Monument Beach, MA

Massachusetts · Metropolitan Area

Monument Beach is a small town in Massachusetts with a population of 3,067. Residents earn $86,953 per year, which is 16% above the national average.

4.2 /5.0
A Great
3,067 Population 1,189/sq mi density
$86,953 Median Income $53,515 per capita
$540,600 Home Value
$1,723 Median Rent
51°F Avg Temperature
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$86,953 median income, 1.0% unemployment
B
Affordability
3.2 / 5.0
$540,600 home value, $1,723/mo rent
A+
Education
4.7 / 5.0
46.1% bachelor's degree or higher
Median Income $86,953
16% higher than US avg
Home Value $540,600
92% higher than US avg
Bachelor's+ 46.1%
37% higher than US avg
Median Rent $1,723
48% higher than US avg
Obesity Rate 27.3%
15% lower than US avg
Unemployment 1.0%
72% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Monument Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population3,067
Median Age46.9 yrs
Density1,189/mi²
Male / Female41% / 59%
Largest GroupWhite 90%

Economy

A+
Median Income$86,953
Per Capita$53,515
Unemployment1.0%
Poverty0.0%
County GDP$36,917M
Commute29 min

Housing

B
Home Value$540,600
Rent$1,723
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity27.3%
UninsuredN/A
Depression26.9%
Heart Disease4.9%

Climate

Avg Temp51°F
AQI37 (Good)
Rain51.1 in/yr
Elevation55 ft

Education

A+
Bachelor's+46.1%
High School+97.5%
School Score6.49

Community

2024 VoteR 45% / D 54%
Commute29 min
Libraries31

Is Monument Beach a Good Place to Live?

Based on current data, Monument Beach receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Monument Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Monument Beach is $86,953, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.

Cost of Living & Housing

The median home value in Monument Beach is $540,600, making it a premium housing market at 92% above the U.S. median of $281,900. Renters pay a median of $1,723 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.2x means housing costs are stretched relative to local earnings.

Education

Educational attainment is solid, with 46.1% holding a bachelor's degree or higher, near the national average. 97.5% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Monument Beach experiences four distinct seasons with an average temperature of 51°F. Winters average 30°F in January while summers reach 73°F in July. Annual precipitation totals 51.1 inches, including 37.2 inches of snow. Air quality is rated Good with a median AQI of 37.

Monument Beach has a population of 3,067 with a density of 1,189 people per square mile. The median age is 46.9 years, 21% older than the national median of 38.9. The city is predominantly White (90.2%).

Population

3,067
Total Population
1,189
People / sq mi
46.9yrs
Median Age
21% above US avg
2.6mi²
Land Area

Gender Distribution

Male 40.6%
Female 59.4%

Race & Ethnicity

Monument Beach vs U.S. Average

Language Spoken at Home

English Only99.5%
27% above US avg
Spanish0.5%
96% below US avg

Social Characteristics

Monument Beach vs U.S. Average

The median household income in Monument Beach is $86,953, which is 16% above the national average of $75,149. The unemployment rate is 1.0% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 29 minutes.

Income: Monument Beach vs U.S.

Commute Mode

Income

Median HH Income$86,953
16% above US avg
Per Capita Income$53,515
Avg Weekly Wage$1,343
IRS Avg AGI$110,225

Employment & Poverty

Unemployment1.0%
72% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)16,845
County GDP$36,917M

Business (County)

Restaurants1,172
Healthcare1,378
Retail1,806
Manufacturing435

Tax & Cost of Living

Property Tax (IRS)$8,386
140% above US avg
Effective Tax Rate1.55%

Commute & Transportation

Commute Time28.9 min
Work from Home5.9%

Walkability

The median home value in Monument Beach is $540,600, 92% above the national average. Monthly rent averages $1,723 (48% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$540,600
92% above US avg
Median List Price$525,000

Real Estate Market (Redfin)

Median List Price$525,000
$/Sq Ft$373
Homes Sold2
Sale-to-List Ratio98.8%
Price Drops0.0%
Inventory8

Rental Costs

Census Median Rent$1,723
48% above US avg

HUD Fair Market Rent

Studio$1,727
1 Bedroom$1,822
2 Bedrooms$2,300
3 Bedrooms$2,858
4 Bedrooms$3,232

Ownership & Property

Owner-Occupied76.4%

Property Tax

Avg Tax (IRS)$8,386
140% above US avg
Effective Rate1.55%
In Monument Beach, 27.3% of adults are obese (below the 32.1% national rate). 26.9% report depression. 16.9% are physically inactive.

Health Metrics: Monument Beach vs U.S. Average (%)

Chronic Conditions

Obesity27.3%
15% below US avg
Diabetes7.2%
Heart Disease4.9%
High Blood Pressure27.8%
Asthma12.3%
COPD5.4%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking18.8%
Physical Inactivity16.9%
Depression26.9%
Mental Distress17.7%
Physical Distress12.0%

Healthcare Access

Insurance Rate97.6%
Checkup Rate80.1%
Premature Death6,525/100K

Food & Exercise

Food Environment9.3/10
Exercise Access93.4%
Healthcare Facilities1,378

Crime Rates: Monument Beach vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)42

Safety Score

Monument Beach has an average annual temperature of 51°F (10°C). Winters average 30°F in January while summers reach 73°F in July. Annual precipitation is 51.1 inches. Air quality is rated Good with a median AQI of 37.

Temperature

30°F Jan (-1°C) 73°F Jul (23°C)
Annual Average50.7°F
6% below US avg
January Average30°F (-1°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall51.1 inches
35% above US avg
Snowfall37.2 inches/yr

Air Quality

AQI Median37.0
RatingGood

Geography

Elevation55 ft (17 m)
Area2.6 sq mi (6.7 km²)
Population Density1,189/sq mi
Coordinates41.7189°N, 70.6000°W
County FIPS25023
It is classified as Metro — 1 million+. 46.1% of residents hold a bachelor's degree or higher (37% above US avg). In the 2024 election, the county voted Democrat by a 8.9-point margin.

2024 Presidential Election (County)

R 44.7%
D 53.6%

Winner: Democrat by 8.9 points

Education

Bachelor's Degree+46.1%
37% above US avg
High School+97.5%
School Test Score6.49
A+ Education Grade (4.7/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,189/sq mi
Total Area2.6 sq mi

Infrastructure & Services

Public Libraries31
Healthcare Facilities1,378
Restaurants1,172
Retail Stores1,806

Safety & Disasters

Fatal Crashes (County/yr)42

Commute & Transportation

Avg Commute28.9 min
Work from Home5.9%

Nearby Cities

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