New Jersey · Metropolitan Area
Monmouth Beach is a small town in New Jersey with a population of 3,201. Residents earn $140,074 per year, which is 86% above the national average.
Based on current data, Monmouth Beach receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Monmouth Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Monmouth Beach is $140,074, which is significantly higher than the national average — 86% above $75,149. This places Monmouth Beach among higher-income communities. The job market is very strong with unemployment at just 2.4%. Only 1.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 32 minutes.
The median home value in Monmouth Beach is $918,100, making it a premium housing market at 226% above the U.S. median of $281,900. Renters pay a median of $2,169 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.6x means housing costs are stretched relative to local earnings.
Monmouth Beach is a very safe community with a violent crime rate of 61 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,792 per 100,000, near the national average.
Monmouth Beach is a highly educated community — 64.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.4% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Monmouth Beach experiences four distinct seasons with an average temperature of 54°F. Winters average 33°F in January while summers reach 75°F in July. Annual precipitation totals 52.5 inches. Air quality is rated Good with a median AQI of 39.
| English Only | 88.1% |
| 12% above US avg | |
| Spanish | 11.9% |
| 11% below US avg |
| Median HH Income | $140,074 |
| 86% above US avg | |
| Per Capita Income | $115,245 |
| Avg Weekly Wage | $1,153 |
| IRS Avg AGI | $82,172 |
| Unemployment | 2.4% |
| 33% below US avg | |
| Poverty Rate | 1.0% |
| 92% below US avg | |
| Establishments (County) | 74,847 |
| County GDP | $145,934M |
| Restaurants | 6,391 |
| Healthcare | 7,173 |
| Retail | 10,184 |
| Manufacturing | 1,465 |
| Property Tax (IRS) | $7,470 |
| 113% above US avg | |
| Effective Tax Rate | 0.81% |
| Commute Time | 31.7 min |
| Drive Alone | 56.7% |
| Public Transit | 6.6% |
| Work from Home | 30.4% |
| Census Median | $918,100 |
| 226% above US avg | |
| Zillow ZHVI | $1,088,651 |
| Median List Price | $552,500 |
| Median List Price | $552,500 |
| $/Sq Ft | $651 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 98.1% |
| Price Drops | 6.7% |
| Inventory | 15 |
| Census Median Rent | $2,169 |
| 87% above US avg | |
| Rent Burden | 30.2% |
| Studio | $1,599 |
| 1 Bedroom | $1,759 |
| 2 Bedrooms | $2,132 |
| 3 Bedrooms | $2,658 |
| 4 Bedrooms | $3,005 |
| Owner-Occupied | 81.2% |
| Avg Tax (IRS) | $7,470 |
| 113% above US avg | |
| Effective Rate | 0.81% |
| Obesity | 28.0% |
| 13% below US avg | |
| Diabetes | 6.2% |
| Heart Disease | 3.9% |
| High Blood Pressure | 25.2% |
| Asthma | 8.9% |
| COPD | 3.4% |
| Stroke | 1.9% |
| Binge Drinking | 19.9% |
| Physical Inactivity | 14.2% |
| Depression | 15.7% |
| Mental Distress | 14.1% |
| Physical Distress | 8.7% |
| Insurance Rate | 98.8% |
| Checkup Rate | 76.6% |
| Premature Death | 6,345/100K |
| Food Environment | 8.2/10 |
| Exercise Access | 100.0% |
| Healthcare Facilities | 7,173 |
| Total Violent | 60.7/100K |
| 84% below US avg | |
| Murder | 0.0/100K |
| 100% below US avg | |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 60.7/100K |
| Total Property | 1,791.7/100K |
| 9% below US avg | |
| Burglary | 242.9/100K |
| Theft | 1,518.4/100K |
| Vehicle Theft | 30.4/100K |
| Arson | 0.0/100K |
| Fatal Crashes (County/yr) | 70 |
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
| Annual Average | 53.7°F |
| 1% below US avg | |
| January Average | 33°F (1°C) |
| July Average | 75°F (24°C) |
| Annual Rainfall | 52.5 inches |
| 38% above US avg |
| AQI Median | 39.0 |
| Rating | Good |
| Elevation | 4 ft (1 m) |
| Area | 1.0 sq mi (2.7 km²) |
| Population Density | 3,078/sq mi |
| Coordinates | 40.3359°N, 73.9856°W |
| County FIPS | 36047 |
Winner: Democrat by 44 points
| Bachelor's Degree+ | 64.9% |
| 93% above US avg | |
| High School+ | 97.4% |
| School Test Score | 6.24 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 3,078/sq mi |
| Total Area | 1.0 sq mi |
| Broadband Access | 99.2% |
| Public Libraries | 63 |
| Healthcare Facilities | 7,173 |
| Restaurants | 6,391 |
| Retail Stores | 10,184 |
| Fatal Crashes (County/yr) | 70 |
| Avg Commute | 31.7 min |
| Drive Alone | 56.7% |
| Public Transit | 6.6% |
| Work from Home | 30.4% |