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Montgomery City, MO

Missouri

Montgomery City is a small town in Missouri with a population of 2,810. Residents earn $51,707 per year, which is 31% below the national average.

3.1 /5.0
B Good
2,810 Population 831/sq mi density
$51,707 Median Income $27,307 per capita
$137,500 Home Value $231,344 Zillow
$723 Median Rent 27.4% income on rent
54°F Avg Temperature 265 sunny days/yr
359 Violent Crime/100K 1,687 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$51,707 median income, 2.2% unemployment
A+
Affordability
5.0 / 5.0
$137,500 home value, $723/mo rent
F
Safety
1.0 / 5.0
359 violent crimes/100K (6% below avg)
C+
Education
2.8 / 5.0
22.6% bachelor's degree or higher
Median Income $51,707
31% lower than US avg
Home Value $137,500
51% lower than US avg
Violent Crime 359/100K
6% lower than US avg
Bachelor's+ 22.6%
33% lower than US avg
Median Rent $723
38% lower than US avg
Obesity Rate 37.1%
16% higher than US avg
Unemployment 2.2%
39% lower than US avg
Poverty Rate 13.3%
7% higher than US avg

How Montgomery City Compares to the U.S. Average (100% = U.S. avg)

People

Population2,810
Median Age37.9 yrs
Density831/mi²
Male / Female51% / 50%
Largest GroupWhite 88%
Veterans9.9%

Economy

B+
Median Income$51,707
Per Capita$27,307
Unemployment2.2%
Poverty13.3%
Commute25 min

Housing

A+
Home Value$137,500
Rent$723
OwnershipN/A
Zillow$231,344
Housing Units1,319
Rent Burden27.4%

Crime

F
Violent359/100K
Property1,687/100K
Murder0.0/100K
Assault323/100K
Burglary359/100K

Health

Obesity37.1%
Uninsured9.5%
Smoking19.0%
Depression26.7%
Heart Disease6.2%

Climate

Avg Temp54°F (12°C)
AQI41 (Good)
Rain39.2 in/yr
Sunny Days265/yr
Elevation840 ft (256 m)

Education

C+
Bachelor's+22.6%
High School+90.4%
Graduate+7.7%
School Score5.21

Community

2024 VoteR 77% / D 22%
Commute25 min
Broadband85.9%

Is Montgomery City a Good Place to Live?

Based on current data, Montgomery City receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Montgomery City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Montgomery City is $51,707, 31% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. 13.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Montgomery City is $137,500, 51% below the national median — offering relatively affordable homeownership. Renters pay a median of $723 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Violent crime in Montgomery City is below the national average at 359 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,687 per 100,000, near the national average.

Education

22.6% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 5.2/10.

Climate & Weather

Montgomery City experiences four distinct seasons with an average temperature of 54°F. Winters average 28°F in January while summers reach 77°F in July. With 265 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.2 inches, including 6.3 inches of snow. Air quality is rated Good with a median AQI of 41.

Montgomery City has a population of 2,810 with a density of 831 people per square mile, spread across 3.4 square miles. The median age is 37.9 years, 3% younger than the national median of 38.9. The gender split is 49.5% female and 50.5% male. The city is predominantly White (87.6%), with 3.5% Hispanic, 5.5% Black. English is the primary language spoken at home by 98.6% of residents. 9.9% of the population are veterans, above the national rate of 6.0%. 16.5% of residents have a disability (above the 13.0% national average). 88.4% have health insurance coverage.

Population

2,810
Total Population
831
People / sq mi
37.9yrs
Median Age
3% below US avg
3.4mi²
Land Area

Gender Distribution

Male 50.5%
Female 49.5%

Race & Ethnicity

Montgomery City vs U.S. Average

Language Spoken at Home

English Only98.6%
26% above US avg
Spanish1.4%
90% below US avg

Social Characteristics

Montgomery City vs U.S. Average

The median household income in Montgomery City is $51,707, which is 31% below the national average of $75,149. Per capita income is $27,307 (below the $39,052 national figure). The unemployment rate is 2.2% (below the 3.6% US average). 13.3% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 25 minutes. 6.8% of workers work from home (below the 15.2% national rate).

Income: Montgomery City vs U.S.

Commute Mode

Income

Median HH Income$51,707
31% below US avg
Per Capita Income$27,307

Employment & Poverty

Unemployment2.2%
39% below US avg
Poverty Rate13.3%
7% above US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time25.1 min
Drive Alone80.6%
Public Transit0.0%
Work from Home6.8%

Walkability

The median home value in Montgomery City is $137,500, 51% below the national median of $281,900. Zillow estimates the typical home value at $231,344, higher than the Census estimate. Monthly rent averages $723 (38% below the national average of $1,163). Fair market rent ranges from $677 for a one-bedroom to $888 for a two-bedroom apartment. There are 1,319 total housing units in the city. The median year a home was built is 1975. 27.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median$137,500
51% below US avg
Zillow ZHVI$231,344

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$723
38% below US avg
Rent Burden27.4%

HUD Fair Market Rent

Studio$672
1 Bedroom$677
2 Bedrooms$888
3 Bedrooms$1,226
4 Bedrooms$1,336

Ownership & Property

Owner-Occupied64.8%
Housing Units1,319
Median Year Built1975

Property Tax

In Montgomery City, 37.1% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 6.2% of residents. 33.9% have high blood pressure. 19.0% are current smokers (above the 14.0% national rate). 17.6% report binge drinking. 30.6% are physically inactive, above the national average. 26.7% report depression (above the 20.0% national average). 19.9% experience frequent mental distress. 9.5% of residents lack health insurance.

Health Metrics: Montgomery City vs U.S. Average (%)

Chronic Conditions

Obesity37.1%
16% above US avg
Diabetes10.8%
Heart Disease6.2%
High Blood Pressure33.9%
Asthma11.1%
COPD8.3%
Cancer7.4%
Stroke3.4%

Behaviors & Mental Health

Smoking19.0%
36% above US avg
Binge Drinking17.6%
Physical Inactivity30.6%
Depression26.7%
Mental Distress19.9%
Physical Distress14.8%
Short Sleep39.1%

Healthcare Access

Insurance Rate88.4%
Uninsured9.5%
10% above US avg
Checkup Rate75.7%
Dental Visits57.7%

Food & Exercise

Montgomery City has a violent crime rate of 359 per 100,000 residents, 6% below the national average of 380. This breaks down to aggravated assault at 323.0 per 100,000, robbery at 35.9, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,687 per 100,000, 14% below the U.S. average. This includes larceny/theft at 1,184, burglary at 359, vehicle theft at 144 per 100,000 residents. Overall, Montgomery City receives a safety grade of F.

Crime Rates: Montgomery City vs U.S. Average (per 100,000)

Violent Crime

Total Violent358.9/100K
6% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery35.9/100K
Assault323.0/100K

Property Crime

Total Property1,687.0/100K
14% below US avg
Burglary358.9/100K
Theft1,184.5/100K
Vehicle Theft143.6/100K
Arson0.0/100K

Traffic Safety

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Montgomery City experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 28°F in January while summers reach 77°F in July. The area gets 265 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 39.2 inches. The area receives 6.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 840 feet.

Temperature

28°F Jan (-3°C) 77°F Jul (25°C)
Annual Average53.9°F
0% below US avg
January Average28°F (-3°C)
July Average77°F (25°C)
Sunny Days265 days/yr

Precipitation & Snow

Annual Rainfall39.2 inches
3% above US avg
Snowfall6.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation840 ft (256 m)
Area3.4 sq mi (8.8 km²)
Population Density831/sq mi
Coordinates38.9775°N, 91.5049°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 28°F (-3°C) 1.7 in Coldest, Driest
February 33°F (1°C) 1.9 in
March 44°F (6°C) 3.2 in
April 55°F (13°C) 3.8 in
May 63°F (17°C) 4.8 in Wettest
June 72°F (22°C) 4.1 in
July 77°F (25°C) 3.5 in Warmest
August 75°F (24°C) 3.4 in
September 67°F (20°C) 3.7 in
October 56°F (13°C) 3.1 in
November 44°F (7°C) 3.4 in
December 33°F (0°C) 2.7 in

Montgomery City has a seasonal temperature swing of 50°F — from 28°F in January to 77°F in July. Total annual precipitation is 39.2 inches, with May being the wettest month (4.8") and January the driest (1.7").

22.6% of adults hold a bachelor's degree or higher, 33% below the national average of 33.7%. 90.4% have completed high school. 7.7% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.2 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 85.9% of households have broadband internet access. 80.6% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+22.6%
33% below US avg
High School+90.4%
Graduate Degree+7.7%
School Test Score5.21
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

Population Density831/sq mi
Total Area3.4 sq mi

Infrastructure & Services

Broadband Access85.9%
Alt Fuel Stations1

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute25.1 min
Drive Alone80.6%
Public Transit0.0%
Work from Home6.8%

Frequently Asked Questions About Montgomery City

What is the population of Montgomery City?

Montgomery City has a population of 2,810 residents and is located in Missouri. The population density is 831 people per square mile, spread across 3.4 square miles. The median age of residents is 37.9 years. The population is 49.5% female and 50.5% male.

Is Montgomery City expensive to live in?

Montgomery City is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $51,707, 31% below the national average of $75,149. The median home value is $137,500 (51% below the U.S. median). Renters pay a median of $723 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.

Is Montgomery City safe?

Montgomery City is safer than the national average, with a violent crime rate of 359 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,687 per 100,000 (below the national average). Overall, Montgomery City receives a safety grade of F based on combined crime data.

What is the weather like in Montgomery City?

Montgomery City has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 77°F in July. The area receives 265 sunny days per year, well above the national average of 205. Annual rainfall totals 39.2 inches, with 6.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Montgomery City?

The job market in Montgomery City is very strong, with unemployment at just 2.2% — well below the national rate of 3.6%. The average commute time is 25 minutes, and 6.8% of workers work from home.

How much does housing cost in Montgomery City?

The median home value in Montgomery City is $137,500. Zillow estimates the typical home value at $231,344. For renters, the median monthly rent is $723. Fair market rent is $677 for a 1-bedroom and $888 for a 2-bedroom apartment.

How are the schools in Montgomery City?

Schools in Montgomery City score 5.2 out of 10 on standardized testing, near the national average. 22.6% of adults in Montgomery City hold a bachelor's degree or higher, below the national average of 33.7%. 90.4% have completed high school. 7.7% hold a graduate or professional degree.

How healthy is Montgomery City?

The obesity rate in Montgomery City is 37.1% (above the national rate of 32.1%). 19.0% of adults are smokers. 30.6% are physically inactive. 26.7% of residents report depression. 9.5% lack health insurance.

What is transportation like in Montgomery City?

The average commute in Montgomery City is 25 minutes. 80.6% of workers drive alone to work, and 6.8% work from home.

What are the demographics of Montgomery City?

The racial and ethnic makeup of Montgomery City is 87.6% White, 5.5% Black or African American, 3.5% Hispanic or Latino. 98.6% of residents speak only English at home. 9.9% of the population are military veterans. 16.5% of residents have a disability. 88.4% have health insurance coverage.

Nearby Cities

Wellsville, MO 1,197 pop · 7.4 mi Hermann, MO 2,550 pop · 19.2 mi Auxvasse, MO 1,385 pop · 21.2 mi Warrenton, MO 8,870 pop · 22.7 mi Vandalia, MO 3,260 pop · 23.0 mi Mexico, MO 11,487 pop · 24.2 mi Fulton, MO 12,611 pop · 25.5 mi Wright City, MO 5,025 pop · 28.1 mi Troy, MO 13,467 pop · 28.2 mi New Haven, MO 3,389 pop · 29.8 mi Lincoln, MO 1,795 pop · 29.8 mi Bowling Green, MO 4,130 pop · 30.2 mi Moscow Mills, MO 3,647 pop · 31.6 mi Marthasville, MO 2,587 pop · 34.1 mi
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