Median Income
$52,067
31% lower than US avg
Home Value
$286,800
2% higher than US avg
Violent Crime
265/100K
30% lower than US avg
Bachelor's+
26.7%
21% lower than US avg
Median Rent
$780
33% lower than US avg
Obesity Rate
36.7%
14% higher than US avg
Unemployment
8.0%
122% higher than US avg
Poverty Rate
13.8%
11% higher than US avg
How Osage Beach Compares to the U.S. Average (100% = U.S. avg)
People
Population4,715
Median Age55.9 yrs
Density480/mi²
Male / Female53% / 47%
Largest GroupWhite 90%
Veterans10.1%
Economy
C+
Median Income$52,067
Per Capita$32,224
Unemployment8.0%
Poverty13.8%
Commute18 min
Housing
B+
Home Value$286,800
Rent$780
Ownership71.2%
Zillow$321,574
Housing Units4,934
Rent Burden25.1%
Crime
F
Violent265/100K
Property2,993/100K
Health
Obesity36.7%
Uninsured15.8%
Smoking17.9%
Depression25.9%
Heart Disease6.2%
Climate
Avg Temp58°F (14°C)
Rain42.6 in/yr
Elevation794 ft (242 m)
Education
B
Bachelor's+26.7%
High School+87.9%
Graduate+8.7%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute18 min
Broadband83.8%
EV Stations4
Is Osage Beach a Good Place to Live?
Based on current data, Osage Beach receives an overall livability score of 2.6 out of 5.0, earning a grade of C+. Key strengths include low crime rates. Areas to be aware of include above-average unemployment, a high uninsured rate, below-average incomes. Osage Beach has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Osage Beach is $52,067, 31% below the national average of $75,149. At 8.0%, unemployment is notably high. 13.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Osage Beach is $286,800, roughly aligned with the national median of $281,900. Renters pay a median of $780 per month, below the national average / a plus for affordability. The price-to-income ratio of 5.5x means housing costs are stretched relative to local earnings.
Safety & Crime
Violent crime in Osage Beach is below the national average at 265 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,993 per 100,000, 53% above the national average.
Education
26.7% of residents hold a bachelor's degree, below the national average of 33.7%. 87.9% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Osage Beach enjoys a moderate climate with an average annual temperature of 58°F. Winters average 35°F in January while summers reach 80°F in July. Annual precipitation totals 42.6 inches.
Osage Beach has a population of 4,715 with a density of 480 people per square mile, spread across 9.8 square miles. The median age is 55.9 years, 44% older than the national median of 38.9. The gender split is 47.1% female and 52.9% male. The city is predominantly White (90.4%), with 8.3% Hispanic, 2.7% Black. English is the primary language spoken at home by 92.9% of residents, while 5.5% speak Spanish. 10.1% of the population are veterans, above the national rate of 6.0%. 17.9% of residents have a disability (above the 13.0% national average). 84.2% have health insurance coverage.
Population
4,715
Total Population
2023 Census
55.9yrs
Median Age
44% above US avg
Race & Ethnicity
Osage Beach vs U.S. Average
Language Spoken at Home
English Only
92.9%
18% above US avg
Spanish
5.5%
59% below US avg
Social Characteristics
Osage Beach vs U.S. Average
The median household income in Osage Beach is $52,067, which is 31% below the national average of $75,149. Per capita income is $32,224 (below the $39,052 national figure). The unemployment rate is 8.0% (above the 3.6% US average). 13.8% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 18 minutes (shorter than the 28-minute US average). 7.0% of workers work from home (below the 15.2% national rate).
Income: Osage Beach vs U.S.
Income
| Median HH Income | $52,067 |
| 31% below US avg |
| Per Capita Income | $32,224 |
Employment & Poverty
| Unemployment | 8.0% |
| 122% above US avg |
| Poverty Rate | 13.8% |
| 11% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 18.0 min |
| Drive Alone | 65.4% |
| Public Transit | 0.0% |
| Work from Home | 7.0% |
The median home value in Osage Beach is $286,800, 2% above the national median of $281,900. Zillow estimates the typical home value at $321,574, higher than the Census estimate. Monthly rent averages $780 (33% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 71.2% of housing units are owner-occupied. There are 4,934 total housing units in the city. The median year a home was built is 1987. 25.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.5x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $286,800 |
| 2% above US avg |
| Zillow ZHVI | $321,574 |
Rental Costs
| Census Median Rent | $780 |
| 33% below US avg |
| Zillow Rent (ZORI) | $1,367 |
| Rent Burden | 25.1% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 71.2% |
| Owner-Occupied | 71.2% |
| Renter-Occupied | 28.8% |
| Housing Units | 4,934 |
| Median Year Built | 1987 |
Property Tax
In Osage Beach, 36.7% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 6.2% of residents. 32.5% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 17.2% report binge drinking. 30.2% are physically inactive, above the national average. 25.9% report depression (above the 20.0% national average). 19.1% experience frequent mental distress. 15.8% of residents lack health insurance (above the 8.6% national rate).
Health Metrics: Osage Beach vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.7% |
| 14% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 6.2% |
| High Blood Pressure | 32.5% |
| Asthma | 10.8% |
| COPD | 7.8% |
| Cancer | 7.4% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 17.9% |
| 28% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 30.2% |
| Depression | 25.9% |
| Mental Distress | 19.1% |
| Physical Distress | 14.5% |
| Short Sleep | 38.8% |
Healthcare Access
| Insurance Rate | 84.2% |
| Uninsured | 15.8% |
| 84% above US avg |
| Checkup Rate | 76.3% |
| Dental Visits | 55.5% |
Food & Exercise
Osage Beach has a violent crime rate of 265 per 100,000 residents, 30% below the national average of 380. Property crime stands at 2,993 per 100,000, 53% above the U.S. average. Overall, Osage Beach receives a safety grade of F.
Crime Rates: Osage Beach vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 264.7/100K |
| 30% below US avg |
| |
Property Crime
| Total Property | 2,993.3/100K |
| 53% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Osage Beach enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 80°F in July. Annual precipitation totals 42.6 inches. The area receives 4.3 inches of snow annually. The city sits at an elevation of 794 feet.
Temperature
35°F Jan (1°C)
80°F Jul (26°C)
| Annual Average | 58.0°F |
| 7% above US avg |
| January Average | 35°F (1°C) |
| July Average | 80°F (26°C) |
Geography
| Elevation | 794 ft (242 m) |
| Area | 9.8 sq mi (25.4 km²) |
| Population Density | 480/sq mi |
| Coordinates | 38.1296°N, 92.6528°W |
| Timezone | America/Chicago |
| Nearest Airport | Waynesville-St Robert Regional Forney Field (TBN)
39 miles away |
Precipitation & Snow
Annual Rainfall
42.6"
12% above US avg
Wettest Month (May)
5.54"
Earthquake History
9 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M2.6 on Apr 23, 2025.
| May 18, 2005 |
Missouri |
M3.3 |
120 km |
| Jul 31, 2005 |
Missouri |
M3.3 |
66 km |
| Mar 30, 2001 |
1 km SW of Hermitage, Missouri |
M3.1 |
63 km |
| Jan 21, 1992 |
5 km SE of Linn Creek, Missouri |
M3.1 |
15 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
119 km |
| Apr 4, 2015 |
3 km ESE of Clinton, Missouri |
M2.6 |
99 km |
| Mar 7, 2009 |
7 km S of Miramiguoa Park, Missouri |
M2.6 |
138 km |
| Apr 23, 2025 |
3 km E of Hartville, Missouri |
M2.6 |
99 km |
| Apr 29, 2018 |
3 km WNW of Evergreen, Missouri |
M2.5 |
64 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
409 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 14 fatalities, 307 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 19, 1973 |
EF4 |
89 km |
0 |
| Sep 26, 1959 |
EF4 |
87 km |
0 |
| Mar 25, 1954 |
EF4 |
97 km |
2 |
| May 22, 2019 |
EF3 |
23 km |
0 |
| Dec 31, 2010 |
EF3 |
64 km |
0 |
| Dec 31, 2010 |
EF3 |
78 km |
2 |
| Jan 7, 2008 |
EF3 |
58 km |
0 |
| Jan 7, 2008 |
EF3 |
60 km |
0 |
| Mar 12, 2006 |
EF3 |
75 km |
0 |
| Mar 12, 2006 |
EF3 |
100 km |
0 |
| May 4, 2003 |
EF3 |
30 km |
4 |
| Jun 1, 1999 |
EF3 |
86 km |
0 |
| Nov 10, 1998 |
EF3 |
96 km |
0 |
| Nov 27, 1990 |
EF3 |
85 km |
0 |
| Nov 27, 1990 |
EF3 |
96 km |
0 |
| May 1, 1983 |
EF3 |
73 km |
0 |
| Mar 15, 1982 |
EF3 |
81 km |
0 |
| May 12, 1980 |
EF3 |
90 km |
0 |
| May 4, 1977 |
EF3 |
86 km |
0 |
| Apr 20, 1973 |
EF3 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (7,388 ac, 1994).
| Year |
Name |
Acres |
Distance |
| 1994 |
UNNAMED |
7,388 |
34 km |
| 1994 |
UNNAMED |
5,344 |
43 km |
| 2006 |
BIG SPRING FIRE |
4,921 |
36 km |
| 2010 |
UNNAMED |
4,767 |
33 km |
| 2023 |
ELM SPRINGS RX |
4,378 |
69 km |
| 2009 |
MOUNTAIN CREEK |
4,322 |
39 km |
| 1991 |
UNNAMED |
4,179 |
44 km |
| 2023 |
CANNON RANGE RX |
3,870 |
67 km |
| 2021 |
UNNAMED |
3,665 |
94 km |
| 1992 |
UNNAMED |
3,538 |
32 km |
| 1991 |
UNNAMED |
3,533 |
45 km |
| 1991 |
UNNAMED |
3,492 |
43 km |
| 1994 |
UNNAMED |
3,336 |
29 km |
| 2021 |
KAINTUCK |
3,325 |
72 km |
| 1991 |
UNNAMED |
3,135 |
40 km |
| 2012 |
KINFOLK RD |
2,883 |
41 km |
| 2005 |
UNNAMED |
2,831 |
72 km |
| 1991 |
UNNAMED |
2,763 |
48 km |
| 2007 |
UNNAMED |
2,710 |
36 km |
| 2005 |
UNNAMED |
2,590 |
33 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
35°F (1°C) |
2.2 in |
Coldest |
| February |
39°F (4°C) |
2.1 in |
Driest |
| March |
48°F (9°C) |
3.0 in |
|
| April |
58°F (14°C) |
5.0 in |
|
| May |
66°F (19°C) |
5.5 in |
Wettest |
| June |
75°F (24°C) |
4.2 in |
|
| July |
80°F (26°C) |
3.8 in |
Warmest |
| August |
78°F (26°C) |
4.2 in |
|
| September |
71°F (22°C) |
4.2 in |
|
| October |
60°F (16°C) |
3.4 in |
|
| November |
49°F (9°C) |
3.0 in |
|
| December |
39°F (4°C) |
2.1 in |
|
Osage Beach has a seasonal temperature swing of 45°F / from 35°F in January to 80°F in July. Total annual precipitation is 42.6 inches, with May being the wettest month (5.5") and February the driest (2.1").
Average costs for common services in Osage Beach. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Osage Beach
What is the population of Osage Beach?
Osage Beach has a population of 4,715 residents and is located in Missouri. The population density is 480 people per square mile, spread across 9.8 square miles. The median age of residents is 55.9 years, which is older than the national median of 38.9 years. The population is 47.1% female and 52.9% male.
Is Osage Beach expensive to live in?
Osage Beach is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $52,067, 31% below the national average of $75,149. The median home value is $286,800 (2% above the U.S. median). Renters pay a median of $780 per month, below the national average of $1,163. The home price-to-income ratio is 5.5x, which means housing is a stretch relative to local earnings.
Is Osage Beach safe?
Osage Beach is safer than the national average, with a violent crime rate of 265 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,993 per 100,000 (above the national average). Overall, Osage Beach receives a safety grade of F based on combined crime data.
What is the weather like in Osage Beach?
Osage Beach enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winter temperatures average 35°F in January, while summers reach an average of 80°F in July. Annual rainfall totals 42.6 inches, with 4.3 inches of snow.
How is the job market in Osage Beach?
The job market in Osage Beach faces challenges, with unemployment at 8.0% / significantly above the national rate of 3.6%. The average commute time is 18 minutes, and 7.0% of workers work from home.
How much does housing cost in Osage Beach?
The median home value in Osage Beach is $286,800. Zillow estimates the typical home value at $321,574. For renters, the median monthly rent is $780. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 71.2%.
How are the schools in Osage Beach?
Schools in Osage Beach score 5.5 out of 10 on standardized testing, near the national average. 26.7% of adults in Osage Beach hold a bachelor's degree or higher, below the national average of 33.7%. 87.9% have completed high school. 8.7% hold a graduate or professional degree.
How healthy is Osage Beach?
The obesity rate in Osage Beach is 36.7% (above the national rate of 32.1%). 17.9% of adults are smokers. 30.2% are physically inactive. 25.9% of residents report depression. 15.8% lack health insurance (above the national rate).
What is transportation like in Osage Beach?
The average commute in Osage Beach is 18 minutes, shorter than the national average of 28 minutes. 65.4% of workers drive alone to work, and 7.0% work from home.
What are the demographics of Osage Beach?
The racial and ethnic makeup of Osage Beach is 90.4% White, 2.7% Black or African American, 8.3% Hispanic or Latino. 92.9% of residents speak only English at home, while 5.5% speak Spanish. 10.1% of the population are military veterans. 17.9% of residents have a disability. 84.2% have health insurance coverage.