Median Income
$105,286
40% higher than US avg
Home Value
$274,600
3% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
44.6%
32% higher than US avg
Median Rent
$843
28% lower than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
5.1%
59% lower than US avg
How Mountain Top Compares to the U.S. Average (100% = U.S. avg)
People
Population11,856
Median Age44.0 yrs
Density789/mi²
Male / Female51% / 49%
Largest GroupWhite 89%
Veterans6.1%
Economy
A+
Median Income$105,286
Per Capita$44,446
Unemployment1.9%
Poverty5.1%
County GDP$20,580M
Commute26 min
Housing
A+
Home Value$274,600
Rent$843
Ownership89.8%
Zillow$317,634
Housing Units4,455
Rent Burden23.0%
Crime
C+
Violent0/100K
Property205/100K
Health
Obesity36.2%
UninsuredN/A
Smoking26.9%
Heart Disease6.9%
Climate
Avg Temp47°F (8°C)
AQI40 (Good)
Rain48.8 in/yr
Sunny Days275/yr
Elevation1,407 ft (429 m)
Education
A+
Bachelor's+44.6%
High School+96.1%
Graduate+18.2%
School Score5.32
Community
2024 VoteR 59% / D 40%
Commute26 min
Broadband93.8%
EV Stations2
Libraries16
Is Mountain Top a Good Place to Live?
Based on current data, Mountain Top receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Mountain Top stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Mountain Top is $105,286, which is significantly higher than the national average / 40% above $75,149. This places Mountain Top among higher-income communities. The job market is very strong with unemployment at just 1.9%. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Mountain Top is $274,600, roughly aligned with the national median of $281,900. Renters pay a median of $843 per month, below the national average / a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Mountain Top is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 205 per 100,000, 90% below the national average.
Education
Educational attainment is solid, with 44.6% holding a bachelor's degree or higher, near the national average. 96.1% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Mountain Top experiences four distinct seasons with an average temperature of 47°F. Winters average 24°F in January while summers reach 68°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.8 inches. Air quality is rated Good with a median AQI of 40.
Mountain Top has a population of 11,856 with a density of 789 people per square mile, spread across 15.0 square miles. The median age is 44.0 years, 13% older than the national median of 38.9. The gender split is 49.3% female and 50.7% male. The city is predominantly White (88.9%). English is the primary language spoken at home by 92.1% of residents, while 7.9% speak Spanish. 6.1% of the population are veterans. 8.5% of residents have a disability (below the 13.0% national average). 98.3% have health insurance coverage.
Population
44.0yrs
Median Age
13% above US avg
Race & Ethnicity
Mountain Top vs U.S. Average
Language Spoken at Home
English Only
92.1%
17% above US avg
Spanish
7.9%
41% below US avg
Social Characteristics
Mountain Top vs U.S. Average
The median household income in Mountain Top is $105,286, which is 40% above the national average of $75,149. Per capita income is $44,446 (above the $39,052 national figure). The average weekly wage is $1,075, 25% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 5.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,474 business establishments, including 769 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 26 minutes. 16.5% of workers work from home.
Income: Mountain Top vs U.S.
Income
| Median HH Income | $105,286 |
| 40% above US avg |
| Per Capita Income | $44,446 |
| Avg Weekly Wage | $1,075 |
| IRS Avg AGI | $63,726 |
| Gini Index | 0.451 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 5.1% |
| 59% below US avg |
| Establishments (County) | 7,474 |
| County GDP | $20,580M |
Business (County)
| Restaurants | 769 |
| Healthcare | 993 |
| Retail | 1,145 |
| Manufacturing | 299 |
Tax & Cost of Living
| Property Tax (IRS) | $6,079 |
| 74% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 2.21% |
Commute & Transportation
| Commute Time | 26.0 min |
| Drive Alone | 74.9% |
| Public Transit | 0.0% |
| Work from Home | 16.5% |
The median home value in Mountain Top is $274,600, 3% below the national median of $281,900. Zillow estimates the typical home value at $317,634, higher than the Census estimate. Homes sell for 99.3% of their list price. Monthly rent averages $843 (28% below the national average of $1,163). Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 89.8% of housing units are owner-occupied (above the 65.4% national rate). There are 4,455 total housing units in the city. The median year a home was built is 1981. The average annual property tax is $6,079 (higher than the $3,500 national average). 23.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $274,600 |
| 3% below US avg |
| Zillow ZHVI | $317,634 |
| Median List Price | $307,450 |
Real Estate Market (Redfin)
| Median List Price | $307,450 |
| $/Sq Ft | $158 |
| Homes Sold | 3 |
| Sale-to-List Ratio | 99.3% |
| Price Drops | 21.4% |
| Inventory | 14 |
Rental Costs
| Census Median Rent | $843 |
| 28% below US avg |
| Rent Burden | 23.0% |
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 89.8% |
| Owner-Occupied | 89.8% |
| Renter-Occupied | 10.2% |
| Housing Units | 4,455 |
| Median Year Built | 1981 |
Property Tax
| Avg Tax (IRS) | $6,079 |
| 74% above US avg |
| Effective Rate | 2.21% |
In Mountain Top, 36.2% of adults are obese, above the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 6.9% of residents, above the national average. 31.9% have high blood pressure. 26.9% are current smokers (above the 14.0% national rate). 20.1% report binge drinking. 29.7% are physically inactive, above the national average. 16.7% experience frequent mental distress. The primary care physician ratio is 1:1,320. The dentist ratio is 1:1,532. 88.9% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Mountain Top vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 10.6% |
| Heart Disease | 6.9% |
| High Blood Pressure | 31.9% |
| Asthma | 10.6% |
| COPD | 8.2% |
| Cancer | 6.5% |
| Kidney Disease | 3.2% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 26.9% |
| 92% above US avg |
| Binge Drinking | 20.1% |
| Physical Inactivity | 29.7% |
| Mental Distress | 16.7% |
| Physical Distress | 15.5% |
| Short Sleep | 37.5% |
Healthcare Access
| Insurance Rate | 98.3% |
| |
| Primary Care | 1:1,320 |
| Dentists | 1:1,532 |
| Mental Health | 1:668 |
| Checkup Rate | 69.3% |
| Dental Visits | 58.4% |
| Premature Death | 10,192/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 88.9% |
| Healthcare Facilities | 993 |
Mountain Top has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 205 per 100,000, 90% below the U.S. average. The county recorded 30 fatal traffic crashes. Overall, Mountain Top receives a safety grade of C+.
Crime Rates: Mountain Top vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 205.1/100K |
| 90% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 30 |
| Traffic Accidents | 223 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Mountain Top experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 24°F in January while summers reach 68°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.8 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 1,407 feet.
Temperature
24°F Jan (-5°C)
68°F Jul (20°C)
| Annual Average | 46.6°F |
| 14% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,407 ft (429 m) |
| Area | 15.0 sq mi (39.0 km²) |
| Population Density | 789/sq mi |
| Coordinates | 41.1353°N, 75.9044°W |
| Timezone | America/New_York |
| County | Luzerne County County |
| Nearest Airport | Hazleton Regional (HZL) 11 miles away |
Precipitation & Snow
Annual Rainfall
48.8"
29% above US avg
Wettest Month (Jun)
4.76"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 91.6 / 100 |
| Social Vulnerability | 67.8 / 100 |
| Community Resilience | 78.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Moderate |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Very High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
26 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M2.8 on Jun 10, 2025.
| Apr 5, 2024 |
2024 Tewksbury, New Jersey Earthquake |
M4.8 |
108 km |
| Jan 16, 1994 |
2 km W of Sinking Spring, Pennsylvania |
M4.6 |
90 km |
| Jan 16, 1994 |
0 km E of Sinking Spring, Pennsylvania |
M4.2 |
90 km |
| Apr 5, 2024 |
7 km WSW of Gladstone, New Jersey |
M3.7 |
109 km |
| Aug 26, 2003 |
4 km NNW of Milford, New Jersey |
M3.1 |
89 km |
| Jun 3, 2010 |
4 km ENE of Franklintown, Pennsylvania |
M3.1 |
148 km |
| Nov 14, 1997 |
0 km S of Rothsville, Pennsylvania |
M3.0 |
114 km |
| Feb 3, 2009 |
1 km ESE of Victory Gardens, New Jersey |
M3.0 |
119 km |
| Apr 27, 2024 |
7 km WSW of Gladstone, New Jersey |
M2.9 |
109 km |
| Jan 16, 1994 |
0 km SSE of Sinking Spring, Pennsylvania |
M2.9 |
91 km |
| May 24, 2024 |
6 km E of Califon, New Jersey |
M2.9 |
107 km |
| May 10, 1993 |
1 km NW of Whitfield, Pennsylvania |
M2.8 |
88 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
80 km |
| Oct 25, 2009 |
4 km ENE of Franklintown, Pennsylvania |
M2.8 |
147 km |
| Mar 11, 1995 |
0 km ENE of Landisville, Pennsylvania |
M2.7 |
123 km |
| Jan 25, 2015 |
4 km ESE of Downingtown, Pennsylvania |
M2.6 |
128 km |
| Apr 10, 2024 |
5 km WSW of Gladstone, New Jersey |
M2.6 |
111 km |
| Jul 5, 1996 |
2 km NW of Chester Heights, Pennsylvania |
M2.6 |
141 km |
| Oct 28, 1996 |
2 km W of Reinholds, Pennsylvania |
M2.6 |
99 km |
| Jan 18, 1994 |
3 km SE of Clay, Pennsylvania |
M2.6 |
108 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
227 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
260 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 4 fatalities, 82 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1998 |
EF3 |
55 km |
2 |
| May 31, 1998 |
EF3 |
73 km |
0 |
| May 31, 1998 |
EF3 |
70 km |
0 |
| Jul 26, 1981 |
EF3 |
49 km |
0 |
| Mar 21, 1976 |
EF3 |
63 km |
0 |
| Jun 18, 1970 |
EF3 |
88 km |
1 |
| Apr 14, 2019 |
EF2 |
42 km |
0 |
| Jun 13, 2018 |
EF2 |
13 km |
0 |
| Jun 13, 2018 |
EF2 |
92 km |
0 |
| Feb 25, 2017 |
EF2 |
18 km |
0 |
| Jul 8, 2014 |
EF2 |
67 km |
0 |
| Apr 28, 2011 |
EF2 |
98 km |
0 |
| Jul 23, 2010 |
EF2 |
74 km |
0 |
| Jul 29, 2009 |
EF2 |
59 km |
0 |
| Dec 1, 2006 |
EF2 |
16 km |
0 |
| May 31, 1998 |
EF2 |
67 km |
0 |
| May 31, 1998 |
EF2 |
63 km |
0 |
| Nov 8, 1996 |
EF2 |
49 km |
0 |
| Jul 17, 1992 |
EF2 |
91 km |
0 |
| Jul 15, 1992 |
EF2 |
30 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1895 |
HIGH BRIDGE, NJ |
Earthquake |
— |
— |
100 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: 16 MILE (7,896 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
16 MILE |
7,896 |
64 km |
| 2009 |
PENOBSCOT |
2,091 |
8 km |
| 2004 |
CRYSTAL LAKE |
1,838 |
6 km |
| 2020 |
SEVEN PINES |
790 |
49 km |
| 2015 |
RAZOR FIRE |
728 |
44 km |
| 2015 |
PIPELINE 1 |
666 |
19 km |
| 2016 |
BEAR TOWN |
649 |
57 km |
| 1999 |
WORTHINGTO |
514 |
69 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
2.8 in |
Coldest |
| February |
25°F (-4°C) |
2.8 in |
Driest |
| March |
34°F (1°C) |
3.2 in |
|
| April |
44°F (7°C) |
3.9 in |
|
| May |
56°F (13°C) |
4.5 in |
|
| June |
64°F (18°C) |
4.8 in |
Wettest |
| July |
68°F (20°C) |
4.2 in |
Warmest |
| August |
68°F (20°C) |
4.2 in |
|
| September |
61°F (16°C) |
4.2 in |
|
| October |
50°F (10°C) |
3.5 in |
|
| November |
40°F (4°C) |
3.9 in |
|
| December |
30°F (-1°C) |
3.3 in |
|
Mountain Top has a seasonal temperature swing of 45°F / from 24°F in January to 68°F in July. Total annual precipitation is 45.0 inches, with June being the wettest month (4.8") and February the driest (2.8").
Average costs for common services in Mountain Top. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146–$390) |
| Specialist Visit |
$342 ($195–$537) |
| Urgent Care Visit |
$195 ($98–$342) |
| Emergency Room Visit |
$2,147 ($781–$4,880) |
| Dental Cleaning |
$127 ($73–$195) |
| Dental Filling |
$244 ($146–$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$293 ($146–$488) |
| Tire Rotation |
$39 ($20–$73) |
| New Tires (Set of 4) |
$586 ($390–$976) |
| Battery Replacement |
$195 ($98–$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59–$146) |
| Electrician (Per Hour) |
$88 ($49–$137) |
| HVAC Repair |
$390 ($146–$781) |
| HVAC System Install |
$6,832 ($3,904–$11,712) |
| Roof Repair |
$976 ($390–$1,952) |
| Roof Replacement |
$8,784 ($5,368–$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488–$3,416) |
| Divorce (Contested) |
$14,640 ($4,880–$29,280) |
| DUI Defense |
$4,880 ($1,952–$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781–$2,928) |
| Will Preparation |
$488 ($195–$976) |
| Trust Preparation |
$2,440 ($976–$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$54 ($29–$98) |
| Hair Coloring (Full) |
$146 ($73–$244) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93–$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44–$4.88) |
| Loaf of Bread |
$3.71 ($2.44–$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93–$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90–$7.32) |
| Rice (per lb) |
$0.98 ($0.59–$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78–$244) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$98) |
| Cell Phone Plan (Monthly) |
$63 ($29–$98) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73–$488) |
| Car Insurance (Annual) |
$1,952 ($1,171–$3,416) |
| Bus Pass (Monthly) |
$68 ($29–$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81–$24) |
| Car Registration (Annual) |
$98 ($29–$244) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586–$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488–$1,952) |
| After-School Care (Monthly) |
$390 ($195–$683) |
| Tutoring (Per Hour) |
$49 ($24–$98) |
| SAT/ACT Prep Course |
$976 ($390–$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880–$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29–$98) |
| Dog Vaccination (Annual) |
$98 ($49–$195) |
| Dog Grooming |
$59 ($29–$98) |
| Pet Boarding (Per Night) |
$39 ($20–$73) |
| Dog Spay/Neuter |
$293 ($146–$488) |
| Cat Spay/Neuter |
$195 ($98–$390) |
View all 9 services
Frequently Asked Questions About Mountain Top
What is the population of Mountain Top?
Mountain Top has a population of 11,856 residents and is located in Pennsylvania. The population density is 789 people per square mile, spread across 15.0 square miles. The median age of residents is 44.0 years, which is older than the national median of 38.9 years. The population is 49.3% female and 50.7% male.
Is Mountain Top expensive to live in?
Mountain Top has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $105,286, 40% above the national average of $75,149. The median home value is $274,600 (3% below the U.S. median). Renters pay a median of $843 per month, below the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Mountain Top safe?
Mountain Top is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 205 per 100,000 (below the national average). Overall, Mountain Top receives a safety grade of C+ based on combined crime data.
What is the weather like in Mountain Top?
Mountain Top has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 24°F in January, while summers reach an average of 68°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 48.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Mountain Top?
The job market in Mountain Top is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $1,075. There are 7,474 business establishments in the area, including 769 restaurants and food service locations. The average commute time is 26 minutes, and 16.5% of workers work from home.
How much does housing cost in Mountain Top?
The median home value in Mountain Top is $274,600. Zillow estimates the typical home value at $317,634. For renters, the median monthly rent is $843. Fair market rent is $996 for a 1-bedroom and $1,225 for a 2-bedroom apartment. The homeownership rate is 89.8%. The average annual property tax is $6,079.
How are the schools in Mountain Top?
Schools in Mountain Top score 5.3 out of 10 on standardized testing, near the national average. 44.6% of adults in Mountain Top hold a bachelor's degree or higher, above the national average of 33.7%. 96.1% have completed high school. 18.2% hold a graduate or professional degree.
How healthy is Mountain Top?
The obesity rate in Mountain Top is 36.2% (above the national rate of 32.1%). 26.9% of adults are smokers. 29.7% are physically inactive. 88.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,320.
What is transportation like in Mountain Top?
The average commute in Mountain Top is 26 minutes. 74.9% of workers drive alone to work, and 16.5% work from home.
What are the demographics of Mountain Top?
The racial and ethnic makeup of Mountain Top is 88.9% White. 92.1% of residents speak only English at home, while 7.9% speak Spanish. 6.1% of the population are military veterans. 8.5% of residents have a disability. 98.3% have health insurance coverage.