Median Income
$47,464
37% lower than US avg
Home Value
$152,600
46% lower than US avg
Bachelor's+
19.5%
42% lower than US avg
Median Rent
$977
16% lower than US avg
Obesity Rate
36.5%
14% higher than US avg
Unemployment
5.4%
50% higher than US avg
Poverty Rate
28.2%
127% higher than US avg
How Monticello Compares to the U.S. Average (100% = U.S. avg)
People
Population7,252
Median Age33.8 yrs
Density1,773/mi²
Male / Female48% / 52%
Largest GroupWhite 40%
Veterans3.9%
Economy
C
Median Income$47,464
Per Capita$27,165
Unemployment5.4%
Poverty28.2%
County GDP$4,504M
Commute23 min
Housing
A+
Home Value$152,600
Rent$977
OwnershipN/A
Zillow$271,201
Rent Burden32.9%
Health
Obesity36.5%
UninsuredN/A
Depression19.2%
Heart Disease6.5%
Climate
Avg Temp46°F
AQI36 (Good)
Rain51.9 in/yr
Elevation1,512 ft
Education
C+
Bachelor's+19.5%
High School+72.7%
School Score5.39
Community
2024 VoteR 58% / D 42%
Commute23 min
Broadband80.9%
EV Stations6
Libraries11
Is Monticello a Good Place to Live?
Based on current data, Monticello receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Monticello offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Monticello is $47,464, 37% below the national average of $75,149. The unemployment rate of 5.4% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 28.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Monticello is $152,600, 46% below the national median — offering relatively affordable homeownership. Renters pay a median of $977 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.
Education
19.5% of residents hold a bachelor's degree, below the national average of 33.7%. 72.7% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Monticello experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 69°F in July. Annual precipitation totals 51.9 inches, including 57.9 inches of snow. Air quality is rated Good with a median AQI of 36.
Monticello has a population of 7,252 with a density of 1,773 people per square mile. The median age is 33.8 years, 13% younger than the national median of 38.9. The city is predominantly White (39.7%), with 5.1% Hispanic, 19.9% Black.
Population
33.8yrs
Median Age
13% below US avg
Race & Ethnicity
Monticello vs U.S. Average
Language Spoken at Home
| English Only | 69.6% |
| 11% below US avg |
| Spanish | 30.4% |
| 127% above US avg |
Social Characteristics
Monticello vs U.S. Average
The median household income in Monticello is $47,464, which is 37% below the national average of $75,149. The unemployment rate is 5.4% (above the 3.6% US average). 28.2% of residents live below the poverty line. Workers commute an average of 23 minutes.
Income: Monticello vs U.S.
Income
| Median HH Income | $47,464 |
| 37% below US avg |
| Per Capita Income | $27,165 |
| Avg Weekly Wage | $1,119 |
| IRS Avg AGI | $70,040 |
Employment & Poverty
| Unemployment | 5.4% |
| 50% above US avg |
| Poverty Rate | 28.2% |
| 127% above US avg |
| Establishments (County) | 2,329 |
| County GDP | $4,504M |
Business (County)
| Restaurants | 256 |
| Healthcare | 249 |
| Retail | 281 |
| Manufacturing | 56 |
Tax & Cost of Living
| Property Tax (IRS) | $8,976 |
| 156% above US avg |
| Effective Tax Rate | 5.88% |
Commute & Transportation
| Commute Time | 22.8 min |
| Drive Alone | 71.2% |
| Public Transit | 1.7% |
| Work from Home | 6.2% |
The median home value in Monticello is $152,600, 46% below the national average. Monthly rent averages $977 (16% below US avg). Zillow estimates the typical home value at $271,201.
Home Values
| Census Median | $152,600 |
| 46% below US avg |
| Zillow ZHVI | $271,201 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $977 |
| 16% below US avg |
| Rent Burden | 32.9% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $8,976 |
| 156% above US avg |
| Effective Rate | 5.88% |
In Monticello, 36.5% of adults are obese (above the 32.1% national rate). 19.2% report depression. 36.2% are physically inactive.
Health Metrics: Monticello vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.5% |
| 14% above US avg |
| Diabetes | 13.8% |
| Heart Disease | 6.5% |
| High Blood Pressure | 35.6% |
| Asthma | 11.8% |
| COPD | 7.6% |
| Stroke | 4.0% |
Behaviors & Mental Health
| |
| Binge Drinking | 14.3% |
| Physical Inactivity | 36.2% |
| Depression | 19.2% |
| Mental Distress | 18.4% |
| Physical Distress | 15.9% |
Healthcare Access
| Insurance Rate | 95.1% |
| |
| Checkup Rate | 78.9% |
| Premature Death | 9,701/100K |
Food & Exercise
| Food Environment | 8.3/10 |
| Exercise Access | 54.8% |
| Healthcare Facilities | 249 |
Crime Rates: Monticello vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 15 |
Safety Score
Monticello has an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 69°F in July. Annual precipitation is 51.9 inches. Air quality is rated Good with a median AQI of 36.
Temperature
23°F Jan (-5°C)
69°F Jul (20°C)
| Annual Average | 46.0°F |
| 15% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 69°F (20°C) |
Precipitation & Snow
| Annual Rainfall | 51.9 inches |
| 37% above US avg |
| Snowfall | 57.9 inches/yr |
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Geography
| Elevation | 1,512 ft (461 m) |
| Area | 4.1 sq mi (10.6 km²) |
| Population Density | 1,773/sq mi |
| Coordinates | 41.6525°N, 74.6878°W |
| County FIPS | 36105 |