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Mountain Lake, NJ

New Jersey · Metropolitan Area

Mountain Lake is a small town in New Jersey with a population of 566. Residents earn $99,063 per year, which is 32% above the national average.

4.2 /5.0
A Great
566 Population 501/sq mi density
$99,063 Median Income $56,639 per capita
$329,900 Home Value
$1,795 Median Rent 19.6% income on rent
52°F Avg Temperature 271 sunny days/yr
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$99,063 median income, 1.1% unemployment
A+
Affordability
4.8 / 5.0
$329,900 home value, $1,795/mo rent
C+
Education
2.8 / 5.0
23.0% bachelor's degree or higher
Median Income $99,063
32% higher than US avg
Home Value $329,900
17% higher than US avg
Bachelor's+ 23.0%
32% lower than US avg
Median Rent $1,795
54% higher than US avg
Obesity Rate 31.4%
2% lower than US avg
Unemployment 1.1%
69% lower than US avg
Poverty Rate 2.3%
81% lower than US avg

How Mountain Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population566
Median Age56.1 yrs
Density501/mi²
Male / Female45% / 55%
Largest GroupWhite 89%
Veterans6.7%

Economy

A+
Median Income$99,063
Per Capita$56,639
Unemployment1.1%
Poverty2.3%
County GDP$9,867M
Commute31 min

Housing

A+
Home Value$329,900
Rent$1,795
OwnershipN/A
Housing Units311
Rent Burden19.6%

Health

Obesity31.4%
Uninsured8.9%
Smoking12.0%
Depression19.8%
Heart Disease4.6%

Climate

Avg Temp52°F (11°C)
AQI39 (Good)
Rain50.9 in/yr
Sunny Days271/yr
Elevation410 ft (125 m)

Education

C+
Bachelor's+23.0%
High School+91.7%
Graduate+5.4%
School Score6.24

Community

2024 VoteR 52% / D 46%
Commute31 min
Broadband96.4%
Libraries11

Is Mountain Lake a Good Place to Live?

Based on current data, Mountain Lake receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, abundant sunshine, a low poverty rate. Mountain Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Mountain Lake is $99,063, which is significantly higher than the national average — 32% above $75,149. This places Mountain Lake among higher-income communities. The job market is very strong with unemployment at just 1.1%. Only 2.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.

Cost of Living & Housing

The median home value in Mountain Lake is $329,900, 17% above the national median. Renters pay a median of $1,795 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.

Education

23.0% of residents hold a bachelor's degree, below the national average of 33.7%. 91.7% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Mountain Lake experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 75°F in July. With 271 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 50.9 inches, including 27.1 inches of snow. Air quality is rated Good with a median AQI of 39.

Mountain Lake has a population of 566 with a density of 501 people per square mile. The median age is 56.1 years, 44% older than the national median of 38.9. The city is predominantly White (89%).

Population

566
Total Population
501
People / sq mi
56.1yrs
Median Age
44% above US avg
1.1mi²
Land Area

Gender Distribution

Male 45.2%
Female 54.8%

Race & Ethnicity

Mountain Lake vs U.S. Average

Language Spoken at Home

English Only88.0%
12% above US avg
Spanish12.0%
10% below US avg

Social Characteristics

Mountain Lake vs U.S. Average

The median household income in Mountain Lake is $99,063, which is 32% above the national average of $75,149. The unemployment rate is 1.1% (below the 3.6% US average). 2.3% of residents live below the poverty line. Workers commute an average of 31 minutes.

Income: Mountain Lake vs U.S.

Commute Mode

Income

Median HH Income$99,063
32% above US avg
Per Capita Income$56,639
Avg Weekly Wage$1,444
IRS Avg AGI$151,298

Employment & Poverty

Unemployment1.1%
69% below US avg
Poverty Rate2.3%
81% below US avg
Establishments (County)4,073
County GDP$9,867M

Business (County)

Restaurants295
Healthcare387
Retail437
Manufacturing130

Tax & Cost of Living

Property Tax (IRS)$12,473
256% above US avg
Cost of Living108.80 (100=avg)
Effective Tax Rate3.78%

Commute & Transportation

Commute Time30.7 min
Drive Alone80.3%
Public Transit2.5%
Work from Home6.0%

Walkability

The median home value in Mountain Lake is $329,900, 17% above the national average. Monthly rent averages $1,795 (54% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$329,900
17% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,795
54% above US avg
Rent Burden19.6%

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied90.7%
Housing Units311
Median Year Built1951

Property Tax

Avg Tax (IRS)$12,473
256% above US avg
Effective Rate3.78%
In Mountain Lake, 31.4% of adults are obese (below the 32.1% national rate). 8.9% of residents lack health insurance. 12.0% are current smokers. 19.8% report depression. 22.2% are physically inactive.

Health Metrics: Mountain Lake vs U.S. Average (%)

Chronic Conditions

Obesity31.4%
2% below US avg
Diabetes7.3%
Heart Disease4.6%
High Blood Pressure28.1%
Asthma9.4%
COPD4.8%
Cancer7.5%
Stroke2.4%

Behaviors & Mental Health

Smoking12.0%
14% below US avg
Binge Drinking19.6%
Physical Inactivity22.2%
Depression19.8%
Mental Distress17.2%
Physical Distress11.5%
Short Sleep37.2%

Healthcare Access

Insurance Rate99.1%
Uninsured8.9%
3% above US avg
Primary Care1:909
Dentists1:1,191
Mental Health1:332
Checkup Rate73.9%
Dental Visits66.5%
Premature Death4,363/100K

Food & Exercise

Food Environment9.7/10
Exercise Access90.6%
Healthcare Facilities387
Mountain Lake has an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 75°F in July. Annual precipitation is 50.9 inches. The area enjoys 271 sunny days per year. Air quality is rated Good with a median AQI of 39.

Temperature

29°F Jan (-2°C) 75°F Jul (24°C)
Annual Average52.1°F
4% below US avg
January Average29°F (-2°C)
July Average75°F (24°C)
Sunny Days271 days/yr

Precipitation & Snow

Annual Rainfall50.9 inches
34% above US avg
Snowfall27.1 inches/yr

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation410 ft (125 m)
Area1.1 sq mi (2.9 km²)
Population Density501/sq mi
Coordinates40.8598°N, 74.9876°W
TimezoneAmerica/New_York
County FIPS34019
It is classified as Metro — 1 million+. 23.0% of residents hold a bachelor's degree or higher (32% below US avg). In the 2024 election, the county voted Republican by a 6.7-point margin. 96.4% of households have broadband internet.

2024 Presidential Election (County)

R 52.4%
D 45.7%

Winner: Republican by 6.7 points

Education

Bachelor's Degree+23.0%
32% below US avg
High School+91.7%
Graduate Degree+5.4%
School Test Score6.24
C+ Education Grade (2.8/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density501/sq mi
Total Area1.1 sq mi

Infrastructure & Services

Broadband Access96.4%
Public Libraries11
Healthcare Facilities387
Restaurants295
Retail Stores437

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute30.7 min
Drive Alone80.3%
Public Transit2.5%
Work from Home6.0%

Nearby Cities

Oxford, NJ 1,140 pop · 3.8 mi Belvidere, NJ 2,526 pop · 4.9 mi Brass Castle, NJ 1,844 pop · 7.0 mi Washington, NJ 7,287 pop · 7.0 mi Beattystown, NJ 4,479 pop · 7.4 mi Panther Valley, NJ 4,622 pop · 8.3 mi Hackettstown, NJ 10,143 pop · 8.5 mi East Bangor, PA 1,192 pop · 10.5 mi Hampton, NJ 1,127 pop · 10.8 mi Glen Gardner, NJ 1,702 pop · 11.3 mi Bangor, PA 5,158 pop · 11.6 mi Roseto, PA 1,623 pop · 12.2 mi Long Valley, NJ 2,107 pop · 12.3 mi Califon, NJ 1,065 pop · 12.5 mi
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