Home Value
$38,900
86% lower than US avg
Violent Crime
165/100K
57% lower than US avg
Bachelor's+
5.5%
84% lower than US avg
Obesity Rate
40.8%
27% higher than US avg
Unemployment
13.8%
283% higher than US avg
Poverty Rate
27.8%
124% higher than US avg
How Montezuma Creek Compares to the U.S. Average (100% = U.S. avg)
People
Population256
Median Age33.8 yrs
Density21/mi²
Male / Female57% / 43%
Largest GroupWhite 1%
Veterans9.8%
Economy
Per Capita$19,914
Unemployment13.8%
Poverty27.8%
County GDP$823M
Commute24 min
Housing
Home Value$38,900
Ownership80.2%
Zillow$324,314
Housing Units97
Rent Burden21.8%
Crime
F
Violent165/100K
Property2,451/100K
Health
Obesity40.8%
Uninsured16.4%
Smoking25.5%
Depression26.3%
Heart Disease9.8%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain10.2 in/yr
Sunny Days330/yr
Elevation4,417 ft (1,346 m)
Education
F
Bachelor's+5.5%
High School+79.4%
Graduate+2.6%
School Score4.13
Community
2024 VoteR 57% / D 41%
Commute24 min
Broadband86.0%
EV Stations4
Libraries5
Is Montezuma Creek a Good Place to Live?
Based on current data, Montezuma Creek receives an overall livability score of 1.2 out of 5.0, earning a grade of F. Key strengths include low crime rates, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Montezuma Creek faces significant challenges across several quality-of-life categories.
Economy & Jobs
At 13.8%, unemployment is notably high. The poverty rate of 27.8% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Montezuma Creek is $38,900, 86% below the national median / offering relatively affordable homeownership.
Safety & Crime
Violent crime in Montezuma Creek is below the national average at 165 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,451 per 100,000, 25% above the national average.
Education
5.5% of residents hold a bachelor's degree, below the national average of 33.7%. 79.4% have completed high school. Area schools have an average test score of 4.1/10.
Climate & Weather
Montezuma Creek experiences four distinct seasons with an average temperature of 54°F. Winters average 31°F in January while summers reach 78°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 10.2 inches, including 12.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Montezuma Creek has a population of 256 with a density of 21 people per square mile, spread across 12.4 square miles. The median age is 33.8 years, 13% younger than the national median of 38.9. The gender split is 42.6% female and 57.4% male. The city is predominantly Hispanic (96.1%), with 1.2% White, 89.8% Asian. English is the primary language spoken at home by 42.6% of residents, while 57.4% speak Spanish. 9.8% of the population are veterans, above the national rate of 6.0%. 25.7% of residents have a disability (above the 13.0% national average). 93.4% have health insurance coverage.
Population
33.8yrs
Median Age
13% below US avg
Race & Ethnicity
Montezuma Creek vs U.S. Average
Language Spoken at Home
English Only
42.6%
46% below US avg
Spanish
57.4%
328% above US avg
Social Characteristics
Montezuma Creek vs U.S. Average
Per capita income is $19,914 (below the $39,052 national figure). The average weekly wage is $956, 33% lower than the U.S. average. The unemployment rate is 13.8% (above the 3.6% US average). 27.8% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 386 business establishments, including 51 restaurants. The cost of living index is 98.9, roughly in line with the national average. Workers commute an average of 24 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income: Montezuma Creek vs U.S.
Income
| |
| Per Capita Income | $19,914 |
| Avg Weekly Wage | $956 |
| IRS Avg AGI | $54,640 |
| Gini Index | 0.506 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 13.8% |
| 283% above US avg |
| Poverty Rate | 27.8% |
| 124% above US avg |
| Establishments (County) | 386 |
| County GDP | $823M |
Business (County)
| Restaurants | 51 |
| Healthcare | 31 |
| Retail | 41 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $2,809 |
| 20% below US avg |
| Cost of Living | 98.90 (100=avg) |
| Effective Tax Rate | 7.22% |
Commute & Transportation
| Commute Time | 23.9 min |
| Drive Alone | 94.3% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Montezuma Creek is $38,900, 86% below the national median of $281,900. Zillow estimates the typical home value at $324,314, higher than the Census estimate. Fair market rent ranges from $1,082 for a one-bedroom to $1,313 for a two-bedroom apartment. 80.2% of housing units are owner-occupied (above the 65.4% national rate). There are 97 total housing units in the city. The median year a home was built is 1980. The average annual property tax is $2,809 (lower than the $3,500 national average). 21.8% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $38,900 |
| 86% below US avg |
| Zillow ZHVI | $324,314 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $981 |
| 1 Bedroom | $1,082 |
| 2 Bedrooms | $1,313 |
| 3 Bedrooms | $1,746 |
| 4 Bedrooms | $2,105 |
Ownership & Property
| Homeownership | 80.2% |
| Owner-Occupied | 80.2% |
| Renter-Occupied | 19.8% |
| Housing Units | 97 |
| Median Year Built | 1980 |
Property Tax
| Avg Tax (IRS) | $2,809 |
| 20% below US avg |
| Effective Rate | 7.22% |
In Montezuma Creek, 40.8% of adults are obese, above the national rate of 32.1%. 20.5% have diabetes (above the 10.5% national rate). Heart disease affects 9.8% of residents, above the national average. 41.2% have high blood pressure. 25.5% are current smokers (above the 14.0% national rate). 9.4% report binge drinking. 32.3% are physically inactive, above the national average. 26.3% report depression (above the 20.0% national average). 24.5% experience frequent mental distress. 16.4% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,610. The dentist ratio is 1:845. 34.2% of residents have access to exercise opportunities. The food environment index is 4.0 out of 10.
Health Metrics: Montezuma Creek vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.8% |
| 27% above US avg |
| Diabetes | 20.5% |
| Heart Disease | 9.8% |
| High Blood Pressure | 41.2% |
| Asthma | 15.1% |
| COPD | 11.1% |
| Cancer | 6.1% |
| Stroke | 6.3% |
Behaviors & Mental Health
| Smoking | 25.5% |
| 82% above US avg |
| Binge Drinking | 9.4% |
| Physical Inactivity | 32.3% |
| Depression | 26.3% |
| Mental Distress | 24.5% |
| Physical Distress | 23.7% |
| Short Sleep | 45.4% |
Healthcare Access
| Insurance Rate | 93.4% |
| Uninsured | 16.4% |
| 91% above US avg |
| Primary Care | 1:1,610 |
| Dentists | 1:845 |
| Mental Health | 1:552 |
| Checkup Rate | 71.3% |
| Dental Visits | 43.5% |
| Premature Death | 14,025/100K |
Food & Exercise
| Food Environment | 4.0/10 |
| Exercise Access | 34.2% |
| Healthcare Facilities | 31 |
Montezuma Creek has a violent crime rate of 165 per 100,000 residents, 57% below the national average of 380. Property crime stands at 2,451 per 100,000, 25% above the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Montezuma Creek receives a safety grade of F.
Crime Rates: Montezuma Creek vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 165.2/100K |
| 57% below US avg |
| |
Property Crime
| Total Property | 2,451.1/100K |
| 25% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Montezuma Creek experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 31°F in January while summers reach 78°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 10.2 inches (drier than the 38-inch national average). The area receives 12.2 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 4,417 feet.
Temperature
31°F Jan (-1°C)
78°F Jul (26°C)
| Annual Average | 53.7°F |
| 1% below US avg |
| January Average | 31°F (-1°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 4,417 ft (1,346 m) |
| Area | 12.4 sq mi (32.1 km²) |
| Population Density | 21/sq mi |
| Coordinates | 37.2515°N, 109.3037°W |
| Timezone | America/Denver |
| County | San Juan County County |
| Nearest Airport | Four Corners Regional (FMN)
69 miles away |
Precipitation & Snow
Annual Rainfall
10.2"
73% below US avg
Wettest Month (Oct)
1.18"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 26.8 / 100 |
| Social Vulnerability | 91.4 / 100 |
| Community Resilience | 1.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Relatively High |
| Volcano |
Very Low |
| Avalanche |
Relatively High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
75 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.5. Most recent: M2.6 on Aug 26, 2024.
| Mar 4, 2019 |
29 km E of La Sal, Utah |
M4.5 |
120 km |
| May 27, 2000 |
29 km WNW of Naturita, Colorado |
M4.4 |
121 km |
| Jan 24, 2013 |
22 km E of La Sal, Utah |
M3.9 |
122 km |
| Mar 1, 2016 |
34 km N of Halls Crossing, Utah |
M3.8 |
131 km |
| Jul 6, 1999 |
27 km WNW of Naturita, Colorado |
M3.7 |
120 km |
| Apr 22, 2017 |
4 km SSW of Bluff, Utah |
M3.7 |
23 km |
| Jun 3, 1999 |
28 km E of La Sal, Utah |
M3.7 |
120 km |
| Jun 6, 2008 |
10 km NE of Bluff, Utah |
M3.6 |
19 km |
| Mar 10, 2023 |
16 km S of Ophir, Colorado |
M3.6 |
138 km |
| Oct 14, 1993 |
36 km SW of Spanish Valley, Utah |
M3.6 |
124 km |
| Aug 2, 1991 |
59 km WNW of Blanding, Utah |
M3.4 |
95 km |
| Jun 25, 1991 |
10 km W of Oljato-Monument Valley, Utah |
M3.4 |
98 km |
| Jul 13, 2009 |
3 km SE of Navajo Mountain, Utah |
M3.3 |
132 km |
| Dec 15, 1997 |
7 km ENE of La Sal, Utah |
M3.2 |
120 km |
| Feb 24, 1993 |
16 km SSE of Monticello, Utah |
M3.1 |
53 km |
| May 13, 1993 |
19 km SSE of Monticello, Utah |
M3.1 |
50 km |
| Mar 15, 2000 |
Colorado |
M3.1 |
120 km |
| Jun 6, 2002 |
29 km E of La Sal, Utah |
M3.0 |
127 km |
| May 8, 1998 |
15 km E of La Sal, Utah |
M3.0 |
122 km |
| Mar 31, 2009 |
32 km NE of Halls Crossing, Utah |
M3.0 |
109 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
7 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2.
| Date |
Rating |
Distance |
Fatalities |
| Apr 25, 1985 |
EF2 |
65 km |
0 |
| Sep 5, 1970 |
EF1 |
44 km |
0 |
| Sep 13, 2022 |
EF0 |
67 km |
0 |
| Jun 6, 2015 |
EF0 |
45 km |
0 |
| Sep 10, 2013 |
EF0 |
75 km |
0 |
| Jul 18, 2011 |
EF0 |
53 km |
0 |
| Apr 29, 1957 |
EF0 |
65 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BIRCHER (23,317 ac, 2000).
| Year |
Name |
Acres |
Distance |
| 2000 |
BIRCHER |
23,317 |
80 km |
| 2018 |
PLATEAU |
19,746 |
83 km |
| 2012 |
WEBER |
10,898 |
92 km |
| 2009 |
NARRAGUINNEP |
7,798 |
75 km |
| 2019 |
DOE CANYON |
7,388 |
79 km |
| 1986 |
WESTTOE |
5,397 |
29 km |
| 1986 |
HOGAN |
5,298 |
31 km |
| 2000 |
PONY |
5,224 |
66 km |
| 1996 |
CHAPIN 5 |
4,832 |
73 km |
| 2002 |
CANYONS COMPLEX (HAMMOND) |
3,859 |
61 km |
| 2002 |
CARRIZO 1 |
3,701 |
52 km |
| 1996 |
DISAPPOINTMENT |
3,642 |
89 km |
| 1984 |
FERNANDO |
3,419 |
34 km |
| 2019 |
PEAVINE CANYON |
3,265 |
70 km |
| 2020 |
EAST CANYON |
3,031 |
96 km |
| 1987 |
AZTECTHREE |
2,857 |
44 km |
| 1989 |
LONG MESA |
2,660 |
68 km |
| 2002 |
LONG MESA |
2,599 |
73 km |
| 2009 |
BRADFIELD |
2,549 |
73 km |
| 1998 |
HOVENWEEP |
2,456 |
22 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-1°C) |
0.8 in |
Coldest |
| February |
37°F (3°C) |
0.8 in |
|
| March |
45°F (7°C) |
0.9 in |
|
| April |
53°F (11°C) |
0.6 in |
|
| May |
62°F (17°C) |
0.6 in |
|
| June |
72°F (22°C) |
0.3 in |
Driest |
| July |
78°F (26°C) |
0.8 in |
Warmest |
| August |
78°F (26°C) |
0.9 in |
|
| September |
69°F (21°C) |
0.9 in |
|
| October |
57°F (14°C) |
1.2 in |
Wettest |
| November |
43°F (6°C) |
0.9 in |
|
| December |
32°F (0°C) |
0.8 in |
|
Montezuma Creek has a seasonal temperature swing of 48°F / from 31°F in January to 78°F in July. Total annual precipitation is 9.2 inches, with October being the wettest month (1.2") and June the driest (0.3").
Average costs for common services in Montezuma Creek. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$396) |
| Specialist Visit |
$346 ($198–$544) |
| Urgent Care Visit |
$198 ($99–$346) |
| Emergency Room Visit |
$2,176 ($791–$4,945) |
| Dental Cleaning |
$129 ($74–$198) |
| Dental Filling |
$247 ($148–$396) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$119) |
| Brake Pad Replacement |
$297 ($148–$495) |
| Tire Rotation |
$40 ($20–$74) |
| New Tires (Set of 4) |
$593 ($396–$989) |
| Battery Replacement |
$198 ($99–$346) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$396 ($148–$791) |
| HVAC System Install |
$6,923 ($3,956–$11,868) |
| Roof Repair |
$989 ($396–$1,978) |
| Roof Replacement |
$8,901 ($5,440–$14,835) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,484 ($495–$3,462) |
| Divorce (Contested) |
$14,835 ($4,945–$29,670) |
| DUI Defense |
$4,945 ($1,978–$9,890) |
| Bankruptcy (Chapter 7) |
$1,484 ($791–$2,967) |
| Will Preparation |
$495 ($198–$989) |
| Trust Preparation |
$2,473 ($989–$4,945) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$129) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.05 ($2.97–$5.44) |
| Dozen Eggs (per dozen) |
$3.46 ($2.47–$4.95) |
| Loaf of Bread |
$3.76 ($2.47–$5.44) |
| Chicken Breast (per lb) |
$4.45 ($2.97–$6.43) |
| Ground Beef (per lb) |
$5.44 ($3.96–$7.42) |
| Rice (per lb) |
$0.99 ($0.59–$1.78) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($40–$119) |
| Internet (Monthly) |
$69 ($40–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$198 ($74–$495) |
| Car Insurance (Annual) |
$1,978 ($1,187–$3,462) |
| Bus Pass (Monthly) |
$69 ($30–$129) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.91–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,187 ($593–$2,473) |
| Daycare (Toddler, Monthly) |
$989 ($495–$1,978) |
| After-School Care (Monthly) |
$396 ($198–$692) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$989 ($396–$2,473) |
| Private School (K-12, Annual) |
$12,363 ($4,945–$29,670) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$198) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$40 ($20–$74) |
| Dog Spay/Neuter |
$297 ($148–$495) |
| Cat Spay/Neuter |
$198 ($99–$396) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $990 |
| Toddler | $811 |
| Preschool | $734 |
| Family Childcare (monthly) |
| Infant | $737 |
| Toddler | $676 |
| Preschool | $646 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montezuma Creek
What is the population of Montezuma Creek?
Montezuma Creek has a population of 256 residents and is located in Utah. The population density is 21 people per square mile, spread across 12.4 square miles. The median age of residents is 33.8 years, which is younger than the national median of 38.9 years. The population is 42.6% female and 57.4% male.
Is Montezuma Creek expensive to live in?
Montezuma Creek has a cost of living roughly in line with the national average, with an index of 98.9 (baseline: 100). The median home value is $38,900 (86% below the U.S. median).
Is Montezuma Creek safe?
Montezuma Creek is safer than the national average, with a violent crime rate of 165 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,451 per 100,000 (above the national average). Overall, Montezuma Creek receives a safety grade of F based on combined crime data.
What is the weather like in Montezuma Creek?
Montezuma Creek has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 31°F in January, while summers reach an average of 78°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 10.2 inches, with 12.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Montezuma Creek?
The job market in Montezuma Creek faces challenges, with unemployment at 13.8% / significantly above the national rate of 3.6%. The average weekly wage is $956. There are 386 business establishments in the area, including 51 restaurants and food service locations. The average commute time is 24 minutes, and 0.0% of workers work from home.
How much does housing cost in Montezuma Creek?
The median home value in Montezuma Creek is $38,900. Zillow estimates the typical home value at $324,314. The homeownership rate is 80.2%. The average annual property tax is $2,809.
How are the schools in Montezuma Creek?
Schools in Montezuma Creek have an average test score of 4.1 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 5.5% of adults in Montezuma Creek hold a bachelor's degree or higher, below the national average of 33.7%. 79.4% have completed high school. 2.6% hold a graduate or professional degree.
How healthy is Montezuma Creek?
The obesity rate in Montezuma Creek is 40.8% (above the national rate of 32.1%). 25.5% of adults are smokers. 32.3% are physically inactive. 26.3% of residents report depression. 16.4% lack health insurance (above the national rate). 34.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,610.
What is transportation like in Montezuma Creek?
The average commute in Montezuma Creek is 24 minutes, shorter than the national average of 28 minutes. 94.3% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Montezuma Creek?
The racial and ethnic makeup of Montezuma Creek is 1.2% White, 96.1% Hispanic or Latino, 89.8% Asian. 42.6% of residents speak only English at home, while 57.4% speak Spanish. 9.8% of the population are military veterans. 25.7% of residents have a disability. 93.4% have health insurance coverage.
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