Median Income
$26,719
64% lower than US avg
Home Value
$24,400
91% lower than US avg
Violent Crime
108/100K
72% lower than US avg
Bachelor's+
7.1%
79% lower than US avg
Obesity Rate
38.9%
21% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
6.3%
49% lower than US avg
How Naper Compares to the U.S. Average (100% = U.S. avg)
People
Population117
Median Age35.2 yrs
Density836/mi²
Male / Female51% / 49%
Largest GroupWhite 63%
Veterans72.0%
Economy
B+
Median Income$26,719
Per Capita$18,038
Unemployment0.0%
Poverty6.3%
County GDP$53M
Commute20 min
Housing
A+
Home Value$24,400
Ownership89.4%
Zillow$245,195
Housing Units80
Rent Burden17.7%
Crime
F
Violent108/100K
Property352/100K
Health
Obesity38.9%
Uninsured8.9%
Smoking16.9%
Depression18.2%
Heart Disease6.4%
Climate
Avg Temp47°F (8°C)
AQI32 (Good)
Rain27.1 in/yr
Sunny Days291/yr
Elevation1,983 ft (604 m)
Education
D
Bachelor's+7.1%
High School+75.7%
Graduate+1.9%
School Score5.55
Community
2024 VoteR 92% / D 8%
Commute20 min
Broadband47.0%
Libraries1
Is Naper a Good Place to Live?
Based on current data, Naper receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Naper has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Naper is $26,719, 64% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 6.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Naper is $24,400, 91% below the national median / offering relatively affordable homeownership. At just 0.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Naper is a very safe community with a violent crime rate of 108 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 352 per 100,000, 82% below the national average.
Education
7.1% of residents hold a bachelor's degree, below the national average of 33.7%. 75.7% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Naper experiences four distinct seasons with an average temperature of 47°F. Winters average 21°F in January while summers reach 73°F in July. With 291 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 27.1 inches, including 41.5 inches of snow. Air quality is rated Good with a median AQI of 32.
Naper has a population of 117 with a density of 836 people per square mile, spread across 0.1 square miles. The median age is 35.2 years, 10% younger than the national median of 38.9. The gender split is 48.7% female and 51.3% male. The city is predominantly White (63.2%), with 33.3% Hispanic. English is the primary language spoken at home by 99.3% of residents. 72.0% of the population are veterans, above the national rate of 6.0%. 35.9% of residents have a disability (above the 13.0% national average). 94.9% have health insurance coverage.
Population
35.2yrs
Median Age
10% below US avg
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
0.7%
95% below US avg
The median household income in Naper is $26,719, which is 64% below the national average of $75,149. Per capita income is $18,038 (below the $39,052 national figure). The average weekly wage is $647, 55% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 6.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 32 business establishments, including 3 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 11.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $26,719 |
| 64% below US avg |
| Per Capita Income | $18,038 |
| Avg Weekly Wage | $647 |
| IRS Avg AGI | $36,768 |
| Gini Index | 0.472 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 6.3% |
| 49% below US avg |
| Establishments (County) | 32 |
| County GDP | $53M |
Business (County)
| Restaurants | 3 |
| Healthcare | 5 |
| Retail | 3 |
| Manufacturing | 5 |
Tax & Cost of Living
| |
| Cost of Living | 90.10 (100=avg) |
Commute & Transportation
| Commute Time | 19.8 min |
| Drive Alone | 69.4% |
| Public Transit | 0.0% |
| Work from Home | 11.1% |
The median home value in Naper is $24,400, 91% below the national median of $281,900. Zillow estimates the typical home value at $245,195, higher than the Census estimate. Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 89.4% of housing units are owner-occupied (above the 65.4% national rate). There are 80 total housing units in the city. The median year a home was built is 1970. 17.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 0.9x, well within the affordable range.
Home Values
| Census Median | $24,400 |
| 91% below US avg |
| Zillow ZHVI | $245,195 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 89.4% |
| Owner-Occupied | 89.4% |
| Renter-Occupied | 10.6% |
| Housing Units | 80 |
| Median Year Built | 1970 |
Property Tax
In Naper, 38.9% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 6.4% of residents. 32.6% have high blood pressure. 16.9% are current smokers (above the 14.0% national rate). 23.5% report binge drinking. 26.0% are physically inactive. 18.2% report depression. 15.9% experience frequent mental distress. 8.9% of residents lack health insurance. The food environment index is 6.0 out of 10.
Health Metrics: Naper vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.9% |
| 21% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 6.4% |
| High Blood Pressure | 32.6% |
| Asthma | 9.1% |
| COPD | 6.5% |
| Cancer | 7.3% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.9% |
| 21% above US avg |
| Binge Drinking | 23.5% |
| Physical Inactivity | 26.0% |
| Depression | 18.2% |
| Mental Distress | 15.9% |
| Physical Distress | 12.0% |
| Short Sleep | 30.7% |
Healthcare Access
| Insurance Rate | 94.9% |
| Uninsured | 8.9% |
| 3% above US avg |
| Checkup Rate | 72.5% |
| Dental Visits | 61.1% |
Food & Exercise
| Food Environment | 6.0/10 |
| Healthcare Facilities | 5 |
Naper has a violent crime rate of 108 per 100,000 residents, 72% below the national average of 380. Property crime stands at 352 per 100,000, 82% below the U.S. average. Overall, Naper receives a safety grade of F.
Crime Rates: Naper vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 108.2/100K |
| 72% below US avg |
| |
Property Crime
| Total Property | 351.6/100K |
| 82% below US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Naper experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 21°F in January while summers reach 73°F in July. The area gets 291 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 27.1 inches (drier than the 38-inch national average). The area receives 41.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,983 feet.
Temperature
21°F Jan (-6°C)
73°F Jul (23°C)
| Annual Average | 46.7°F |
| 14% below US avg |
| January Average | 21°F (-6°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 291 days/yr |
Geography
| Elevation | 1,983 ft (604 m) |
| Area | 0.1 sq mi (0.4 km²) |
| Population Density | 836/sq mi |
| Coordinates | 42.9642°N, 99.0970°W |
| Timezone | America/Chicago |
| County | Keya Paha County County |
| Nearest Airport | Ainsworth Regional (ANW)
53 miles away |
Precipitation & Snow
Annual Rainfall
27.1"
29% below US avg
Wettest Month (Jun)
3.78"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 1.5 / 100 |
| Social Vulnerability | 88.4 / 100 |
| Community Resilience | 8.7 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
19 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M2.5 on Apr 27, 2025.
| Nov 3, 2002 |
16 km SSW of Butte, Nebraska |
M4.3 |
27 km |
| Jun 4, 2021 |
10 km NE of Anoka, Nebraska |
M3.7 |
30 km |
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
137 km |
| Oct 25, 1990 |
8 km N of Plankinton, South Dakota |
M3.6 |
105 km |
| Aug 26, 1991 |
15 km SSE of Brownlee, Nebraska |
M3.4 |
148 km |
| Jan 25, 1994 |
8 km E of Wood Lake, Nebraska |
M3.3 |
93 km |
| Jun 18, 2015 |
15 km SSE of Valentine, Nebraska |
M3.3 |
115 km |
| Apr 11, 2016 |
11 km E of Brownlee, Nebraska |
M3.2 |
136 km |
| Jun 4, 2021 |
9 km ENE of Anoka, Nebraska |
M3.1 |
30 km |
| Jan 4, 2021 |
5 km N of Tyndall, South Dakota |
M3.1 |
101 km |
| Feb 7, 2014 |
11 km NE of Bijou Hills, South Dakota |
M3.0 |
71 km |
| Jan 1, 2025 |
4 km S of Brownlee, Nebraska |
M3.0 |
148 km |
| Feb 1, 2006 |
6 km ENE of Bassett, Nebraska |
M2.9 |
50 km |
| Jul 3, 1995 |
9 km SSW of Fort Thompson, South Dakota |
M2.8 |
120 km |
| Jan 1, 2020 |
2 km E of Chambers, Nebraska |
M2.8 |
90 km |
| Mar 20, 2010 |
9 km NNW of Springview, Nebraska |
M2.7 |
58 km |
| Apr 27, 2025 |
9 km NE of Burke, South Dakota |
M2.5 |
33 km |
| Jan 16, 2022 |
9 km NE of Plankinton, South Dakota |
M2.5 |
106 km |
| Mar 6, 2024 |
6 km SSE of Santee, Nebraska |
M2.5 |
107 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
355 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 1 fatality, 50 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 8, 1965 |
EF5 |
51 km |
0 |
| May 29, 1962 |
EF4 |
62 km |
0 |
| May 5, 2007 |
EF3 |
97 km |
0 |
| Jun 9, 2003 |
EF3 |
54 km |
0 |
| Jul 24, 1971 |
EF3 |
91 km |
0 |
| May 8, 1965 |
EF3 |
96 km |
0 |
| May 8, 1965 |
EF3 |
30 km |
0 |
| Jun 5, 1962 |
EF3 |
98 km |
0 |
| May 21, 1962 |
EF3 |
32 km |
0 |
| May 16, 1962 |
EF3 |
17 km |
0 |
| May 15, 1962 |
EF3 |
36 km |
0 |
| May 14, 1962 |
EF3 |
76 km |
0 |
| May 14, 1962 |
EF3 |
68 km |
0 |
| Jun 18, 1954 |
EF3 |
100 km |
0 |
| May 10, 2015 |
EF2 |
72 km |
0 |
| May 22, 2010 |
EF2 |
67 km |
0 |
| May 22, 2010 |
EF2 |
77 km |
0 |
| Jun 24, 2009 |
EF2 |
41 km |
0 |
| Mar 23, 2009 |
EF2 |
57 km |
0 |
| Jun 5, 2008 |
EF2 |
90 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
11 wildfires (100+ acres) within 100 km.
Largest: REGION 24 COMPLEX (66,349 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
REGION 24 COMPLEX |
66,349 |
83 km |
| 2012 |
UNNAMED |
6,910 |
45 km |
| 1998 |
TNC |
4,683 |
93 km |
| 1995 |
UNNAMED |
3,145 |
84 km |
| 2012 |
UNNAMED |
2,875 |
33 km |
| 2002 |
UNNAMED |
2,130 |
84 km |
| 2000 |
NOVOTNY AND WAGNER |
1,968 |
71 km |
| 2012 |
KAYLKOWSKI |
1,966 |
51 km |
| 1989 |
UNNAMED |
1,804 |
100 km |
| 2002 |
UNNAMED |
1,477 |
100 km |
| 2023 |
SDLDR-HFR-FY23-RX-BROKEN ARROW UNITS B-C-D-E-G-H-I |
1,185 |
66 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
21°F (-6°C) |
0.4 in |
Coldest, Driest |
| February |
27°F (-3°C) |
0.6 in |
|
| March |
36°F (2°C) |
1.7 in |
|
| April |
48°F (9°C) |
2.6 in |
|
| May |
60°F (15°C) |
3.7 in |
|
| June |
70°F (21°C) |
3.8 in |
Wettest |
| July |
73°F (23°C) |
3.3 in |
|
| August |
74°F (23°C) |
2.5 in |
Warmest |
| September |
64°F (18°C) |
2.5 in |
|
| October |
51°F (11°C) |
1.6 in |
|
| November |
35°F (1°C) |
0.9 in |
|
| December |
24°F (-4°C) |
0.6 in |
|
Naper has a seasonal temperature swing of 52°F / from 21°F in January to 74°F in August. Total annual precipitation is 24.0 inches, with June being the wettest month (3.8") and January the driest (0.4").
Average costs for common services in Naper. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Naper
What is the population of Naper?
Naper has a population of 117 residents and is located in Nebraska. The population density is 836 people per square mile, spread across 0.1 square miles. The median age of residents is 35.2 years, which is younger than the national median of 38.9 years. The population is 48.7% female and 51.3% male.
Is Naper expensive to live in?
Naper is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $26,719, 64% below the national average of $75,149. The median home value is $24,400 (91% below the U.S. median). The home price-to-income ratio is 0.9x, indicating housing is reasonably affordable relative to local income levels.
Is Naper safe?
Naper is considered a very safe city with a violent crime rate of 108 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 352 per 100,000 (below the national average). Overall, Naper receives a safety grade of F based on combined crime data.
What is the weather like in Naper?
Naper has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 21°F in January, while summers reach an average of 73°F in July. The area receives 291 sunny days per year, well above the national average of 205. Annual rainfall totals 27.1 inches, with 41.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Naper?
The job market in Naper is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $647. There are 32 business establishments in the area, including 3 restaurants and food service locations. The average commute time is 20 minutes, and 11.1% of workers work from home.
How much does housing cost in Naper?
The median home value in Naper is $24,400. Zillow estimates the typical home value at $245,195. The homeownership rate is 89.4%.
How are the schools in Naper?
Schools in Naper score 5.5 out of 10 on standardized testing, near the national average. 7.1% of adults in Naper hold a bachelor's degree or higher, below the national average of 33.7%. 75.7% have completed high school. 1.9% hold a graduate or professional degree.
How healthy is Naper?
The obesity rate in Naper is 38.9% (above the national rate of 32.1%). 16.9% of adults are smokers. 26.0% are physically inactive. 18.2% of residents report depression. 8.9% lack health insurance.
What is transportation like in Naper?
The average commute in Naper is 20 minutes, shorter than the national average of 28 minutes. 69.4% of workers drive alone to work, and 11.1% work from home.
What are the demographics of Naper?
The racial and ethnic makeup of Naper is 63.2% White, 33.3% Hispanic or Latino. 99.3% of residents speak only English at home. 72.0% of the population are military veterans. 35.9% of residents have a disability. 94.9% have health insurance coverage.
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