Median Income
$26,786
64% lower than US avg
Home Value
$72,100
74% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
24.2%
28% lower than US avg
Median Rent
$605
48% lower than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
3.7%
3% higher than US avg
Poverty Rate
10.8%
13% lower than US avg
How Mount Olivet Compares to the U.S. Average (100% = U.S. avg)
People
Population155
Median Age51.0 yrs
Density187/mi²
Male / Female44% / 56%
Largest GroupWhite 100%
Veterans4.4%
Economy
B
Median Income$26,786
Per Capita$27,911
Unemployment3.7%
Poverty10.8%
County GDP$42M
Commute31 min
Housing
A+
Home Value$72,100
Rent$605
Ownership71.6%
Zillow$168,908
Housing Units133
Rent Burden51.0%
Crime
C+
Violent0/100K
Property1,462/100K
Health
Obesity31.0%
Smoking20.7%
Heart Disease6.7%
Climate
Avg Temp55°F (13°C)
AQI41 (Good)
Rain47.5 in/yr
Sunny Days293/yr
Elevation899 ft (274 m)
Education
C+
Bachelor's+24.2%
High School+94.4%
Graduate+12.4%
School Score4.94
Community
2024 VoteR 80% / D 19%
Commute31 min
Broadband88.0%
EV Stations1
Libraries1
Is Mount Olivet a Good Place to Live?
Based on current data, Mount Olivet receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Mount Olivet offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Mount Olivet is $26,786, 64% below the national average of $75,149. Unemployment stands at 3.7%, indicating a healthy job market. 10.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Mount Olivet is $72,100, 74% below the national median / offering relatively affordable homeownership. Renters pay a median of $605 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Mount Olivet is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,462 per 100,000, 25% below the national average.
Education
24.2% of residents hold a bachelor's degree, below the national average of 33.7%. 94.4% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Mount Olivet experiences four distinct seasons with an average temperature of 55°F. Winters average 32°F in January while summers reach 76°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.5 inches. Air quality is rated Good with a median AQI of 41.
Mount Olivet has a population of 155 with a density of 187 people per square mile, spread across 0.4 square miles. The median age is 51.0 years, 31% older than the national median of 38.9. The gender split is 56.1% female and 43.9% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 4.4% of the population are veterans, below the national rate of 6.0%. 28.6% of residents have a disability (above the 13.0% national average). 88.4% have health insurance coverage.
Population
51.0yrs
Median Age
31% above US avg
Race & Ethnicity
Mount Olivet vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Mount Olivet vs U.S. Average
The median household income in Mount Olivet is $26,786, which is 64% below the national average of $75,149. Per capita income is $27,911 (below the $39,052 national figure). The average weekly wage is $740, 48% lower than the U.S. average. The unemployment rate is 3.7% (above the 3.6% US average). 10.8% of residents live below the poverty line. The area has 62 business establishments, including 49 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 31 minutes. 0.0% of workers work from home (below the 15.2% national rate).
Income: Mount Olivet vs U.S.
Income
| Median HH Income | $26,786 |
| 64% below US avg |
| Per Capita Income | $27,911 |
| Avg Weekly Wage | $740 |
| IRS Avg AGI | $50,922 |
| Gini Index | 0.476 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.7% |
| 3% above US avg |
| Poverty Rate | 10.8% |
| 13% below US avg |
| Establishments (County) | 62 |
| County GDP | $42M |
Business (County)
| Restaurants | 49 |
| Healthcare | 4 |
| Retail | 89 |
| Manufacturing | 19 |
Tax & Cost of Living
| |
| Cost of Living | 90.20 (100=avg) |
Commute & Transportation
| Commute Time | 30.9 min |
| Drive Alone | 62.5% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Mount Olivet is $72,100, 74% below the national median of $281,900. Zillow estimates the typical home value at $168,908, higher than the Census estimate. Monthly rent averages $605 (48% below the national average of $1,163). Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 71.6% of housing units are owner-occupied. There are 133 total housing units in the city. The median year a home was built is 1948. 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $72,100 |
| 74% below US avg |
| Zillow ZHVI | $168,908 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $605 |
| 48% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 71.6% |
| Owner-Occupied | 71.6% |
| Renter-Occupied | 28.4% |
| Housing Units | 133 |
| Median Year Built | 1948 |
Property Tax
In Mount Olivet, 31.0% of adults are obese, below the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.7% of residents, above the national average. 34.8% have high blood pressure. 20.7% are current smokers (above the 14.0% national rate). 18.5% report binge drinking. 29.9% are physically inactive, above the national average. 14.3% experience frequent mental distress. 1.7% of residents have access to exercise opportunities. The food environment index is 4.4 out of 10.
Health Metrics: Mount Olivet vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.7% |
| High Blood Pressure | 34.8% |
| Asthma | 10.2% |
| COPD | 8.4% |
| Cancer | 6.4% |
| Kidney Disease | 3.0% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 20.7% |
| 48% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 29.9% |
| Mental Distress | 14.3% |
| Physical Distress | 13.7% |
| Short Sleep | 39.2% |
Healthcare Access
| Insurance Rate | 88.4% |
| |
| Checkup Rate | 71.9% |
| Dental Visits | 65.4% |
| Premature Death | 14,500/100K |
Food & Exercise
| Food Environment | 4.4/10 |
| Exercise Access | 1.7% |
| Healthcare Facilities | 4 |
Mount Olivet has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,462 per 100,000, 25% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Mount Olivet receives a safety grade of C+.
Crime Rates: Mount Olivet vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,462.4/100K |
| 25% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Mount Olivet experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 32°F in January while summers reach 76°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.5 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 899 feet.
Temperature
32°F Jan (0°C)
76°F Jul (25°C)
| Annual Average | 55.2°F |
| 2% above US avg |
| January Average | 32°F (0°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 899 ft (274 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 187/sq mi |
| Coordinates | 38.5309°N, 84.0339°W |
| Timezone | America/New_York |
| County | Robertson County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG)
49 miles away |
Precipitation & Snow
Annual Rainfall
47.5"
25% above US avg
Wettest Month (May)
4.61"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 1.7 / 100 |
| Social Vulnerability | 88.7 / 100 |
| Community Resilience | 57.4 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Very Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
19 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.8 on May 11, 2025.
| Feb 19, 1995 |
8 km SSE of Rocky Fork Point, Ohio |
M3.6 |
82 km |
| Sep 8, 1990 |
5 km N of Owingsville, Kentucky |
M3.3 |
44 km |
| Feb 3, 2025 |
2 km NNW of Oak Hill, Ohio |
M3.1 |
133 km |
| Apr 25, 2020 |
2 km SE of South Shore, Kentucky |
M2.9 |
98 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
92 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
31 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
100 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
147 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
105 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
103 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
32 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
21 km |
| Feb 11, 2015 |
8 km SE of Richmond Dale, Ohio |
M2.6 |
132 km |
| Mar 8, 2016 |
0 km N of Thurman, Ohio |
M2.6 |
144 km |
| Jan 21, 2018 |
8 km SSE of High Bridge, Kentucky |
M2.6 |
102 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
19 km |
| Jan 4, 1999 |
9 km WNW of Mount Sterling, Kentucky |
M2.5 |
50 km |
| Sep 27, 2009 |
22 km NNW of Hindman, Kentucky |
M2.5 |
140 km |
| Mar 20, 2023 |
13 km SSW of Rio Grande, Ohio |
M2.5 |
141 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
355 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 51 fatalities, 1,483 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
88 km |
3 |
| Mar 2, 2012 |
EF4 |
60 km |
4 |
| Apr 9, 1999 |
EF4 |
83 km |
4 |
| Nov 22, 1992 |
EF4 |
90 km |
1 |
| Apr 3, 1974 |
EF4 |
82 km |
2 |
| Apr 3, 1974 |
EF4 |
99 km |
7 |
| Apr 23, 1968 |
EF4 |
33 km |
6 |
| Apr 23, 1968 |
EF4 |
67 km |
1 |
| Mar 2, 2012 |
EF3 |
79 km |
10 |
| Mar 2, 2012 |
EF3 |
44 km |
3 |
| May 27, 2004 |
EF3 |
66 km |
0 |
| May 10, 2003 |
EF3 |
29 km |
0 |
| Jul 2, 1997 |
EF3 |
38 km |
0 |
| Jun 30, 1993 |
EF3 |
83 km |
0 |
| Oct 1, 1977 |
EF3 |
97 km |
0 |
| Apr 3, 1974 |
EF3 |
41 km |
0 |
| Apr 3, 1974 |
EF3 |
63 km |
0 |
| Apr 3, 1974 |
EF3 |
50 km |
1 |
| Apr 23, 1970 |
EF3 |
60 km |
0 |
| Aug 9, 1969 |
EF3 |
87 km |
4 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
10 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (3,259 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
3,259 |
73 km |
| 1987 |
UNNAMED |
1,683 |
97 km |
| 2010 |
FISH TRAP COMPLEX |
1,430 |
84 km |
| 1999 |
AUXIER RIDGE |
1,160 |
85 km |
| 2003 |
PEACH ORCHARD |
1,043 |
88 km |
| 1999 |
SOUTH FORK |
999 |
89 km |
| 2022 |
PITTS ROAD |
773 |
91 km |
| 2010 |
LITTLE DOE CREEK |
612 |
98 km |
| 2022 |
SMYTH CEMETERY ROAD |
530 |
96 km |
| 1999 |
UNNAMED |
528 |
90 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (0°C) |
2.8 in |
Coldest, Driest |
| February |
33°F (1°C) |
3.0 in |
|
| March |
43°F (6°C) |
4.4 in |
|
| April |
53°F (12°C) |
4.0 in |
|
| May |
62°F (17°C) |
4.6 in |
Wettest |
| June |
70°F (21°C) |
3.8 in |
|
| July |
76°F (25°C) |
4.6 in |
Warmest |
| August |
73°F (23°C) |
3.9 in |
|
| September |
67°F (19°C) |
3.4 in |
|
| October |
55°F (13°C) |
2.9 in |
|
| November |
45°F (7°C) |
3.5 in |
|
| December |
35°F (2°C) |
3.6 in |
|
Mount Olivet has a seasonal temperature swing of 44°F / from 32°F in January to 76°F in July. Total annual precipitation is 44.3 inches, with May being the wettest month (4.6") and January the driest (2.8").
Average costs for common services in Mount Olivet. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135-$361) |
| Specialist Visit |
$316 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$316) |
| Emergency Room Visit |
$1,984 ($722-$4,510) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$226 ($135-$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$271 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($361-$902) |
| Battery Replacement |
$180 ($90-$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$361 ($135-$722) |
| HVAC System Install |
$6,314 ($3,608-$10,824) |
| Roof Repair |
$902 ($361-$1,804) |
| Roof Replacement |
$8,118 ($4,961-$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451-$3,157) |
| Divorce (Contested) |
$13,530 ($4,510-$27,060) |
| DUI Defense |
$4,510 ($1,804-$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722-$2,706) |
| Will Preparation |
$451 ($180-$902) |
| Trust Preparation |
$2,255 ($902-$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$226) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71-$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26-$4.51) |
| Loaf of Bread |
$3.43 ($2.26-$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61-$6.77) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$226) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,804 ($1,082-$3,157) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22-$23) |
| Car Registration (Annual) |
$90 ($27-$226) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541-$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451-$1,804) |
| After-School Care (Monthly) |
$361 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$902 ($361-$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510-$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$271 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $491 |
| Toddler | $489 |
| Preschool | $489 |
| Family Childcare (monthly) |
| Infant | $348 |
| Toddler | $355 |
| Preschool | $355 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Mount Olivet
What is the population of Mount Olivet?
Mount Olivet has a population of 155 residents and is located in Kentucky. The population density is 187 people per square mile, spread across 0.4 square miles. The median age of residents is 51.0 years, which is older than the national median of 38.9 years. The population is 56.1% female and 43.9% male.
Is Mount Olivet expensive to live in?
Mount Olivet is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median household income is $26,786, 64% below the national average of $75,149. The median home value is $72,100 (74% below the U.S. median). Renters pay a median of $605 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Mount Olivet safe?
Mount Olivet is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,462 per 100,000 (below the national average). Overall, Mount Olivet receives a safety grade of C+ based on combined crime data.
What is the weather like in Mount Olivet?
Mount Olivet has a four-season climate with an average annual temperature of 55°F (13°C). Winter temperatures average 32°F in January, while summers reach an average of 76°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Mount Olivet?
Mount Olivet has a healthy job market with an unemployment rate of 3.7%, near the national average of 3.6%. The average weekly wage is $740. There are 62 business establishments in the area, including 49 restaurants and food service locations. The average commute time is 31 minutes, and 0.0% of workers work from home.
How much does housing cost in Mount Olivet?
The median home value in Mount Olivet is $72,100. Zillow estimates the typical home value at $168,908. For renters, the median monthly rent is $605. Fair market rent is $794 for a 1-bedroom and $984 for a 2-bedroom apartment. The homeownership rate is 71.6%.
How are the schools in Mount Olivet?
Schools in Mount Olivet have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 24.2% of adults in Mount Olivet hold a bachelor's degree or higher, below the national average of 33.7%. 94.4% have completed high school. 12.4% hold a graduate or professional degree.
How healthy is Mount Olivet?
The obesity rate in Mount Olivet is 31.0% (below the national rate of 32.1%). 20.7% of adults are smokers. 29.9% are physically inactive. 1.7% of residents have access to exercise opportunities.
What is transportation like in Mount Olivet?
The average commute in Mount Olivet is 31 minutes, longer than the national average of 28 minutes. 62.5% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Mount Olivet?
The racial and ethnic makeup of Mount Olivet is 100% White. 100% of residents speak only English at home. 4.4% of the population are military veterans. 28.6% of residents have a disability. 88.4% have health insurance coverage.
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