Median Income
$51,707
31% lower than US avg
Home Value
$137,500
51% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
22.6%
33% lower than US avg
Median Rent
$723
38% lower than US avg
Obesity Rate
37.1%
16% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
13.3%
7% higher than US avg
How Montgomery City Compares to the U.S. Average (100% = U.S. avg)
People
Population2,810
Median Age37.9 yrs
Density831/mi²
Male / Female51% / 50%
Largest GroupWhite 88%
Veterans9.9%
Economy
B+
Median Income$51,707
Per Capita$27,307
Unemployment2.2%
Poverty13.3%
Commute25 min
Housing
A+
Home Value$137,500
Rent$723
Ownership64.8%
Zillow$231,344
Housing Units1,319
Rent Burden27.4%
Crime
C+
Violent0/100K
Property1,360/100K
Murder0.0/100K
Assault0/100K
Burglary378/100K
Health
Obesity37.1%
Uninsured9.5%
Smoking19.0%
Depression26.7%
Heart Disease6.2%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain39.2 in/yr
Sunny Days265/yr
Elevation840 ft (256 m)
Education
C+
Bachelor's+22.6%
High School+90.4%
Graduate+7.7%
School Score5.21
Community
2024 VoteR 77% / D 22%
Commute25 min
Broadband85.9%
EV Stations5
Is Montgomery City a Good Place to Live?
Based on current data, Montgomery City receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Montgomery City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Montgomery City is $51,707, 31% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. 13.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Montgomery City is $137,500, 51% below the national median / offering relatively affordable homeownership. Renters pay a median of $723 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Montgomery City is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,360 per 100,000, 31% below the national average.
Education
22.6% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Montgomery City experiences four distinct seasons with an average temperature of 54°F. Winters average 28°F in January while summers reach 77°F in July. With 265 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.2 inches, including 6.3 inches of snow. Air quality is rated Good with a median AQI of 41.
Montgomery City has a population of 2,810 with a density of 831 people per square mile, spread across 3.4 square miles. The median age is 37.9 years, 3% younger than the national median of 38.9. The gender split is 49.5% female and 50.5% male. The city is predominantly White (87.6%), with 3.5% Hispanic, 5.5% Black. English is the primary language spoken at home by 98.6% of residents. 9.9% of the population are veterans, above the national rate of 6.0%. 16.5% of residents have a disability (above the 13.0% national average). 88.4% have health insurance coverage.
Population
37.9yrs
Median Age
3% below US avg
Race & Ethnicity
Montgomery City vs U.S. Average
Language Spoken at Home
English Only
98.6%
26% above US avg
Spanish
1.4%
90% below US avg
Social Characteristics
Montgomery City vs U.S. Average
The median household income in Montgomery City is $51,707, which is 31% below the national average of $75,149. Per capita income is $27,307 (below the $39,052 national figure). The unemployment rate is 2.2% (below the 3.6% US average). 13.3% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 6.8% of workers work from home (below the 15.2% national rate).
Income: Montgomery City vs U.S.
Income
| Median HH Income | $51,707 |
| 31% below US avg |
| Per Capita Income | $27,307 |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 13.3% |
| 7% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 25.1 min |
| Drive Alone | 80.6% |
| Public Transit | 0.0% |
| Work from Home | 6.8% |
The median home value in Montgomery City is $137,500, 51% below the national median of $281,900. Zillow estimates the typical home value at $231,344, higher than the Census estimate. Monthly rent averages $723 (38% below the national average of $1,163). Fair market rent ranges from $677 for a one-bedroom to $888 for a two-bedroom apartment. 64.8% of housing units are owner-occupied. There are 1,319 total housing units in the city. The median year a home was built is 1975. 27.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $137,500 |
| 51% below US avg |
| Zillow ZHVI | $231,344 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $723 |
| 38% below US avg |
| Rent Burden | 27.4% |
HUD Fair Market Rent
| Studio | $672 |
| 1 Bedroom | $677 |
| 2 Bedrooms | $888 |
| 3 Bedrooms | $1,226 |
| 4 Bedrooms | $1,336 |
Ownership & Property
| Homeownership | 64.8% |
| Owner-Occupied | 64.8% |
| Renter-Occupied | 35.2% |
| Housing Units | 1,319 |
| Median Year Built | 1975 |
Property Tax
In Montgomery City, 37.1% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 6.2% of residents. 33.9% have high blood pressure. 19.0% are current smokers (above the 14.0% national rate). 17.6% report binge drinking. 30.6% are physically inactive, above the national average. 26.7% report depression (above the 20.0% national average). 19.9% experience frequent mental distress. 9.5% of residents lack health insurance.
Health Metrics: Montgomery City vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.1% |
| 16% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 6.2% |
| High Blood Pressure | 33.9% |
| Asthma | 11.1% |
| COPD | 8.3% |
| Cancer | 7.4% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 19.0% |
| 36% above US avg |
| Binge Drinking | 17.6% |
| Physical Inactivity | 30.6% |
| Depression | 26.7% |
| Mental Distress | 19.9% |
| Physical Distress | 14.8% |
| Short Sleep | 39.1% |
Healthcare Access
| Insurance Rate | 88.4% |
| Uninsured | 9.5% |
| 10% above US avg |
| Checkup Rate | 75.7% |
| Dental Visits | 57.7% |
Food & Exercise
Montgomery City has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,360 per 100,000, 31% below the U.S. average. This includes larceny/theft at 831, burglary at 378, vehicle theft at 151 per 100,000 residents. Overall, Montgomery City receives a safety grade of C+.
Crime Rates: Montgomery City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 1,360.0/100K |
| 31% below US avg |
| Burglary | 377.8/100K |
| Theft | 831.1/100K |
| Vehicle Theft | 151.1/100K |
| Arson | 37.8/100K |
Traffic Safety
| Traffic Accidents | 40 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Montgomery City experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 28°F in January while summers reach 77°F in July. The area gets 265 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.2 inches. The area receives 6.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 840 feet.
Temperature
28°F Jan (-3°C)
77°F Jul (25°C)
| Annual Average | 53.9°F |
| 0% below US avg |
| January Average | 28°F (-3°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 265 days/yr |
Geography
| Elevation | 840 ft (256 m) |
| Area | 3.4 sq mi (8.8 km²) |
| Population Density | 831/sq mi |
| Coordinates | 38.9775°N, 91.5049°W |
| Timezone | America/Chicago |
| Nearest Airport | Columbia Regional (COU) 40 miles away |
Precipitation & Snow
Annual Rainfall
39.2"
3% above US avg
Wettest Month (May)
4.76"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.6 on Sep 19, 2024.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
113 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
135 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
110 km |
| Jan 21, 1992 |
5 km SE of Linn Creek, Missouri |
M3.1 |
149 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
134 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
98 km |
| Feb 8, 2004 |
6 km SSW of Stoutsville, Missouri |
M2.9 |
66 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
100 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
109 km |
| Jul 15, 1990 |
7 km SW of Potosi, Missouri |
M2.7 |
135 km |
| Nov 12, 1996 |
15 km SSE of Olympian Village, Missouri |
M2.7 |
145 km |
| Sep 5, 2015 |
5 km SE of High Ridge, Missouri |
M2.7 |
108 km |
| Feb 3, 2014 |
18 km NW of Potosi, Missouri |
M2.6 |
113 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
97 km |
| Nov 25, 2013 |
8 km NE of Bonne Terre, Missouri |
M2.6 |
142 km |
| Jun 6, 2017 |
8 km ENE of Bonne Terre, Missouri |
M2.6 |
146 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
66 km |
| Sep 11, 2019 |
6 km NNE of Bonne Terre, Missouri |
M2.6 |
140 km |
| Jan 15, 1998 |
1 km SSE of Fenton, Missouri |
M2.5 |
107 km |
| Aug 11, 2010 |
7 km NNW of Bloomsdale, Missouri |
M2.5 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
398 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 40 fatalities, 840 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 22, 2011 |
EF4 |
92 km |
0 |
| Mar 12, 2006 |
EF4 |
78 km |
0 |
| Jan 24, 1967 |
EF4 |
89 km |
3 |
| Feb 10, 1959 |
EF4 |
93 km |
21 |
| Feb 24, 1956 |
EF4 |
78 km |
6 |
| Dec 10, 2021 |
EF3 |
67 km |
1 |
| May 31, 2013 |
EF3 |
73 km |
0 |
| Mar 13, 2006 |
EF3 |
14 km |
0 |
| Mar 13, 2006 |
EF3 |
21 km |
0 |
| Mar 12, 2006 |
EF3 |
92 km |
4 |
| May 10, 2003 |
EF3 |
79 km |
0 |
| Nov 10, 1998 |
EF3 |
71 km |
0 |
| Jul 4, 1995 |
EF3 |
93 km |
0 |
| Nov 27, 1990 |
EF3 |
71 km |
0 |
| Nov 27, 1990 |
EF3 |
83 km |
0 |
| Nov 15, 1988 |
EF3 |
72 km |
0 |
| Apr 29, 1984 |
EF3 |
51 km |
0 |
| May 1, 1983 |
EF3 |
69 km |
0 |
| Jun 12, 1970 |
EF3 |
34 km |
0 |
| Oct 24, 1967 |
EF3 |
93 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: WOOLDRIDGE FIRE (1,323 ac, 2022).
| Year |
Name |
Acres |
Distance |
| 2022 |
WOOLDRIDGE FIRE |
1,323 |
87 km |
| 2010 |
KK RANCH ROAD |
1,112 |
92 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-3°C) |
1.7 in |
Coldest, Driest |
| February |
33°F (1°C) |
1.9 in |
|
| March |
44°F (6°C) |
3.2 in |
|
| April |
55°F (13°C) |
3.8 in |
|
| May |
63°F (17°C) |
4.8 in |
Wettest |
| June |
72°F (22°C) |
4.1 in |
|
| July |
77°F (25°C) |
3.5 in |
Warmest |
| August |
75°F (24°C) |
3.4 in |
|
| September |
67°F (20°C) |
3.7 in |
|
| October |
56°F (13°C) |
3.1 in |
|
| November |
44°F (7°C) |
3.4 in |
|
| December |
33°F (0°C) |
2.7 in |
|
Montgomery City has a seasonal temperature swing of 50°F / from 28°F in January to 77°F in July. Total annual precipitation is 39.2 inches, with May being the wettest month (4.8") and January the driest (1.7").
Average costs for common services in Montgomery City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About Montgomery City
What is the population of Montgomery City?
Montgomery City has a population of 2,810 residents and is located in Missouri. The population density is 831 people per square mile, spread across 3.4 square miles. The median age of residents is 37.9 years. The population is 49.5% female and 50.5% male.
Is Montgomery City expensive to live in?
Montgomery City is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $51,707, 31% below the national average of $75,149. The median home value is $137,500 (51% below the U.S. median). Renters pay a median of $723 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Montgomery City safe?
Montgomery City is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,360 per 100,000 (below the national average). Overall, Montgomery City receives a safety grade of C+ based on combined crime data.
What is the weather like in Montgomery City?
Montgomery City has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 28°F in January, while summers reach an average of 77°F in July. The area receives 265 sunny days per year, well above the national average of 205. Annual rainfall totals 39.2 inches, with 6.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Montgomery City?
The job market in Montgomery City is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average commute time is 25 minutes, and 6.8% of workers work from home.
How much does housing cost in Montgomery City?
The median home value in Montgomery City is $137,500. Zillow estimates the typical home value at $231,344. For renters, the median monthly rent is $723. Fair market rent is $677 for a 1-bedroom and $888 for a 2-bedroom apartment. The homeownership rate is 64.8%.
How are the schools in Montgomery City?
Schools in Montgomery City score 5.2 out of 10 on standardized testing, near the national average. 22.6% of adults in Montgomery City hold a bachelor's degree or higher, below the national average of 33.7%. 90.4% have completed high school. 7.7% hold a graduate or professional degree.
How healthy is Montgomery City?
The obesity rate in Montgomery City is 37.1% (above the national rate of 32.1%). 19.0% of adults are smokers. 30.6% are physically inactive. 26.7% of residents report depression. 9.5% lack health insurance.
What is transportation like in Montgomery City?
The average commute in Montgomery City is 25 minutes. 80.6% of workers drive alone to work, and 6.8% work from home.
What are the demographics of Montgomery City?
The racial and ethnic makeup of Montgomery City is 87.6% White, 5.5% Black or African American, 3.5% Hispanic or Latino. 98.6% of residents speak only English at home. 9.9% of the population are military veterans. 16.5% of residents have a disability. 88.4% have health insurance coverage.