Median Income
$99,231
32% higher than US avg
Home Value
$754,300
168% higher than US avg
Bachelor's+
64.4%
91% higher than US avg
Obesity Rate
28.7%
11% lower than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
3.3%
73% lower than US avg
How Ocean Isle Beach Compares to the U.S. Average (100% = U.S. avg)
People
Population796
Median Age67.9 yrs
Density211/mi²
Male / Female45% / 55%
Largest GroupWhite 98%
Economy
A+
Median Income$99,231
Per Capita$80,685
Unemployment0.4%
Poverty3.3%
County GDP$22,774M
Commute22 min
Housing
C
Home Value$754,300
RentN/A
OwnershipN/A
Zillow$522,772
Health
Obesity28.7%
UninsuredN/A
Depression25.2%
Heart Disease4.4%
Climate
Avg Temp63°F
AQI40 (Good)
Rain56.5 in/yr
Elevation1 ft
Education
A+
Bachelor's+64.4%
High School+98.7%
School Score5.46
Community
2024 VoteR 69% / D 30%
Commute22 min
EV Stations1
Libraries12
Is Ocean Isle Beach a Good Place to Live?
Based on current data, Ocean Isle Beach receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Ocean Isle Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Ocean Isle Beach is $99,231, which is significantly higher than the national average — 32% above $75,149. This places Ocean Isle Beach among higher-income communities. The job market is very strong with unemployment at just 0.4%. Only 3.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Ocean Isle Beach is $754,300, making it a premium housing market at 168% above the U.S. median of $281,900. With a home price-to-income ratio of 7.6x, housing affordability is a significant challenge for many families.
Education
Ocean Isle Beach is a highly educated community — 64.4% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.7% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Ocean Isle Beach enjoys a moderate climate with an average annual temperature of 63°F. Winters average 46°F in January while summers reach 80°F in July. Annual precipitation totals 56.5 inches. Air quality is rated Good with a median AQI of 40.
Ocean Isle Beach has a population of 796 with a density of 211 people per square mile. The median age is 67.9 years, 75% older than the national median of 38.9. The city is predominantly White (98.2%).
Population
67.9yrs
Median Age
75% above US avg
Race & Ethnicity
Ocean Isle Beach vs U.S. Average
Language Spoken at Home
| English Only | 94.4% |
| 20% above US avg |
| Spanish | 5.6% |
| 58% below US avg |
Social Characteristics
Ocean Isle Beach vs U.S. Average
The median household income in Ocean Isle Beach is $99,231, which is 32% above the national average of $75,149. The unemployment rate is 0.4% (below the 3.6% US average). 3.3% of residents live below the poverty line. Workers commute an average of 22 minutes.
Income: Ocean Isle Beach vs U.S.
Income
| Median HH Income | $99,231 |
| 32% above US avg |
| Per Capita Income | $80,685 |
| Avg Weekly Wage | $924 |
| IRS Avg AGI | $67,849 |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 3.3% |
| 73% below US avg |
| Establishments (County) | 12,484 |
| County GDP | $22,774M |
Business (County)
| Restaurants | 1,398 |
| Healthcare | 896 |
| Retail | 1,849 |
| Manufacturing | 171 |
Tax & Cost of Living
| Property Tax (IRS) | $3,541 |
| 1% above US avg |
| Effective Tax Rate | 0.47% |
Commute & Transportation
| Commute Time | 22.2 min |
| Work from Home | 35.6% |
The median home value in Ocean Isle Beach is $754,300, 168% above the national average. Zillow estimates the typical home value at $522,772.
Home Values
| Census Median | $754,300 |
| 168% above US avg |
| Zillow ZHVI | $522,772 |
| Median List Price | $1,149,500 |
Real Estate Market (Redfin)
| Median List Price | $1,149,500 |
| $/Sq Ft | $523 |
| Homes Sold | 7 |
| Sale-to-List Ratio | 96.6% |
| Price Drops | 14.5% |
| Inventory | 62 |
Rental Costs
HUD Fair Market Rent
| Studio | $932 |
| 1 Bedroom | $981 |
| 2 Bedrooms | $1,161 |
| 3 Bedrooms | $1,499 |
| 4 Bedrooms | $1,780 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,541 |
| 1% above US avg |
| Effective Rate | 0.47% |
In Ocean Isle Beach, 28.7% of adults are obese (below the 32.1% national rate). 25.2% report depression. 13.8% are physically inactive.
Health Metrics: Ocean Isle Beach vs U.S. Average (%)
Chronic Conditions
| Obesity | 28.7% |
| 11% below US avg |
| Diabetes | 6.8% |
| Heart Disease | 4.4% |
| High Blood Pressure | 26.4% |
| Asthma | 9.8% |
| COPD | 4.1% |
| Stroke | 2.1% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.3% |
| Physical Inactivity | 13.8% |
| Depression | 25.2% |
| Mental Distress | 14.5% |
| Physical Distress | 8.8% |
Healthcare Access
| Insurance Rate | 96.8% |
| |
| Checkup Rate | 79.0% |
| Premature Death | 11,747/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 78.6% |
| Healthcare Facilities | 896 |
Crime Rates: Ocean Isle Beach vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 78 |
Safety Score
Ocean Isle Beach has an average annual temperature of 63°F (17°C). Winters average 46°F in January while summers reach 80°F in July. Annual precipitation is 56.5 inches. Air quality is rated Good with a median AQI of 40.
Temperature
46°F Jan (8°C)
80°F Jul (27°C)
| Annual Average | 63.4°F |
| 17% above US avg |
| January Average | 46°F (8°C) |
| July Average | 80°F (27°C) |
Precipitation & Snow
| Annual Rainfall | 56.5 inches |
| 49% above US avg |
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Geography
| Elevation | 1 ft (0 m) |
| Area | 3.8 sq mi (9.8 km²) |
| Population Density | 211/sq mi |
| Coordinates | 33.8876°N, 78.4621°W |
| County FIPS | 45051 |