Median Income
$49,141
35% lower than US avg
Home Value
$55,000
80% lower than US avg
Violent Crime
257/100K
32% lower than US avg
Bachelor's+
22.2%
34% lower than US avg
Median Rent
$615
47% lower than US avg
Obesity Rate
42.6%
33% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
14.7%
19% higher than US avg
How North Loup Compares to the U.S. Average (100% = U.S. avg)
People
Population263
Median Age40.8 yrs
Density641/mi²
Male / Female46% / 54%
Largest GroupWhite 93%
Veterans9.0%
Economy
B+
Median Income$49,141
Per Capita$28,779
Unemployment1.0%
Poverty14.7%
County GDP$385M
Commute17 min
Housing
A+
Home Value$55,000
Rent$615
Ownership84.0%
Zillow$90,668
Housing Units159
Rent Burden18.2%
Crime
F
Violent257/100K
Property4,359/100K
Health
Obesity42.6%
Uninsured9.1%
Smoking15.3%
Depression19.6%
Heart Disease5.5%
Climate
Avg Temp48°F (9°C)
AQI32 (Good)
Rain26.0 in/yr
Sunny Days308/yr
Elevation1,964 ft (599 m)
Education
C+
Bachelor's+22.2%
High School+88.4%
Graduate+8.1%
School Score6.36
Community
2024 VoteR 81% / D 18%
Commute17 min
Broadband70.4%
EV Stations2
Libraries3
Is North Loup a Good Place to Live?
Based on current data, North Loup receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. North Loup offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in North Loup is $49,141, 35% below the national average of $75,149. The job market is very strong with unemployment at just 1.0%. 14.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in North Loup is $55,000, 80% below the national median / offering relatively affordable homeownership. Renters pay a median of $615 per month, below the national average / a plus for affordability. At just 1.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in North Loup is below the national average at 257 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 4,359 per 100,000, 122% above the national average.
Education
22.2% of residents hold a bachelor's degree, below the national average of 33.7%. 88.4% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
North Loup experiences four distinct seasons with an average temperature of 48°F. Winters average 23°F in January while summers reach 73°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 26.0 inches, including 30.9 inches of snow. Air quality is rated Good with a median AQI of 32.
North Loup has a population of 263 with a density of 641 people per square mile, spread across 0.4 square miles. The median age is 40.8 years, 5% older than the national median of 38.9. The gender split is 54% female and 46% male. The city is predominantly White (93.2%). English is the primary language spoken at home by 92.7% of residents, while 7.3% speak Spanish. 9.0% of the population are veterans, above the national rate of 6.0%. 22.6% of residents have a disability (above the 13.0% national average). 90.0% have health insurance coverage.
Population
40.8yrs
Median Age
5% above US avg
Race & Ethnicity
North Loup vs U.S. Average
Language Spoken at Home
English Only
92.7%
18% above US avg
Spanish
7.3%
46% below US avg
Social Characteristics
North Loup vs U.S. Average
The median household income in North Loup is $49,141, which is 35% below the national average of $75,149. Per capita income is $28,779 (below the $39,052 national figure). The average weekly wage is $883, 38% lower than the U.S. average. The unemployment rate is 1.0% (below the 3.6% US average). 14.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 232 business establishments, including 9 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 9.6% of workers work from home (below the 15.2% national rate).
Income: North Loup vs U.S.
Income
| Median HH Income | $49,141 |
| 35% below US avg |
| Per Capita Income | $28,779 |
| Avg Weekly Wage | $883 |
| IRS Avg AGI | $49,707 |
| Gini Index | 0.436 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 14.7% |
| 19% above US avg |
| Establishments (County) | 232 |
| County GDP | $385M |
Business (County)
| Restaurants | 9 |
| Healthcare | 16 |
| Retail | 29 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $3,300 |
| 6% below US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 6.00% |
Commute & Transportation
| Commute Time | 16.8 min |
| Drive Alone | 78.4% |
| Public Transit | 0.0% |
| Work from Home | 9.6% |
The median home value in North Loup is $55,000, 80% below the national median of $281,900. Zillow estimates the typical home value at $90,668, higher than the Census estimate. Monthly rent averages $615 (47% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 84.0% of housing units are owner-occupied (above the 65.4% national rate). There are 159 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,300. 18.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.1x, well within the affordable range.
Home Values
| Census Median | $55,000 |
| 80% below US avg |
| Zillow ZHVI | $90,668 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $615 |
| 47% below US avg |
| Rent Burden | 18.2% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 84.0% |
| Owner-Occupied | 84.0% |
| Renter-Occupied | 16.0% |
| Housing Units | 159 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,300 |
| 6% below US avg |
| Effective Rate | 6.00% |
In North Loup, 42.6% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.5% of residents. 30.0% have high blood pressure. 15.3% are current smokers. 21.2% report binge drinking. 26.5% are physically inactive. 19.6% report depression. 16.4% experience frequent mental distress. 9.1% of residents lack health insurance. The primary care physician ratio is 1:813. The dentist ratio is 1:1,018. 69.3% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: North Loup vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.6% |
| 33% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.5% |
| High Blood Pressure | 30.0% |
| Asthma | 10.3% |
| COPD | 6.3% |
| Cancer | 7.4% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.3% |
| 9% above US avg |
| Binge Drinking | 21.2% |
| Physical Inactivity | 26.5% |
| Depression | 19.6% |
| Mental Distress | 16.4% |
| Physical Distress | 12.3% |
| Short Sleep | 31.2% |
Healthcare Access
| Insurance Rate | 90.0% |
| Uninsured | 9.1% |
| 6% above US avg |
| Primary Care | 1:813 |
| Dentists | 1:1,018 |
| Mental Health | 1:401 |
| Checkup Rate | 73.1% |
| Dental Visits | 65.4% |
| Premature Death | 7,970/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 69.3% |
| Healthcare Facilities | 16 |
North Loup has a violent crime rate of 257 per 100,000 residents, 32% below the national average of 380. Property crime stands at 4,359 per 100,000, 122% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, North Loup receives a safety grade of F.
Crime Rates: North Loup vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 256.9/100K |
| 32% below US avg |
| |
Property Crime
| Total Property | 4,358.9/100K |
| 122% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
North Loup experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 23°F in January while summers reach 73°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 26.0 inches (drier than the 38-inch national average). The area receives 30.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,964 feet.
Temperature
23°F Jan (-5°C)
73°F Jul (23°C)
| Annual Average | 48.2°F |
| 11% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 1,964 ft (599 m) |
| Area | 0.4 sq mi (1.1 km²) |
| Population Density | 641/sq mi |
| Coordinates | 41.4954°N, 98.7727°W |
| Timezone | America/Chicago |
| County | Valley County County |
| Nearest Airport | Central Nebraska Regional (GRI)
44 miles away |
Precipitation & Snow
Annual Rainfall
26.0"
32% below US avg
Wettest Month (Jun)
3.74"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 26.0 / 100 |
| Social Vulnerability | 33.2 / 100 |
| Community Resilience | 40.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
20 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.3. Most recent: M2.8 on Feb 24, 2025.
| Nov 3, 2002 |
16 km SSW of Butte, Nebraska |
M4.3 |
142 km |
| Apr 10, 2018 |
10 km SE of Arnold, Nebraska |
M3.7 |
114 km |
| Aug 19, 2015 |
13 km S of Halsey, Nebraska |
M3.6 |
128 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
58 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
136 km |
| Apr 9, 2018 |
10 km SSE of Arnold, Nebraska |
M3.3 |
115 km |
| Apr 19, 2018 |
9 km SSE of Arnold, Nebraska |
M3.3 |
116 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
13 km |
| Apr 16, 2018 |
8 km SE of Arnold, Nebraska |
M3.1 |
113 km |
| Sep 26, 2010 |
11 km S of Oconto, Nebraska |
M3.1 |
97 km |
| Apr 10, 2018 |
3 km SE of Arnold, Nebraska |
M3.1 |
116 km |
| Jul 18, 1990 |
10 km SSW of Ord, Nebraska |
M3.0 |
15 km |
| Feb 1, 2006 |
6 km ENE of Bassett, Nebraska |
M2.9 |
137 km |
| Jan 1, 2020 |
2 km E of Chambers, Nebraska |
M2.8 |
79 km |
| Feb 24, 2025 |
7 km ENE of Cowles, Nebraska |
M2.8 |
148 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
97 km |
| Apr 15, 2018 |
8 km SE of Arnold, Nebraska |
M2.6 |
114 km |
| Aug 22, 2023 |
10 km ENE of Cowles, Nebraska |
M2.5 |
147 km |
| Sep 3, 2023 |
10 km SSW of Lawrence, Nebraska |
M2.5 |
149 km |
| Apr 10, 2018 |
4 km NW of Arnold, Nebraska |
M2.5 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
596 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 28 fatalities, 387 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 3, 1980 |
EF4 |
75 km |
3 |
| Apr 7, 1978 |
EF4 |
81 km |
0 |
| May 8, 1965 |
EF4 |
71 km |
4 |
| May 8, 1965 |
EF4 |
31 km |
0 |
| May 5, 1964 |
EF4 |
34 km |
0 |
| May 30, 1961 |
EF4 |
92 km |
0 |
| Jun 6, 1956 |
EF4 |
65 km |
0 |
| May 30, 1954 |
EF4 |
91 km |
6 |
| Jun 7, 1953 |
EF4 |
35 km |
11 |
| Apr 26, 2024 |
EF3 |
35 km |
0 |
| Jun 20, 2011 |
EF3 |
100 km |
0 |
| Jun 20, 2011 |
EF3 |
93 km |
0 |
| Oct 9, 2001 |
EF3 |
89 km |
0 |
| Jun 3, 1999 |
EF3 |
35 km |
0 |
| Jun 6, 1993 |
EF3 |
86 km |
0 |
| Jun 1, 1990 |
EF3 |
92 km |
0 |
| Mar 13, 1990 |
EF3 |
73 km |
0 |
| May 10, 1985 |
EF3 |
83 km |
0 |
| Jun 11, 1984 |
EF3 |
57 km |
0 |
| Apr 25, 1984 |
EF3 |
42 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: LOWERY (4,881 ac, 2023).
| Year |
Name |
Acres |
Distance |
| 2023 |
LOWERY |
4,881 |
65 km |
| 2000 |
UNNAMED |
3,883 |
85 km |
| 1998 |
UNNAMED |
3,688 |
65 km |
| 1995 |
UNNAMED |
3,145 |
100 km |
| 1995 |
UNNAMED |
2,911 |
65 km |
| 2023 |
DEL PORTO |
2,856 |
92 km |
| 2000 |
UNNAMED |
2,456 |
51 km |
| 1989 |
UNNAMED |
2,298 |
94 km |
| 1999 |
UNNAMED |
1,185 |
97 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
0.5 in |
Coldest, Driest |
| February |
28°F (-2°C) |
0.6 in |
|
| March |
38°F (3°C) |
2.0 in |
|
| April |
49°F (10°C) |
2.6 in |
|
| May |
60°F (15°C) |
3.7 in |
|
| June |
70°F (21°C) |
3.7 in |
Wettest |
| July |
73°F (23°C) |
3.4 in |
Warmest |
| August |
73°F (23°C) |
3.0 in |
|
| September |
64°F (18°C) |
2.4 in |
|
| October |
51°F (11°C) |
1.5 in |
|
| November |
36°F (2°C) |
1.3 in |
|
| December |
25°F (-4°C) |
0.6 in |
|
North Loup has a seasonal temperature swing of 50°F / from 23°F in January to 73°F in July. Total annual precipitation is 25.2 inches, with June being the wettest month (3.7") and January the driest (0.5").
Average costs for common services in North Loup. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About North Loup
What is the population of North Loup?
North Loup has a population of 263 residents and is located in Nebraska. The population density is 641 people per square mile, spread across 0.4 square miles. The median age of residents is 40.8 years. The population is 54% female and 46% male.
Is North Loup expensive to live in?
North Loup is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $49,141, 35% below the national average of $75,149. The median home value is $55,000 (80% below the U.S. median). Renters pay a median of $615 per month, below the national average of $1,163. The home price-to-income ratio is 1.1x, indicating housing is reasonably affordable relative to local income levels.
Is North Loup safe?
North Loup is safer than the national average, with a violent crime rate of 257 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 4,359 per 100,000 (above the national average). Overall, North Loup receives a safety grade of F based on combined crime data.
What is the weather like in North Loup?
North Loup has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 23°F in January, while summers reach an average of 73°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 26.0 inches, with 30.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in North Loup?
The job market in North Loup is very strong, with unemployment at just 1.0% / well below the national rate of 3.6%. The average weekly wage is $883. There are 232 business establishments in the area, including 9 restaurants and food service locations. The average commute time is 17 minutes, and 9.6% of workers work from home.
How much does housing cost in North Loup?
The median home value in North Loup is $55,000. Zillow estimates the typical home value at $90,668. For renters, the median monthly rent is $615. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 84.0%. The average annual property tax is $3,300.
How are the schools in North Loup?
Schools in North Loup score 6.4 out of 10 on standardized testing, near the national average. 22.2% of adults in North Loup hold a bachelor's degree or higher, below the national average of 33.7%. 88.4% have completed high school. 8.1% hold a graduate or professional degree.
How healthy is North Loup?
The obesity rate in North Loup is 42.6% (above the national rate of 32.1%). 15.3% of adults are smokers. 26.5% are physically inactive. 19.6% of residents report depression. 9.1% lack health insurance. 69.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:813.
What is transportation like in North Loup?
The average commute in North Loup is 17 minutes, shorter than the national average of 28 minutes. 78.4% of workers drive alone to work, and 9.6% work from home.
What are the demographics of North Loup?
The racial and ethnic makeup of North Loup is 93.2% White, 0.8% Hispanic or Latino. 92.7% of residents speak only English at home, while 7.3% speak Spanish. 9.0% of the population are military veterans. 22.6% of residents have a disability. 90.0% have health insurance coverage.
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