National Harbor, MD

Maryland · Metropolitan Area

National Harbor is a small town in Maryland with a population of 4,418. Residents earn $133,616 per year, which is 78% above the national average.

4.8 /5.0
A+ Excellent
4,418 Population 3,479/sq mi density
$133,616 Median Income $81,161 per capita
$462,000 Home Value
$2,293 Median Rent
59°F Avg Temperature
A+
Overall
4.8 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$133,616 median income, 3.2% unemployment
A+
Affordability
4.7 / 5.0
$462,000 home value, $2,293/mo rent
A+
Education
5.0 / 5.0
51.1% bachelor's degree or higher
Median Income $133,616
78% higher than US avg
Home Value $462,000
64% higher than US avg
Bachelor's+ 51.1%
52% higher than US avg
Median Rent $2,293
97% higher than US avg
Obesity Rate 38.1%
19% higher than US avg
Unemployment 3.2%
11% lower than US avg
Poverty Rate 6.4%
48% lower than US avg

How National Harbor Compares to the U.S. Average (100% = U.S. avg)

People

Population4,418
Median Age49.8 yrs
Density3,479/mi²
Male / Female48% / 52%
Largest GroupWhite 23%

Economy

A+
Median Income$133,616
Per Capita$81,161
Unemployment3.2%
Poverty6.4%
County GDP$18,000M
Commute36 min

Housing

A+
Home Value$462,000
Rent$2,293
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.1%
UninsuredN/A
Depression14.7%
Heart Disease4.4%

Climate

Avg Temp59°F
AQI41 (Good)
Rain41.8 in/yr
Elevation144 ft

Education

A+
Bachelor's+51.1%
High School+94.5%
School Score5.85

Community

2024 VoteR 20% / D 78%
Commute36 min
Libraries7

Is National Harbor a Good Place to Live?

Based on current data, National Harbor receives an overall livability score of 4.8 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, long commute times. National Harbor stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in National Harbor is $133,616, which is significantly higher than the national average — 78% above $75,149. This places National Harbor among higher-income communities. Unemployment stands at 3.2%, indicating a healthy job market. Only 6.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in National Harbor is $462,000, making it a premium housing market at 64% above the U.S. median of $281,900. Renters pay a median of $2,293 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.

Education

National Harbor is a highly educated community — 51.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 94.5% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

National Harbor enjoys a moderate climate with an average annual temperature of 59°F. Winters average 38°F in January while summers reach 81°F in July. Annual precipitation totals 41.8 inches, including 13.7 inches of snow. Air quality is rated Good with a median AQI of 41.

National Harbor has a population of 4,418 with a density of 3,479 people per square mile. The median age is 49.8 years, 28% older than the national median of 38.9. The city is predominantly Black (48.4%), with 23.4% White, 8.1% Hispanic.

Population

4,418
Total Population
3,479
People / sq mi
49.8yrs
Median Age
28% above US avg
1.3mi²
Land Area

Gender Distribution

Male 47.9%
Female 52.1%

Race & Ethnicity

National Harbor vs U.S. Average

Language Spoken at Home

English Only73.7%
6% below US avg
Spanish26.3%
96% above US avg

Social Characteristics

National Harbor vs U.S. Average

The median household income in National Harbor is $133,616, which is 78% above the national average of $75,149. The unemployment rate is 3.2% (below the 3.6% US average). 6.4% of residents live below the poverty line. Workers commute an average of 36 minutes.

Income: National Harbor vs U.S.

Commute Mode

Income

Median HH Income$133,616
78% above US avg
Per Capita Income$81,161
Avg Weekly Wage$1,760
IRS Avg AGI$135,247

Employment & Poverty

Unemployment3.2%
11% below US avg
Poverty Rate6.4%
48% below US avg
Establishments (County)6,382
County GDP$18,000M

Business (County)

Restaurants396
Healthcare497
Retail413
Manufacturing57

Tax & Cost of Living

Property Tax (IRS)$9,153
162% above US avg
Effective Tax Rate1.98%

Commute & Transportation

Commute Time35.8 min
Work from Home19.1%

Walkability

The median home value in National Harbor is $462,000, 64% above the national average. Monthly rent averages $2,293 (97% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$462,000
64% above US avg
Median List Price$619,000

Real Estate Market (Redfin)

Median List Price$619,000
$/Sq Ft$236
Homes Sold12
Sale-to-List Ratio98.1%
Price Drops13.8%
Inventory58

Rental Costs

Census Median Rent$2,293
97% above US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied54.4%

Property Tax

Avg Tax (IRS)$9,153
162% above US avg
Effective Rate1.98%
In National Harbor, 38.1% of adults are obese (above the 32.1% national rate). 14.7% report depression. 22.4% are physically inactive.

Health Metrics: National Harbor vs U.S. Average (%)

Chronic Conditions

Obesity38.1%
19% above US avg
Diabetes11.8%
Heart Disease4.4%
High Blood Pressure34.4%
Asthma11.0%
COPD4.2%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking13.5%
Physical Inactivity22.4%
Depression14.7%
Mental Distress13.6%
Physical Distress10.6%

Healthcare Access

Insurance Rate88.4%
Checkup Rate76.9%
Premature Death4,702/100K

Food & Exercise

Exercise Access100.0%
Healthcare Facilities497

Crime Rates: National Harbor vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)7

Safety Score

National Harbor has an average annual temperature of 59°F (15°C). Winters average 38°F in January while summers reach 81°F in July. Annual precipitation is 41.8 inches. Air quality is rated Good with a median AQI of 41.

Temperature

38°F Jan (3°C) 81°F Jul (27°C)
Annual Average59.3°F
10% above US avg
January Average38°F (3°C)
July Average81°F (27°C)

Precipitation & Snow

Annual Rainfall41.8 inches
10% above US avg
Snowfall13.7 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation144 ft (44 m)
Area1.3 sq mi (3.3 km²)
Population Density3,479/sq mi
Coordinates38.7832°N, 77.0081°W
County FIPS51510
It is classified as Metro — 1 million+. 51.1% of residents hold a bachelor's degree or higher (52% above US avg). In the 2024 election, the county voted Democrat by a 57.7-point margin.

2024 Presidential Election (County)

R 20.1%
D 77.9%

Winner: Democrat by 57.7 points

Education

Bachelor's Degree+51.1%
52% above US avg
High School+94.5%
School Test Score5.85
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density3,479/sq mi
Total Area1.3 sq mi

Infrastructure & Services

Public Libraries7
Healthcare Facilities497
Restaurants396
Retail Stores413

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute35.8 min
Work from Home19.1%

Nearby Cities

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