Median Income
$81,250
8% higher than US avg
Home Value
$100,000
65% lower than US avg
Violent Crime
48/100K
87% lower than US avg
Bachelor's+
4.9%
85% lower than US avg
Obesity Rate
43.8%
36% higher than US avg
Unemployment
9.8%
172% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Monument Compares to the U.S. Average (100% = U.S. avg)
People
Population55
Median Age32.4 yrs
Density611/mi²
Male / Female55% / 46%
Largest GroupWhite 93%
Veterans41.0%
Economy
B+
Median Income$81,250
Per Capita$21,449
Unemployment9.8%
Poverty0.0%
County GDP$1,963M
Commute50 min
Housing
A+
Home Value$100,000
Ownership100.0%
Zillow$202,002
Housing Units23
Rent Burden28.0%
Crime
F
Violent48/100K
Property690/100K
Climate
Avg Temp46°F (8°C)
AQI40 (Good)
Rain44.5 in/yr
Sunny Days275/yr
Elevation757 ft (231 m)
Education
F
Bachelor's+4.9%
High School+80.5%
Graduate+0.0%
School Score5.39
Community
2024 VoteR 70% / D 29%
Commute50 min
Broadband16.0%
EV Stations1
Libraries2
Is Monument a Good Place to Live?
Based on current data, Monument receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include above-average unemployment, long commute times, high obesity rates. Monument has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Monument is $81,250, roughly in line with the national average of $75,149. At 9.8%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 50 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Monument is $100,000, 65% below the national median / offering relatively affordable homeownership. At just 1.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Monument is a very safe community with a violent crime rate of 48 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 690 per 100,000, 65% below the national average.
Education
4.9% of residents hold a bachelor's degree, below the national average of 33.7%. 80.5% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Monument experiences four distinct seasons with an average temperature of 46°F. Winters average 23°F in January while summers reach 68°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 44.5 inches, including 50.3 inches of snow. Air quality is rated Good with a median AQI of 40.
Monument has a population of 55 with a density of 611 people per square mile, spread across 0.1 square miles. The median age is 32.4 years, 17% younger than the national median of 38.9. The gender split is 45.5% female and 54.5% male. The city is predominantly White (92.7%). English is the primary language spoken at home by 95.6% of residents. 41.0% of the population are veterans, above the national rate of 6.0%. 45.7% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
32.4yrs
Median Age
17% below US avg
Language Spoken at Home
English Only
95.6%
22% above US avg
Spanish
4.4%
67% below US avg
The median household income in Monument is $81,250, which is 8% above the national average of $75,149. Per capita income is $21,449 (below the $39,052 national figure). The average weekly wage is $1,009, 30% lower than the U.S. average. The unemployment rate is 9.8% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 917 business establishments, including 88 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 50 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $81,250 |
| 8% above US avg |
| Per Capita Income | $21,449 |
| Avg Weekly Wage | $1,009 |
| IRS Avg AGI | $60,855 |
| Gini Index | 0.429 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 9.8% |
| 172% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 917 |
| County GDP | $1,963M |
Business (County)
| Restaurants | 88 |
| Healthcare | 95 |
| Retail | 130 |
| Manufacturing | 54 |
Tax & Cost of Living
| Property Tax (IRS) | $4,577 |
| 31% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 4.58% |
Commute & Transportation
| Commute Time | 50.0 min |
| Drive Alone | 100.0% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Monument is $100,000, 65% below the national median of $281,900. Zillow estimates the typical home value at $202,002, higher than the Census estimate. Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 23 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,577 (higher than the $3,500 national average). 28.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.2x, well within the affordable range.
Home Values
| Census Median | $100,000 |
| 65% below US avg |
| Zillow ZHVI | $202,002 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 23 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,577 |
| 31% above US avg |
| Effective Rate | 4.58% |
In Monument, 43.8% of adults are obese, above the national rate of 32.1%. The primary care physician ratio is 1:2,882. The dentist ratio is 1:2,371. 58.1% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Monument vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.8% |
| 36% above US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:2,882 |
| Dentists | 1:2,371 |
| Mental Health | 1:696 |
| Dental Visits | 60.1% |
| Premature Death | 8,572/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 58.1% |
| Healthcare Facilities | 95 |
Monument has a violent crime rate of 48 per 100,000 residents, 87% below the national average of 380. Property crime stands at 690 per 100,000, 65% below the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Monument receives a safety grade of F.
Crime Rates: Monument vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 48.1/100K |
| 87% below US avg |
| |
Property Crime
| Total Property | 689.8/100K |
| 65% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Monument experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 23°F in January while summers reach 68°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 44.5 inches. The area receives 50.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 757 feet.
Temperature
23°F Jan (-5°C)
68°F Jul (20°C)
| Annual Average | 46.2°F |
| 14% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 757 ft (231 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 611/sq mi |
| Coordinates | 41.1112°N, 77.7042°W |
| Timezone | America/New_York |
| County | Clinton County County |
| Nearest Airport | State College Regional (SCE)
15 miles away |
Precipitation & Snow
Annual Rainfall
44.5"
17% above US avg
Wettest Month (Jun)
4.53"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.8 / 100 |
| Social Vulnerability | 67.6 / 100 |
| Community Resilience | 61.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Very Low |
| Landslide |
Relatively Low |
| Avalanche |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M2.8 on Jun 10, 2025.
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
79 km |
| Feb 3, 2001 |
6 km W of Bath, New York |
M3.2 |
140 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
130 km |
| Apr 24, 2009 |
1 km S of Franklintown, Pennsylvania |
M2.9 |
130 km |
| Sep 15, 2019 |
5 km ESE of East Berlin, Pennsylvania |
M2.8 |
148 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
100 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
129 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
170 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 7 fatalities, 101 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 31, 1985 |
EF4 |
81 km |
0 |
| Jul 21, 2003 |
EF3 |
92 km |
0 |
| May 31, 1985 |
EF3 |
47 km |
6 |
| Jul 29, 1976 |
EF3 |
38 km |
0 |
| Sep 3, 1963 |
EF3 |
92 km |
0 |
| Apr 19, 2019 |
EF2 |
65 km |
0 |
| Oct 2, 2018 |
EF2 |
65 km |
0 |
| May 23, 2011 |
EF2 |
67 km |
0 |
| Sep 26, 1994 |
EF2 |
90 km |
0 |
| Sep 18, 1991 |
EF2 |
50 km |
0 |
| Nov 20, 1989 |
EF2 |
56 km |
0 |
| Jun 20, 1989 |
EF2 |
84 km |
0 |
| May 2, 1983 |
EF2 |
94 km |
0 |
| Jun 9, 1980 |
EF2 |
95 km |
0 |
| Apr 9, 1980 |
EF2 |
53 km |
0 |
| Aug 28, 1978 |
EF2 |
75 km |
0 |
| Jun 5, 1975 |
EF2 |
44 km |
0 |
| Sep 21, 1967 |
EF2 |
89 km |
0 |
| Aug 16, 1966 |
EF2 |
63 km |
0 |
| Jun 14, 1962 |
EF2 |
78 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: BULL RUN (2,003 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
BULL RUN |
2,003 |
55 km |
| 2009 |
WOODRUFF |
757 |
76 km |
| 2018 |
FIELDS RUN |
711 |
19 km |
| 2006 |
FIVE MILE FIRE |
658 |
29 km |
| 2006 |
OKOME ROAD |
573 |
41 km |
| 2006 |
BEAR TRAP |
561 |
20 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
2.5 in |
Coldest, Driest |
| February |
27°F (-3°C) |
2.7 in |
|
| March |
36°F (2°C) |
3.2 in |
|
| April |
47°F (8°C) |
3.1 in |
|
| May |
57°F (14°C) |
3.9 in |
|
| June |
65°F (18°C) |
4.5 in |
Wettest |
| July |
68°F (20°C) |
4.1 in |
|
| August |
68°F (20°C) |
3.5 in |
Warmest |
| September |
61°F (16°C) |
3.6 in |
|
| October |
50°F (10°C) |
3.1 in |
|
| November |
40°F (4°C) |
3.5 in |
|
| December |
30°F (-1°C) |
2.9 in |
|
Monument has a seasonal temperature swing of 45°F / from 23°F in January to 68°F in August. Total annual precipitation is 40.6 inches, with June being the wettest month (4.5") and January the driest (2.5").
Average costs for common services in Monument. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146–$390) |
| Specialist Visit |
$342 ($195–$537) |
| Urgent Care Visit |
$195 ($98–$342) |
| Emergency Room Visit |
$2,147 ($781–$4,880) |
| Dental Cleaning |
$127 ($73–$195) |
| Dental Filling |
$244 ($146–$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$293 ($146–$488) |
| Tire Rotation |
$39 ($20–$73) |
| New Tires (Set of 4) |
$586 ($390–$976) |
| Battery Replacement |
$195 ($98–$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59–$146) |
| Electrician (Per Hour) |
$88 ($49–$137) |
| HVAC Repair |
$390 ($146–$781) |
| HVAC System Install |
$6,832 ($3,904–$11,712) |
| Roof Repair |
$976 ($390–$1,952) |
| Roof Replacement |
$8,784 ($5,368–$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488–$3,416) |
| Divorce (Contested) |
$14,640 ($4,880–$29,280) |
| DUI Defense |
$4,880 ($1,952–$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781–$2,928) |
| Will Preparation |
$488 ($195–$976) |
| Trust Preparation |
$2,440 ($976–$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$54 ($29–$98) |
| Hair Coloring (Full) |
$146 ($73–$244) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93–$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44–$4.88) |
| Loaf of Bread |
$3.71 ($2.44–$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93–$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90–$7.32) |
| Rice (per lb) |
$0.98 ($0.59–$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78–$244) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$98) |
| Cell Phone Plan (Monthly) |
$63 ($29–$98) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73–$488) |
| Car Insurance (Annual) |
$1,952 ($1,171–$3,416) |
| Bus Pass (Monthly) |
$68 ($29–$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81–$24) |
| Car Registration (Annual) |
$98 ($29–$244) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586–$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488–$1,952) |
| After-School Care (Monthly) |
$390 ($195–$683) |
| Tutoring (Per Hour) |
$49 ($24–$98) |
| SAT/ACT Prep Course |
$976 ($390–$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880–$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29–$98) |
| Dog Vaccination (Annual) |
$98 ($49–$195) |
| Dog Grooming |
$59 ($29–$98) |
| Pet Boarding (Per Night) |
$39 ($20–$73) |
| Dog Spay/Neuter |
$293 ($146–$488) |
| Cat Spay/Neuter |
$195 ($98–$390) |
View all 9 services
Frequently Asked Questions About Monument
What is the population of Monument?
Monument has a population of 55 residents and is located in Pennsylvania. The population density is 611 people per square mile, spread across 0.1 square miles. The median age of residents is 32.4 years, which is younger than the national median of 38.9 years. The population is 45.5% female and 54.5% male.
Is Monument expensive to live in?
Monument has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $81,250, 8% above the national average of $75,149. The median home value is $100,000 (65% below the U.S. median). The home price-to-income ratio is 1.2x, indicating housing is reasonably affordable relative to local income levels.
Is Monument safe?
Monument is considered a very safe city with a violent crime rate of 48 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 690 per 100,000 (below the national average). Overall, Monument receives a safety grade of F based on combined crime data.
What is the weather like in Monument?
Monument has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 23°F in January, while summers reach an average of 68°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 44.5 inches, with 50.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Monument?
The job market in Monument faces challenges, with unemployment at 9.8% / significantly above the national rate of 3.6%. The average weekly wage is $1,009. There are 917 business establishments in the area, including 88 restaurants and food service locations. The average commute time is 50 minutes, and 0.0% of workers work from home.
How much does housing cost in Monument?
The median home value in Monument is $100,000. Zillow estimates the typical home value at $202,002. The homeownership rate is 100.0%. The average annual property tax is $4,577.
How are the schools in Monument?
Schools in Monument score 5.4 out of 10 on standardized testing, near the national average. 4.9% of adults in Monument hold a bachelor's degree or higher, below the national average of 33.7%. 80.5% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Monument?
The obesity rate in Monument is 43.8% (above the national rate of 32.1%). 58.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,882.
What is transportation like in Monument?
The average commute in Monument is 50 minutes, longer than the national average of 28 minutes. 100% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Monument?
The racial and ethnic makeup of Monument is 92.7% White. 95.6% of residents speak only English at home, while 4.4% speak Spanish. 41.0% of the population are military veterans. 45.7% of residents have a disability. 100.0% have health insurance coverage.
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