Florida · Metropolitan Area
North Key Largo is a small town in Florida with a population of 1,630. Residents earn $146,389 per year, which is 95% above the national average.
Based on current data, North Key Largo receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, a highly educated population, high health insurance coverage. Areas to be aware of include high housing costs, an elevated poverty rate. North Key Largo offers a solid quality of life with a good balance of affordability, safety, and opportunity.
The median household income in North Key Largo is $146,389, which is significantly higher than the national average — 95% above $75,149. This places North Key Largo among higher-income communities. The job market is very strong with unemployment at just 2.0%. The poverty rate of 30.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
The median home value in North Key Largo is $1,858,300, making it a premium housing market at 559% above the U.S. median of $281,900. With a home price-to-income ratio of 12.7x, housing affordability is a significant challenge for many families.
North Key Largo is a highly educated community — 59.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 99.5% have completed high school. Area schools have an average test score of 5.6/10.
North Key Largo has a warm climate with an average annual temperature of 78°F. Winters average 69°F in January while summers reach 84°F in July. Annual precipitation totals 57.0 inches. Air quality is rated Good with a median AQI of 41.
| English Only | 95.5% |
| 22% above US avg | |
| Spanish | 4.5% |
| 66% below US avg |
| Median HH Income | $146,389 |
| 95% above US avg | |
| Per Capita Income | $143,682 |
| Avg Weekly Wage | $1,492 |
| IRS Avg AGI | $111,222 |
| Unemployment | 2.0% |
| 44% below US avg | |
| Poverty Rate | 30.3% |
| 144% above US avg | |
| Establishments (County) | 123,309 |
| County GDP | $260,837M |
| Restaurants | 6,356 |
| Healthcare | 11,061 |
| Retail | 10,749 |
| Manufacturing | 2,137 |
| Property Tax (IRS) | $12,130 |
| 247% above US avg | |
| Effective Tax Rate | 0.65% |
| Commute Time | 24.2 min |
| Work from Home | 28.2% |
| Census Median | $1,858,300 |
| 559% above US avg |
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
| Owner-Occupied | 95.7% |
| Avg Tax (IRS) | $12,130 |
| 247% above US avg | |
| Effective Rate | 0.65% |
| Obesity | 25.8% |
| 20% below US avg | |
| Diabetes | 9.5% |
| Heart Disease | 5.6% |
| High Blood Pressure | 30.2% |
| Asthma | 9.9% |
| COPD | 6.4% |
| Stroke | 2.8% |
| Binge Drinking | 18.9% |
| Physical Inactivity | 22.2% |
| Depression | 20.2% |
| Mental Distress | 17.9% |
| Physical Distress | 13.2% |
| Insurance Rate | 94.2% |
| Checkup Rate | 75.4% |
| Premature Death | 6,314/100K |
| Food Environment | 8.3/10 |
| Exercise Access | 98.5% |
| Healthcare Facilities | 11,061 |
| Fatal Crashes (County/yr) | 290 |
| Annual Average | 77.7°F |
| 44% above US avg | |
| January Average | 69°F (21°C) |
| July Average | 84°F (29°C) |
| Annual Rainfall | 57.0 inches |
| 50% above US avg |
| AQI Median | 41.0 |
| Rating | Good |
| Area | 18.6 sq mi (48.1 km²) |
| Population Density | 88/sq mi |
| Coordinates | 25.2608°N, 80.3216°W |
| County FIPS | 12086 |
Winner: Republican by 11.5 points
| Bachelor's Degree+ | 59.4% |
| 76% above US avg | |
| High School+ | 99.5% |
| School Test Score | 5.60 |
| RUCC Code 1 | Metro — 1 million+ |
| Population Density | 88/sq mi |
| Total Area | 18.6 sq mi |
| Public Libraries | 63 |
| Healthcare Facilities | 11,061 |
| Restaurants | 6,356 |
| Retail Stores | 10,749 |
| Fatal Crashes (County/yr) | 290 |
| Avg Commute | 24.2 min |
| Work from Home | 28.2% |