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Mona Vale, Australia

New South Wales · Australia

Mona Vale is a small city in New South Wales, Australia with a population of 10,877. Elevation: 36 ft (11 m). Average temperature: 65°F (18°C).

2.1 /5.0
C Fair
10,877 Population 5/sq mi density
36 ft Elevation 11 meters
65°F Avg Temperature 18°C
31.5 in Annual Rain
Australia / Sydney Timezone
$34,476 Median Income
C
Overall
2.1 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.1 / 5.0
$34,476 median income, 3.5% unemployment
F
Affordability
1.0 / 5.0
$366,200 home value, $1,831/mo rent

Discover Mona Vale, Australia

Explore over 40 sections covering people, economy, housing, health, crime, climate, community, costs, trends, schools, colleges, hospitals, treatment centers, industries, museums, libraries, breweries, farmers markets, grocery stores, pharmacies, campgrounds, parks, trails, stadiums, ski resorts, daycare centers, nursing homes, churches, fire stations, cell towers, bridges, power plants, EV stations, prisons, radio stations, airports, police stations, post offices, Amtrak stations, superfund sites, UNESCO sites, and more.
Use the tabs and dropdown menus below to navigate every data point we track for this city.

Full City Profile

People

Population10,877
Median Age46.0 yrs
Density5/mi²

Economy

B
Median Income$34,476
Per Capita$34,476
Unemployment3.5%

Housing

F
Home Value$366,200
Rent$1,831
Ownership77.4%
Housing Units4,351

Climate

Avg Temp65°F (18°C)
Rain31.5 in/yr
Sunny Days340/yr
Elevation36 ft (11 m)
Population10,877
Population Density5 / sq mi
Elevation36 ft (11 m)
Coordinates-33.6776°, 151.3031°
TimezoneAustralia/Sydney
Country🇦🇺 Australia
State / ProvinceNew South Wales
Average Temperature65°F (18°C)
January Average71°F (22°C)
July Average57°F (14°C)
Annual Precipitation31.5 inches (799 mm)
Annual Snowfall0.0 inches (0 cm)
Median Household Income$34,476
Median Age46.0 years

About Mona Vale

Mona Vale is a small city in Australia (New South Wales) with a population of 10,877. The city sits at an elevation of 36 feet (11 meters) above sea level. The average annual temperature is 65°F (18°C). Temperatures range from 71°F in January to 57°F in July. Annual precipitation averages 31.5 inches. The timezone is Australia/Sydney.

Mona Vale has a population of 10,877 with a density of 5 people per square mile, spread across 2,265.5 square miles. The median age is 46.0 years, 18% older than the national median of 38.9.

Population

10,877
Total Population
5
People / sq mi
46.0yrs
Median Age
18% above Australia avg
2,265.5mi²
Land Area

Language Spoken at Home

Other Languages 100.0%

Social Characteristics

Mona Vale vs Australia Average

The median household income in Mona Vale is $34,476, which is 54% below the national average of $75,149. Per capita income is $34,476 (below the $39,052 national figure). The average weekly wage is $663, 54% lower than the U.S. average. The unemployment rate is 3.5% (below the 3.6% US average). The area has 1,033 business establishments.

Income: Mona Vale vs Australia

Commute Mode

Income

Median HH Income$34,476
54% below Australia avg
Per Capita Income$34,476
Avg Weekly Wage$663

Employment & Poverty

Unemployment3.5%
3% below Australia avg
Establishments (County)1,033

Business (County)

Tax & Cost of Living

Commute & Transportation

Walkability

The median home value in Mona Vale is $366,200, 30% above the national median of $281,900. Monthly rent averages $1,831 (57% above the national average of $1,163). 77.4% of housing units are owner-occupied (above the 65.4% national rate). There are 4,351 total housing units in the city. The home price-to-income ratio is 10.6x, making homeownership a significant financial stretch for most families.

Home Value Sources

Ownership Split

Home Values

Census Median$366,200
30% above Australia avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,831
57% above Australia avg

Ownership & Property

Homeownership77.4%
Owner-Occupied77.4%
Renter-Occupied22.6%
Housing Units4,351

Property Tax

Climate in Mona Vale

Mona Vale has an average annual temperature of 18.6°C (65°F). The hottest month is Jan (22.6°C), the coldest is Jul (14°C). Average annual precipitation is 974 mm.

Month Avg °C / °F Min / Max °C Rain (mm)
Jan 22.6°C / 73°F 20.5° / 24.8° 79.8
Feb 22.6°C / 73°F 20.5° / 24.8° 116.0
Mar 21.8°C / 71°F 19.5° / 24° 89.9
Apr 19.8°C / 68°F 16.9° / 22.7° 94.5
May 16.7°C / 62°F 13.3° / 20.1° 88.8
Jun 14.6°C / 58°F 11.5° / 17.6° 120.9
Jul 14°C / 57°F 10.5° / 17.4° 70.2
Aug 14.5°C / 58°F 11.1° / 17.9° 63.2
Sep 16.8°C / 62°F 13.4° / 20.1° 57.1
Oct 18.2°C / 65°F 15.3° / 21° 54.9
Nov 19.8°C / 68°F 17.3° / 22.2° 71.0
Dec 21.3°C / 70°F 19° / 23.6° 67.5
Mona Vale enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 71°F in January while summers reach 57°F in July / relatively mild seasonal variation. The area gets 340 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.5 inches. The city sits at an elevation of 36 feet, near sea level.

Temperature

71°F Jan (22°C) 57°F Jul (14°C)
Annual Average64.7°F
20% above Australia avg
January Average71°F (22°C)
July Average57°F (14°C)
Sunny Days340 days/yr

Geography

Elevation36 ft (11 m)
Area2,265.5 sq mi (5,867.6 km²)
Population Density5/sq mi
Coordinates-33.6776°N, 151.3031°W
TimezoneAustralia/Sydney

Precipitation & Snow

Annual Rainfall 31.5"
17% below Australia avg
Snowfall 0.0"
Wettest Month (Mar) 6.10"
Driest Month (Jul) 2.68"

Air Quality

Earthquake History

14 earthquakes (M2.5+) within 150 km since 1990. Strongest: M5.3. Most recent: M3.6 on May 28, 2025.

Aug 6, 1994 9 km WSW of Ellalong, Australia M5.3 81 km
Apr 22, 2025 18 km SW of Singleton, Australia M5.1 111 km
Feb 14, 2002 1 km NNW of Yerrinbool, Australia M3.9 104 km
Mar 17, 1999 2 km SE of Picton, Australia M3.8 84 km
May 28, 2025 3 km WNW of Cobbitty, Australia M3.6 70 km
Mar 8, 2024 14 km SSW of Woodford, Australia M3.5 82 km
Mar 11, 2010 8 km NE of Hawks Nest, Australia M3.3 147 km
Aug 18, 2007 10 km NW of Mittagong, Australia M3.2 116 km
Sep 10, 2012 33 km ESE of Blue Bay, Australia M3.2 56 km
Apr 11, 2007 3 km SE of Stanwell Park, Australia M3.1 70 km
Jun 18, 2006 8 km W of Oakdale, Australia M3.0 92 km
Feb 23, 1990 49 km S of Denman, Australia M3.0 110 km
Jan 14, 2025 13 km ESE of Denman, Australia M2.7 148 km
Aug 18, 2007 11 km NW of Mittagong, Australia M2.6 116 km
Source: USGS (M2.5+, 1990–2025)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 71°F (22°C) 5.9 in
February 72°F (22°C) 5.6 in Warmest
March 69°F (21°C) 6.1 in Wettest
April 65°F (18°C) 5.2 in
May 60°F (16°C) 4.5 in
June 55°F (13°C) 4.9 in
July 57°F (14°C) 2.7 in Driest
August 55°F (13°C) 3.3 in Coldest
September 59°F (15°C) 2.9 in
October 63°F (17°C) 3.4 in
November 66°F (19°C) 4.0 in
December 70°F (21°C) 3.5 in

Mona Vale has a seasonal temperature swing of 17°F / from 55°F in August to 72°F in February. Total annual precipitation is 52.0 inches, with March being the wettest month (6.1") and July the driest (2.7").

View full weather details →

Schools in Mona Vale

2 public schools (NCES 2022-23 data).

School Level Enrollment Teachers Student/Teacher
Mona Vale Public School
Sacred Heart Primary School
View full schools details →

Radio Stations near Mona Vale

24 stations within ~55 km.

Station Genre Quality
Sky News Australia Radio conservative, discussion AAC+ 64 kbps
Triple J AAC+ 56 kbps
Triple J (QLD) alternative, indie AAC+ 56 kbps
ABC Radio Sydney news, talk AAC 94 kbps
triple j (NSW) dance, hip-hop AAC 238 kbps
Indian link radio music MP3 128 kbps
2SM SRN Sydney news talk, sport AAC+ 64 kbps
ABC Radio National Live 20220701 current affairs, news AAC 94 kbps
ABC RN culture, history AAC+ 56 kbps
Voice of Islam islamic MP3
ABC Country 20220701 country AAC 238 kbps
CADA (AAC+) urban AAC+ 48 kbps
Central Coast Radio.com 90's and more!, alternative rock MP3 192 kbps
ABC Classic FM 20220701 classic, news AAC 238 kbps
ABC 702kHz AM Sydney NSW Local Radio 20220701 contemporary, current affairs AAC 94 kbps
CADA (MP3) urban MP3 128 kbps
Bondi Radio (MP3) dance, electronic MP3 128 kbps
C91.3 FM - Macarthur's Radio Station commercial, hot adult contemporary AAC+ 64 kbps
SBS PopAsia c-pop, cantonese AAC+ 97 kbps
2MCR 100.3 - Sounds of Macarthur - Macarthur Community Radio australian music, community radio MP3 128 kbps
Power Cuts Radio AAC+ 64 kbps
Northside Radio 99.3 AAC+ 128 kbps
Starter FM dance, electronic MP3 320 kbps
Eastside Radio 89.7FM AAC 192 kbps

Museums in Mona Vale

NameTypeAddressPhoneAnnual Revenue
Addington Museum
Armaments Display
Australian Golf Heritage Society Museum
Australian Museum
Australian National Maritime Museum
Beulah Vista
Carisbrook House
Chau Chak Wing Museum
City of Canada Bay Museum
Cockatoo Island
Don Bank Museum
Elizabeth Bay House
Former Barracks Building
Headland Park
Henry Kendall Historical Museum
Hyde Park Barracks
Justice & Police Museum
Kennards Hire Museum
Macquarie University Art Gallery
Madame Tussauds Sydney
Mary MacKillop Place Museum
Murama Healing Space
Museum of Sydney
MV Cape Don
Naala Nura
NSW Schoolhouse Museum
Opal Museum
Portuguese Ethnographic Museum of Australia
Powerhouse Museum
Qtopia
Reserve Bank of Australia Museum
Royal Australian Navy Heritage Centre
Sisters of Charity Heritage Centre and Archives
St Joseph's Boys Home Museum
Stage 7
Susannah Place Museum
Sydney Bus Museum
Sydney Jewish Museum
Sydney Observatory
The Big Dig Education Centre
The Mint
The Museum of Human Disease
The Rocks Discovery Museum
Vaucluse House
Westpac Museum
White Rabbit Gallery
Willoughby District Historical Society
Woolwich Dock and Parklands

Libraries in Mona Vale

NameAddressStaffAnnual VisitsCirculationCollectionPrograms
Artarmon Library0.0
Artarmon Library0.0
Ashfield Library0.0
Ashfield Library0.0
Ashley Dawson-Damer Children’s Art Library0.0
Ashley Dawson-Damer Children’s Art Library0.0
Avalon Community Library0.0
Balmain Library0.0
Balmain Library0.0
Beaumont Road Public School library0.0
Berowra Branch Library0.0
Burwood Library0.0
Burwood Library0.0
Campsie Library0.0
Caroline Simpson Library0.0
Caroline Simpson Library0.0
Castle Cove Library0.0
Castle Cove Library0.0
Castlecrag Library0.0
Castlecrag Library0.0
Chatswood Library0.0
Concord Library0.0
Conservatorium Library0.0
Conservatorium Library0.0
Customs House Library0.0
Customs House Library0.0
Darling Square Library0.0
Darling Square Library0.0
Dee Why Library0.0
Dulwich Hill Library0.0
Dulwich Hill Library0.0
Earlwood Library0.0
Eastwood Library0.0
Edmund and Joanna Capon Research Library0.0
Edmund and Joanna Capon Research Library0.0
Epping Branch Library0.0
Erina Library0.0
Erina Library0.0
Ermington Library0.0
Esperanto House0.0
Esperanto House0.0
Five Dock Library0.0
Five Dock Library0.0
Forestville Library0.0
Gladesville Library0.0
Gladesville Library0.0
Gladesville Library0.0
Glebe Library0.0
Glebe Library0.0
Glen Street Library0.0
Gordon Library0.0
Green Square Library0.0
Greenacre Library And Knowledge Centre0.0
Greenwich Library0.0
Greenwich Library0.0
Haberfield Library0.0
Haberfield Library0.0
Harbord Community Library0.0
High Street Community Library0.0
Hornsby Library0.0
Japan Foundation Library0.0
Japan Foundation Library0.0
Jura Books0.0
Jura Books0.0
Kariong Library0.0
Kariong Library0.0
Kincumber Library0.0
Kincumber Library0.0
Kings Cross Library0.0
Kings Cross Library0.0
Lakemba Library0.0
Lane Cove Library0.0
Lane Cove Library0.0
Law Library0.0
Law Library0.0
Learning Resources Centre0.0
Learning Space0.0
Leichhardt Library0.0
Leichhardt Library0.0
Library Link Pyrmont0.0
Library Link Pyrmont0.0
Library Link Town Hall0.0
Library Link Town Hall0.0
Lindfield Library0.0
Macquarie University Library0.0
Manly Library0.0
Marrickville Library0.0
Mitchell Library0.0
Mona Vale Public Library0.0
Mosman Public Library0.0
Mosman Public Library0.0
Naremburn Library0.0
Naremburn Library0.0
NAS Library0.0
NAS Library0.0
Newtown Library0.0
North Ryde Library0.0
Northbridge Library0.0
Northbridge Library0.0
Paddington Library0.0
Paddington Library0.0
Pennant Hills Library0.0
Randwick Library0.0
Randwick Library0.0
Ryde Library0.0
SciTech Library0.0
SciTech Library0.0
Seaforth Library0.0
St Ives Library0.0
St Leonards Library0.0
St Peters Library0.0
St Peters Library0.0
Stanmore Library0.0
Stanton Library0.0
State Library of New South Wales0.0
Strathfield Council Library0.0
Street Library0.0
Surry Hills Library0.0
TAFE NSW Ultimo Library0.0
TAFE NSW Ultimo Library0.0
Terry Hills Community Library0.0
Turramurra Library0.0
Ultimo Library0.0
Ultimo Library0.0
Umina Public Library0.0
UNSW Library0.0
UNSW Library0.0
UTS Library0.0
UTS Library0.0
Warringah Mall Library0.0
Waterloo Library0.0
Waterloo Library0.0
Watsons Bay Library0.0
Watsons Bay Library0.0
Waverley library0.0
Waverley library0.0
Wentworth Point Community Centre & Library0.0
West Chatswood Library0.0
West Ryde Library0.0
Woollahra Library0.0
Woollahra Library0.0
Woy Woy Public Library0.0
Woy Woy Public Library0.0

Farmers Markets in Mona Vale

NameAddressSeasonHoursOrganicWebsite
Bondi Markets
Bondi Markets
Carriageworks Farmers Market
Chatswood Mall Market
Double Bay Market
Double Bay Market
Eastwood Night Markets
Ettalong Markets
Ettalong Markets
Glebe Market
Glebe Market
Kings Cross Market
Kings Cross Market
Kirribilli Markets
Kirribilli Markets
Manly Arts & Craft Market
Mona Vale Market
Northside Produce Market
Northside Produce Market
Paddington Markets
Paddington Markets
Paddy's Market
Paddy's Market Flemington
Paddy's Markets
Sydney Fish Market
Terrigal Beach Markets
Terrigal Beach Markets
The Beaches Farmers Market
The Rocks Market
The Rocks Market

Restaurants in Mona Vale

9 restaurants within city radius — OpenStreetMap data

Caruso's Woodfired Pizzeria
Johnny Gio's
Konnichiwa
MX
Paddock & Wine
Pittwater RSL
TexMex
Toro Nero
Trang An

Cafes in Mona Vale

20 cafes within city radius — OpenStreetMap data

2kf
Armchair Collective
Bare Wholefoods
BECO
blend
Bright Side
Cafe Racer Co
Cafe Racer Co
Coffee Brothers
French Basket
Golly Gosh!
mama HAN's
Monaka
Mrs Jones The Baker
Pod Bar Cafe
Ruby's at the beach
Soul B
The Bite
The Drawing Board Cafe
The Old Civic

Clinics in Mona Vale

2 clinics within city radius — OpenStreetMap data

Mona Vale Child and Family Health Centre
Mona Vale Hospital Urgent Care Centre

Dentists in Mona Vale

1 dentists within city radius — OpenStreetMap data

MVOrtho

Veterinaries in Mona Vale

1 veterinaries within city radius — OpenStreetMap data

Mona Vale Veterinary Clinic

Gas Stations in Mona Vale

4 gas stations within city radius — OpenStreetMap data

7-Eleven
BP
BP Mona Vale
Pearl Energy Mona Vale

Banks in Mona Vale

3 banks within city radius — OpenStreetMap data

ANZ
Commonwealth Bank
Westpac St George

Gyms in Mona Vale

4 gyms within city radius — OpenStreetMap data

Anytime Fitness
Curves
Fit State of mind
Highrise Sports Centre

Golf Courses in Mona Vale

1 golf courses within city radius — OpenStreetMap data

Mona Vale Golf Course

Breweries in Mona Vale

NameTypeAddressPhoneWebsite
2 Halfs Brewing & Distilling
2 Halfs Brewing & Distilling
4 Pines Brewing Company HQ
Akasha
Akasha
Batch Brewing Company
Bucketty's Brewing Co.
Dad & Dave's Brewing
Dad & Daves Brewing
Flat Rock Brew Cafe
Flat Rock Brew Cafe
Future brewing
Future brewing
James Squire
James Squire
Kicks Brewing
Kicks Brewing
Manly Spirits Co.
Modus Operandi
Nomad Brewing Company
Six Strings Brewery
Six Strings Brewery
Sydney Brewery - Surry Hills
Sydney Brewery - Surry Hills

Stadiums & Teams in Mona Vale

TeamLeagueDivision

Airports Near Mona Vale

19 airports within the area.

AirportIATAType
(Duplicate)Western Sydney International AirportLarge Airport
(Duplicate)Western Sydney International AirportWSILarge Airport
Sydney Kingsford Smith International AirportSYDLarge Airport
Camden AirportCDUMedium Airport
RAAF Base RichmondXRHMedium Airport
Sydney Bankstown AirportBWUMedium Airport
Aberfoyle AirstripSmall Airport
Dr Fox AirstripSmall Airport
Holsworthy (Military) AirportSmall Airport
Lake Macquarie AirportBEOSmall Airport
Mangrove Mountain AirportSmall Airport
Somersby AirstripGOSSmall Airport
St Mary's / Kennetts AirfieldSmall Airport
Tadji Park AirstripSmall Airport
The Oaks AirportSmall Airport
Tucker Creek AirstripSmall Airport
Warnervale AirportSmall Airport
Wedderburn AerodromeSmall Airport
Wilton AirportSmall Airport

Post Offices in Mona Vale

1 post offices.

Post OfficeAddress
Mona Vale Post Office

Treatment Centers in Mona Vale

56 treatment centers.

CenterTypePhone
A [TEST]
Acute Ophthalmic Services (AOS)
Annandale Eye Care
Australian Skin Cancer Clinics
Bondi Doctors
Bondi Healthcare
Bondi Road Doctors
Chatswood Medical & Dental Centre
Chatswood Medicare Urgent Care Clinic
Chiro & SportsMed.
Clinic 16 - Northern Sydney Sexual Health Clinic
Coastal Chiropractic
Covid-19 Test Clinic
Crown St Medical Centre
Crows Nest Child and Family Health Centre
D3 Clinic
Douglass Hanly Moir
East Sydney Doctors
Eastern Surburbs General Practice
Family Medical Prctice Ashfield
Family Practice
First Care Medical Centre
Footrpint Sports Clinic
Glebe Medical Centre
Hill Street Health Hub (Roseville)
Holy family Medical Centre
Hunters Hill Medical Practice and Allied Health
Hyde Park Medical Centre
Hypoxi Balgowlah
JMD Family Medical Centre
Lane Cove Child and Family Health Centre
Leslie Chan Herbalist
Marinucci Medical Centre
Monash IVF Sydney Day Hospital
Multicare Family Medical Centre
Myhealth Medical Centre - Potts Point
Myhealth Medical Centre Central Park
Narrabeen physiotherapy and sports injury centre
Neutral Bay Medical Centre
Newtown Chiropractic Clinic
Northern Beaches Rehabilitation
Opioid Treatment Program RNSH
Oracle Healthcare
Petersham Family Medical Centre
Phallosan Forte
Physiocise
Real Health Medical Centre
Redfern Medical Centre
SelectSkin
Seven Ways Health Centre
Surry Hills Medical Centre
Tensegrity Sports Clinics
The Mojo Klinik
V & S Zeldovich Surgery and Family Practice
Victoria Tower Medical
Vital Health Medical Centre

Churches & Religious Organizations in Mona Vale

2 religious organizations (IRS tax-exempt data).

NameAddress
Mona Vale Anglican Church
Sacred Heart

Quick Facts

Timezone
Australia/Sydney

🇦🇺 About Australia

Capital Canberra
Population 24,992,369
Area 7,686,850 km²
GDP (USD) $1,734,451,264,656
GDP per capita $65,058
HDI 0.946
Life expectancy 83.1 years
Internet users 97.1%
Urban population 87.5%
Currency AUD (Dollar)
Languages English
Calling code +61
TLD .au
Driving side left

Public Holidays in Australia

25 public holidays this year

Date Holiday Local Name
Jan 1 New Year's Day New Year's Day
Jan 26 Australia Day Australia Day
Mar 2 Labour Day Labour Day
Mar 9 Adelaide Cup Day Adelaide Cup Day
Mar 9 Canberra Day Canberra Day
Mar 9 Eight Hours Day Eight Hours Day
Mar 9 Labour Day Labour Day
Apr 3 Good Friday Good Friday
Apr 4 Holy Saturday Easter Eve
Apr 5 Easter Sunday Easter Sunday
Apr 6 Easter Monday Easter Monday
Apr 25 Anzac Day Anzac Day
Apr 27 Anzac Day Anzac Day
May 4 Labour Day Labour Day
May 4 May Day May Day
Jun 1 Reconciliation Day Reconciliation Day
Jun 1 Western Australia Day Western Australia Day
Jun 8 King's Birthday King's Birthday
Aug 3 Picnic Day Picnic Day
Sep 28 King's Birthday King's Birthday
Oct 5 King's Birthday King's Birthday
Oct 5 Labour Day Labour Day
Nov 3 Melbourne Cup Melbourne Cup
Dec 25 Christmas Day Christmas Day
Dec 28 St. Stephen's Day Boxing Day

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Get a comprehensive, print-ready PDF with all data for Mona Vale.

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Frequently Asked Questions About Mona Vale

What is the population of Mona Vale?

Mona Vale has a population of 10,877 residents and is located in Australia. The population density is 5 people per square mile, spread across 2,265.5 square miles. The median age of residents is 46.0 years, which is older than the national median of 38.9 years.

Is Mona Vale expensive to live in?

The median household income is $34,476, 54% below the national average of $75,149. The median home value is $366,200 (30% above the U.S. median). Renters pay a median of $1,831 per month, above the national average of $1,163. The home price-to-income ratio is 10.6x, which means housing is a stretch relative to local earnings.

What is the weather like in Mona Vale?

Mona Vale enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winter temperatures average 71°F in January, while summers reach an average of 57°F in July. The area receives 340 sunny days per year, well above the national average of 205. Annual rainfall totals 31.5 inches.

How is the job market in Mona Vale?

Mona Vale has a healthy job market with an unemployment rate of 3.5%, near the national average of 3.6%. The average weekly wage is $663. There are 1,033 business establishments in the area.

How much does housing cost in Mona Vale?

The median home value in Mona Vale is $366,200. For renters, the median monthly rent is $1,831. The homeownership rate is 77.4%.

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