Oak Harbor, WA

Washington

Oak Harbor is a small city in Washington with a population of 24,396. Residents earn $72,041 per year, which is 4% below the national average.

3.0 /5.0
B Good
24,396 Population 2,525/sq mi density
$72,041 Median Income $35,461 per capita
$421,700 Home Value $522,440 Zillow
$1,629 Median Rent
52°F Avg Temperature
167 Violent Crime/100K 1,718 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$72,041 median income, 3.1% unemployment
B
Affordability
3.4 / 5.0
$421,700 home value, $1,629/mo rent
F
Safety
1.0 / 5.0
167 violent crimes/100K (56% below avg)
B
Education
3.2 / 5.0
27.9% bachelor's degree or higher
Median Income $72,041
4% lower than US avg
Home Value $421,700
50% higher than US avg
Violent Crime 167/100K
56% lower than US avg
Bachelor's+ 27.9%
17% lower than US avg
Median Rent $1,629
40% higher than US avg
Obesity Rate 33.2%
3% higher than US avg
Unemployment 3.1%
14% lower than US avg
Poverty Rate 5.5%
56% lower than US avg

How Oak Harbor Compares to the U.S. Average (100% = U.S. avg)

People

Population24,396
Median Age31.8 yrs
Density2,525/mi²
Male / Female48% / 52%
Largest GroupWhite 67%

Economy

A
Median Income$72,041
Per Capita$35,461
Unemployment3.1%
Poverty5.5%
County GDP$4,664M
Commute20 min

Housing

B
Home Value$421,700
Rent$1,629
OwnershipN/A
Zillow$522,440

Crime

F
Violent167/100K
Property1,718/100K
Murder4.5/100K
Assault122/100K
Burglary375/100K

Health

Obesity33.2%
UninsuredN/A
Depression24.8%
Heart Disease5.1%

Climate

Avg Temp52°F
AQI28 (Good)
Rain19.9 in/yr
Elevation176 ft

Education

B
Bachelor's+27.9%
High School+94.7%
School Score5.36

Community

2024 VoteR 40% / D 57%
Commute20 min
EV Stations5
Libraries6

Is Oak Harbor a Good Place to Live?

Based on current data, Oak Harbor receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs. Oak Harbor offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Oak Harbor is $72,041, roughly in line with the national average of $75,149. Unemployment stands at 3.1%, indicating a healthy job market. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Oak Harbor is $421,700, 50% above the national median. Renters pay a median of $1,629 per month, significantly above the national average of $1,163. The price-to-income ratio of 5.9x means housing costs are stretched relative to local earnings.

Safety & Crime

Violent crime in Oak Harbor is below the national average at 167 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,718 per 100,000, near the national average.

Education

27.9% of residents hold a bachelor's degree, below the national average of 33.7%. 94.7% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Oak Harbor experiences four distinct seasons with an average temperature of 52°F. Winters average 44°F in January while summers reach 62°F in July. Annual precipitation totals 19.9 inches, including 5.4 inches of snow. Air quality is rated Good with a median AQI of 28.

Oak Harbor has a population of 24,396 with a density of 2,525 people per square mile. The median age is 31.8 years, 18% younger than the national median of 38.9. The city is predominantly White (66.8%), with 3.4% Hispanic, 5.7% Black.

Population

24,396
Total Population
2,525
People / sq mi
31.8yrs
Median Age
18% below US avg
9.7mi²
Land Area

Gender Distribution

Male 48.4%
Female 51.6%

Race & Ethnicity

Oak Harbor vs U.S. Average

Language Spoken at Home

English Only84.6%
8% above US avg
Spanish15.4%
15% above US avg

Social Characteristics

Oak Harbor vs U.S. Average

The median household income in Oak Harbor is $72,041, which is 4% below the national average of $75,149. The unemployment rate is 3.1% (below the 3.6% US average). 5.5% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Oak Harbor vs U.S.

Commute Mode

Income

Median HH Income$72,041
4% below US avg
Per Capita Income$35,461
Avg Weekly Wage$1,133
IRS Avg AGI$92,592

Employment & Poverty

Unemployment3.1%
14% below US avg
Poverty Rate5.5%
56% below US avg
Establishments (County)2,142
County GDP$4,664M

Business (County)

Restaurants163
Healthcare188
Retail230
Manufacturing71

Tax & Cost of Living

Property Tax (IRS)$6,447
84% above US avg
Effective Tax Rate1.53%

Commute & Transportation

Commute Time19.5 min
Work from Home4.9%

Walkability

The median home value in Oak Harbor is $421,700, 50% above the national average. Monthly rent averages $1,629 (40% above US avg). Zillow estimates the typical home value at $522,440.

Home Value Sources

Ownership Split

Home Values

Census Median$421,700
50% above US avg
Zillow ZHVI$522,440
Median List Price$460,000

Real Estate Market (Redfin)

Median List Price$460,000
$/Sq Ft$307
Homes Sold23
Sale-to-List Ratio99.6%
Price Drops12.5%
Inventory40

Rental Costs

Census Median Rent$1,629
40% above US avg
Zillow Rent (ZORI)$1,981

HUD Fair Market Rent

Studio$1,082
1 Bedroom$1,180
2 Bedrooms$1,472
3 Bedrooms$2,003
4 Bedrooms$2,351

Ownership & Property

Owner-Occupied46.2%

Property Tax

Avg Tax (IRS)$6,447
84% above US avg
Effective Rate1.53%
In Oak Harbor, 33.2% of adults are obese (above the 32.1% national rate). 24.8% report depression. 17.7% are physically inactive.

Health Metrics: Oak Harbor vs U.S. Average (%)

Chronic Conditions

Obesity33.2%
3% above US avg
Diabetes9.3%
Heart Disease5.1%
High Blood Pressure29.6%
Asthma11.0%
COPD5.2%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking15.8%
Physical Inactivity17.7%
Depression24.8%
Mental Distress17.8%
Physical Distress12.9%

Healthcare Access

Insurance Rate95.5%
Checkup Rate69.4%
Premature Death5,965/100K

Food & Exercise

Food Environment8.6/10
Exercise Access82.7%
Healthcare Facilities188
Oak Harbor has a violent crime rate of 167 per 100,000 residents, 56% below the national average of 380. Property crime stands at 1,718 per 100,000 (12% below US avg). The murder rate is 4.5 per 100,000.

Crime Rates: Oak Harbor vs U.S. Average (per 100,000)

Violent Crime

Total Violent167.3/100K
56% below US avg
Murder4.5/100K
28% below US avg
Rape22.6/100K
Robbery18.1/100K
Assault122.0/100K

Property Crime

Total Property1,717.7/100K
12% below US avg
Burglary375.2/100K
Theft1,283.7/100K
Vehicle Theft58.8/100K
Arson4.5/100K

Traffic Safety

Fatal Crashes (County/yr)5
FEMA Disasters91

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Oak Harbor has an average annual temperature of 52°F (11°C). Winters average 44°F in January while summers reach 62°F in July. Annual precipitation is 19.9 inches. Air quality is rated Good with a median AQI of 28.

Temperature

44°F Jan (7°C) 62°F Jul (16°C)
Annual Average52.1°F
4% below US avg
January Average44°F (7°C)
July Average62°F (16°C)

Precipitation & Snow

Annual Rainfall19.9 inches
48% below US avg
Snowfall5.4 inches/yr

Air Quality

AQI Median28.0
RatingGood

Geography

Elevation176 ft (54 m)
Area9.7 sq mi (25.0 km²)
Population Density2,525/sq mi
Coordinates48.2938°N, 122.6282°W
County FIPS53029
It is classified as Nonmetro — Urban 20K+, adjacent. 27.9% of residents hold a bachelor's degree or higher (17% below US avg). In the 2024 election, the county voted Democrat by a 16.6-point margin.

2024 Presidential Election (County)

R 40.3%
D 56.8%

Winner: Democrat by 16.6 points

Education

Bachelor's Degree+27.9%
17% below US avg
High School+94.7%
School Test Score5.36
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density2,525/sq mi
Total Area9.7 sq mi

Infrastructure & Services

EV Charging Stations5
Alt Fuel Stations8
Public Libraries6
Healthcare Facilities188
Restaurants163
Retail Stores230

Safety & Disasters

Fatal Crashes (County/yr)5
FEMA Disaster Declarations91
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute19.5 min
Work from Home4.9%

Nearby Cities

Compare Oak Harbor with another city: