Monument, PA — City Data & Statistics

Median Income $81,250

8% higher than US avg

Home Value $100,000

65% lower than US avg

Bachelor's+ 4.9%

85% lower than US avg

Unemployment 9.8%

172% higher than US avg

Poverty Rate 7.3%

41% lower than US avg

How Monument Compares to the U.S. Average (100% = U.S. avg)

People

Population55

Median Age32.4 yrs

Density611/mi²

Male / Female55% / 46%

Largest GroupWhite 93%

Veterans41.0%

Economy

Median Income$81,250

Per Capita$21,449

Unemployment9.8%

Poverty7.3%

County GDP$1,963M

Commute50 min

Housing

A+

Home Value$100,000

RentN/A

OwnershipN/A

Housing Units23

Rent Burden28.0%

Climate

Avg Temp46°F (8°C)

AQI40 (Good)

Rain44.5 in/yr

Sunny Days275/yr

Elevation757 ft (231 m)

Education

Bachelor's+4.9%

High School+80.5%

Graduate+0.0%

School Score5.95

Community

2024 VoteR 70% / D 29%

Commute50 min

Broadband16.0%

Libraries2

Is Monument a Good Place to Live?

Based on current data, Monument receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, long commute times. Monument offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Monument is $81,250, roughly in line with the national average of $75,149. At 9.8%, unemployment is notably high. Only 7.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 50 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Monument is $100,000, 65% below the national median — offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.

Education

4.9% of residents hold a bachelor's degree, below the national average of 33.7%. 80.5% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Monument experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 68°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.5 inches, including 50.3 inches of snow. Air quality is rated Good with a median AQI of 40.

Monument has a population of 55 with a density of 611 people per square mile, spread across 0.1 square miles. The median age is 32.4 years, 17% younger than the national median of 38.9. The gender split is 45.5% female and 54.5% male. The city is predominantly White (92.7%). English is the primary language spoken at home by 95.6% of residents. 41.0% of the population are veterans, above the national rate of 6.0%. 45.7% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.

Population

Total Population

611

People / sq mi

32.4yrs

Median Age

17% below US avg

0.1mi²

Land Area

Gender Distribution

Male 54.5%

Female 45.5%

Race & Ethnicity

Monument vs U.S. Average

Language Spoken at Home

English Only	95.6%
	22% above US avg
Spanish	4.4%
	67% below US avg

Social Characteristics

Monument vs U.S. Average

The median household income in Monument is $81,250, which is 8% above the national average of $75,149. Per capita income is $21,449 (below the $39,052 national figure). The average weekly wage is $1,009, 30% lower than the U.S. average. The unemployment rate is 9.8% (above the 3.6% US average). 7.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 917 business establishments, including 88 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 50 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).

Income: Monument vs U.S.

Commute Mode

Income

Median HH Income	$81,250
	8% above US avg
Per Capita Income	$21,449
Avg Weekly Wage	$1,009
IRS Avg AGI	$60,855

Employment & Poverty

Unemployment	9.8%
	172% above US avg
Poverty Rate	7.3%
	41% below US avg
Establishments (County)	917
County GDP	$1,963M

Business (County)

Restaurants	88
Healthcare	95
Retail	130
Manufacturing	54

Tax & Cost of Living

Property Tax (IRS)	$4,577
	31% above US avg
Cost of Living	97.60 (100=avg)
Effective Tax Rate	4.58%

Commute & Transportation

Commute Time	50.0 min
Drive Alone	100.0%
Public Transit	0.0%
Work from Home	0.0%

Walkability

The median home value in Monument is $100,000, 65% below the national median of $281,900. Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. There are 23 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,577 (higher than the $3,500 national average). 28.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median	$100,000
	65% below US avg

Real Estate Market (Redfin)

Rental Costs


Rent Burden	28.0%

HUD Fair Market Rent

Studio	$900
1 Bedroom	$996
2 Bedrooms	$1,225
3 Bedrooms	$1,570
4 Bedrooms	$1,744

Ownership & Property

Owner-Occupied	100.0%
Housing Units	23
Median Year Built	1938

Property Tax

Avg Tax (IRS)	$4,577
	31% above US avg
Effective Rate	4.58%

Monument experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 68°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 44.5 inches. The area receives 50.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 757 feet.

Temperature

23°F Jan (-5°C) 68°F Jul (20°C)

Annual Average	46.2°F
	14% below US avg
January Average	23°F (-5°C)
July Average	68°F (20°C)
Sunny Days	275 days/yr

Precipitation & Snow

Annual Rainfall	44.5 inches
	17% above US avg
Snowfall	50.3 inches/yr

Air Quality

AQI Median	40.0
Rating	Good

Geography

Elevation	757 ft (231 m)
Area	0.1 sq mi (0.2 km²)
Population Density	611/sq mi
Coordinates	41.1112°N, 77.7042°W
Timezone	America/New_York
County	Clinton County County
County FIPS	42035

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	23°F (-5°C)	2.5 in	Coldest, Driest
February	27°F (-3°C)	2.7 in
March	36°F (2°C)	3.2 in
April	47°F (8°C)	3.1 in
May	57°F (14°C)	3.9 in
June	65°F (18°C)	4.5 in	Wettest
July	68°F (20°C)	4.1 in
August	68°F (20°C)	3.5 in	Warmest
September	61°F (16°C)	3.6 in
October	50°F (10°C)	3.1 in
November	40°F (4°C)	3.5 in
December	30°F (-1°C)	2.9 in

Monument has a seasonal temperature swing of 45°F — from 23°F in January to 68°F in August. Total annual precipitation is 40.6 inches, with June being the wettest month (4.5") and January the driest (2.5").

Monument is located in Clinton County. It is classified as Nonmetro — Urban 2.5K–20K, adjacent, a smaller urban community. 4.9% of adults hold a bachelor's degree or higher, 85% below the national average of 33.7%. 80.5% have completed high school. 0.0% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.9 out of 10. In the 2024 presidential election, the county voted Republican with 70% of the vote, a 40.9-point margin. 16.0% of households have broadband internet access (below the 90.0% national rate). There are 2 public libraries serving the community. 95 healthcare facilities operate in the area. 100% of workers drive alone to work.

2024 Presidential Election (County)

R 70%

D 29.1%

Winner: Republican by 40.9 points

Education

Bachelor's Degree+	4.9%
	85% below US avg
High School+	80.5%
Graduate Degree+	0.0%
School Test Score	5.95

F Education Grade (1.4/5.0)

Urban-Rural Classification

RUCC Code 6	Nonmetro — Urban 2.5K–20K, adjacent
Population Density	611/sq mi
Total Area	0.1 sq mi
County	Clinton County County

Infrastructure & Services

Broadband Access	16.0%
Public Libraries	2
Healthcare Facilities	95
Restaurants	88
Retail Stores	130

Safety & Disasters

Fatal Crashes (County/yr)	8

Commute & Transportation

Avg Commute	50.0 min
Drive Alone	100.0%
Public Transit	0.0%
Work from Home	0.0%

Frequently Asked Questions About Monument

What is the population of Monument?

Monument has a population of 55 residents and is located in Pennsylvania. The population density is 611 people per square mile, spread across 0.1 square miles. The median age of residents is 32.4 years, which is younger than the national median of 38.9 years. The population is 45.5% female and 54.5% male.

Is Monument expensive to live in?

Monument has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $81,250, 8% above the national average of $75,149. The median home value is $100,000 (65% below the U.S. median). The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in Monument?

Monument has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 23°F in January, while summers reach an average of 68°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 44.5 inches, with 50.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.

How is the job market in Monument?

The job market in Monument faces challenges, with unemployment at 9.8% — significantly above the national rate of 3.6%. The average weekly wage is $1,009. There are 917 business establishments in the area, including 88 restaurants and food service locations. The average commute time is 50 minutes, and 0.0% of workers work from home.

How much does housing cost in Monument?

The median home value in Monument is $100,000. The average annual property tax is $4,577.

How are the schools in Monument?

Schools in Monument score 5.9 out of 10 on standardized testing, near the national average. 4.9% of adults in Monument hold a bachelor's degree or higher, below the national average of 33.7%. 80.5% have completed high school. 0.0% hold a graduate or professional degree.

What is transportation like in Monument?

The average commute in Monument is 50 minutes, longer than the national average of 28 minutes. 100% of workers drive alone to work, and 0.0% work from home.

What are the demographics of Monument?

The racial and ethnic makeup of Monument is 92.7% White. 95.6% of residents speak only English at home, while 4.4% speak Spanish. 41.0% of the population are military veterans. 45.7% of residents have a disability. 100.0% have health insurance coverage.

Nearby Cities

Mill Hall, PA 1,313 pop · 11.2 mi Flemington, PA 1,351 pop · 12.2 mi Milesburg, PA 1,137 pop · 12.5 mi Lock Haven, PA 8,386 pop · 13.2 mi Zion, PA 2,173 pop · 13.5 mi Bellefonte, PA 6,022 pop · 14.0 mi Castanea, PA 1,114 pop · 14.4 mi Dunnstown, PA 1,117 pop · 15.0 mi Renovo, PA 1,168 pop · 15.3 mi Pleasant Gap, PA 3,154 pop · 17.0 mi Centre Hall, PA 1,548 pop · 18.4 mi McElhattan, PA 1,045 pop · 18.6 mi Houserville, PA 2,145 pop · 20.6 mi Avis, PA 1,335 pop · 20.8 mi

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