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Osage Beach, MO

Missouri

Osage Beach is a small town in Missouri with a population of 4,715. Residents earn $52,067 per year, which is 31% below the national average.

2.8 /5.0
C+ Fair
4,715 Population 480/sq mi density
$52,067 Median Income $32,224 per capita
$286,800 Home Value $324,596 Zillow
$780 Median Rent 25.1% income on rent
56°F Avg Temperature 261 sunny days/yr
274 Violent Crime/100K 6,374 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$52,067 median income, 4.2% unemployment
B+
Affordability
3.6 / 5.0
$286,800 home value, $780/mo rent
F
Safety
1.0 / 5.0
274 violent crimes/100K (28% below avg)
B
Education
3.1 / 5.0
26.7% bachelor's degree or higher
Median Income $52,067
31% lower than US avg
Home Value $286,800
2% higher than US avg
Violent Crime 274/100K
28% lower than US avg
Bachelor's+ 26.7%
21% lower than US avg
Median Rent $780
33% lower than US avg
Obesity Rate 36.7%
14% higher than US avg
Unemployment 4.2%
17% higher than US avg
Poverty Rate 13.8%
11% higher than US avg

How Osage Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population4,715
Median Age55.9 yrs
Density480/mi²
Male / Female53% / 47%
Largest GroupWhite 90%
Veterans10.1%

Economy

B
Median Income$52,067
Per Capita$32,224
Unemployment4.2%
Poverty13.8%
Commute18 min

Housing

B+
Home Value$286,800
Rent$780
OwnershipN/A
Zillow$324,596
Housing Units4,934
Rent Burden25.1%

Crime

F
Violent274/100K
Property6,374/100K
Murder0.0/100K
Assault251/100K
Burglary708/100K

Health

Obesity36.7%
Uninsured10.1%
Smoking17.9%
Depression25.9%
Heart Disease6.2%

Climate

Avg Temp56°F (13°C)
AQI41 (Good)
Rain41.4 in/yr
Sunny Days261/yr
Elevation794 ft (242 m)

Education

B
Bachelor's+26.7%
High School+87.9%
Graduate+8.7%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute18 min
Broadband83.8%
EV Stations4

Is Osage Beach a Good Place to Live?

Based on current data, Osage Beach receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low crime rates, abundant sunshine. Areas to be aware of include below-average incomes. Osage Beach has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Osage Beach is $52,067, 31% below the national average of $75,149. Unemployment stands at 4.2%, indicating a healthy job market. 13.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Osage Beach is $286,800, roughly aligned with the national median of $281,900. Renters pay a median of $780 per month, below the national average — a plus for affordability. The price-to-income ratio of 5.5x means housing costs are stretched relative to local earnings.

Safety & Crime

Violent crime in Osage Beach is below the national average at 274 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 6,374 per 100,000, 225% above the national average.

Education

26.7% of residents hold a bachelor's degree, below the national average of 33.7%. 87.9% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Osage Beach enjoys a moderate climate with an average annual temperature of 56°F. Winters average 31°F in January while summers reach 78°F in July. With 261 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.4 inches. Air quality is rated Good with a median AQI of 41.

Osage Beach has a population of 4,715 with a density of 480 people per square mile, spread across 9.8 square miles. The median age is 55.9 years, 44% older than the national median of 38.9. The gender split is 47.1% female and 52.9% male. The city is predominantly White (90.4%), with 2.8% Hispanic, 2.7% Black. English is the primary language spoken at home by 94.5% of residents, while 5.5% speak Spanish. 10.1% of the population are veterans, above the national rate of 6.0%. 14.1% of residents have a disability. 81.1% have health insurance coverage.

Population

4,715
Total Population
480
People / sq mi
55.9yrs
Median Age
44% above US avg
9.8mi²
Land Area

Gender Distribution

Male 52.9%
Female 47.1%

Race & Ethnicity

Osage Beach vs U.S. Average

Language Spoken at Home

English Only94.5%
20% above US avg
Spanish5.5%
59% below US avg

Social Characteristics

Osage Beach vs U.S. Average

The median household income in Osage Beach is $52,067, which is 31% below the national average of $75,149. Per capita income is $32,224 (below the $39,052 national figure). The unemployment rate is 4.2% (above the 3.6% US average). 13.8% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 7.0% of workers work from home (below the 15.2% national rate).

Income: Osage Beach vs U.S.

Commute Mode

Income

Median HH Income$52,067
31% below US avg
Per Capita Income$32,224

Employment & Poverty

Unemployment4.2%
17% above US avg
Poverty Rate13.8%
11% above US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time18.0 min
Drive Alone65.4%
Public Transit0.0%
Work from Home7.0%

Walkability

The median home value in Osage Beach is $286,800, 2% above the national median of $281,900. Zillow estimates the typical home value at $324,596, higher than the Census estimate. Monthly rent averages $780 (33% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 4,934 total housing units in the city. The median year a home was built is 1987. 25.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.5x, above the traditionally affordable threshold of 3-4x.

Home Value Sources

Ownership Split

Home Values

Census Median$286,800
2% above US avg
Zillow ZHVI$324,596

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$780
33% below US avg
Zillow Rent (ZORI)$1,367
Rent Burden25.1%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Owner-Occupied71.2%
Housing Units4,934
Median Year Built1987

Property Tax

In Osage Beach, 36.7% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 6.2% of residents. 32.5% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 17.2% report binge drinking. 30.2% are physically inactive, above the national average. 25.9% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 10.1% of residents lack health insurance.

Health Metrics: Osage Beach vs U.S. Average (%)

Chronic Conditions

Obesity36.7%
14% above US avg
Diabetes10.8%
Heart Disease6.2%
High Blood Pressure32.5%
Asthma10.8%
COPD7.8%
Cancer7.4%
Stroke3.3%

Behaviors & Mental Health

Smoking17.9%
28% above US avg
Binge Drinking17.2%
Physical Inactivity30.2%
Depression25.9%
Mental Distress19.1%
Physical Distress14.5%
Short Sleep38.8%

Healthcare Access

Insurance Rate81.1%
Uninsured10.1%
17% above US avg
Checkup Rate76.3%
Dental Visits55.5%

Food & Exercise

Osage Beach has a violent crime rate of 274 per 100,000 residents, 28% below the national average of 380. This breaks down to aggravated assault at 251.3 per 100,000, robbery at 22.9, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 6,374 per 100,000, 225% above the U.S. average. This includes larceny/theft at 5,575, burglary at 708, vehicle theft at 91 per 100,000 residents. Overall, Osage Beach receives a safety grade of F.

Crime Rates: Osage Beach vs U.S. Average (per 100,000)

Violent Crime

Total Violent274.2/100K
28% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery22.9/100K
Assault251.3/100K

Property Crime

Total Property6,374.2/100K
225% above US avg
Burglary708.3/100K
Theft5,574.6/100K
Vehicle Theft91.4/100K
Arson0.0/100K

Traffic Safety

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Osage Beach enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 31°F in January while summers reach 78°F in July. The area gets 261 sunny days per year, well above the U.S. average of 205 — making it one of the sunnier locations in the country. Annual precipitation totals 41.4 inches. The area receives 4.3 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 794 feet.

Temperature

31°F Jan (-1°C) 78°F Jul (26°C)
Annual Average55.7°F
3% above US avg
January Average31°F (-1°C)
July Average78°F (26°C)
Sunny Days261 days/yr

Precipitation & Snow

Annual Rainfall41.4 inches
9% above US avg
Snowfall4.3 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation794 ft (242 m)
Area9.8 sq mi (25.4 km²)
Population Density480/sq mi
Coordinates38.1296°N, 92.6528°W
TimezoneAmerica/Chicago

Monthly Weather

Month Avg Temperature Precipitation Summary
January 31°F (-1°C) 1.6 in Coldest, Driest
February 36°F (2°C) 2.0 in
March 46°F (8°C) 3.6 in
April 56°F (13°C) 3.8 in
May 64°F (18°C) 4.9 in Wettest
June 73°F (23°C) 4.2 in
July 78°F (26°C) 3.4 in Warmest
August 77°F (25°C) 3.6 in
September 69°F (20°C) 4.3 in
October 58°F (14°C) 3.9 in
November 46°F (8°C) 3.4 in
December 35°F (2°C) 2.7 in

Osage Beach has a seasonal temperature swing of 48°F — from 31°F in January to 78°F in July. Total annual precipitation is 41.4 inches, with May being the wettest month (4.9") and January the driest (1.6").

26.7% of adults hold a bachelor's degree or higher, 21% below the national average of 33.7%. 87.9% have completed high school. 8.7% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 83.8% of households have broadband internet access. The area has 4 EV charging stations. 65.4% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+26.7%
21% below US avg
High School+87.9%
Graduate Degree+8.7%
School Test Score5.51
B Education Grade (3.1/5.0)

Urban-Rural Classification

Population Density480/sq mi
Total Area9.8 sq mi

Infrastructure & Services

Broadband Access83.8%
EV Charging Stations4
Alt Fuel Stations6

Safety & Disasters

F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.0 min
Drive Alone65.4%
Public Transit0.0%
Work from Home7.0%

Frequently Asked Questions About Osage Beach

What is the population of Osage Beach?

Osage Beach has a population of 4,715 residents and is located in Missouri. The population density is 480 people per square mile, spread across 9.8 square miles. The median age of residents is 55.9 years, which is older than the national median of 38.9 years. The population is 47.1% female and 52.9% male.

Is Osage Beach expensive to live in?

Osage Beach is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $52,067, 31% below the national average of $75,149. The median home value is $286,800 (2% above the U.S. median). Renters pay a median of $780 per month, below the national average of $1,163. The home price-to-income ratio is 5.5x, which means housing is a stretch relative to local earnings.

Is Osage Beach safe?

Osage Beach is safer than the national average, with a violent crime rate of 274 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 6,374 per 100,000 (above the national average). Overall, Osage Beach receives a safety grade of F based on combined crime data.

What is the weather like in Osage Beach?

Osage Beach enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 31°F in January, while summers reach an average of 78°F in July. The area receives 261 sunny days per year, well above the national average of 205. Annual rainfall totals 41.4 inches, with 4.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Osage Beach?

Osage Beach has a healthy job market with an unemployment rate of 4.2%, near the national average of 3.6%. The average commute time is 18 minutes, and 7.0% of workers work from home.

How much does housing cost in Osage Beach?

The median home value in Osage Beach is $286,800. Zillow estimates the typical home value at $324,596. For renters, the median monthly rent is $780. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in Osage Beach?

Schools in Osage Beach score 5.5 out of 10 on standardized testing, near the national average. 26.7% of adults in Osage Beach hold a bachelor's degree or higher, below the national average of 33.7%. 87.9% have completed high school. 8.7% hold a graduate or professional degree.

How healthy is Osage Beach?

The obesity rate in Osage Beach is 36.7% (above the national rate of 32.1%). 17.9% of adults are smokers. 30.2% are physically inactive. 25.9% of residents report depression. 10.1% lack health insurance (above the national rate).

What is transportation like in Osage Beach?

The average commute in Osage Beach is 18 minutes, shorter than the national average of 28 minutes. 65.4% of workers drive alone to work, and 7.0% work from home.

What are the demographics of Osage Beach?

The racial and ethnic makeup of Osage Beach is 90.4% White, 2.7% Black or African American, 2.8% Hispanic or Latino. 94.5% of residents speak only English at home, while 5.5% speak Spanish. 10.1% of the population are military veterans. 14.1% of residents have a disability. 81.1% have health insurance coverage.

Nearby Cities

Lake Ozark, MO 2,451 pop · 4.8 mi Village of Four Seasons, MO 2,077 pop · 5.7 mi Camdenton, MO 4,017 pop · 9.6 mi Eldon, MO 4,486 pop · 15.6 mi Richland, MO 2,256 pop · 23.2 mi Versailles, MO 2,580 pop · 23.2 mi Lebanon, MO 15,157 pop · 31.0 mi Dixon, MO 1,267 pop · 31.9 mi Waynesville, MO 5,422 pop · 32.2 mi California, MO 4,523 pop · 34.7 mi St. Robert, MO 5,327 pop · 35.5 mi Wardsville, MO 1,505 pop · 35.9 mi St. Martins, MO 1,195 pop · 36.4 mi Tipton, MO 2,680 pop · 37.1 mi
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