Mountain Lakes, NJ

New Jersey · Metropolitan Area

Mountain Lakes is a small town in New Jersey with a population of 4,535. Residents earn $250,001 per year, which is 233% above the national average.

4.3 /5.0
A Great
4,535 Population 1,718/sq mi density
$250,001 Median Income $102,826 per capita
$915,100 Home Value $1,156,954 Zillow
$2,941 Median Rent
52°F Avg Temperature
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$250,001 median income, 1.4% unemployment
A+
Affordability
4.6 / 5.0
$915,100 home value, $2,941/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
A+
Education
5.0 / 5.0
84.4% bachelor's degree or higher
Median Income $250,001
233% higher than US avg
Home Value $915,100
225% higher than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 84.4%
150% higher than US avg
Median Rent $2,941
153% higher than US avg
Obesity Rate 19.0%
41% lower than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Mountain Lakes Compares to the U.S. Average (100% = U.S. avg)

People

Population4,535
Median Age43.6 yrs
Density1,718/mi²
Male / Female54% / 46%
Largest GroupWhite 80%

Economy

A+
Median Income$250,001
Per Capita$102,826
Unemployment1.4%
Poverty0.0%
County GDP$74,395M
Commute35 min

Housing

A+
Home Value$915,100
Rent$2,941
OwnershipN/A
Zillow$1,156,954

Crime

C+
Violent0/100K
Property1,328/100K
Murder0.0/100K
Assault0/100K
Burglary163/100K

Health

Obesity19.0%
UninsuredN/A
Depression15.1%
Heart Disease3.4%

Climate

Avg Temp52°F
AQI39 (Good)
Rain49.2 in/yr
Elevation502 ft

Education

A+
Bachelor's+84.4%
High School+98.0%
School Score6.24

Community

2024 VoteR 50% / D 48%
Commute35 min
Libraries37

Is Mountain Lakes a Good Place to Live?

Based on current data, Mountain Lakes receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Mountain Lakes stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Mountain Lakes is $250,001, which is significantly higher than the national average — 233% above $75,149. This places Mountain Lakes among higher-income communities. The job market is very strong with unemployment at just 1.4%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes.

Cost of Living & Housing

The median home value in Mountain Lakes is $915,100, making it a premium housing market at 225% above the U.S. median of $281,900. Renters pay a median of $2,941 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.7x indicates a reasonably affordable housing market.

Safety & Crime

Mountain Lakes is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,328 per 100,000, 32% below the national average.

Education

Mountain Lakes is a highly educated community — 84.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.0% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Mountain Lakes experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 75°F in July. Annual precipitation totals 49.2 inches. Air quality is rated Good with a median AQI of 39.

Mountain Lakes has a population of 4,535 with a density of 1,718 people per square mile. The median age is 43.6 years, 12% older than the national median of 38.9. The city is predominantly White (79.7%).

Population

4,535
Total Population
1,718
People / sq mi
43.6yrs
Median Age
12% above US avg
2.6mi²
Land Area

Gender Distribution

Male 54.2%
Female 45.8%

Race & Ethnicity

Mountain Lakes vs U.S. Average

Language Spoken at Home

English Only82.4%
5% above US avg
Spanish17.6%
31% above US avg

Social Characteristics

Mountain Lakes vs U.S. Average

The median household income in Mountain Lakes is $250,001, which is 233% above the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 35 minutes.

Income: Mountain Lakes vs U.S.

Commute Mode

Income

Median HH Income$250,001
233% above US avg
Per Capita Income$102,826
Avg Weekly Wage$1,946
IRS Avg AGI$156,784

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)18,002
County GDP$74,395M

Business (County)

Restaurants1,349
Healthcare1,822
Retail1,639
Manufacturing496

Tax & Cost of Living

Property Tax (IRS)$13,570
288% above US avg
Effective Tax Rate1.48%

Commute & Transportation

Commute Time34.9 min
Work from Home30.7%

Walkability

The median home value in Mountain Lakes is $915,100, 225% above the national average. Monthly rent averages $2,941 (153% above US avg). Zillow estimates the typical home value at $1,156,954.

Home Value Sources

Ownership Split

Home Values

Census Median$915,100
225% above US avg
Zillow ZHVI$1,156,954

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$2,941
153% above US avg

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied97.1%

Property Tax

Avg Tax (IRS)$13,570
288% above US avg
Effective Rate1.48%
In Mountain Lakes, 19.0% of adults are obese (below the 32.1% national rate). 15.1% report depression. 12.9% are physically inactive.

Health Metrics: Mountain Lakes vs U.S. Average (%)

Chronic Conditions

Obesity19.0%
41% below US avg
Diabetes5.8%
Heart Disease3.4%
High Blood Pressure23.8%
Asthma8.0%
COPD2.5%
Stroke1.7%

Behaviors & Mental Health

Binge Drinking20.5%
Physical Inactivity12.9%
Depression15.1%
Mental Distress12.0%
Physical Distress7.4%

Healthcare Access

Insurance Rate98.4%
Checkup Rate76.9%
Premature Death4,240/100K

Food & Exercise

Food Environment9.4/10
Exercise Access98.5%
Healthcare Facilities1,822
Mountain Lakes has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,328 per 100,000 (32% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Mountain Lakes vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property1,327.7/100K
32% below US avg
Burglary163.1/100K
Theft1,118.1/100K
Vehicle Theft46.6/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)19

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Mountain Lakes has an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 75°F in July. Annual precipitation is 49.2 inches. Air quality is rated Good with a median AQI of 39.

Temperature

29°F Jan (-2°C) 75°F Jul (24°C)
Annual Average51.8°F
4% below US avg
January Average29°F (-2°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall49.2 inches
29% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation502 ft (153 m)
Area2.6 sq mi (6.8 km²)
Population Density1,718/sq mi
Coordinates40.8909°N, 74.4420°W
County FIPS34027
It is classified as Metro — 1 million+. 84.4% of residents hold a bachelor's degree or higher (150% above US avg). In the 2024 election, the county voted Republican by a 2.7-point margin.

2024 Presidential Election (County)

R 50.4%
D 47.7%

Winner: Republican by 2.7 points

Education

Bachelor's Degree+84.4%
150% above US avg
High School+98.0%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,718/sq mi
Total Area2.6 sq mi

Infrastructure & Services

Public Libraries37
Healthcare Facilities1,822
Restaurants1,349
Retail Stores1,639

Safety & Disasters

Fatal Crashes (County/yr)19
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute34.9 min
Work from Home30.7%

Nearby Cities

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