Median Income
$46,389
38% lower than US avg
Home Value
$53,100
81% lower than US avg
Violent Crime
165/100K
56% lower than US avg
Bachelor's+
5.1%
85% lower than US avg
Obesity Rate
39.6%
23% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
21.4%
73% higher than US avg
How Monmouth Compares to the U.S. Average (100% = U.S. avg)
People
Population112
Median Age59.0 yrs
Density196/mi²
Male / Female47% / 53%
Largest GroupWhite 97%
Veterans14.7%
Economy
B
Median Income$46,389
Per Capita$30,995
Unemployment1.0%
Poverty21.4%
County GDP$907M
Commute24 min
Housing
A+
Home Value$53,100
Ownership82.7%
Zillow$260,925
Housing Units52
Rent Burden28.3%
Crime
F
Violent165/100K
Property3,111/100K
Health
Obesity39.6%
Uninsured6.9%
Smoking16.6%
Depression23.1%
Heart Disease5.4%
Climate
Avg Temp48°F (9°C)
AQI43 (Good)
Rain36.7 in/yr
Sunny Days260/yr
Elevation744 ft (227 m)
Education
F
Bachelor's+5.1%
High School+81.6%
Graduate+1.9%
School Score5.64
Community
2024 VoteR 66% / D 33%
Commute24 min
Broadband52.0%
EV Stations1
Libraries4
Is Monmouth a Good Place to Live?
Based on current data, Monmouth receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Monmouth has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Monmouth is $46,389, 38% below the national average of $75,149. The job market is very strong with unemployment at just 1.0%. The poverty rate of 21.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Monmouth is $53,100, 81% below the national median / offering relatively affordable homeownership. At just 1.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Monmouth is below the national average at 165 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,111 per 100,000, 59% above the national average.
Education
5.1% of residents hold a bachelor's degree, below the national average of 33.7%. 81.6% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Monmouth experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.7 inches, including 30.3 inches of snow. Air quality is rated Good with a median AQI of 43.
Monmouth has a population of 112 with a density of 196 people per square mile, spread across 0.6 square miles. The median age is 59.0 years, 52% older than the national median of 38.9. The gender split is 52.7% female and 47.3% male. The city is predominantly White (97.3%). English is the primary language spoken at home by 95.7% of residents. 14.7% of the population are veterans, above the national rate of 6.0%. 14.1% of residents have a disability. 100.0% have health insurance coverage.
Population
59.0yrs
Median Age
52% above US avg
Language Spoken at Home
English Only
95.7%
22% above US avg
Spanish
4.3%
68% below US avg
The median household income in Monmouth is $46,389, which is 38% below the national average of $75,149. Per capita income is $30,995 (below the $39,052 national figure). The average weekly wage is $870, 39% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 21.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 674 business establishments, including 38 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 2.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $46,389 |
| 38% below US avg |
| Per Capita Income | $30,995 |
| Avg Weekly Wage | $870 |
| IRS Avg AGI | $67,979 |
| Gini Index | 0.417 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 21.4% |
| 73% above US avg |
| Establishments (County) | 674 |
| County GDP | $907M |
Business (County)
| Restaurants | 38 |
| Healthcare | 42 |
| Retail | 76 |
| Manufacturing | 30 |
Tax & Cost of Living
| Property Tax (IRS) | $3,900 |
| 11% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 7.34% |
Commute & Transportation
| Commute Time | 24.2 min |
| Drive Alone | 95.5% |
| Public Transit | 0.0% |
| Work from Home | 2.3% |
The median home value in Monmouth is $53,100, 81% below the national median of $281,900. Zillow estimates the typical home value at $260,925, higher than the Census estimate. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 82.7% of housing units are owner-occupied (above the 65.4% national rate). There are 52 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,900. 28.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.1x, well within the affordable range.
Home Values
| Census Median | $53,100 |
| 81% below US avg |
| Zillow ZHVI | $260,925 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 82.7% |
| Owner-Occupied | 82.7% |
| Renter-Occupied | 17.3% |
| Housing Units | 52 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,900 |
| 11% above US avg |
| Effective Rate | 7.34% |
In Monmouth, 39.6% of adults are obese, above the national rate of 32.1%. 9.1% have diabetes. Heart disease affects 5.4% of residents. 30.5% have high blood pressure. 16.6% are current smokers. 23.8% report binge drinking. 24.3% are physically inactive. 23.1% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 6.9% of residents lack health insurance. The primary care physician ratio is 1:2,767. The dentist ratio is 1:1,932. 61.9% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Monmouth vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.6% |
| 23% above US avg |
| Diabetes | 9.1% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.5% |
| Asthma | 10.8% |
| COPD | 6.3% |
| Cancer | 7.3% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.6% |
| 19% above US avg |
| Binge Drinking | 23.8% |
| Physical Inactivity | 24.3% |
| Depression | 23.1% |
| Mental Distress | 18.9% |
| Physical Distress | 12.4% |
| Short Sleep | 39.3% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 6.9% |
| 20% below US avg |
| Primary Care | 1:2,767 |
| Dentists | 1:1,932 |
| Mental Health | 1:879 |
| Checkup Rate | 74.7% |
| Dental Visits | 68.6% |
| Premature Death | 6,844/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 61.9% |
| Healthcare Facilities | 42 |
Monmouth has a violent crime rate of 165 per 100,000 residents, 56% below the national average of 380. Property crime stands at 3,111 per 100,000, 59% above the U.S. average. The county recorded 3 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Monmouth receives a safety grade of F.
Crime Rates: Monmouth vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 165.5/100K |
| 56% below US avg |
| |
Property Crime
| Total Property | 3,110.5/100K |
| 59% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Monmouth experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.7 inches. The area receives 30.3 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 744 feet.
Temperature
19°F Jan (-7°C)
73°F Jul (23°C)
| Annual Average | 47.9°F |
| 11% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 744 ft (227 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 196/sq mi |
| Coordinates | 42.0751°N, 90.8822°W |
| Timezone | America/Chicago |
| County | Jackson County County |
| Nearest Airport | Monticello Regional (MXO)
18 miles away |
Precipitation & Snow
Annual Rainfall
36.7"
3% below US avg
Wettest Month (Jun)
4.45"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 36.1 / 100 |
| Social Vulnerability | 15.9 / 100 |
| Community Resilience | 75.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M3.5. Most recent: M3.5 on Sep 2, 1999.
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
126 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
648 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 5 fatalities, 222 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 13, 1990 |
EF4 |
48 km |
0 |
| Mar 29, 1981 |
EF4 |
89 km |
0 |
| Aug 12, 1974 |
EF4 |
58 km |
0 |
| Apr 11, 1965 |
EF4 |
25 km |
1 |
| Apr 30, 1954 |
EF4 |
72 km |
0 |
| Jun 1, 2007 |
EF3 |
93 km |
0 |
| May 21, 2004 |
EF3 |
78 km |
0 |
| Jul 27, 1995 |
EF3 |
88 km |
0 |
| May 9, 1995 |
EF3 |
55 km |
0 |
| Jun 19, 1993 |
EF3 |
30 km |
0 |
| Jun 19, 1993 |
EF3 |
66 km |
0 |
| Jul 13, 1992 |
EF3 |
24 km |
0 |
| Mar 13, 1990 |
EF3 |
73 km |
0 |
| May 8, 1988 |
EF3 |
37 km |
0 |
| May 8, 1988 |
EF3 |
78 km |
0 |
| Aug 15, 1978 |
EF3 |
90 km |
0 |
| Jun 20, 1974 |
EF3 |
52 km |
1 |
| Jun 14, 1974 |
EF3 |
79 km |
0 |
| May 13, 1974 |
EF3 |
56 km |
0 |
| Jul 12, 1971 |
EF3 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
1.2 in |
Coldest |
| February |
24°F (-5°C) |
1.1 in |
Driest |
| March |
36°F (2°C) |
2.3 in |
|
| April |
48°F (9°C) |
3.3 in |
|
| May |
60°F (16°C) |
3.8 in |
|
| June |
69°F (21°C) |
4.5 in |
Wettest |
| July |
73°F (23°C) |
3.8 in |
Warmest |
| August |
71°F (22°C) |
4.3 in |
|
| September |
63°F (17°C) |
4.1 in |
|
| October |
51°F (11°C) |
2.6 in |
|
| November |
37°F (3°C) |
2.3 in |
|
| December |
24°F (-5°C) |
1.7 in |
|
Monmouth has a seasonal temperature swing of 54°F / from 19°F in January to 73°F in July. Total annual precipitation is 35.0 inches, with June being the wettest month (4.5") and February the driest (1.1").
Average costs for common services in Monmouth. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $670 |
| Toddler | $577 |
| Preschool | $577 |
| Family Childcare (monthly) |
| Infant | $452 |
| Toddler | $445 |
| Preschool | $445 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Monmouth
What is the population of Monmouth?
Monmouth has a population of 112 residents and is located in Iowa. The population density is 196 people per square mile, spread across 0.6 square miles. The median age of residents is 59.0 years, which is older than the national median of 38.9 years. The population is 52.7% female and 47.3% male.
Is Monmouth expensive to live in?
Monmouth is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $46,389, 38% below the national average of $75,149. The median home value is $53,100 (81% below the U.S. median). The home price-to-income ratio is 1.1x, indicating housing is reasonably affordable relative to local income levels.
Is Monmouth safe?
Monmouth is safer than the national average, with a violent crime rate of 165 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,111 per 100,000 (above the national average). Overall, Monmouth receives a safety grade of F based on combined crime data.
What is the weather like in Monmouth?
Monmouth has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.7 inches, with 30.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Monmouth?
The job market in Monmouth is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $870. There are 674 business establishments in the area, including 38 restaurants and food service locations. The average commute time is 24 minutes, and 2.3% of workers work from home.
How much does housing cost in Monmouth?
The median home value in Monmouth is $53,100. Zillow estimates the typical home value at $260,925. The homeownership rate is 82.7%. The average annual property tax is $3,900.
How are the schools in Monmouth?
Schools in Monmouth score 5.6 out of 10 on standardized testing, near the national average. 5.1% of adults in Monmouth hold a bachelor's degree or higher, below the national average of 33.7%. 81.6% have completed high school. 1.9% hold a graduate or professional degree.
How healthy is Monmouth?
The obesity rate in Monmouth is 39.6% (above the national rate of 32.1%). 16.6% of adults are smokers. 24.3% are physically inactive. 23.1% of residents report depression. 6.9% lack health insurance (below the national rate). 61.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,767.
What is transportation like in Monmouth?
The average commute in Monmouth is 24 minutes, shorter than the national average of 28 minutes. 95.5% of workers drive alone to work, and 2.3% work from home.
What are the demographics of Monmouth?
The racial and ethnic makeup of Monmouth is 97.3% White. 95.7% of residents speak only English at home, while 4.3% speak Spanish. 14.7% of the population are military veterans. 14.1% of residents have a disability. 100.0% have health insurance coverage.
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