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Monterey, VA

Virginia

Monterey is a small town in Virginia with a population of 200. Residents earn $58,656 per year, which is 22% below the national average.

4.7 /5.0
A+ Excellent
200 Population 625/sq mi density
$58,656 Median Income $45,886 per capita
$143,800 Home Value $265,642 Zillow
$1,006 Median Rent 40.3% income on rent
49°F Avg Temperature 293 sunny days/yr
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A
Economy
4.2 / 5.0
$58,656 median income, 0.0% unemployment
A+
Affordability
5.0 / 5.0
$143,800 home value, $1,006/mo rent
A+
Education
5.0 / 5.0
75.3% bachelor's degree or higher
Median Income $58,656
22% lower than US avg
Home Value $143,800
49% lower than US avg
Bachelor's+ 75.3%
123% higher than US avg
Median Rent $1,006
13% lower than US avg
Obesity Rate 33.2%
3% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 4.9%
60% lower than US avg

How Monterey Compares to the U.S. Average (100% = U.S. avg)

People

Population200
Median Age67.8 yrs
Density625/mi²
Male / Female33% / 67%
Largest GroupWhite 95%
Veterans5.1%

Economy

A
Median Income$58,656
Per Capita$45,886
Unemployment0.0%
Poverty4.9%
County GDP$111M
Commute17 min

Housing

A+
Home Value$143,800
Rent$1,006
OwnershipN/A
Zillow$265,642
Housing Units163
Rent Burden40.3%

Health

Obesity33.2%
Uninsured8.9%
Smoking14.4%
Depression23.5%
Heart Disease5.5%

Climate

Avg Temp49°F (9°C)
AQI35 (Good)
Rain46.9 in/yr
Sunny Days293/yr
Elevation2,891 ft (881 m)

Education

A+
Bachelor's+75.3%
High School+95.8%
Graduate+11.9%
School Score5.58

Community

2024 VoteR 72% / D 27%
Commute17 min
Broadband38.1%
Libraries1

Is Monterey a Good Place to Live?

Based on current data, Monterey receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a highly educated population, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Monterey stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Monterey is $58,656, 22% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 4.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Monterey is $143,800, 49% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,006 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Education

Monterey is a highly educated community — 75.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 95.8% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Monterey experiences four distinct seasons with an average temperature of 49°F. Winters average 29°F in January while summers reach 68°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 46.9 inches, including 39.1 inches of snow. Air quality is rated Good with a median AQI of 35.

Monterey has a population of 200 with a density of 625 people per square mile. The median age is 67.8 years, 74% older than the national median of 38.9. The city is predominantly White (95%).

Population

200
Total Population
625
People / sq mi
67.8yrs
Median Age
74% above US avg
0.3mi²
Land Area

Gender Distribution

Male 33%
Female 67%

Race & Ethnicity

Monterey vs U.S. Average

Language Spoken at Home

English Only95.1%
21% above US avg
Spanish4.9%
63% below US avg

Social Characteristics

Monterey vs U.S. Average

The median household income in Monterey is $58,656, which is 22% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 4.9% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Monterey vs U.S.

Commute Mode

Income

Median HH Income$58,656
22% below US avg
Per Capita Income$45,886
Avg Weekly Wage$856
IRS Avg AGI$52,231

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate4.9%
60% below US avg
Establishments (County)135
County GDP$111M

Business (County)

Restaurants3
Healthcare5
Retail14
Manufacturing3

Tax & Cost of Living

Property Tax (IRS)$2,675
24% below US avg
Effective Tax Rate1.86%

Commute & Transportation

Commute Time17.4 min
Drive Alone61.7%
Public Transit0.0%
Work from Home6.7%

Walkability

The median home value in Monterey is $143,800, 49% below the national average. Monthly rent averages $1,006 (13% below US avg). Zillow estimates the typical home value at $265,642.

Home Value Sources

Ownership Split

Home Values

Census Median$143,800
49% below US avg
Zillow ZHVI$265,642

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,006
13% below US avg
Rent Burden40.3%

HUD Fair Market Rent

Studio$1,137
1 Bedroom$1,181
2 Bedrooms$1,369
3 Bedrooms$1,787
4 Bedrooms$2,126

Ownership & Property

Owner-Occupied69.1%
Housing Units163
Median Year Built1938

Property Tax

Avg Tax (IRS)$2,675
24% below US avg
Effective Rate1.86%
In Monterey, 33.2% of adults are obese (above the 32.1% national rate). 8.9% of residents lack health insurance. 14.4% are current smokers. 23.5% report depression. 21.6% are physically inactive.

Health Metrics: Monterey vs U.S. Average (%)

Chronic Conditions

Obesity33.2%
3% above US avg
Diabetes9.6%
Heart Disease5.5%
High Blood Pressure30.8%
Asthma9.9%
COPD6.1%
Cancer7.4%
Stroke2.7%

Behaviors & Mental Health

Smoking14.4%
3% above US avg
Binge Drinking19.0%
Physical Inactivity21.6%
Depression23.5%
Mental Distress17.3%
Physical Distress12.5%
Short Sleep33.8%

Healthcare Access

Insurance Rate91.5%
Uninsured8.9%
3% above US avg
Checkup Rate75.0%
Dental Visits67.5%
Premature Death9,676/100K

Food & Exercise

Food Environment5.1/10
Exercise Access63.0%
Healthcare Facilities5
Monterey has an average annual temperature of 49°F (9°C). Winters average 29°F in January while summers reach 68°F in July. Annual precipitation is 46.9 inches. The area enjoys 293 sunny days per year. Air quality is rated Good with a median AQI of 35.

Temperature

29°F Jan (-2°C) 68°F Jul (20°C)
Annual Average48.9°F
9% below US avg
January Average29°F (-2°C)
July Average68°F (20°C)
Sunny Days293 days/yr

Precipitation & Snow

Annual Rainfall46.9 inches
23% above US avg
Snowfall39.1 inches/yr

Air Quality

AQI Median35.0
RatingGood

Geography

Elevation2,891 ft (881 m)
Area0.3 sq mi (0.8 km²)
Population Density625/sq mi
Coordinates38.4116°N, 79.5809°W
TimezoneAmerica/New_York
County FIPS51091
It is classified as Nonmetro — Rural, adjacent. 75.3% of residents hold a bachelor's degree or higher (123% above US avg). In the 2024 election, the county voted Republican by a 44.4-point margin. 38.1% of households have broadband internet.

2024 Presidential Election (County)

R 71.6%
D 27.2%

Winner: Republican by 44.4 points

Education

Bachelor's Degree+75.3%
123% above US avg
High School+95.8%
Graduate Degree+11.9%
School Test Score5.58
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density625/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access38.1%
Public Libraries1
Healthcare Facilities5
Restaurants3
Retail Stores14

Safety & Disasters

Fatal Crashes (County/yr)2

Commute & Transportation

Avg Commute17.4 min
Drive Alone61.7%
Public Transit0.0%
Work from Home6.7%

Nearby Cities

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