California · Metropolitan Area
Montecito is a small city in California with a population of 8,823. Residents earn $222,966 per year, which is 197% above the national average.
Based on current data, Montecito receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Montecito offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in Montecito is $222,966, which is significantly higher than the national average — 197% above $75,149. This places Montecito among higher-income communities. The job market is very strong with unemployment at just 1.9%. Only 7.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
The median home value in Montecito is $2,000,001, making it a premium housing market at 609% above the U.S. median of $281,900. Renters pay a median of $3,501 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 9x, housing affordability is a significant challenge for many families.
Montecito is a highly educated community — 74.9% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.3% have completed high school. Area schools have an average test score of 4.7/10.
Montecito enjoys a moderate climate with an average annual temperature of 63°F. Winters average 57°F in January while summers reach 68°F in July. Annual precipitation totals 19.0 inches. Air quality is rated Good with a median AQI of 48.
| English Only | 85.3% |
| 9% above US avg | |
| Spanish | 14.7% |
| 10% above US avg |
| Median HH Income | $222,966 |
| 197% above US avg | |
| Per Capita Income | $132,404 |
| Avg Weekly Wage | $1,356 |
| IRS Avg AGI | $102,674 |
| Unemployment | 1.9% |
| 47% below US avg | |
| Poverty Rate | 7.5% |
| 40% below US avg | |
| Establishments (County) | 31,435 |
| County GDP | $69,606M |
| Restaurants | 1,758 |
| Healthcare | 3,115 |
| Retail | 2,556 |
| Manufacturing | 867 |
| Property Tax (IRS) | $8,383 |
| 140% above US avg | |
| Effective Tax Rate | 0.42% |
| Commute Time | 18.3 min |
| Work from Home | 29.9% |
| Census Median | $2,000,001 |
| 609% above US avg | |
| Zillow ZHVI | $5,327,075 |
| Median List Price | $6,224,500 |
| Median List Price | $6,224,500 |
| $/Sq Ft | $2,174 |
| Homes Sold | 8 |
| Sale-to-List Ratio | 96.2% |
| Price Drops | 16.3% |
| Inventory | 49 |
| Census Median Rent | $3,501 |
| 201% above US avg | |
| Zillow Rent (ZORI) | $13,375 |
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
| Owner-Occupied | 73.6% |
| Avg Tax (IRS) | $8,383 |
| 140% above US avg | |
| Effective Rate | 0.42% |
| Obesity | 22.6% |
| 30% below US avg | |
| Diabetes | 6.5% |
| Heart Disease | 4.0% |
| High Blood Pressure | 25.3% |
| Asthma | 10.1% |
| COPD | 3.7% |
| Stroke | 2.1% |
| Binge Drinking | 20.0% |
| Physical Inactivity | 13.9% |
| Depression | 24.0% |
| Mental Distress | 16.0% |
| Physical Distress | 10.0% |
| Insurance Rate | 98.6% |
| Checkup Rate | 71.6% |
| Premature Death | 5,626/100K |
| Food Environment | 9.0/10 |
| Exercise Access | 97.7% |
| Healthcare Facilities | 3,115 |
| Fatal Crashes (County/yr) | 51 |
| FEMA Disasters | 637 |
| Annual Average | 62.5°F |
| 16% above US avg | |
| January Average | 57°F (14°C) |
| July Average | 68°F (20°C) |
| Annual Rainfall | 19.0 inches |
| 50% below US avg | |
| Snowfall | 0.0 inches/yr |
| AQI Median | 48.0 |
| Rating | Good |
| Elevation | 24 ft (7 m) |
| Area | 9.2 sq mi (23.8 km²) |
| Population Density | 961/sq mi |
| Coordinates | 34.4186°N, 119.6331°W |
| County FIPS | 06111 |
Winner: Democrat by 15.1 points
| Bachelor's Degree+ | 74.9% |
| 122% above US avg | |
| High School+ | 98.3% |
| School Test Score | 4.69 |
| RUCC Code 2 | Metro — 250K–1M |
| Population Density | 961/sq mi |
| Total Area | 9.2 sq mi |
| EV Charging Stations | 2 |
| Alt Fuel Stations | 2 |
| Public Libraries | 24 |
| Healthcare Facilities | 3,115 |
| Restaurants | 1,758 |
| Retail Stores | 2,556 |
| Fatal Crashes (County/yr) | 51 |
| FEMA Disaster Declarations | 637 |
| Avg Commute | 18.3 min |
| Work from Home | 29.9% |