Monticello, FL

Florida · Metropolitan Area

Monticello is a small town in Florida with a population of 2,627. Residents earn $44,920 per year, which is 40% below the national average.

3.1 /5.0
B Good
2,627 Population 655/sq mi density
$44,920 Median Income $31,669 per capita
$192,500 Home Value $301,054 Zillow
$797 Median Rent
67°F Avg Temperature
621 Violent Crime/100K 1,076 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.6 / 5.0
$44,920 median income, 0.4% unemployment
A
Affordability
4.3 / 5.0
$192,500 home value, $797/mo rent
F
Safety
1.0 / 5.0
621 violent crimes/100K (63% above avg)
B
Education
3.4 / 5.0
29.5% bachelor's degree or higher
Median Income $44,920
40% lower than US avg
Home Value $192,500
32% lower than US avg
Violent Crime 621/100K
63% higher than US avg
Bachelor's+ 29.5%
12% lower than US avg
Median Rent $797
31% lower than US avg
Obesity Rate 37.4%
17% higher than US avg
Unemployment 0.4%
89% lower than US avg
Poverty Rate 11.3%
9% lower than US avg

How Monticello Compares to the U.S. Average (100% = U.S. avg)

People

Population2,627
Median Age46.9 yrs
Density655/mi²
Male / Female44% / 57%
Largest GroupWhite 57%

Economy

B+
Median Income$44,920
Per Capita$31,669
Unemployment0.4%
Poverty11.3%
County GDP$441M
Commute22 min

Housing

A
Home Value$192,500
Rent$797
OwnershipN/A
Zillow$301,054

Crime

F
Violent621/100K
Property1,076/100K
Murder0.0/100K
Assault579/100K
Burglary579/100K

Health

Obesity37.4%
UninsuredN/A
Depression18.9%
Heart Disease6.6%

Climate

Avg Temp67°F
AQI41 (Good)
Elevation219 ft

Education

B
Bachelor's+29.5%
High School+85.6%
School Score5.60

Community

2024 VoteR 59% / D 40%
Commute22 min
EV Stations1
Libraries1

Is Monticello a Good Place to Live?

Based on current data, Monticello receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing. Areas to be aware of include elevated crime rates, below-average incomes. Monticello offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Monticello is $44,920, 40% below the national average of $75,149. The job market is very strong with unemployment at just 0.4%. 11.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Monticello is $192,500, 32% below the national median — offering relatively affordable homeownership. Renters pay a median of $797 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.3x indicates a reasonably affordable housing market.

Safety & Crime

With 621 violent crimes per 100,000 residents, public safety is a notable concern — this is significantly above the national average of 380. Property crime occurs at a rate of 1,076 per 100,000, 45% below the national average.

Education

29.5% of residents hold a bachelor's degree, below the national average of 33.7%. 85.6% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Monticello enjoys a moderate climate with an average annual temperature of 67°F. Winters average 50°F in January while summers reach 81°F in July. Air quality is rated Good with a median AQI of 41.

Monticello has a population of 2,627 with a density of 655 people per square mile. The median age is 46.9 years, 21% older than the national median of 38.9. The city is predominantly White (57.4%), with 41.3% Black.

Population

2,627
Total Population
655
People / sq mi
46.9yrs
Median Age
21% above US avg
4.0mi²
Land Area

Gender Distribution

Male 43.5%
Female 56.5%

Race & Ethnicity

Monticello vs U.S. Average

Language Spoken at Home

English Only97.5%
24% above US avg
Spanish2.5%
81% below US avg

Social Characteristics

Monticello vs U.S. Average

The median household income in Monticello is $44,920, which is 40% below the national average of $75,149. The unemployment rate is 0.4% (below the 3.6% US average). 11.3% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Monticello vs U.S.

Commute Mode

Income

Median HH Income$44,920
40% below US avg
Per Capita Income$31,669
Avg Weekly Wage$923
IRS Avg AGI$68,202

Employment & Poverty

Unemployment0.4%
89% below US avg
Poverty Rate11.3%
9% below US avg
Establishments (County)388
County GDP$441M

Business (County)

Restaurants21
Healthcare19
Retail53
Manufacturing7

Tax & Cost of Living

Property Tax (IRS)$4,269
22% above US avg
Effective Tax Rate2.22%

Commute & Transportation

Commute Time21.9 min
Work from Home11.6%

Walkability

The median home value in Monticello is $192,500, 32% below the national average. Monthly rent averages $797 (31% below US avg). Zillow estimates the typical home value at $301,054.

Home Value Sources

Ownership Split

Home Values

Census Median$192,500
32% below US avg
Zillow ZHVI$301,054
Median List Price$254,000

Real Estate Market (Redfin)

Median List Price$254,000
$/Sq Ft$128
Homes Sold2
Sale-to-List Ratio99.9%
Price Drops7.7%
Inventory26

Rental Costs

Census Median Rent$797
31% below US avg

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied60.8%

Property Tax

Avg Tax (IRS)$4,269
22% above US avg
Effective Rate2.22%
In Monticello, 37.4% of adults are obese (above the 32.1% national rate). 18.9% report depression. 28.6% are physically inactive.

Health Metrics: Monticello vs U.S. Average (%)

Chronic Conditions

Obesity37.4%
17% above US avg
Diabetes13.6%
Heart Disease6.6%
High Blood Pressure40.8%
Asthma11.7%
COPD8.6%
Stroke4.3%

Behaviors & Mental Health

Binge Drinking14.7%
Physical Inactivity28.6%
Depression18.9%
Mental Distress20.7%
Physical Distress15.9%

Healthcare Access

Insurance Rate90.4%
Checkup Rate77.4%
Premature Death10,233/100K

Food & Exercise

Food Environment7.8/10
Exercise Access48.2%
Healthcare Facilities19
Monticello has a violent crime rate of 621 per 100,000 residents, 63% above the national average of 380. Property crime stands at 1,076 per 100,000 (45% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Monticello vs U.S. Average (per 100,000)

Violent Crime

Total Violent620.6/100K
63% above US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery41.4/100K
Assault579.2/100K

Property Crime

Total Property1,075.7/100K
45% below US avg
Burglary579.2/100K
Theft413.7/100K
Vehicle Theft82.8/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Monticello has an average annual temperature of 67°F (19°C). Winters average 50°F in January while summers reach 81°F in July. Air quality is rated Good with a median AQI of 41.

Temperature

50°F Jan (10°C) 81°F Jul (27°C)
Annual Average66.6°F
23% above US avg
January Average50°F (10°C)
July Average81°F (27°C)

Precipitation & Snow

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation219 ft (67 m)
Area4.0 sq mi (10.4 km²)
Population Density655/sq mi
Coordinates30.5422°N, 83.8722°W
County FIPS12065
It is classified as Metro — 250K–1M. 29.5% of residents hold a bachelor's degree or higher (12% below US avg). In the 2024 election, the county voted Republican by a 18.6-point margin.

2024 Presidential Election (County)

R 58.9%
D 40.3%

Winner: Republican by 18.6 points

Education

Bachelor's Degree+29.5%
12% below US avg
High School+85.6%
School Test Score5.60
B Education Grade (3.4/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density655/sq mi
Total Area4.0 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries1
Healthcare Facilities19
Restaurants21
Retail Stores53

Safety & Disasters

Fatal Crashes (County/yr)3
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute21.9 min
Work from Home11.6%

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