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Monte Rio, CA

California · Metropolitan Area

Monte Rio is a small town in California with a population of 765. Residents earn $48,922 per year, which is 35% below the national average.

2.6 /5.0
C+ Fair
765 Population 401/sq mi density
$48,922 Median Income $53,562 per capita
$666,200 Home Value $519,953 Zillow
$1,297 Median Rent 51.0% income on rent
54°F Avg Temperature 326 sunny days/yr
C+
Overall
2.6 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.0 / 5.0
$48,922 median income, 5.8% unemployment
F
Affordability
1.0 / 5.0
$666,200 home value, $1,297/mo rent
B+
Education
3.7 / 5.0
33.3% bachelor's degree or higher
Median Income $48,922
35% lower than US avg
Home Value $666,200
136% higher than US avg
Bachelor's+ 33.3%
1% lower than US avg
Median Rent $1,297
12% higher than US avg
Obesity Rate 25.8%
20% lower than US avg
Unemployment 5.8%
61% higher than US avg
Poverty Rate 14.4%
16% higher than US avg

How Monte Rio Compares to the U.S. Average (100% = U.S. avg)

People

Population765
Median Age63.4 yrs
Density401/mi²
Male / Female59% / 41%
Largest GroupWhite 86%
Veterans4.9%

Economy

B
Median Income$48,922
Per Capita$53,562
Unemployment5.8%
Poverty14.4%
County GDP$39,448M
Commute22 min

Housing

F
Home Value$666,200
Rent$1,297
OwnershipN/A
Zillow$519,953
Housing Units802
Rent Burden51.0%

Health

Obesity25.8%
Uninsured5.7%
Smoking11.4%
Depression25.8%
Heart Disease4.9%

Climate

Avg Temp54°F (12°C)
AQI48 (Good)
Rain28.9 in/yr
Sunny Days326/yr
Elevation32 ft (10 m)

Education

B+
Bachelor's+33.3%
High School+97.9%
Graduate+15.5%
School Score4.69

Community

2024 VoteR 25% / D 71%
Commute22 min
Broadband95.8%
EV Stations2
Libraries16

Is Monte Rio a Good Place to Live?

Based on current data, Monte Rio receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include abundant sunshine, high health insurance coverage, strong internet connectivity. Areas to be aware of include high housing costs, above-average unemployment, below-average incomes. Monte Rio has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Monte Rio is $48,922, 35% below the national average of $75,149. The unemployment rate of 5.8% is somewhat elevated compared to the national rate of 3.6%. 14.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Monte Rio is $666,200, making it a premium housing market at 136% above the U.S. median of $281,900. Renters pay a median of $1,297 per month. With a home price-to-income ratio of 13.6x, housing affordability is a significant challenge for many families.

Education

Educational attainment is solid, with 33.3% holding a bachelor's degree or higher, near the national average. 97.9% have completed high school. Area schools have an average test score of 4.7/10.

Climate & Weather

Monte Rio experiences four distinct seasons with an average temperature of 54°F. Winters average 50°F in January while summers reach 57°F in July. With 326 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 28.9 inches. Air quality is rated Good with a median AQI of 48.

Monte Rio has a population of 765 with a density of 401 people per square mile. The median age is 63.4 years, 63% older than the national median of 38.9. The city is predominantly White (86.1%).

Population

765
Total Population
401
People / sq mi
63.4yrs
Median Age
63% above US avg
1.9mi²
Land Area

Gender Distribution

Male 58.8%
Female 41.2%

Race & Ethnicity

Monte Rio vs U.S. Average

Language Spoken at Home

English Only92.8%
18% above US avg
Spanish7.2%
46% below US avg

Social Characteristics

Monte Rio vs U.S. Average

The median household income in Monte Rio is $48,922, which is 35% below the national average of $75,149. The unemployment rate is 5.8% (above the 3.6% US average). 14.4% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Monte Rio vs U.S.

Commute Mode

Income

Median HH Income$48,922
35% below US avg
Per Capita Income$53,562
Avg Weekly Wage$1,373
IRS Avg AGI$104,542

Employment & Poverty

Unemployment5.8%
61% above US avg
Poverty Rate14.4%
16% above US avg
Establishments (County)21,652
County GDP$39,448M

Business (County)

Restaurants1,311
Healthcare1,623
Retail1,675
Manufacturing922

Tax & Cost of Living

Property Tax (IRS)$8,415
140% above US avg
Cost of Living110.70 (100=avg)
Effective Tax Rate1.26%

Commute & Transportation

Commute Time22.3 min
Drive Alone62.4%
Public Transit0.0%
Work from Home25.7%

Walkability

The median home value in Monte Rio is $666,200, 136% above the national average. Monthly rent averages $1,297 (12% above US avg). Zillow estimates the typical home value at $519,953.

Home Value Sources

Ownership Split

Home Values

Census Median$666,200
136% above US avg
Zillow ZHVI$519,953

Real Estate Market (Redfin)

$/Sq Ft$473
Homes Sold1
Sale-to-List Ratio103.2%
Price Drops0.0%
Inventory3

Rental Costs

Census Median Rent$1,297
12% above US avg
Rent Burden51.0%

HUD Fair Market Rent

Studio$1,513
1 Bedroom$1,647
2 Bedrooms$2,053
3 Bedrooms$2,752
4 Bedrooms$3,165

Ownership & Property

Owner-Occupied76.1%
Housing Units802
Median Year Built1949

Property Tax

Avg Tax (IRS)$8,415
140% above US avg
Effective Rate1.26%
In Monte Rio, 25.8% of adults are obese (below the 32.1% national rate). 5.7% of residents lack health insurance. 11.4% are current smokers. 25.8% report depression. 17.4% are physically inactive.

Health Metrics: Monte Rio vs U.S. Average (%)

Chronic Conditions

Obesity25.8%
20% below US avg
Diabetes7.8%
Heart Disease4.9%
High Blood Pressure26.7%
Asthma10.4%
COPD4.9%
Cancer7.4%
Stroke2.6%

Behaviors & Mental Health

Smoking11.4%
19% below US avg
Binge Drinking19.3%
Physical Inactivity17.4%
Depression25.8%
Mental Distress18.1%
Physical Distress11.8%
Short Sleep33.5%

Healthcare Access

Insurance Rate98.4%
Uninsured5.7%
34% below US avg
Checkup Rate69.6%
Dental Visits70.4%
Premature Death5,997/100K

Food & Exercise

Food Environment8.9/10
Exercise Access93.4%
Healthcare Facilities1,623
Monte Rio has an average annual temperature of 54°F (12°C). Winters average 50°F in January while summers reach 57°F in July. Annual precipitation is 28.9 inches. The area enjoys 326 sunny days per year. Air quality is rated Good with a median AQI of 48.

Temperature

50°F Jan (10°C) 57°F Jul (14°C)
Annual Average53.5°F
1% below US avg
January Average50°F (10°C)
July Average57°F (14°C)
Sunny Days326 days/yr

Precipitation & Snow

Annual Rainfall28.9 inches
24% below US avg

Air Quality

AQI Median48.0
RatingGood

Geography

Elevation32 ft (10 m)
Area1.9 sq mi (4.9 km²)
Population Density401/sq mi
Coordinates38.4736°N, 123.0262°W
TimezoneAmerica/Los_Angeles
County FIPS06097
It is classified as Metro — 250K–1M. 33.3% of residents hold a bachelor's degree or higher (1% below US avg). In the 2024 election, the county voted Democrat by a 46.2-point margin. 95.8% of households have broadband internet.

2024 Presidential Election (County)

R 25.2%
D 71.4%

Winner: Democrat by 46.2 points

Education

Bachelor's Degree+33.3%
1% below US avg
High School+97.9%
Graduate Degree+15.5%
School Test Score4.69
B+ Education Grade (3.7/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density401/sq mi
Total Area1.9 sq mi

Infrastructure & Services

Broadband Access95.8%
EV Charging Stations2
Alt Fuel Stations2
Public Libraries16
Healthcare Facilities1,623
Restaurants1,311
Retail Stores1,675

Safety & Disasters

Fatal Crashes (County/yr)38
FEMA Disaster Declarations364

Commute & Transportation

Avg Commute22.3 min
Drive Alone62.4%
Public Transit0.0%
Work from Home25.7%

Nearby Cities

Guerneville, CA 4,522 pop · 3.6 mi Occidental, CA 1,162 pop · 7.1 mi Forestville, CA 3,862 pop · 7.4 mi Graton, CA 1,819 pop · 9.0 mi Bodega Bay, CA 1,116 pop · 10.1 mi Sebastopol, CA 7,466 pop · 11.9 mi Windsor, CA 26,179 pop · 12.7 mi Healdsburg, CA 11,274 pop · 13.5 mi Larkfield-Wikiup, CA 8,861 pop · 15.0 mi Santa Rosa, CA 177,216 pop · 17.4 mi Rohnert Park, CA 44,461 pop · 19.6 mi Cotati, CA 7,533 pop · 19.8 mi Sonoma State University, CA 1,957 pop · 21.2 mi Cloverdale, CA 8,933 pop · 22.2 mi
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