurance Rate | 88.1% |
| Uninsured | 11.9% |
| 38% above US avg |
| Checkup Rate | 75.5% |
| Dental Visits | 49.6% |
Food & Exercise
Moberly has a violent crime rate of 250 per 100,000 residents, 34% below the national average of 380. Property crime stands at 1,037 per 100,000, 47% below the U.S. average. Overall, Moberly receives a safety grade of F.
Crime Rates: Moberly vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 249.9/100K |
| 34% below US avg |
| |
Property Crime
| Total Property | 1,037.4/100K |
| 47% below US avg |
Traffic Safety
| Traffic Accidents | 4 |
| Avg Accident Severity | 3.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Moberly experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 28°F in January while summers reach 77°F in July. Annual precipitation totals 42.7 inches. The area receives 15.1 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 883 feet.
Temperature
28°F Jan (-2°C)
77°F Jul (25°C)
| Annual Average | 54.2°F |
| 0% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 77°F (25°C) |
Geography
| Elevation | 883 ft (269 m) |
| Area | 13.2 sq mi (34.1 km²) |
| Population Density | 1,034/sq mi |
| Coordinates | 39.4184°N, 92.4382°W |
| Timezone | America/Chicago |
| Nearest Airport | Columbia Regional (COU)
43 miles away |
Precipitation & Snow
Annual Rainfall
42.7"
12% above US avg
Wettest Month (Jun)
5.16"
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.
| Jul 31, 2005 |
Missouri |
M3.3 |
82 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
48 km |
| Jul 15, 2025 |
3 km W of Hale, Missouri |
M2.5 |
84 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
333 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 11 fatalities, 124 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 12, 2006 |
EF4 |
23 km |
0 |
| Apr 23, 1975 |
EF4 |
35 km |
1 |
| Apr 20, 1973 |
EF4 |
57 km |
1 |
| Jun 12, 1970 |
EF4 |
41 km |
0 |
| Apr 21, 1967 |
EF4 |
70 km |
0 |
| Mar 12, 2006 |
EF3 |
12 km |
4 |
| Mar 12, 2006 |
EF3 |
77 km |
0 |
| May 10, 2003 |
EF3 |
67 km |
0 |
| Nov 10, 1998 |
EF3 |
53 km |
0 |
| Jul 4, 1995 |
EF3 |
2 km |
0 |
| Nov 27, 1990 |
EF3 |
60 km |
0 |
| Nov 27, 1990 |
EF3 |
53 km |
0 |
| Apr 23, 1975 |
EF3 |
86 km |
0 |
| Apr 13, 1974 |
EF3 |
56 km |
0 |
| May 5, 1971 |
EF3 |
61 km |
0 |
| May 5, 1971 |
EF3 |
57 km |
0 |
| Jun 12, 1970 |
EF3 |
60 km |
0 |
| Jun 12, 1970 |
EF3 |
35 km |
0 |
| Aug 4, 2023 |
EF2 |
94 km |
0 |
| May 6, 2023 |
EF2 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: WOOLDRIDGE FIRE (1,323 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
WOOLDRIDGE FIRE |
1,323 |
56 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
1.9 in |
Coldest, Driest |
| February |
33°F (0°C) |
2.1 in |
|
| March |
44°F (7°C) |
3.3 in |
|
| April |
54°F (12°C) |
4.6 in |
|
| May |
65°F (18°C) |
5.1 in |
|
| June |
73°F (23°C) |
5.2 in |
Wettest |
| July |
77°F (25°C) |
4.5 in |
Warmest |
| August |
76°F (24°C) |
3.9 in |
|
| September |
68°F (20°C) |
4.0 in |
|
| October |
56°F (14°C) |
3.4 in |
|
| November |
44°F (6°C) |
2.7 in |
|
| December |
33°F (1°C) |
2.2 in |
|
Moberly has a seasonal temperature swing of 49°F / from 28°F in January to 77°F in July. Total annual precipitation is 42.7 inches, with June being the wettest month (5.2") and January the driest (1.9").
Average costs for common services in Moberly. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Moberly
What is the population of Moberly?
Moberly has a population of 13,634 residents and is located in Missouri. The population density is 1,034 people per square mile, spread across 13.2 square miles. The median age of residents is 38.4 years. The population is 47.2% female and 52.8% male.
Is Moberly expensive to live in?
Moberly is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $43,231, 42% below the national average of $75,149. The median home value is $140,000 (50% below the U.S. median). Renters pay a median of $749 per month, below the national average of $1,163. The home price-to-income ratio is 3.2x, indicating housing is reasonably affordable relative to local income levels.
Is Moberly safe?
Moberly is safer than the national average, with a violent crime rate of 250 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,037 per 100,000 (below the national average). Overall, Moberly receives a safety grade of F based on combined crime data.
What is the weather like in Moberly?
Moberly has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 77°F in July. Annual rainfall totals 42.7 inches, with 15.1 inches of snow.
How is the job market in Moberly?
The unemployment rate in Moberly is 6.3%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average commute time is 18 minutes, and 6.8% of workers work from home.
How much does housing cost in Moberly?
The median home value in Moberly is $140,000. Zillow estimates the typical home value at $161,824. According to Redfin, the median sale price is $184,900, with homes typically selling within 52 days. For renters, the median monthly rent is $749. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 57.5%.
How are the schools in Moberly?
Schools in Moberly score 5.5 out of 10 on standardized testing, near the national average. 15.6% of adults in Moberly hold a bachelor's degree or higher, below the national average of 33.7%. 88.1% have completed high school. 3.5% hold a graduate or professional degree.
How healthy is Moberly?
The obesity rate in Moberly is 39.5% (above the national rate of 32.1%). 22.0% of adults are smokers. 33.3% are physically inactive. 25.9% of residents report depression. 11.9% lack health insurance (above the national rate).
What is transportation like in Moberly?
The average commute in Moberly is 18 minutes, shorter than the national average of 28 minutes. 80.3% of workers drive alone to work, and 6.8% work from home.
What are the demographics of Moberly?
The racial and ethnic makeup of Moberly is 83.9% White, 8.5% Black or African American, 3% Hispanic or Latino. 98.5% of residents speak only English at home. 5.8% of the population are military veterans. 20.7% of residents have a disability. 88.1% have health insurance coverage.